The Platinum Card from American Express

The Platinum Card from American Express Restaurants

$895/yr annual fee. 2 restaurants benefits, with what each is worth and the limits that apply.

Annual fee
$895/yr
Estimated value
$205/yr
Benefits
2

Platinum Nights by Resy

Included

With your Platinum Card®, you get access to Platinum Nights by Resy which offers you sought after reservations at participating top Resy restaurants

Value Analysis

Estimated Value
$5

Resy Restaurant Credit

$400/yr

Receive a $100 credit per quarter and $400 per year per account. Only purchases directly at qualifying Resy restaurants qualify, and unused quarterly amounts do not roll over. Credits apply to all cards on the account, but the cap is shared. Purchases made without proper enrollment or through non-Resy channels will not trigger credits.

Pro Tips

  1. 1Enroll through your card's benefit page before using the card at an eligible restaurant.
  2. 2Plan at least one eligible meal each quarter so you use the full 100 dollars, since unused credits expire.
  3. 3Check that the restaurant is on the approved network and pay directly, not through third party services.
  4. 4If you seldom dine out, consider buying a gift card from an eligible restaurant, noting many users report this still triggers the credit.

Value Analysis

Face Value
$400
Estimated Value
$200

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.