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  • Blog
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  • Documentation
Legal
  • Terms of Service
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lounge access

Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy

Results from

$6,000

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Citi Strata Elite℠ Card
1

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on All Other
1.5x × 1.5¢/pt = 2.3¢ per dollar

Why this card

  1. 1.Priority Pass™ Select membership
  2. 2.Priority Pass Select Lounge Access
  3. 3.American Airlines Admirals Club® Lounge Access Passes

$762.50 in credits fully offsets the $595 fee

MASTERCARD
2.3¢
per dollar on all other
$595/yr($762.50 in credits)
Annual rewards$135
+ Credits$762.50
\u2212 Annual fee$595
Net annual value$302.50
No image
2

The Platinum Card from American Express

Amex

1x Membership Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.Centurion Lounge Access
  2. 2.Airspace Lounge Access
  3. 3.Lufthansa Lounge Access
  4. 4.Global Lounge Collection
  5. 5.Escape Lounge Access

$1,422 in credits fully offsets the $895 fee

AMEX
1.8¢
per dollar on all other
$895/yr($1,422 in credits)
Annual rewards$108
+ Credits$1,422
\u2212 Annual fee$895
Net annual value$635
No image
3

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on All Other
2x × 1.9¢/pt = 3.7¢ per dollar

Why this card

  1. 1.Partner Lounge Network
  2. 2.Capital One Lounge Access
  3. 3.Priority Pass Lounge Access

$315 in credits offset the $395 fee

VISA
3.7¢
per dollar on all other
$395/yr($315 in credits)
Annual rewards$222
+ Credits$315
\u2212 Annual fee$395
Net annual value$142
Chase Sapphire Reserve
4

Chase Sapphire Reserve

Chase

1x Ultimate Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.Priority Pass Select Membership
  2. 2.Air Canada Maple Leaf Lounge Access
  3. 3.Chase Sapphire Lounge by The Club

$968 in credits fully offsets the $795 fee

VISA
1.8¢
per dollar on all other
$795/yr($968 in credits)
Annual rewards$108
+ Credits$968
\u2212 Annual fee$795
Net annual value$281
Atmos Rewards Summit Visa Infinite Credit Card
5

Atmos Rewards Summit Visa Infinite Credit Card

Atmos Financial

1x Atmos Rewards on All Other
1x × 1.1¢/pt = 1.1¢ per dollar

Why this card

  1. 1.Eight Alaska Lounge day passes

$15 in credits offset the $395 fee

VISA
1.1¢
per dollar on all other
$395/yr($15 in credits)
Annual rewards$66.00
+ Credits$15
\u2212 Annual fee$395
Net annual value-$314
U.S. Bank Altitude Connect Visa Signature Card
6

U.S. Bank Altitude Connect Visa Signature Card

Usbank

1x Usbank Altitude Rewards on All Other
1x × 1.0¢/pt = 1.0¢ per dollar

Why this card

  1. 1.Airport lounge access
  2. 2.Priority Pass Select Lounge Access

No annual fee

VISA
1.0¢
per dollar on all other
No annual fee($80.50 in credits)
Annual rewards$60
+ Credits$80.50
Net annual value$140.50
No image
7

One Key+ Card

Wells Fargo

2% cash back on All Other

Why this card

  1. 1.Priority Pass Select Lounge Access

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
No image
8

Bilt Palladium Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.Priority Pass Select Lounge Access
  2. 2.Priority Pass Airport Lounge Access

$300 in credits offset the $495 fee

MASTERCARD
2.0¢
per dollar on all other
$495/yr($300 in credits)
Annual rewards$120
+ Credits$300
\u2212 Annual fee$495
Net annual value-$75
Atmos Rewards Ascent Visa Signature Card
9

Atmos Rewards Ascent Visa Signature Card

Bank Of America

1x Atmos Rewards on All Other
1x × 1.1¢/pt = 1.1¢ per dollar

Why this card

  1. 1.$100 off Lounge+ membership
  2. 2.Alaska Lounge+ Discount

$8 in credits offset the $95 fee

VISA
1.1¢
per dollar on all other
$95/yr($8 in credits)
Annual rewards$66.00
+ Credits$8
\u2212 Annual fee$95
Net annual value-$21.00
Capital One Quicksilver Cash Rewards Credit Card
10

Capital One Quicksilver Cash Rewards Credit Card

Capital One

1.5% cash back on All Other

Why this card

  1. 1.Priority Pass Select Lounge Access

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee($29.97 in credits)
Annual rewards$90
+ Credits$29.97
Net annual value$119.97
Citi Strata Credit Card
11

Citi Strata Credit Card

Citi

1x ThankYou Points on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Airport Lounge Access

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee($162.50 in credits)
Annual rewards$90
+ Credits$162.50
Net annual value$252.50
No image
12

PenFed Pathfinder Rewards Visa Signature Card

Penfed

1x Penfed Honors Advantage on All Other
1x × 0.9¢/pt = 0.9¢ per dollar

Why this card

  1. 1.Priority Pass Select Membership

$58 in credits offset the $95 fee

VISA
0.9¢
per dollar on all other
$95/yr($58 in credits)
Annual rewards$55.50
+ Credits$58
\u2212 Annual fee$95
Net annual value$18.50
PayPal Cashback Mastercard
13

