Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Subscriptions perks across top credit cards, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | United Club Infinite Card | Up to $240 in Instacart Credits | $120/yr | $695/yr |
| 2 |
| United Explorer Card |
| 3-Month Complimentary Instacart+ Membership |
| $15/yr |
| $150/yr |
| 3 | Citi Strata Credit Card | Points transfer | $5/yr | No fee |
| 4 | Citi Strata Elite℠ Card | Points transfer | $5/yr | $595/yr |
| 5 | United Club℠ Business Card | Complimentary Instacart+ Membership | $50/yr | $695/yr |
| 6 | Atmos Rewards Summit Visa Infinite Credit Card | Transfer points to partner loyalty programs | $5/yr | $395/yr |
| 7 | Quicksilver Secured Rewards | Capital One Travel | $5/yr | No fee |
| 8 | Savor Rewards for Good Credit | Capital One Travel | $5/yr | No fee |
| 9 | IHG One Rewards Premier Business Credit Card | Save 20% on reward points purchases | $5/yr | $99/yr |
| 10 | JetBlue Business Card | 10% points back | $5/yr | $99/yr |
| 11 | VentureOne Rewards for Good Credit | Capital One Travel | $5/yr | No fee |
| 12 | Delta SkyMiles Gold American Express Card | TakeOff 15 | $5/yr | $150/yr |
| 13 | Delta SkyMiles Platinum American Express Card | TakeOff 15 | $5/yr | $350/yr |
| 14 | IHG One Rewards Premier Credit Card | Save 20% on reward points purchases | $5/yr | $99/yr |
| 15 | IHG One Rewards Traveler Credit Card | Save 20% on reward points purchases | $5/yr | No fee |
| 16 | Wyndham Rewards Earner Business Card | go free® Faster | $5/yr | $149/yr |
| 17 | Wyndham Rewards Earner Card | go free® Faster | $5/yr | No fee |
| 18 | Instacart Mastercard® | Family Account | Included | No fee |
| 19 | Chase Sapphire Preferred Card | Additional Value with Ultimate Rewards | $375/yr | $95/yr |
| 20 | Capital Vacations® World Mastercard® | 3-night Capital Vacations Resort Stay Certificate | $250/yr | No fee |
| 21 | AllModern Mastercard | No Interest Financing up to 24 Months | $50/yr | No fee |
| 22 | Birch Lane Mastercard | No Interest Financing up to 24 Months | $50/yr | No fee |
| 23 | Athleta Rewards Mastercard® | Early Access to Select Sales | $25/yr | No fee |
| 24 | Banana Republic Rewards Mastercard® | Receive 20% Off First Purchase | $15/yr | No fee |
| 25 | Chase Sapphire Reserve | Sapphire Reserve Experiences & Venue Benefits | $10/yr | $795/yr |
| 26 | Wells Fargo Active Cash Card | My Wells Fargo Deals | $10/yr | No fee |
| 27 | The AARP® Essential Rewards Mastercard® | Charitable Contribution 1% | $5/yr | No fee |
| 28 | The AARP® Travel Rewards Mastercard® | Redeem for AARP Membership | $5/yr | No fee |
| 29 | Gap Good Rewards Mastercard® | Free Fast Shipping | $5/yr | No fee |
| 30 | The Business Platinum Card from American Express | Preferred Access | $5/yr | $895/yr |
| 31 | American Express Gold Card | American Express Preferred Access | $5/yr | $325/yr |
| 32 | Atmos Rewards Ascent Visa Signature Card | 20% back onboard | $5/yr | $95/yr |
| 33 | Atmos™ Rewards Visa Signature® Business Card | 20% back onboard | $5/yr | $95/yr |
| 34 | Bank of America® Premium Rewards® Elite | Pay with points | $5/yr | $550/yr |
| 35 | Navyist Rewards Mastercard® | Free Fast Shipping | $5/yr | No fee |
| 36 | Capital One Venture X Business | Miles Transfer | $5/yr | $395/yr |
| 37 | DoorDash Rewards Mastercard® | Chase Offers | $5/yr | No fee |
| 38 | Ink Business Preferred® Credit Card | 1:1 Points Transfer | $5/yr | $95/yr |
| 39 | Discover it® Secured Credit Card | Get your deposit back | $5/yr | No fee |
| 40 | Disney® Inspire Visa® Card | 10% off Select Merchandise Purchases | $5/yr | $149/yr |
| 41 | Emirates Skywards Premium World Elite Mastercard® | 25% savings | $5/yr | $499/yr |
| 42 | Emirates Skywards Rewards World Elite Mastercard® | 25% savings | $5/yr | $99/yr |
