Mastercard® Black Restaurants

$699/yr annual fee. One restaurants benefit, with what each is worth and the limits that apply.

Annual fee: $699/yr
Estimated value: $60/yr
Benefit: 1

See the full Mastercard® Black review

$100 Annual Dining Credit

$100/yr

Dine and Earn. Get up to $100 in annual statement credits when you use your Luxury Card at qualifying restaurants.

Value Analysis

Face Value: $100
Estimated Value: $60

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.