Credit Cards with Digital (2026)

Digital Services perks across top credit cards, ranked by estimated value.

Top 3 Picks

All 13 Cards Compared

#CardBenefitValueAnnual Fee
1bp rewards Visa®earnify™ Loyalty Integration$10/yrNo fee
2Air France KLM Visa Signature® Credit CardDigital Wallet CompatibilityIncluded$89/yr
3AT&T Points Plus® Card From CitiContactless PayIncludedNo fee
4Banana Republic Encore Mastercard®Digital Wallet SupportIncludedNo fee
5BMO Business Platinum RewardsDigital PaymentsIncludedNo fee
6BMO Platinum Rewards Mastercard®Digital Wallet SupportIncludedNo fee
7BMO Premium Rewards Mastercard®Digital Wallet & Contactless PaymentsIncluded$95/yr
8Bank of America® Travel RewardsContactless PaymentIncludedNo fee
9Bank of America Travel Rewards Credit Card for StudentsContactless Pay & Digital WalletsIncludedNo fee
10Bank of America® Customized Cash Rewards SecuredDigital Wallet Compatibility$20/yrNo fee
11BJ's One™ Mastercard®Capital One Mobile App FeaturesIncludedNo fee
12BJ's One+™ Mastercard®Capital One Mobile AppIncludedNo fee
13Bank of America® Unlimited Cash Rewards for StudentsDigital Wallet & Contactless PayIncludedNo fee

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.