United Club℠ Business Card

United Club℠ Business Card Subscriptions

$695/yr annual fee. 6 subscriptions benefits, with what each is worth and the limits that apply.

Annual fee
$695/yr
Estimated value
$75/yr
Benefits
6

Avis President's Club®

Included
Enrollment required

The primary Cardmember of the United Club℠  Business Card is invited to enroll in Avis President's Club and enjoy complimentary two-car class upgra...

Value Analysis

Estimated Value
$5

Current United Club members

Included

If you are a current United Club member, you can apply for the United Club Business Card and be reimbursed for the unused portion of your United Cl...

Value Analysis

Estimated Value
$5

Earn up to 28,000 Premier® qualifying points (PQP)

Included

You’ll earn 1 PQP for every $15 you spend on purchases with your United Club Business Card, up to 28,000 PQP in a calendar year. This can be applie...

Value Analysis

Estimated Value
$5

Premier Access® Travel Services

Included

Receive preferential treatment to ease your way through the airport with priority check-in, security screening, boarding, and baggage handling priv...

Value Analysis

Estimated Value
$5

United Club℠  membership

Included

Primary Cardmembers receive a value of at least $750, including additional guest privileges with their United Club Membership. Primary Cardmembers ...

Value Analysis

Estimated Value
$5

Complimentary Instacart+ Membership

Included

You must activate the offer by the deadline to receive the complimentary Instacart+ membership, which lasts at least one year or through 12/31/27 . After the free period, the membership auto renews at the standard annual rate unless you cancel. Existing memberships are paused, not extended. Product changes or closing the account can end eligibility.

Pro Tips

  1. 1Activate the membership when you expect to place frequent or larger orders so free delivery offsets real costs.
  2. 2Monitor auto renewal settings and cancel before the paid term begins if you do not want to be charged.
  3. 3Stack Instacart+ with monthly credits or retailer promotions, and take advantage of included Instacart+ perks to ensure the membership delivers full value.

Value Analysis

Estimated Value
$50

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.