PayPal Cashback Mastercard

Synchrony

1.5% cash back on All Other

Why this card

  1. 1.Priority Pass Select Lounge Access

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee
Annual rewards$90
Net annual value$90
Citi Strata Premier Card
14

Citi Strata Premier Card

Citi

1x ThankYou Points on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Priority Pass Select Lounge Access

$50 in credits offset the $95 fee

MASTERCARD
1.5¢
per dollar on all other
$95/yr($50 in credits)
Annual rewards$90
+ Credits$50
\u2212 Annual fee$95
Net annual value$45
Choice Privileges Select Mastercard
15

Choice Privileges Select Mastercard

Wells Fargo

1x Choice Privileges on All Other
1x × 0.6¢/pt = 0.6¢ per dollar

Why this card

  1. 1.Priority Pass Select Lounge Access

$15 in credits offset the $95 fee

MASTERCARD
0.6¢
per dollar on all other
$95/yr($15 in credits)
Annual rewards$36
+ Credits$15
\u2212 Annual fee$95
Net annual value-$44
Gemini Credit Card
16

Gemini Credit Card

Genesis Fs

1x Cashback on All Other
1x × 1.0¢/pt = 1.0¢ per dollar

Why this card

  1. 1.Priority Pass Select Lounge Access

No annual fee

MASTERCARD
1.0¢
per dollar on all other
No annual fee
Annual rewards$60
Net annual value$60
Wells Fargo Attune Credit Card
17

Wells Fargo Attune Credit Card

Wells Fargo

1% cash back on All Other

Why this card

  1. 1.Priority Pass Select Lounge Access

No annual fee

MASTERCARD
1.0¢
per dollar on all other
No annual fee
Annual rewards$60
Net annual value$60
No image
18

REI Co-op® Mastercard®

Capital One

1% cash back on All Other

Why this card

  1. 1.Priority Pass Select Lounge Access

No annual fee

MASTERCARD
1.0¢
per dollar on all other
No annual fee
Annual rewards$60
Net annual value$60
Alaska Airlines Visa Signature Credit Card
19

Alaska Airlines Visa Signature Credit Card

Bank Of America

1x Alaska Mileage Plan on All Other
1x × 1.0¢/pt = 1.0¢ per dollar

Why this card

  1. 1.$100 off lounge membership

$8 in credits offset the $95 fee

VISA
1.0¢
per dollar on all other
$95/yr($8 in credits)
Annual rewards$60
+ Credits$8
\u2212 Annual fee$95
Net annual value-$27
No image
20

TD Double Up Credit Card

Td Bank

2% cash back on All Other

Why this card

    No annual fee

    VISA
    2.0¢
    per dollar on all other
    No annual fee($8 in credits)
    Annual rewards$120
    + Credits$8
    Net annual value$128
    Bank of America Unlimited Cash Rewards Credit Card
    21

    Bank of America Unlimited Cash Rewards Credit Card

    Bank Of America

    2% cash back on All Other

    Why this card

      No annual fee

      VISA
      2.0¢
      per dollar on all other
      No annual fee($8 in credits)
      Annual rewards$120
      + Credits$8
      Net annual value$128
      Fidelity Rewards Visa Signature Card
      22

      Fidelity Rewards Visa Signature Card

      Elan Financial

      2% cash back on All Other

      Why this card

        No annual fee

        VISA
        2.0¢
        per dollar on all other
        No annual fee($8 in credits)
        Annual rewards$120
        + Credits$8
        Net annual value$128
        Navy Federal Flagship Rewards® Card
        23

        Navy Federal Flagship Rewards® Card

        Navy Federal

        2x Navy Federal Nrewards on All Other
        2x × 1.0¢/pt = 2.0¢ per dollar

        Why this card

          No annual fee

          VISA
          2.0¢
          per dollar on all other
          No annual fee($8 in credits)
          Annual rewards$120
          + Credits$8
          Net annual value$128
          No image
          24

          Verizon Visa Card

          Synchrony

          2% cash back on All Other

          Why this card

            No annual fee

            VISA
            2.0¢
            per dollar on all other
            No annual fee($8 in credits)
            Annual rewards$120
            + Credits$8
            Net annual value$128
            Capital One VentureOne Rewards Credit Card
            25

            Capital One VentureOne Rewards Credit Card

            Capital One

            1.25x Venture Miles on All Other
            1.25x × 1.9¢/pt = 2.3¢ per dollar

            Why this card

              No annual fee

              MASTERCARD
              2.3¢
              per dollar on all other
              No annual fee
              Annual rewards$138.75
              Net annual value$138.75
              Wells Fargo Active Cash Card
              26

              Wells Fargo Active Cash Card

              Wells Fargo

              2% cash back on All Other

              Why this card

                No annual fee

                VISA
                2.0¢
                per dollar on all other
                No annual fee($8 in credits)
                Annual rewards$120
                + Credits$8
                Net annual value$128
                Bank of America® Unlimited Cash Rewards for Students
                27

                Bank of America® Unlimited Cash Rewards for Students

                Bank Of America

                2% cash back on All Other

                Why this card

                  No annual fee

                  VISA
                  2.0¢
                  per dollar on all other
                  No annual fee($8 in credits)
                  Annual rewards$120
                  + Credits$8
                  Net annual value$128
                  No image
                  28

