Best Discover Cards for Hotels in 2026
Discover cards ranked by earn rate on hotels spending.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Hotels. Order can differ from that column because ranking adds the adjustments above.
Top Pick
Discover it® Miles
Discover
1.5x Cash Back Rewards on everything
1.5x × 1.0¢/pt = 1.5¢ per dollar
- +1.5x on everything — points worth 1.0¢ each
- +No annual fee
DISCOVER
1.5¢
per dollar on hotels
No annual fee
Runner-Up
NHL® Discover it® Credit Card
Discover
1% cash back on everything
- +1% cash back on everything
- +No annual fee
DISCOVER
1.0¢
per dollar on hotels
No annual fee
Also Great
Discover it Balance Transfer
Discover
1% cash back on everything
- +1% cash back on everything
- +No annual fee
DISCOVER
1.0¢
per dollar on hotels
No annual fee
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Applicable Rate | Effective Value | Annual Fee | Network |
|---|---|---|---|---|
| Discover it® MilesDiscover | 1.5x Cash Back Rewards All Other | 1.5¢/$ | $0 | discover |
| NHL® Discover it® Credit CardDiscover | 1% cash back All Other | 1.0¢/$ | $0 | discover |
| Discover it Balance TransferDiscover | 1% cash back All Other | 1.0¢/$ | $0 | discover |
| Discover it Cash BackDiscover | 1% cash back All Other | 1.0¢/$ | $0 | discover |
| Discover it® ChromeDiscover | 1% cash back All Other | 1.0¢/$ | $0 | discover |
| Discover it® Secured Credit CardDiscover | 1% cash back All Other | 1.0¢/$ | $0 | discover |
| Discover it Student Cash BackDiscover | 1% cash back All Other | 1.0¢/$ | $0 | discover |
| Discover it® Student ChromeDiscover | 1% cash back All Other | 1.0¢/$ | $0 | discover |
More Options
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Open in full search with filters →Guides for this category
- Points & MilesChase points for Hyatt versus a cash hotel rate: a worked comparisonA worked two-night comparison of Chase points transferred to Hyatt against the cash rate: the 4:3 ratio, resort fees, and the rewards a paid stay would earn.
- Points & MilesBefore you transfer points: availability, ratios, timing, and feesTransfers are final. Seven checks before moving bank points: full availability, account eligibility, ratios and rounding, bonuses, fees, timing, and cancellation.
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