Athleta Encore Mastercard®

Athleta Encore Mastercard® Subscriptions

No annual fee. 5 subscriptions benefits, with what each is worth and the limits that apply.

Annual fee
No fee
Estimated value
$60/yr
Benefits
5

Complimentary FICO® Credit Score

Included

Monitor your credit with complimentary online access to your FICO® Credit Score through your Barclays account.

Value Analysis

Estimated Value
$5

Digital Wallet Support

Included

Add your card to Apple Pay® or Google Pay® for secure, contactless payments in-store and online.

Early Access to Select Sales

Included

Get early access to select sales at Athleta, Gap, Old Navy, and Banana Republic before the general public.

Value Analysis

Estimated Value
$25

Members Only Exclusive Offers

Included

Receive exclusive offers and promotions available only to Athleta Rewards cardholders throughout the year.

Value Analysis

Estimated Value
$25

Free Fast Shipping

Included

Free standard shipping on all online orders of $35+ at Athleta, Gap, Old Navy, and Banana Republic when using your card.

Value Analysis

Estimated Value
$5

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.