
American Express Gold Card Restaurants
$325/yr annual fee. 2 restaurants benefits, with what each is worth and the limits that apply.
- Annual fee
- $325/yr
- Estimated value
- $110/yr
- Benefits
- 2
$100 Resy Credit
$50/6moThe credit provides $50 from January through June and $50 from July through December, with no rollover and a $100 annual cap shared across all cards on the account. Only purchases made directly through Resy or at U.S. restaurants live on Resy at the time of purchase qualify. Gift cards, Resy OS purchases, third party processed transactions, and restaurants not active on Resy will not trigger credits.
Pro Tips
- 1Enroll before dining so your purchases qualify.
- 2Use the credit only at restaurants listed on the partner network and pay directly, avoiding third party platforms.
- 3Keep a list of eligible spots in the app or on the website so you can quickly choose options when planning meals.
Value Analysis
- Face Value
- $100
- Estimated Value
- $50
$120 Dining Credit
$10/moThe credit provides $10 per month, with no rollover and a $120 yearly cap shared across all cards on the account. Only direct U.S. purchases from Grubhub, Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder qualify. Gift cards, merchandise, third party processing, or purchases inside another business may not trigger credits. Online orders must come from participating U.S. locations, and only one credit applies per transaction.
Pro Tips
- 1Enroll before using the credit so your purchases qualify.
- 2Use it for everyday meals from Grubhub, Buffalo Wild Wings, Five Guys, The Cheesecake Factory, or Wonder.
- 3Avoid gift cards, merchandise, and other non food items because they will not trigger credits.
- 4Check that you are ordering from a participating U.S. location and paying directly with your card to ensure eligibility.
Value Analysis
- Face Value
- $120
- Estimated Value
- $60