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Amtrak Guest Rewards® Preferred Mastercard®

Amtrak Guest Rewards® Preferred Mastercard® Restaurants

$99/yr annual fee. One restaurants benefit, with what each is worth and the limits that apply.

Annual fee
$99/yr
Estimated value
$40/yr
Benefit
1

20% Onboard Food & Beverage Rebate

Credit

Get 20% back as a statement credit on all food and beverage purchases made onboard Amtrak trains.

Pro Tips

  1. 1This stacks with the 3x points you earn on Amtrak purchases — you get both the points and the 20% rebate.
  2. 2The café car on long-distance routes can add up quickly, making this rebate worth $20-50+ per trip.

Value Analysis

Estimated Value
$40

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.