Bank of America® Unlimited Cash Rewards Secured Credit Building
No annual fee. One credit building benefit, with what each is worth and the limits that apply.
- Annual fee
- No fee
- Benefit
- 1
Path to Unsecured Card
CreditResponsible account use may qualify you for graduation to an unsecured card with deposit return.
Pro Tips
- 1On-time payment history is the primary factor in graduation decisions.
- 2Consistent spending and low utilization can accelerate graduation timeline.
- 3Once graduated, you'll have freed up capital from your security deposit while maintaining your established credit line.