Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Cards offering dining credits, ranked by estimated annual value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | The Platinum Card from American Express | Resy Restaurant Credit | $200/yr | $895/yr |
| 2 |
| Marriott Bonvoy Brilliant American Express Card |
| $300 Annual Dining Credit |
| $150/yr |
| $650/yr |
| 3 | Delta SkyMiles Reserve American Express Card | $240 Resy Credit | $120/yr | $650/yr |
| 4 | Delta SkyMiles Reserve Business American Express Card | $240 Resy Credit | $120/yr | $650/yr |
| 5 | Marriott Bonvoy Bountiful Credit Card | $150 Annual Dining Credit | $90/yr | $250/yr |
| 6 | American Express Gold Card | $120 Dining Credit | $60/yr | $325/yr |
| 7 | Delta SkyMiles Platinum American Express Card | $120 Resy Credit | $60/yr | $350/yr |
| 8 | United Gateway Card | 0% Intro APR for 12 Months on Purchases | $60/yr | No fee |
| 9 | Delta SkyMiles Platinum Business American Express Card | $120 Resy Credit | $60/yr | $350/yr |
| 10 | Mastercard® Black | $100 Annual Dining Credit | $60/yr | $699/yr |
| 11 | Amtrak Guest Rewards® Preferred Mastercard® | 20% Onboard Food & Beverage Rebate | $40/yr | $99/yr |
| 12 | IHG One Rewards Premier Credit Card | Complimentary DashPass Membership | $30/yr | $99/yr |
| 13 | IHG One Rewards Traveler Credit Card | Complimentary DashPass Membership | $30/yr | No fee |
| 14 | Marriott Bonvoy Bevy American Express Card | Complimentary DashPass Membership | $30/yr | $250/yr |
| 15 | Marriott Bonvoy Bold Credit Card | Complimentary DashPass Membership | $30/yr | No fee |
| 16 | Marriott Bonvoy Boundless Credit Card | Complimentary DashPass Membership | $30/yr | $95/yr |
| 17 | The Business Platinum Card from American Express | Global Dining Access by Resy | $15/yr | $895/yr |
| 18 | Hilton Honors American Express Aspire Card | Global Dining Access by Resy | $15/yr | $550/yr |
| 19 | United Explorer Card | Premier upgrades on award tickets | $5/yr | $150/yr |
| 20 | United Quest Card | Premier upgrades on award tickets | $5/yr | $350/yr |
| 21 | Bank of America Unlimited Cash Rewards Credit Card | OpenTable Special Dining Events | $15/yr | No fee |
| 22 | Bank of America® Customized Cash Rewards for Students | OpenTable Special Dining Events | $15/yr | No fee |
| 23 | Atmos Rewards Ascent Visa Signature Card | OpenTable Special Dining Events | $15/yr | $95/yr |
| 24 | Bank of America Customized Cash Rewards Credit Card | OpenTable Special Dining Events | $15/yr | No fee |
| 25 | Atmos™ Rewards Visa Signature® Business Card | OpenTable Special Dining Events | $15/yr | $95/yr |
| 26 | Bank of America Premium Rewards Credit Card | OpenTable Special Dining Events | $15/yr | $95/yr |
| 27 | Susan G. Komen® Customized Cash Rewards | OpenTable Special Dining Events | $15/yr | No fee |
| 28 | Bank of America® Travel Rewards | OpenTable Special Dining Events | $15/yr | No fee |
| 29 | Bank of America Travel Rewards Credit Card for Students | OpenTable Special Dining Events | $15/yr | No fee |
| 30 | Breeze Easy® Visa Signature® | OpenTable Special Dining Events | $15/yr | $89/yr |
| 31 | Bank of America® Unlimited Cash Rewards for Students | OpenTable Special Dining Events | $15/yr | No fee |
