OpenSky Secured Visa Credit Card

OpenSky Secured Visa Credit Card Credit Building

$35/yr annual fee. 2 credit building benefits, with what each is worth and the limits that apply.

Annual fee
$35/yr
Estimated value
$25/yr
Benefits
2

Credit Building With Bureau Reporting

On-time payments can help build credit since OpenSky reports to major credit bureaus.

Value Analysis

Estimated Value
$25

No Credit Check to Apply

Get started with the OpenSky Secured Visa without a credit check.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.