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184 San Francisco restaurants where The Platinum Card from American Express Exclusively for Morgan Stanley unlocks more

The Platinum Card from American Express Exclusively for Morgan Stanley's dining credits or reservation access apply at these restaurants. Figures are what the card earns here; a credit is listed beside them, never added. Top neighborhoods: Mission District (10), Oakland (7), and Financial District (6).

184 restaurants

  • Casaro Osteria

    1.5%

    Italian · $$ · Cow Hollow

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Causwells SF

    1.5%

    American · $ · Marina District

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Cavaña

    1.5%

    Modern Latin · $$ · Mission Bay

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Chīsai Sushi Club

    1.5%

    Sushi · $$$ · The Mission

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Corner Bar

    1.5%

    Mediterranean · $ · Mill Valley

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Delage

    1.5%

    Japanese · $$$ · Old Oakland

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Divan

    1.5%

    Turkish · $$ · West Berkeley

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Doma Sushi Bar

    1.5%

    Japanese · $$ · Bernal Heights

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Dragon Well

    1.5%

    Chinese · $$ · Marina District

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Esme

    1.5%

    French Bistro · $$ · Haight-Ashbury

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Firenze by Night

    1.5%

    Italian · $$ · North Beach

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Flatiron Wines & Spirits

    1.5%

    Wine bar · $$ · South of Market

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Folklore

    1.5%

    Californian · $$$$ · Financial District

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Forge Rockridge

    1.5%

    American · $ · Oakland

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Gary Danko

    1.5%

    Californian · $$$ · Fisherman's Wharf

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Gialina

    1.5%

    Pizza · $$ · Glen Park

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Guesthouse

    1.5%

    American · $ · Kentfield

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Hapa Bistro

    1.5%

    French · $ · San Bruno

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Harrington's Bar & Grill

    1.5%

    Pub Fare · $ · Financial District

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Henry's

    1.5%

    Pub Fare · $$ · Berkeley

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Heritage Restaurant and Bar

    1.5%

    American · $$ · Inner Richmond

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • HK Lounge Bistro

    1.5%

    Chinese · $$ · Soma

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Inovino

    1.5%

    Italian · $$$ · Cole Valley

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit
Restaurants
184
Neighborhoods
89
Cuisines
45
Dining programs
14
With a card perk
184

The 3 best cards to bring to dinner in San Francisco

Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Upside (17 restaurants) and AAdvantage Dining (16) are the most widespread dining programs here, out of 184 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

All the best cards for dining

14 dining programs that pay in San Francisco

Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.

45 cuisines in San Francisco

172 neighborhoods in San Francisco

447 more cities and towns in California

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.