| 32 | SKYPASS Select Visa Signature® | OpenTable Special Dining Events | $15/yr | $450/yr |
| 33 | Navy Federal Visa cashRewards Card | OpenTable Special Dining Events | $15/yr | No fee |
| 34 | Universal Rewards Visa Signature® | OpenTable Special Dining Events | $15/yr | No fee |
| 35 | British Airways Visa Signature® Credit Card | OpenTable Special Dining Events | $15/yr | $95/yr |
| 36 | Ink Business Cash® Credit Card | OpenTable Special Dining Events | $15/yr | No fee |
| 37 | Ink Business Preferred® Credit Card | OpenTable Special Dining Events | $15/yr | $95/yr |
| 38 | Ink Business Unlimited® Credit Card | OpenTable Special Dining Events | $15/yr | No fee |
| 39 | Ink Business Premier® Credit Card | OpenTable Special Dining Events | $15/yr | $195/yr |
| 40 | Chase Sapphire Preferred Card | OpenTable Special Dining Events | $15/yr | $95/yr |
| 41 | World of Hyatt Business Credit Card | OpenTable Special Dining Events | $15/yr | $199/yr |
| 42 | World of Hyatt Credit Card | OpenTable Special Dining Events | $15/yr | $95/yr |
| 43 | Costco Anywhere Visa® Business | OpenTable Special Dining Events | $15/yr | No fee |
| 44 | Disney® Inspire Visa® Card | OpenTable Special Dining Events | $15/yr | $149/yr |
| 45 | Disney Premier Visa Card | OpenTable Special Dining Events | $15/yr | $49/yr |
| 46 | Disney Visa Card | OpenTable Special Dining Events | $15/yr | No fee |
| 47 | Fidelity Rewards Visa Signature Card | OpenTable Special Dining Events | $15/yr | No fee |
| 48 | H-D™ H.O.G.™ Elite Visa Signature® | OpenTable Special Dining Events | $15/yr | $99/yr |
| 49 | H-D™ Visa Signature® | OpenTable Special Dining Events | $15/yr | No fee |
| 50 | The Key Rewards Visa | OpenTable Special Dining Events | $15/yr | No fee |
| 51 | Kohl's Rewards® Visa | OpenTable Special Dining Events | $15/yr | No fee |
| 52 | Korean Air SKYPASS Visa Signature Business Card | OpenTable Special Dining Events | $15/yr | $99/yr |
| 53 | SKYPASS Visa Signature® | OpenTable Special Dining Events | $15/yr | $99/yr |
| 54 | Wyndham Rewards Earner Plus Card | OpenTable Special Dining Events | $15/yr | $95/yr |
| 55 | Nordstrom Rewards | OpenTable Special Dining Events | $15/yr | No fee |
| 56 | PenFed Pathfinder Rewards Visa Signature Card | OpenTable Special Dining Events | $15/yr | $95/yr |
| 57 | PenFed Platinum Rewards Visa Signature® Card | OpenTable Special Dining Events | $15/yr | No fee |
| 58 | Pottery Barn Key Rewards Visa | OpenTable Special Dining Events | $15/yr | No fee |
| 59 | Princess® Rewards Visa® | OpenTable Special Dining Events | $15/yr | No fee |
| 60 | Southwest Rapid Rewards Performance Business Credit Card | OpenTable Special Dining Events | $15/yr | $299/yr |
| 61 | Southwest Rapid Rewards Plus Credit Card | OpenTable Special Dining Events | $15/yr | $99/yr |
| 62 | Southwest Rapid Rewards Premier Business Credit Card | OpenTable Special Dining Events | $15/yr | $149/yr |
| 63 | Southwest Rapid Rewards Premier Credit Card | OpenTable Special Dining Events | $15/yr | $149/yr |
| 64 | Southwest Rapid Rewards Priority Credit Card | OpenTable Special Dining Events | $15/yr | $229/yr |
| 65 | State Farm Business Cash Rewards Visa Signature® | OpenTable Special Dining Events | $15/yr | No fee |
