United Club Card

United Club Card Subscriptions

$695/yr annual fee. 6 subscriptions benefits, with what each is worth and the limits that apply.

Annual fee
$695/yr
Estimated value
$148/yr
Benefits
6

Cardmember Award Pricing (10% or More Off United Awards)

Included

Book award flights on United or United Express with at least 10% fewer miles (15% with Premier status).

Value Analysis

Estimated Value
$5

Earn up to 28,000 Premier® qualifying points (PQP)

Included

You'll earn 1 PQP for every $15 you spend on purchases with your Club Card, up to 28,000 PQP in a calendar year. This can be applied toward your

Value Analysis

Face Value
$15
Estimated Value
$8

United Card Events from Chase and United MileagePlus Events

Included

Pursue more of your passions with United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private,

Value Analysis

Estimated Value
$5

Up to $240 in Instacart Credits

$20/mo

You must activate the complimentary Instacart+ membership to receive two $10 monthly credits, which post at the start of each month and expire at month end. Each credit must be used on a separate $10 or more order with one retailer, and unused amounts do not roll over. Fees, tips, most alcohol purchases, and restaurant orders do not qualify.

Pro Tips

  1. 1Place two separate orders of $10 or more each month, since only one credit applies per order.
  2. 2Use the credits early because they expire at month end and do not roll over.

Value Analysis

Face Value
$240
Estimated Value
$120

Avis President's Club®

Included
Enrollment required

The primary Cardmember of the United Club℠  Card is invited to enroll in Avis President's Club® and enjoy complimentary two-car class upgrades,

Value Analysis

Estimated Value
$5

MileagePlus miles don't expire

Included

MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.

Value Analysis

Estimated Value
$5

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.