                  SoFi Credit Card

                  Sofi

                  2% cash back on All Other

                  Why this card

                    No annual fee

                    MASTERCARD
                    2.0¢
                    per dollar on all other
                    No annual fee
                    Annual rewards$120
                    Net annual value$120
                    Bilt Blue Card
                    29

                    Bilt Blue Card

                    Cardless

                    1x Bilt Rewards on All Other
                    1x × 2.0¢/pt = 2.0¢ per dollar

                    Why this card

                      No annual fee

                      MASTERCARD
                      2.0¢
                      per dollar on all other
                      No annual fee
                      Annual rewards$120
                      Net annual value$120
                      No image
                      30

                      Jasper Cash Back Mastercard

                      Webbank

                      2% cash back on All Other

                      Why this card

                        No annual fee

                        MASTERCARD
                        2.0¢
                        per dollar on all other
                        No annual fee
                        Annual rewards$120
                        Net annual value$120

                        Results from

                        $6,000

                        Scoring mode

                        Options

                        Point valuation

                        Booking

                        Rewards

                        Programs

                        Networks

                        Refine results

                        No annual fee only?

                        Avoid Amex network?

                        Already have a premium card?

                        Resolved as:All Other
                        Keyword
                        95%
                        50 matches308ms
                        Citi Strata Elite℠ Card
                        1

                        Citi Strata Elite℠ Card

                        Citi

                        1.5x ThankYou Points on All Other
                        1.5x × 1.5¢/pt = 2.3¢ per dollar

                        Why this card

                        1. 1.Priority Pass™ Select membership
                        2. 2.Priority Pass Select Lounge Access
                        3. 3.American Airlines Admirals Club® Lounge Access Passes

                        $762.50 in credits fully offsets the $595 fee

                        MASTERCARD
                        2.3¢
                        per dollar on all other
                        $595/yr($762.50 in credits)
                        Annual rewards$135
                        + Credits$762.50
                        \u2212 Annual fee$595
                        Net annual value$302.50
                        No image
                        2

                        The Platinum Card from American Express

                        Amex

                        1x Membership Rewards on All Other
                        1x × 1.8¢/pt = 1.8¢ per dollar

                        Why this card

                        1. 1.Centurion Lounge Access
                        2. 2.Airspace Lounge Access
                        3. 3.Lufthansa Lounge Access
                        4. 4.Global Lounge Collection
                        5. 5.Escape Lounge Access

                        $1,422 in credits fully offsets the $895 fee

                        AMEX
                        1.8¢
                        per dollar on all other
                        $895/yr($1,422 in credits)
                        Annual rewards$108
                        + Credits$1,422
                        \u2212 Annual fee$895
                        Net annual value$635
                        No image
                        3

                        Capital One Venture X Rewards Credit Card

                        Capital One

                        2x Venture Miles on All Other
                        2x × 1.9¢/pt = 3.7¢ per dollar

                        Why this card

                        1. 1.Partner Lounge Network
                        2. 2.Capital One Lounge Access
                        3. 3.Priority Pass Lounge Access

                        $315 in credits offset the $395 fee

                        VISA
                        3.7¢
                        per dollar on all other
                        $395/yr($315 in credits)
                        Annual rewards$222
                        + Credits$315
                        \u2212 Annual fee$395
                        Net annual value$142
                        Chase Sapphire Reserve
                        4

                        Chase Sapphire Reserve

                        Chase

                        1x Ultimate Rewards on All Other
                        1x × 1.8¢/pt = 1.8¢ per dollar

                        Why this card

                        1. 1.Priority Pass Select Membership
                        2. 2.Air Canada Maple Leaf Lounge Access
                        3. 3.Chase Sapphire Lounge by The Club

                        $968 in credits fully offsets the $795 fee

                        VISA
                        1.8¢
                        per dollar on all other
                        $795/yr($968 in credits)
                        Annual rewards$108
                        + Credits$968
                        \u2212 Annual fee$795
                        Net annual value$281
                        Atmos Rewards Summit Visa Infinite Credit Card
                        5

                        Atmos Rewards Summit Visa Infinite Credit Card

                        Atmos Financial

                        1x Atmos Rewards on All Other
                        1x × 1.1¢/pt = 1.1¢ per dollar

                        Why this card

                        1. 1.Eight Alaska Lounge day passes

                        $15 in credits offset the $395 fee

                        VISA
                        1.1¢
                        per dollar on all other
                        $395/yr($15 in credits)
                        Annual rewards$66.00
                        + Credits$15
                        \u2212 Annual fee$395
                        Net annual value-$314
                        U.S. Bank Altitude Connect Visa Signature Card
                        6

                        U.S. Bank Altitude Connect Visa Signature Card

                        Usbank

                        1x Usbank Altitude Rewards on All Other
                        1x × 1.0¢/pt = 1.0¢ per dollar

                        Why this card

                        1. 1.Airport lounge access
                        2. 2.Priority Pass Select Lounge Access

                        No annual fee

                        VISA
                        1.0¢
                        per dollar on all other
                        No annual fee($80.50 in credits)
                        Annual rewards$60
                        + Credits$80.50
                        Net annual value$140.50
                        No image
                        7

