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Every Wells Fargo card ranked by real value — earn rates, fees, and benefits compared.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Every Wells Fargo card ranked by real value — earn rates, fees, and benefits compared.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Every Wells Fargo card ranked by real value — earn rates, fees, and benefits compared.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Wells Fargo
Wells Fargo
All 9 cards ranked by effective value per dollar.
| Card | All Other Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Wells Fargo Active Cash CardWells Fargo | 2% cash back | 2.0¢/$ | $0 | $8 | visa |
| One Key+ CardWells Fargo | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| Wells Fargo Autograph Journey Visa Credit CardWells Fargo | 1x Wells Fargo Rewards | 1.5¢/$ | $95 | $33 | visa |
| Wells Fargo Autograph Visa Credit CardWells Fargo | 1x Wells Fargo Rewards | 1.5¢/$ | $0 | $8 | visa |
| Hotels.com Credit CardWells Fargo | 1% cash back | 1.0¢/$ | $0 | $8 | visa |
| Wells Fargo Attune Credit CardWells Fargo | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
| Choice Privileges Select MastercardWells Fargo | 1x Choice Privileges | 0.6¢/$ | $95 | $15 | mastercard |
| Choice Privileges MastercardWells Fargo | 1x Choice Privileges | 0.6¢/$ | $0 | — | mastercard |
| Wells Fargo Reflect CardWells Fargo | 0x points | 0.0¢/$ | $0 | — | visa |
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Wells Fargo
All 9 cards ranked by effective value per dollar.
| Card | All Other Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Wells Fargo Active Cash CardWells Fargo | 2% cash back | 2.0¢/$ | $0 | $8 | visa |
| One Key+ CardWells Fargo | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| Wells Fargo Autograph Journey Visa Credit CardWells Fargo | 1x Wells Fargo Rewards | 1.5¢/$ | $95 | $33 | visa |
| Wells Fargo Autograph Visa Credit CardWells Fargo | 1x Wells Fargo Rewards | 1.5¢/$ | $0 | $8 | visa |
| Hotels.com Credit CardWells Fargo | 1% cash back | 1.0¢/$ | $0 | $8 | visa |
| Wells Fargo Attune Credit CardWells Fargo | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
| Choice Privileges Select MastercardWells Fargo | 1x Choice Privileges | 0.6¢/$ | $95 | $15 | mastercard |
| Choice Privileges MastercardWells Fargo | 1x Choice Privileges | 0.6¢/$ | $0 | — | mastercard |
| Wells Fargo Reflect CardWells Fargo | 0x points | 0.0¢/$ | $0 | — | visa |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Wells Fargo
Wells Fargo
All 9 cards ranked by effective value per dollar.
| Card | All Other Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Wells Fargo Active Cash CardWells Fargo | 2% cash back | 2.0¢/$ | $0 | $8 | visa |
| One Key+ CardWells Fargo | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| Wells Fargo Autograph Journey Visa Credit CardWells Fargo | 1x Wells Fargo Rewards | 1.5¢/$ | $95 | $33 | visa |
| Wells Fargo Autograph Visa Credit CardWells Fargo | 1x Wells Fargo Rewards | 1.5¢/$ | $0 | $8 | visa |
| Hotels.com Credit CardWells Fargo | 1% cash back | 1.0¢/$ | $0 | $8 | visa |
| Wells Fargo Attune Credit CardWells Fargo | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
| Choice Privileges Select MastercardWells Fargo | 1x Choice Privileges | 0.6¢/$ | $95 | $15 | mastercard |
| Choice Privileges MastercardWells Fargo | 1x Choice Privileges | 0.6¢/$ | $0 | — | mastercard |
| Wells Fargo Reflect CardWells Fargo | 0x points | 0.0¢/$ | $0 | — | visa |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →