Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
U.S. Bank cards ranked by travel earn rates, transfer partners, and travel benefits.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Travel, after spend caps. Order can differ from that column because ranking adds the adjustments above.
Usbank
Side-by-side view of the ranked picks.
| Card | Travel Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| U.S. Bank Altitude Connect Visa Signature CardUsbank | 5x Usbank Altitude Rewards | 2.1¢/$ | $0 | — | visa |
| U.S. Bank Smartly Visa Signature CardUsbank | 2% cash back | 2.0¢/$ | $0 | — | visa |
| U.S. Bank Shield Visa CardUsbank | 4% cash back | 1.9¢/$ | $0 | $10 | visa |
| U.S. Bank Cash+® Visa Signature® CardUsbank | 5% cash back | 1.7¢/$ | $0 | — | visa |
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Usbank
Usbank
| H-D™ H.O.G.™ Elite Visa Signature®Usbank | 2x points | 1.2¢/$ | $99 | $104.50 | visa |
| Edward Jones® Everyday Solutions Triple Rewards World Elite Mastercard®Usbank | 1x points | 1.0¢/$ | $0 | — | mastercard |
| Korean Air SKYPASS Visa Signature Business CardUsbank | 1x Korean Air SKYPASS | 1.0¢/$ | $99 | — | visa |
| U.S. Bank Altitude Go Visa Signature CardUsbank | 1x Usbank Altitude Rewards | 1.0¢/$ | $0 | — | visa |
| SKYPASS Select Visa Signature®Usbank | 2x Korean Air SKYPASS | 1.0¢/$ | $450 | $11 | visa |
| H-D™ Visa Signature®Usbank | 2x points | 0.4¢/$ | $0 | — | visa |