                        One Key+ Card

                        Wells Fargo

                        2% cash back on All Other

                        Why this card

                        1. 1.Priority Pass Select Lounge Access

                        No annual fee

                        MASTERCARD
                        2.0¢
                        per dollar on all other
                        No annual fee
                        Annual rewards$120
                        Net annual value$120
                        No image
                        8

                        Bilt Palladium Card

                        Cardless

                        1x Bilt Rewards on All Other
                        1x × 2.0¢/pt = 2.0¢ per dollar

                        Why this card

                        1. 1.Priority Pass Select Lounge Access
                        2. 2.Priority Pass Airport Lounge Access

                        $300 in credits offset the $495 fee

                        MASTERCARD
                        2.0¢
                        per dollar on all other
                        $495/yr($300 in credits)
                        Annual rewards$120
                        + Credits$300
                        \u2212 Annual fee$495
                        Net annual value-$75
                        Atmos Rewards Ascent Visa Signature Card
                        9

                        Atmos Rewards Ascent Visa Signature Card

                        Bank Of America

                        1x Atmos Rewards on All Other
                        1x × 1.1¢/pt = 1.1¢ per dollar

                        Why this card

                        1. 1.$100 off Lounge+ membership
                        2. 2.Alaska Lounge+ Discount

                        $8 in credits offset the $95 fee

                        VISA
                        1.1¢
                        per dollar on all other
                        $95/yr($8 in credits)
                        Annual rewards$66.00
                        + Credits$8
                        \u2212 Annual fee$95
                        Net annual value-$21.00
                        Capital One Quicksilver Cash Rewards Credit Card
                        10

                        Capital One Quicksilver Cash Rewards Credit Card

                        Capital One

                        1.5% cash back on All Other

                        Why this card

                        1. 1.Priority Pass Select Lounge Access

                        No annual fee

                        MASTERCARD
                        1.5¢
                        per dollar on all other
                        No annual fee($29.97 in credits)
                        Annual rewards$90
                        + Credits$29.97
                        Net annual value$119.97
                        Citi Strata Credit Card
                        11

                        Citi Strata Credit Card

                        Citi

                        1x ThankYou Points on All Other
                        1x × 1.5¢/pt = 1.5¢ per dollar

                        Why this card

                        1. 1.Airport Lounge Access

                        No annual fee

                        MASTERCARD
                        1.5¢
                        per dollar on all other
                        No annual fee($162.50 in credits)
                        Annual rewards$90
                        + Credits$162.50
                        Net annual value$252.50
                        No image
                        12

                        PenFed Pathfinder Rewards Visa Signature Card

                        Penfed

                        1x Penfed Honors Advantage on All Other
                        1x × 0.9¢/pt = 0.9¢ per dollar

                        Why this card

                        1. 1.Priority Pass Select Membership

                        $58 in credits offset the $95 fee

                        VISA
                        0.9¢
                        per dollar on all other
                        $95/yr($58 in credits)
                        Annual rewards$55.50
                        + Credits$58
                        \u2212 Annual fee$95
                        Net annual value$18.50
                        PayPal Cashback Mastercard
                        13

                        PayPal Cashback Mastercard

                        Synchrony

                        1.5% cash back on All Other

                        Why this card

                        1. 1.Priority Pass Select Lounge Access

                        No annual fee

                        MASTERCARD
                        1.5¢
                        per dollar on all other
                        No annual fee
                        Annual rewards$90
                        Net annual value$90
                        Citi Strata Premier Card
                        14

                        Citi Strata Premier Card

                        Citi

                        1x ThankYou Points on All Other
                        1x × 1.5¢/pt = 1.5¢ per dollar

                        Why this card

                        1. 1.Priority Pass Select Lounge Access

                        $50 in credits offset the $95 fee

                        MASTERCARD
                        1.5¢
                        per dollar on all other
                        $95/yr($50 in credits)
                        Annual rewards$90
                        + Credits$50
                        \u2212 Annual fee$95
                        Net annual value$45
                        Choice Privileges Select Mastercard
                        15

                        Choice Privileges Select Mastercard

                        Wells Fargo

                        1x Choice Privileges on All Other
                        1x × 0.6¢/pt = 0.6¢ per dollar

                        Why this card

                        1. 1.Priority Pass Select Lounge Access

                        $15 in credits offset the $95 fee

                        MASTERCARD
                        0.6¢
                        per dollar on all other
                        $95/yr($15 in credits)
                        Annual rewards$36
                        + Credits$15
                        \u2212 Annual fee$95
                        Net annual value-$44
                        Gemini Credit Card
                        16

                        Gemini Credit Card

                        Genesis Fs

                        1x Cashback on All Other
                        1x × 1.0¢/pt = 1.0¢ per dollar

                        Why this card

                        1. 1.Priority Pass Select Lounge Access

                        No annual fee

                        MASTERCARD
                        1.0¢
                        per dollar on all other
                        No annual fee
                        Annual rewards$60
                        Net annual value$60
                        Wells Fargo Attune Credit Card
                        17

                        Wells Fargo Attune Credit Card

                        Wells Fargo

                        1% cash back on All Other

                        Why this card

                        1. 1.Priority Pass Select Lounge Access

                        No annual fee

                        MASTERCARD
                        1.0¢
                        per dollar on all other
                        No annual fee
                        Annual rewards$60
                        Net annual value$60
                        No image
                        18

