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184 San Francisco restaurants where The Platinum Card from American Express Exclusively for Morgan Stanley unlocks more

The Platinum Card from American Express Exclusively for Morgan Stanley's dining credits or reservation access apply at these restaurants. Figures are what the card earns here; a credit is listed beside them, never added. Top neighborhoods: Mission District (10), Oakland (7), and Financial District (6).

184 restaurants

  • San Francisco Brewing Co

    1.5%

    Pub Fare · $ · SF - North Beach & Fisherman's Wharf

    The Platinum Card from American Express Exclusively for Morgan Stanley · 7.5% with Upside

    Resy creditHilton Honors Dining8xIHG Dine & Earn8x+11 more

  • Brenda's French Soul Food

    1.5%

    Southern · $ · Civic Center

    The Platinum Card from American Express Exclusively for Morgan Stanley · 7% with Rakuten Dining

    Resy creditGlobal Dining Access by ResyRakuten Dining5%

  • Sakura Bistro Sushi & Sake Bar

    1.5%

    Japanese · $ · Oakland Chinatown

    The Platinum Card from American Express Exclusively for Morgan Stanley · 7% with Rakuten Dining

    Resy creditHilton Honors Dining8xIHG Dine & Earn8x+8 more

  • Bar Sprezzatura

    1.5%

    Italian · $$ · San Francisco

    The Platinum Card from American Express Exclusively for Morgan Stanley · 3.5% with Bilt Dining

    Resy creditBilt Dining1x

  • 7 Adams

    1.5%

    Californian · $$ · Japantown

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Belotti Ristorante e Bottega

    1.5%

    Italian · $$ · Rockridge

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Besharam

    1.5%

    Indian · $$ · Dogpatch

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Bombera

    1.5%

    Mexican · $ · Oakland

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Flour + Water

    1.5%

    Italian · $$ · Mission Gulch

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Good Good Culture Club

    1.5%

    Asian · $$ · The Mission

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Izakaya Rintaro

    1.5%

    Japanese · $$$ · The Mission

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Kaiyo Rooftop Bar

    1.5%

    Nikkei · $ · Soma

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Kin Khao

    1.5%

    Thai · $$ · Union Square

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Liholiho Yacht Club

    1.5%

    Asian · $ · Lower Nob Hill

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • MAMA Oakland

    1.5%

    Italian · $$ · Grand Ave

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • mijoté

    1.5%

    French · $$$ · Mission District

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Nari

    1.5%

    Thai · $$ · Japantown

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Penny Roma

    1.5%

    Italian · $$ · Mission District

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Prik Hom

    1.5%

    Thai · $$ · Jordan Park

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Robin San Francisco

    1.5%

    Sushi · $$$$ · Hayes Valley

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Routier

    1.5%

    Californian · $$ · Pacific Heights

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • Snail Bar

    1.5%

    Tapas · $$ · Temescal District

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy

  • SPQR

    1.5%

    Italian · $$$$ · Lower Pacific Heights

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy creditGlobal Dining Access by Resy
Restaurants
184
Neighborhoods
89
Cuisines
45
Dining programs
14
With a card perk
184

The 3 best cards to bring to dinner in San Francisco

Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Upside (17 restaurants) and AAdvantage Dining (16) are the most widespread dining programs here, out of 184 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

All the best cards for dining

14 dining programs that pay in San Francisco

Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.

45 cuisines in San Francisco

172 neighborhoods in San Francisco

447 more cities and towns in California

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.