Bank of America® Customized Cash Rewards Secured

Bank of America® Customized Cash Rewards Secured Digital Services

No annual fee. 2 digital services benefits, with what each is worth and the limits that apply.

Annual fee
No fee
Estimated value
$35/yr
Benefits
2

Digital Wallet Compatibility

Add to Apple Pay, Google Pay, or Samsung Pay for secure, convenient mobile payments at millions of merchants.

Pro Tips

  1. 1Digital wallet payments are often faster than physical card or chip readers
  2. 2Your security protections are the same with digital payments as physical card use
  3. 3Add your card to multiple wallets (Apple, Google, Samsung) to maximize payment options
  4. 4Digital wallet use is tracked the same as physical card spending for rewards calculation

Value Analysis

Estimated Value
$20

Contactless Payments (Tap-to-Pay)

Hold card near reader for fast, secure contactless payment—same security as chip or magnetic stripe.

Pro Tips

  1. 1Contactless payments are typically faster than chip or magnetic stripe transactions
  2. 2The contactless chip is built into your physical card—no separate wallet needed
  3. 3Contactless transactions have the same fraud protections and rewards as any card payment
  4. 4Look for the contactless symbol to identify merchants with compatible readers
  5. 5Contactless technology works alongside chip and magnetic stripe on the same card

Value Analysis

Estimated Value
$15

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.