                        REI Co-op® Mastercard®

                        Capital One

                        1% cash back on All Other

                        Why this card

                        1. 1.Priority Pass Select Lounge Access

                        No annual fee

                        MASTERCARD
                        1.0¢
                        per dollar on all other
                        No annual fee
                        Annual rewards$60
                        Net annual value$60
                        Alaska Airlines Visa Signature Credit Card
                        19

                        Alaska Airlines Visa Signature Credit Card

                        Bank Of America

                        1x Alaska Mileage Plan on All Other
                        1x × 1.0¢/pt = 1.0¢ per dollar

                        Why this card

                        1. 1.$100 off lounge membership

                        $8 in credits offset the $95 fee

                        VISA
                        1.0¢
                        per dollar on all other
                        $95/yr($8 in credits)
                        Annual rewards$60
                        + Credits$8
                        \u2212 Annual fee$95
                        Net annual value-$27
                        No image
                        20

                        TD Double Up Credit Card

                        Td Bank

                        2% cash back on All Other

                        Why this card

                          No annual fee

                          VISA
                          2.0¢
                          per dollar on all other
                          No annual fee($8 in credits)
                          Annual rewards$120
                          + Credits$8
                          Net annual value$128
                          Bank of America Unlimited Cash Rewards Credit Card
                          21

                          Bank of America Unlimited Cash Rewards Credit Card

                          Bank Of America

                          2% cash back on All Other

                          Why this card

                            No annual fee

                            VISA
                            2.0¢
                            per dollar on all other
                            No annual fee($8 in credits)
                            Annual rewards$120
                            + Credits$8
                            Net annual value$128
                            Fidelity Rewards Visa Signature Card
                            22

                            Fidelity Rewards Visa Signature Card

                            Elan Financial

                            2% cash back on All Other

                            Why this card

                              No annual fee

                              VISA
                              2.0¢
                              per dollar on all other
                              No annual fee($8 in credits)
                              Annual rewards$120
                              + Credits$8
                              Net annual value$128
                              Navy Federal Flagship Rewards® Card
                              23

                              Navy Federal Flagship Rewards® Card

                              Navy Federal

                              2x Navy Federal Nrewards on All Other
                              2x × 1.0¢/pt = 2.0¢ per dollar

                              Why this card

                                No annual fee

                                VISA
                                2.0¢
                                per dollar on all other
                                No annual fee($8 in credits)
                                Annual rewards$120
                                + Credits$8
                                Net annual value$128
                                No image
                                24

                                Verizon Visa Card

                                Synchrony

                                2% cash back on All Other

                                Why this card

                                  No annual fee

                                  VISA
                                  2.0¢
                                  per dollar on all other
                                  No annual fee($8 in credits)
                                  Annual rewards$120
                                  + Credits$8
                                  Net annual value$128
                                  Capital One VentureOne Rewards Credit Card
                                  25

                                  Capital One VentureOne Rewards Credit Card

                                  Capital One

                                  1.25x Venture Miles on All Other
                                  1.25x × 1.9¢/pt = 2.3¢ per dollar

                                  Why this card

                                    No annual fee

                                    MASTERCARD
                                    2.3¢
                                    per dollar on all other
                                    No annual fee
                                    Annual rewards$138.75
                                    Net annual value$138.75
                                    Wells Fargo Active Cash Card
                                    26

                                    Wells Fargo Active Cash Card

                                    Wells Fargo

                                    2% cash back on All Other

                                    Why this card

                                      No annual fee

                                      VISA
                                      2.0¢
                                      per dollar on all other
                                      No annual fee($8 in credits)
                                      Annual rewards$120
                                      + Credits$8
                                      Net annual value$128
                                      Bank of America® Unlimited Cash Rewards for Students
                                      27

                                      Bank of America® Unlimited Cash Rewards for Students

                                      Bank Of America

                                      2% cash back on All Other

                                      Why this card

                                        No annual fee

                                        VISA
                                        2.0¢
                                        per dollar on all other
                                        No annual fee($8 in credits)
                                        Annual rewards$120
                                        + Credits$8
                                        Net annual value$128
                                        No image
                                        28

                                        SoFi Credit Card

                                        Sofi

                                        2% cash back on All Other

                                        Why this card

                                          No annual fee

                                          MASTERCARD
                                          2.0¢
                                          per dollar on all other
                                          No annual fee
                                          Annual rewards$120
                                          Net annual value$120
                                          Bilt Blue Card
                                          29

                                          Bilt Blue Card

                                          Cardless

                                          1x Bilt Rewards on All Other
                                          1x × 2.0¢/pt = 2.0¢ per dollar

                                          Why this card

                                            No annual fee

                                            MASTERCARD
                                            2.0¢
                                            per dollar on all other
                                            No annual fee
                                            Annual rewards$120
                                            Net annual value$120
                                            No image
                                            30

                                            Jasper Cash Back Mastercard

                                            Webbank

                                            2% cash back on All Other

                                            Why this card

                                              No annual fee

                                              MASTERCARD
                                              2.0¢
                                              per dollar on all other
                                              No annual fee
                                              Annual rewards$120
                                              Net annual value$120

