Best Wells Fargo Travel Credit Cards of 2026
Wells Fargo cards ranked by travel earn rates, transfer partners, and travel benefits.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Travel. Order can differ from that column because ranking adds the adjustments above.
Top Pick
Wells Fargo Autograph Journey Visa Credit Card
Wells Fargo
5x Wells Fargo Rewards on Hotels & Lodging booked direct
5x × 1.4¢/pt = 7.3¢ per dollar
Up to 8.0¢/$ via Choice Privileges
- +5x on Hotels & Lodging booked direct — points worth 1.4¢ each
- +$50 annual statement credit (up to $50/yr); Travel and Emergency Services Assistance — not counted in estimated value or ranking; eligible use has not been established
- +60,000 points bonus (~$870 value)
VISACore Rate
3.7¢
per dollar on travel
$95/yr
Welcome: 60,000 points
Runner-Up
Wells Fargo Autograph Visa Credit Card
Wells Fargo
3x Wells Fargo Rewards on Transit & Rideshare
3x × 1.4¢/pt = 4.3¢ per dollar
Up to 4.8¢/$ via Choice Privileges
- +3x on Transit & Rideshare — points worth 1.4¢ each
- +Roadside Dispatch; Travel and Emergency Assistance Services; Visa Signature Luxury Hotel Collection — not counted in estimated value or ranking; eligible use has not been established
- +20,000 points bonus (~$290 value)
VISACore Rate
2.1¢
per dollar on travel
No annual fee
Welcome: 20,000 points
Also Great
Wells Fargo Active Cash Card
Wells Fargo
2% cash back on everything
Up to 3.2¢/$ via Choice Privileges
- +2% cash back on everything
- +Visa Signature Travel & Emergency Assistance; Emergency Cash and Card Replacement; Roadside Dispatch — not counted in estimated value or ranking; eligible use has not been established
- +$100 cash back bonus (~$100 value)
VISA
2.0¢
per dollar on travel
No annual fee
Welcome: $100 cash back
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Applicable Rate | Effective Value | Annual Fee | Network |
|---|---|---|---|---|
| Wells Fargo Autograph Journey Visa Credit CardWells Fargo | 5x Wells Fargo Rewards Hotels & Lodging | 3.7¢/$ | $95 | visa |
| Wells Fargo Autograph Visa Credit CardWells Fargo | 3x Wells Fargo Rewards Transit & Rideshare | 2.1¢/$ | $0 | visa |
| Wells Fargo Active Cash CardWells Fargo | 2% cash back All Other | 2.0¢/$ | $0 | visa |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Guides for this category
- Points & MilesPoints vs. cash back: 3 numbers that decide which card earns moreCash back is worth its face value; points are worth what you redeem them for. Compare earn rate, point value, and annual fee to see which pays you more.
- Points & MilesChase points for Hyatt versus a cash hotel rate: a worked comparisonA worked two-night comparison of Chase points transferred to Hyatt against the cash rate: the 4:3 ratio, resort fees, and the rewards a paid stay would earn.
- Points & MilesShopping portal cash back versus airline miles: compare usable value6% cash back or 4 miles per dollar? Find the break-even value per mile, apply each portal to its eligible subtotal, and check coupons before choosing.
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