Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Annual Fee
$35
Authorized User Fee
$0
Foreign Transaction Fee
3%
Network
Visa Traditional
Credit Required
Poor
Benefits & Perks
You won't be held responsible for unauthorized charges made in store, online, or via mobile device.
Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.
Details & Terms
| Purchase APR | 23.89% (Variable) |
| Cash Advance APR | 25.64% (Variable) |
| Foreign Transaction Fee | 3% |
| Authorized User Fee | $0 |
Reviews & Analysis
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| Opensky Issuer | — | Opensky Issuer |
| Opensky Issuer | — | Opensky Issuer |
| Financebuzz Review | — | Financebuzz Review |
| WalletHub | — | WalletHub |
| RewardsCC API | — | RewardsCC API |