                                              Results from

                                              $6,000

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                                              Citi Strata Elite℠ Card
                                              1

                                              Citi Strata Elite℠ Card

                                              Citi

                                              1.5x ThankYou Points on All Other
                                              1.5x × 1.5¢/pt = 2.3¢ per dollar

                                              Why this card

                                              1. 1.Priority Pass™ Select membership
                                              2. 2.Priority Pass Select Lounge Access
                                              3. 3.American Airlines Admirals Club® Lounge Access Passes

                                              $762.50 in credits fully offsets the $595 fee

                                              MASTERCARD
                                              2.3¢
                                              per dollar on all other
                                              $595/yr($762.50 in credits)
                                              Annual rewards$135
                                              + Credits$762.50
                                              \u2212 Annual fee$595
                                              Net annual value$302.50
                                              No image
                                              2

                                              The Platinum Card from American Express

                                              Amex

                                              1x Membership Rewards on All Other
                                              1x × 1.8¢/pt = 1.8¢ per dollar

                                              Why this card

                                              1. 1.Centurion Lounge Access
                                              2. 2.Airspace Lounge Access
                                              3. 3.Lufthansa Lounge Access
                                              4. 4.Global Lounge Collection
                                              5. 5.Escape Lounge Access

                                              $1,422 in credits fully offsets the $895 fee

                                              AMEX
                                              1.8¢
                                              per dollar on all other
                                              $895/yr($1,422 in credits)
                                              Annual rewards$108
                                              + Credits$1,422
                                              \u2212 Annual fee$895
                                              Net annual value$635
                                              No image
                                              3

                                              Capital One Venture X Rewards Credit Card

                                              Capital One

                                              2x Venture Miles on All Other
                                              2x × 1.9¢/pt = 3.7¢ per dollar

                                              Why this card

                                              1. 1.Partner Lounge Network
                                              2. 2.Capital One Lounge Access
                                              3. 3.Priority Pass Lounge Access

                                              $315 in credits offset the $395 fee

                                              VISA
                                              3.7¢
                                              per dollar on all other
                                              $395/yr($315 in credits)
                                              Annual rewards$222
                                              + Credits$315
                                              \u2212 Annual fee$395
                                              Net annual value$142
                                              Chase Sapphire Reserve
                                              4

                                              Chase Sapphire Reserve

                                              Chase

                                              1x Ultimate Rewards on All Other
                                              1x × 1.8¢/pt = 1.8¢ per dollar

                                              Why this card

                                              1. 1.Priority Pass Select Membership
                                              2. 2.Air Canada Maple Leaf Lounge Access
                                              3. 3.Chase Sapphire Lounge by The Club

                                              $968 in credits fully offsets the $795 fee

                                              VISA
                                              1.8¢
                                              per dollar on all other
                                              $795/yr($968 in credits)
                                              Annual rewards$108
                                              + Credits$968
                                              \u2212 Annual fee$795
                                              Net annual value$281
                                              Atmos Rewards Summit Visa Infinite Credit Card
                                              5

                                              Atmos Rewards Summit Visa Infinite Credit Card

                                              Atmos Financial

                                              1x Atmos Rewards on All Other
                                              1x × 1.1¢/pt = 1.1¢ per dollar

                                              Why this card

                                              1. 1.Eight Alaska Lounge day passes

                                              $15 in credits offset the $395 fee

                                              VISA
                                              1.1¢
                                              per dollar on all other
                                              $395/yr($15 in credits)
                                              Annual rewards$66.00
                                              + Credits$15
                                              \u2212 Annual fee$395
                                              Net annual value-$314
                                              U.S. Bank Altitude Connect Visa Signature Card
                                              6

                                              U.S. Bank Altitude Connect Visa Signature Card

                                              Usbank

                                              1x Usbank Altitude Rewards on All Other
                                              1x × 1.0¢/pt = 1.0¢ per dollar

                                              Why this card

                                              1. 1.Airport lounge access
                                              2. 2.Priority Pass Select Lounge Access

                                              No annual fee

                                              VISA
                                              1.0¢
                                              per dollar on all other
                                              No annual fee($80.50 in credits)
                                              Annual rewards$60
                                              + Credits$80.50
                                              Net annual value$140.50
                                              No image
                                              7

                                              One Key+ Card

                                              Wells Fargo

                                              2% cash back on All Other

                                              Why this card

                                              1. 1.Priority Pass Select Lounge Access

                                              No annual fee

                                              MASTERCARD
                                              2.0¢
                                              per dollar on all other
                                              No annual fee
                                              Annual rewards$120
                                              Net annual value$120
                                              No image
                                              8

                                              Bilt Palladium Card

                                              Cardless

                                              1x Bilt Rewards on All Other
                                              1x × 2.0¢/pt = 2.0¢ per dollar

                                              Why this card

                                              1. 1.Priority Pass Select Lounge Access
                                              2. 2.Priority Pass Airport Lounge Access

                                              $300 in credits offset the $495 fee

                                              MASTERCARD
                                              2.0¢
                                              per dollar on all other
                                              $495/yr($300 in credits)
                                              Annual rewards$120
                                              + Credits$300
                                              \u2212 Annual fee$495
                                              Net annual value-$75
                                              Atmos Rewards Ascent Visa Signature Card
                                              9

