Best U.S. Bank Travel Credit Cards of 2026
U.S. Bank cards ranked by travel earn rates, transfer partners, and travel benefits.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Travel, after spend caps. Order can differ from that column because ranking adds the adjustments above.
Top Pick
U.S. Bank Altitude Connect Visa Signature Card
U.S. Bank
5x U.S. Bank Altitude Rewards on Hotels & Lodging booked through the required portal
5x × 1.0¢/pt = 5.0¢ per dollar
- +5x on Hotels & Lodging booked through the required portal — points worth 1.0¢ each
- +TSA PreCheck or Global Entry Credit (up to $100/4yr); GigSky Mobile Data (Visa Signature); Visa Signature Travel & Emergency Assistance — not counted in estimated value or ranking; eligible use has not been established
- +20,000 points bonus (~$200 value)
VISACore Rate
2.1¢
per dollar on travel
No annual fee
Welcome: 20,000 points
Runner-Up
U.S. Bank Shield Visa Card
U.S. Bank
4% cash back on Flights booked through the required portal
- +4% cash back on Flights booked through the required portal
- +No annual fee. Other listed credits: $20 annual statement credit (up to $20/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
VISACore Rate
1.9¢
per dollar on travel
No annual fee
Also Great
U.S. Bank Cash+® Visa Signature® Card
U.S. Bank
5% cash back on Transit & Rideshare
- +5% cash back on Transit & Rideshare. 5% applies only if ground transportation is one of the two 5% categories you choose each quarter; the $2,000 quarterly limit is combined across both chosen categories.
- +$200 cash back bonus (~$200 value)
- +No annual fee
VISACore Rate
1.7¢
per dollar on travel
No annual fee
Welcome: $200 cash back
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Applicable Rate | Effective Value | Annual Fee | Network |
|---|---|---|---|---|
| U.S. Bank Altitude Connect Visa Signature CardU.S. Bank | 5x U.S. Bank Altitude Rewards Hotels & Lodging | 2.1¢/$ | $0 | visa |
| U.S. Bank Shield Visa CardU.S. Bank | 4% cash back Flights | 1.9¢/$ | $0 | visa |
| U.S. Bank Cash+® Visa Signature® CardU.S. Bank | 5% cash back Transit & Rideshare | 1.7¢/$ | $0 | visa |
| SKYPASS Visa Signature®U.S. Bank | 2x Korean Air SKYPASS Hotels & Lodging | 1.2¢/$ | $99 | visa |
| H-D™ H.O.G.™ Elite Visa Signature®U.S. Bank | 2x points Hotels & Lodging | 1.2¢/$ | $99 | visa |
| SKYPASS Select Visa Signature®U.S. Bank | 2x Korean Air SKYPASS Flights | 1.5¢/$ | $450 | visa |
| H-D™ Visa Signature®U.S. Bank | 2x points Hotels & Lodging | 0.4¢/$ | $0 | visa |
| U.S. Bank Smartly Visa Signature CardU.S. Bank | 2% cash back All Other | 2.0¢/$ | $0 | visa |
| Edward Jones® Everyday Solutions Triple Rewards World Elite Mastercard®U.S. Bank | 1x points All Other | 1.0¢/$ | $0 | mastercard |
| SKYPASS SkyBlue Visa®U.S. Bank | 1x Korean Air SKYPASS All Other | 1.0¢/$ | $0 | visa |
More Options
#4SKYPASS Visa Signature®$99/yr
1.2¢/$
#5H-D™ H.O.G.™ Elite Visa Signature®$99/yr
1.2¢/$
#6SKYPASS Select Visa Signature®$450/yr
1.5¢/$
#7H-D™ Visa Signature®No fee
0.4¢/$
#8U.S. Bank Smartly Visa Signature CardNo fee
2.0¢/$
#9Edward Jones® Everyday Solutions Triple Rewards World Elite Mastercard®No fee
1.0¢/$
#10SKYPASS SkyBlue Visa®No fee
1.0¢/$
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Open in full search with filters →Guides for this category
- Points & MilesChase points for Hyatt versus a cash hotel rate: a worked comparisonA worked two-night comparison of Chase points transferred to Hyatt against the cash rate: the 4:3 ratio, resort fees, and the rewards a paid stay would earn.
- Points & MilesShopping portal cash back versus airline miles: compare usable value6% cash back or 4 miles per dollar? Find the break-even value per mile, apply each portal to its eligible subtotal, and check coupons before choosing.
- Points & MilesWhy the cash price you would pay matters more than a luxury sticker priceA $10,000 fare booked with points did not save you $10,000. Value an award three ways: sticker price, cash you would really pay, and what the upgrade is worth to you.
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