| 66 | State Farm Premier Cash Rewards Visa Signature® | OpenTable Special Dining Events | $15/yr | No fee |
| 67 | TD Cash Credit Card | OpenTable Special Dining Events | $15/yr | No fee |
| 68 | TD Double Up Credit Card | OpenTable Special Dining Events | $15/yr | No fee |
| 69 | TD First Class℠ Visa Signature® | OpenTable Special Dining Events | $15/yr | $89/yr |
| 70 | T-Mobile Visa® | OpenTable Special Dining Events | $15/yr | No fee |
| 71 | United Business Card | OpenTable Special Dining Events | $15/yr | $150/yr |
| 72 | United Club℠ Business Card | OpenTable Special Dining Events | $15/yr | $695/yr |
| 73 | Universal Rewards Plus Visa Signature® | OpenTable Special Dining Events | $15/yr | $99/yr |
| 74 | U.S. Bank Altitude Connect Visa Signature Card | OpenTable Special Dining Events | $15/yr | No fee |
| 75 | U.S. Bank Altitude Go® Secured Visa® Signature | OpenTable Special Dining Events | $15/yr | No fee |
| 76 | U.S. Bank Altitude Go Visa Signature Card | OpenTable Special Dining Events | $15/yr | No fee |
| 77 | U.S. Bank Business Altitude™ Connect Visa Signature® | OpenTable Special Dining Events | $15/yr | $95/yr |
| 78 | U.S. Bank Business Altitude™ Power Visa Signature® | OpenTable Special Dining Events | $15/yr | $195/yr |
| 79 | U.S. Bank Smartly Visa Signature Card | OpenTable Special Dining Events | $15/yr | No fee |
| 80 | Venmo Credit Card | OpenTable Special Dining Events | $15/yr | No fee |
| 81 | Capital One Venture Rewards Credit Card | Capital One Dining Access | $15/yr | $95/yr |
| 82 | Verizon Visa Card | OpenTable Special Dining Events | $15/yr | No fee |
| 83 | Wells Fargo Active Cash Card | OpenTable Special Dining Events | $15/yr | No fee |
| 84 | Wells Fargo Autograph Journey Visa Credit Card | OpenTable Special Dining Events | $15/yr | $95/yr |
| 85 | Wells Fargo Autograph Visa Credit Card | OpenTable Special Dining Events | $15/yr | No fee |
| 86 | West Elm Key Rewards Visa | OpenTable Special Dining Events | $15/yr | No fee |
| 87 | Williams Sonoma Key Rewards Visa | OpenTable Special Dining Events | $15/yr | No fee |
| 88 | Wyndham Rewards Earner Business Card | OpenTable Special Dining Events | $15/yr | $149/yr |
| 89 | Wyndham Rewards Earner Card | OpenTable Special Dining Events | $15/yr | No fee |
| 90 | Atmos Rewards Summit Visa Infinite Credit Card | Preferred boarding | $5/yr | $395/yr |
| 91 | Capital One Savor Cash Rewards Credit Card | Capital One Dining | $5/yr | No fee |
| 92 | Capital One Quicksilver Cash Rewards Credit Card | Capital One Dining | Included | No fee |
| 93 | Capital One Quicksilver Student Cash Rewards Credit Card | Capital One Dining | Included | No fee |
| 94 | Savor Rewards for Good Credit | Capital One Dining | Included | No fee |
| 95 | Capital One VentureOne Rewards Credit Card | Capital One Dining | Included | No fee |
| 96 | SavorOne Rewards from Capital One | 50% Off at Capital One Cafes | Included | $39/yr |
| 97 | Capital One Venture X Rewards Credit Card | Exclusive Dining Experiences | Included | $395/yr |
| 98 | The AARP® Travel Rewards Mastercard® | 2x Cash Back on Dining | $40/yr | No fee |
| 99 | Quicksilver Rewards for Good Credit | 50% Off Capital One Café Beverages | $30/yr | No fee |
| 100 | Target Circle Card | 5% Off Target Cafe and Starbucks | $3/yr | No fee |