| 43 | Hawaiian Airlines® World Elite Business Mastercard® | 50%-off companion discount | $5/yr | $99/yr |
| 44 | JetBlue Premier Card | Mosaic Status Faster | $5/yr | $499/yr |
| 45 | SKYPASS Select Visa Signature® | Take off for less | $5/yr | $450/yr |
| 46 | SKYPASS Visa Signature® | Take off for less | $5/yr | $99/yr |
| 47 | L.L.Bean Mastercard | Free Monogramming | $5/yr | No fee |
| 48 | Mastercard® Black | Priceless Golf® | $5/yr | $699/yr |
| 49 | Macys American Express Card | Star Money reward | $5/yr | No fee |
| 50 | Marriott Bonvoy Bevy American Express Card | Premium Internet Access | $5/yr | $250/yr |
| 51 | Menards® BIG Card | 1% rebate on gas and merchandise | $5/yr | No fee |
| 52 | MGM Rewards Iconic World Elite Mastercard® | Free Self-Parking | $5/yr | $249/yr |
| 53 | Miles & More® World Elite Mastercard® | Low Introductory APR | $5/yr | $89/yr |
| 54 | One Key+ Card | Automatic Gold Tier | $5/yr | $99/yr |
| 55 | RCI® Elite Rewards® Mastercard® | 5% Rewards back | $5/yr | No fee |
| 56 | REI Co-op® Mastercard® | Double card rewards during our annual event | $5/yr | No fee |
| 57 | SoFi Smart Card | Investment match | $5/yr | No fee |
| 58 | Southwest Rapid Rewards Priority Credit Card | 7,500 points every year | $5/yr | $229/yr |
| 59 | TD First Class℠ Visa Signature® | Visa luxury hotel collection | $5/yr | $89/yr |
| 60 | TSC Visa Card | 12 Months Special Financing | $5/yr | No fee |
| 61 | Universal Rewards Plus Visa Signature® | 10% off discount | $5/yr | $99/yr |
| 62 | Universal Rewards Visa Signature® | 10% off discount | $5/yr | No fee |
| 63 | U.S. Bank Business Altitude™ Connect Visa Signature® | Transfer points with your personal card | $5/yr | $95/yr |
| 64 | U.S. Bank Business Altitude™ Power Visa Signature® | Transfer points | $5/yr | $195/yr |
| 65 | U.S. Bank Smartly Visa Signature Card | Pay over time with a U.S. Bank ExtendPay® Plan. | $5/yr | No fee |
| 66 | Verizon Visa Card | Auto pay, auto save | $5/yr | No fee |
| 67 | Virgin Red Rewards Mastercard® | Anniversary Virgin Points boost | $5/yr | $99/yr |
| 68 | Wawa® | 5¢ off per gallon | $5/yr | No fee |
| 69 | FRONTIER Airlines World Mastercard | AWARD REDEMPTION FEE WAIVED | $3/yr | $99/yr |
| 70 | ANA CARD U.S.A. Plus | 10% off on ANA in-flight purchases | Included | $85/yr |
| 71 | MyLowe’s Rewards | Everyday Offers | Included | No fee |
| 72 | Capital One VentureOne Rewards Credit Card | Transfer Your Miles | Included | No fee |
| 73 | Capital One Venture X Rewards Credit Card | Complimentary membership to The Cultivist | Included | $395/yr |
| 74 | Choice Privileges Mastercard | World Elite Concierge Service | Included | No fee |
| 75 | Costco Anywhere Visa Card by Citi | Costco Executive Membership Discount Path | Included | No fee |
| 76 | Discover it Student Cash Back | Free FICO Credit Score | Included | No fee |
| 77 | Gap Encore Mastercard® | Free Fast Shipping | Included | No fee |
| 78 | Korean Air SKYPASS Visa Signature Business Card | Save 5% on Korean Air | Included | $99/yr |
| 79 | Old Navy Encore Mastercard® | Free Fast Shipping | Included | No fee |
| 80 | Target Circle Card | Target Circle Member Benefits | Included | No fee |
| 81 | U.S. Bank Altitude Go® Secured Visa® Signature | ID Navigator Powered by NortonLifeLock™ | Included | No fee |
| 82 | TD FlexPay Credit Card | Pick Your Pay Flexibility | Included | No fee |
| 83 | TD FlexPay Credit Card | Pick Your Pay Flexibility | Included | No fee |
| 84 | bp rewards Visa® | No Annual Fee | $28/yr | No fee |
| 85 | Susan G. Komen® Customized Cash Rewards | Susan G. Komen Breast Cancer Donation | $12/yr | No fee |
| 86 | American Express Business Gold Card | No Preset Spending Limit | Included | $375/yr |
