Modi
1.5%Italian · $ · Financial District
The Platinum Card from American Express Exclusively for Morgan Stanley
The Platinum Card from American Express Exclusively for Morgan Stanley's dining credits or reservation access apply at these restaurants. Figures are what the card earns here; a credit is listed beside them, never added. Top neighborhoods: Mission District (10), Oakland (7), and Financial District (6).
184 restaurants
Italian · $ · Financial District
The Platinum Card from American Express Exclusively for Morgan Stanley
Japanese · $$ · Dogpatch
The Platinum Card from American Express Exclusively for Morgan Stanley
American · $$$ · Mission District
The Platinum Card from American Express Exclusively for Morgan Stanley
Italian · $ · Marina District
The Platinum Card from American Express Exclusively for Morgan Stanley
Mexican · $$ · Jack London
The Platinum Card from American Express Exclusively for Morgan Stanley
Italian & Pizza · $ · Marina
The Platinum Card from American Express Exclusively for Morgan Stanley
American · $$ · Japantown
The Platinum Card from American Express Exclusively for Morgan Stanley
Mexican · $$ · Jack London
The Platinum Card from American Express Exclusively for Morgan Stanley
Steakhouse · $$$ · Nob Hill
The Platinum Card from American Express Exclusively for Morgan Stanley
Italian · $ · The Castro
The Platinum Card from American Express Exclusively for Morgan Stanley
Italian American · $$ · Alameda
The Platinum Card from American Express Exclusively for Morgan Stanley
Italian · $$ · Richmond District
The Platinum Card from American Express Exclusively for Morgan Stanley
American · $ · South of Market
The Platinum Card from American Express Exclusively for Morgan Stanley
Italian · $$ · Dogpatch
The Platinum Card from American Express Exclusively for Morgan Stanley
Italian · $$ · Presidio
The Platinum Card from American Express Exclusively for Morgan Stanley
American · $$ · Larkspur
The Platinum Card from American Express Exclusively for Morgan Stanley
Pizza · $$ · Pacific Heights
The Platinum Card from American Express Exclusively for Morgan Stanley
Pizza · $ · Berkeley
The Platinum Card from American Express Exclusively for Morgan Stanley
Mexican · $$ · Downtown
The Platinum Card from American Express Exclusively for Morgan Stanley
Italian · $ · The Castro
The Platinum Card from American Express Exclusively for Morgan Stanley
Italian · $$ · Alamo Square
The Platinum Card from American Express Exclusively for Morgan Stanley
Cocktail bar · $$ · NOBE
The Platinum Card from American Express Exclusively for Morgan Stanley
Barbecue · $$ · Mission District
The Platinum Card from American Express Exclusively for Morgan Stanley
Californian · $ · Rockridge
The Platinum Card from American Express Exclusively for Morgan Stanley
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Upside (17 restaurants) and AAdvantage Dining (16) are the most widespread dining programs here, out of 184 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 184 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Perk at 1 restaurant hereCard details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.