                                              Atmos Rewards Ascent Visa Signature Card

                                              Bank Of America

                                              1x Atmos Rewards on All Other
                                              1x × 1.1¢/pt = 1.1¢ per dollar

                                              Why this card

                                              1. 1.$100 off Lounge+ membership
                                              2. 2.Alaska Lounge+ Discount

                                              $8 in credits offset the $95 fee

                                              VISA
                                              1.1¢
                                              per dollar on all other
                                              $95/yr($8 in credits)
                                              Annual rewards$66.00
                                              + Credits$8
                                              \u2212 Annual fee$95
                                              Net annual value-$21.00
                                              Capital One Quicksilver Cash Rewards Credit Card
                                              10

                                              Capital One Quicksilver Cash Rewards Credit Card

                                              Capital One

                                              1.5% cash back on All Other

                                              Why this card

                                              1. 1.Priority Pass Select Lounge Access

                                              No annual fee

                                              MASTERCARD
                                              1.5¢
                                              per dollar on all other
                                              No annual fee($29.97 in credits)
                                              Annual rewards$90
                                              + Credits$29.97
                                              Net annual value$119.97
                                              Citi Strata Credit Card
                                              11

                                              Citi Strata Credit Card

                                              Citi

                                              1x ThankYou Points on All Other
                                              1x × 1.5¢/pt = 1.5¢ per dollar

                                              Why this card

                                              1. 1.Airport Lounge Access

                                              No annual fee

                                              MASTERCARD
                                              1.5¢
                                              per dollar on all other
                                              No annual fee($162.50 in credits)
                                              Annual rewards$90
                                              + Credits$162.50
                                              Net annual value$252.50
                                              No image
                                              12

                                              PenFed Pathfinder Rewards Visa Signature Card

                                              Penfed

                                              1x Penfed Honors Advantage on All Other
                                              1x × 0.9¢/pt = 0.9¢ per dollar

                                              Why this card

                                              1. 1.Priority Pass Select Membership

                                              $58 in credits offset the $95 fee

                                              VISA
                                              0.9¢
                                              per dollar on all other
                                              $95/yr($58 in credits)
                                              Annual rewards$55.50
                                              + Credits$58
                                              \u2212 Annual fee$95
                                              Net annual value$18.50
                                              PayPal Cashback Mastercard
                                              13

                                              PayPal Cashback Mastercard

                                              Synchrony

                                              1.5% cash back on All Other

                                              Why this card

                                              1. 1.Priority Pass Select Lounge Access

                                              No annual fee

                                              MASTERCARD
                                              1.5¢
                                              per dollar on all other
                                              No annual fee
                                              Annual rewards$90
                                              Net annual value$90
                                              Citi Strata Premier Card
                                              14

                                              Citi Strata Premier Card

                                              Citi

                                              1x ThankYou Points on All Other
                                              1x × 1.5¢/pt = 1.5¢ per dollar

                                              Why this card

                                              1. 1.Priority Pass Select Lounge Access

                                              $50 in credits offset the $95 fee

                                              MASTERCARD
                                              1.5¢
                                              per dollar on all other
                                              $95/yr($50 in credits)
                                              Annual rewards$90
                                              + Credits$50
                                              \u2212 Annual fee$95
                                              Net annual value$45
                                              Choice Privileges Select Mastercard
                                              15

                                              Choice Privileges Select Mastercard

                                              Wells Fargo

                                              1x Choice Privileges on All Other
                                              1x × 0.6¢/pt = 0.6¢ per dollar

                                              Why this card

                                              1. 1.Priority Pass Select Lounge Access

                                              $15 in credits offset the $95 fee

                                              MASTERCARD
                                              0.6¢
                                              per dollar on all other
                                              $95/yr($15 in credits)
                                              Annual rewards$36
                                              + Credits$15
                                              \u2212 Annual fee$95
                                              Net annual value-$44
                                              Gemini Credit Card
                                              16

                                              Gemini Credit Card

                                              Genesis Fs

                                              1x Cashback on All Other
                                              1x × 1.0¢/pt = 1.0¢ per dollar

                                              Why this card

                                              1. 1.Priority Pass Select Lounge Access

                                              No annual fee

                                              MASTERCARD
                                              1.0¢
                                              per dollar on all other
                                              No annual fee
                                              Annual rewards$60
                                              Net annual value$60
                                              Wells Fargo Attune Credit Card
                                              17

                                              Wells Fargo Attune Credit Card

                                              Wells Fargo

                                              1% cash back on All Other

                                              Why this card

                                              1. 1.Priority Pass Select Lounge Access

                                              No annual fee

                                              MASTERCARD
                                              1.0¢
                                              per dollar on all other
                                              No annual fee
                                              Annual rewards$60
                                              Net annual value$60
                                              No image
                                              18

                                              REI Co-op® Mastercard®

                                              Capital One

                                              1% cash back on All Other

                                              Why this card

                                              1. 1.Priority Pass Select Lounge Access

                                              No annual fee

                                              MASTERCARD
                                              1.0¢
                                              per dollar on all other
                                              No annual fee
                                              Annual rewards$60
                                              Net annual value$60
                                              Alaska Airlines Visa Signature Credit Card
                                              19

