CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
10 cards with credit building benefits, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | Quicksilver Secured Rewards | Security Deposit Refund and Upgrade to Unsecured Card | $200/yr |
10 cards with credit building benefits, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | Quicksilver Secured Rewards | Security Deposit Refund and Upgrade to Unsecured Card | $200/yr |
10 cards with credit building benefits, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | Quicksilver Secured Rewards | Security Deposit Refund and Upgrade to Unsecured Card | $200/yr |
| No fee |
| 2 | Bank of America® Customized Cash Rewards Secured | Security Deposit Refund Opportunity | $100/yr | No fee |
| 3 | Banana Republic Rewards Mastercard® | Complimentary FICO Credit Score | $15/yr | No fee |
| 4 | Amazon Prime Store Card | Secured Card Upgrade Path | Included | No fee |
| 5 | Barnes & Noble Mastercard® | Free FICO Credit Score Access | Included | No fee |
| 6 | BMO Platinum Rewards Mastercard® | BMO CreditView Free Credit Score | Included | No fee |
| 7 | BMO Premium Rewards Mastercard® | BMO CreditView | Included | $95/yr |
| 8 | Barclays View Mastercard | Free FICO Credit Score Access | Included | No fee |
| 9 | Business Advantage Customized Cash Rewards | Free Dun & Bradstreet Business Credit Scores | Included | No fee |
| 10 | Susan G. Komen® Customized Cash Rewards | Free FICO Score | Included | No fee |
| No fee |
| 2 | Bank of America® Customized Cash Rewards Secured | Security Deposit Refund Opportunity | $100/yr | No fee |
| 3 | Banana Republic Rewards Mastercard® | Complimentary FICO Credit Score | $15/yr | No fee |
| 4 | Amazon Prime Store Card | Secured Card Upgrade Path | Included | No fee |
| 5 | Barnes & Noble Mastercard® | Free FICO Credit Score Access | Included | No fee |
| 6 | BMO Platinum Rewards Mastercard® | BMO CreditView Free Credit Score | Included | No fee |
| 7 | BMO Premium Rewards Mastercard® | BMO CreditView | Included | $95/yr |
| 8 | Barclays View Mastercard | Free FICO Credit Score Access | Included | No fee |
| 9 | Business Advantage Customized Cash Rewards | Free Dun & Bradstreet Business Credit Scores | Included | No fee |
| 10 | Susan G. Komen® Customized Cash Rewards | Free FICO Score | Included | No fee |
| No fee |
| 2 | Bank of America® Customized Cash Rewards Secured | Security Deposit Refund Opportunity | $100/yr | No fee |
| 3 | Banana Republic Rewards Mastercard® | Complimentary FICO Credit Score | $15/yr | No fee |
| 4 | Amazon Prime Store Card | Secured Card Upgrade Path | Included | No fee |
| 5 | Barnes & Noble Mastercard® | Free FICO Credit Score Access | Included | No fee |
| 6 | BMO Platinum Rewards Mastercard® | BMO CreditView Free Credit Score | Included | No fee |
| 7 | BMO Premium Rewards Mastercard® | BMO CreditView | Included | $95/yr |
| 8 | Barclays View Mastercard | Free FICO Credit Score Access | Included | No fee |
| 9 | Business Advantage Customized Cash Rewards | Free Dun & Bradstreet Business Credit Scores | Included | No fee |
| 10 | Susan G. Komen® Customized Cash Rewards | Free FICO Score | Included | No fee |