Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
16 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
Not travel?
Bank of America
Why this card
No annual fee
Bank of America
Why this card
Annual fee $95. Other listed credits: Airport Security Statement Credits (up to $100). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bank of America
Why this card
No annual fee
Bank of America
Why this card
Bank of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Bank of America
Why this card
No annual fee
Bank of America
Why this card
Annual fee $550. Other listed credits: $150 lifestyle credit (up to $150/yr); Airport Security Statement Credits (up to $120/4yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bank of America
Why this card
No annual fee
Bank of America
Why this card
No annual fee
Bank of America
Why this card
No annual fee
Bank of America
Why this card
Bank of America
Why this card
Annual fee $395. Other listed credits: Airport Security Statement Credit (up to $120/4yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bank of America
Why this card
No annual fee
Bank of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Bank of America
Why this card
3% applies only if travel is your chosen 3% category (one choice among gas/EV charging, online shopping including cable/internet/phone/streaming, dining, travel, drug stores, or home improvement/furnishings); the $2,500 quarterly limit is shared with grocery and wholesale-club 2%.
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Bank of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
For travel, our top pick is the Bank of America Travel Rewards, which earns 3x Bank of America Points, worth about 3.0¢ per dollar at our 1.0¢ valuation when bought through the card's portal. It has no annual fee. The Bank of America Premium Rewards and Bank of America Premium Rewards Elite both earn 2x Bank of America Points; the Bank of America Premium Rewards comes out ahead after fees at your spend.