                                              Alaska Airlines Visa Signature Credit Card

                                              Bank Of America

                                              1x Alaska Mileage Plan on All Other
                                              1x × 1.0¢/pt = 1.0¢ per dollar

                                              Why this card

                                              1. 1.$100 off lounge membership

                                              $8 in credits offset the $95 fee

                                              VISA
                                              1.0¢
                                              per dollar on all other
                                              $95/yr($8 in credits)
                                              Annual rewards$60
                                              + Credits$8
                                              \u2212 Annual fee$95
                                              Net annual value-$27
                                              No image
                                              20

                                              TD Double Up Credit Card

                                              Td Bank

                                              2% cash back on All Other

                                              Why this card

                                                No annual fee

                                                VISA
                                                2.0¢
                                                per dollar on all other
                                                No annual fee($8 in credits)
                                                Annual rewards$120
                                                + Credits$8
                                                Net annual value$128
                                                Bank of America Unlimited Cash Rewards Credit Card
                                                21

                                                Bank of America Unlimited Cash Rewards Credit Card

                                                Bank Of America

                                                2% cash back on All Other

                                                Why this card

                                                  No annual fee

                                                  VISA
                                                  2.0¢
                                                  per dollar on all other
                                                  No annual fee($8 in credits)
                                                  Annual rewards$120
                                                  + Credits$8
                                                  Net annual value$128
                                                  Fidelity Rewards Visa Signature Card
                                                  22

                                                  Fidelity Rewards Visa Signature Card

                                                  Elan Financial

                                                  2% cash back on All Other

                                                  Why this card

                                                    No annual fee

                                                    VISA
                                                    2.0¢
                                                    per dollar on all other
                                                    No annual fee($8 in credits)
                                                    Annual rewards$120
                                                    + Credits$8
                                                    Net annual value$128
                                                    Navy Federal Flagship Rewards® Card
                                                    23

                                                    Navy Federal Flagship Rewards® Card

                                                    Navy Federal

                                                    2x Navy Federal Nrewards on All Other
                                                    2x × 1.0¢/pt = 2.0¢ per dollar

                                                    Why this card

                                                      No annual fee

                                                      VISA
                                                      2.0¢
                                                      per dollar on all other
                                                      No annual fee($8 in credits)
                                                      Annual rewards$120
                                                      + Credits$8
                                                      Net annual value$128
                                                      No image
                                                      24

                                                      Verizon Visa Card

                                                      Synchrony

                                                      2% cash back on All Other

                                                      Why this card

                                                        No annual fee

                                                        VISA
                                                        2.0¢
                                                        per dollar on all other
                                                        No annual fee($8 in credits)
                                                        Annual rewards$120
                                                        + Credits$8
                                                        Net annual value$128
                                                        Capital One VentureOne Rewards Credit Card
                                                        25

                                                        Capital One VentureOne Rewards Credit Card

                                                        Capital One

                                                        1.25x Venture Miles on All Other
                                                        1.25x × 1.9¢/pt = 2.3¢ per dollar

                                                        Why this card

                                                          No annual fee

                                                          MASTERCARD
                                                          2.3¢
                                                          per dollar on all other
                                                          No annual fee
                                                          Annual rewards$138.75
                                                          Net annual value$138.75
                                                          Wells Fargo Active Cash Card
                                                          26

                                                          Wells Fargo Active Cash Card

                                                          Wells Fargo

                                                          2% cash back on All Other

                                                          Why this card

                                                            No annual fee

                                                            VISA
                                                            2.0¢
                                                            per dollar on all other
                                                            No annual fee($8 in credits)
                                                            Annual rewards$120
                                                            + Credits$8
                                                            Net annual value$128
                                                            Bank of America® Unlimited Cash Rewards for Students
                                                            27

                                                            Bank of America® Unlimited Cash Rewards for Students

                                                            Bank Of America

                                                            2% cash back on All Other

                                                            Why this card

                                                              No annual fee

                                                              VISA
                                                              2.0¢
                                                              per dollar on all other
                                                              No annual fee($8 in credits)
                                                              Annual rewards$120
                                                              + Credits$8
                                                              Net annual value$128
                                                              No image
                                                              28

                                                              SoFi Credit Card

                                                              Sofi

                                                              2% cash back on All Other

                                                              Why this card

                                                                No annual fee

                                                                MASTERCARD
                                                                2.0¢
                                                                per dollar on all other
                                                                No annual fee
                                                                Annual rewards$120
                                                                Net annual value$120
                                                                Bilt Blue Card
                                                                29

                                                                Bilt Blue Card

                                                                Cardless

                                                                1x Bilt Rewards on All Other
                                                                1x × 2.0¢/pt = 2.0¢ per dollar

                                                                Why this card

                                                                  No annual fee

                                                                  MASTERCARD
                                                                  2.0¢
                                                                  per dollar on all other
                                                                  No annual fee
                                                                  Annual rewards$120
                                                                  Net annual value$120
                                                                  No image
                                                                  30

                                                                  Jasper Cash Back Mastercard

                                                                  Webbank

                                                                  2% cash back on All Other

                                                                  Why this card

                                                                    No annual fee

                                                                    MASTERCARD
                                                                    2.0¢
                                                                    per dollar on all other
                                                                    No annual fee
                                                                    Annual rewards$120
                                                                    Net annual value$120