Credit Cards with Statement Credits (2026)
Statement Credits perks across top credit cards, ranked by estimated value.
Top 3 Picks
All 42 Cards Compared
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | Citi Strata Elite℠ Card | Up to $200 Annual Splurge Credit℠ | $150/yr | $595/yr |
| 2 | Bank of America® Premium Rewards® Elite | $150 lifestyle credit | $120/yr | $550/yr |
| 3 | Hilton Honors American Express Surpass Card | Hilton Property Statement Credits | $120/yr | $150/yr |
| 4 | Chase Sapphire Reserve for Business | $200 Google Workspace Credit | $100/yr | $795/yr |
| 5 | American Express Business Gold Card | $150 Squarespace Annual Credit | $90/yr | $375/yr |
| 6 | Bank of America Premium Rewards Credit Card | Airport Security Statement Credits | $60/yr | $95/yr |
| 7 | Hilton Honors American Express Aspire Card | $100 Waldorf Astoria and Conrad Credit | $60/yr | $550/yr |
| 8 | PenFed Pathfinder Rewards Visa Signature Card | $100 annual credit | $60/yr | $95/yr |
| 9 | State Farm Business Cash Rewards Visa Signature® | $100 software credit | $60/yr | No fee |
| 10 | U.S. Bank Triple Cash Rewards Visa® Business | $100 annual software credit | $60/yr | No fee |
| 11 | Citi / AAdvantage Globe Mastercard | Up to $100 Annual Splurge Credit | $50/yr | $350/yr |
| 12 | MGM Rewards Iconic World Elite Mastercard® | Complimentary Night | $50/yr | $249/yr |
| 13 | T-Mobile Visa® | $50 wireless bill credit for new cardholders | $50/yr | No fee |
| 14 | AllModern Mastercard | $40 Off First Order | $40/yr | No fee |
| 15 | Bank of America Customized Cash Rewards Credit Card | 0% Intro APR for 15 Months | $40/yr | No fee |
| 16 | Bank of America Unlimited Cash Rewards Credit Card | 0% Intro APR for 15 Months | $40/yr | No fee |
| 17 | H-D™ H.O.G.™ Elite Visa Signature® | H.O.G. Membership Credit | $35/yr | $99/yr |
| 18 | Atmos Rewards Summit Visa Infinite Credit Card | Airport Security Statement Credit | $30/yr | $395/yr |
| 19 | Capital One Spark 2% Cash Plus | Annual Fee Refund | $30/yr | $150/yr |
| 20 | Southwest Rapid Rewards Performance Business Credit Card | Global Entry, TSA PreCheck® or NEXUS fee credit up to $120 every 4 years | $30/yr | $299/yr |
| 21 | The Business Platinum Card from American Express | Dell Technologies Credit | $25/yr | $895/yr |
| 22 | JetBlue Premier Card | Points Payback | $25/yr | $499/yr |
| 23 | Princess® Rewards Visa® | FICO® Credit Score | $25/yr | No fee |
| 24 | U.S. Bank Smartly Visa Signature Card | Flexible redemption | $25/yr | No fee |
| 25 | Edward Jones® Everyday Solutions Flex Balance Mastercard® | Annual Statement Credit | $12/yr | No fee |
| 26 | U.S. Bank Shield Visa Card | $20 annual statement credit | $12/yr | No fee |
| 27 | United Club℠ Business Card | Up to $200 in credits on JSX purchases | $10/yr | $695/yr |
| 28 | Joss & Main Mastercard | $40 Off First Order | $8/yr | No fee |
| 29 | JetBlue Business Card | $100 statement credit | $5/yr | $99/yr |
| 30 | SKYPASS Select Visa Signature® | Get to the gate faster | $5/yr | $450/yr |
| 31 | Mastercard® Titanium | 1% Value for Cash Back Redemptions | $5/yr | $299/yr |
| 32 | Aeroplan® Card | Credit Journey | Included | $195/yr |
| 33 | The Hilton Honors American Express Business Card | $240 Hilton Credit | Included | $195/yr |
| 34 | BMO Business Platinum Rewards | Discounts on Intuit QuickBooks and TurboTax | $50/yr | No fee |
| 35 | Apple Card | Apple Savings Account | $25/yr | No fee |
| 36 | Rakuten American Express Card | Amex Offers | Included | No fee |
| 37 | Air France KLM Visa Signature® Credit Card | Welcome Offer — 100 Experience Points | $100/yr | $89/yr |
| 38 | Athleta Encore Mastercard® | 20% Off First Purchase | $30/yr | No fee |
| 39 | My Best Buy® Visa® Card | 10% Back on First Day Purchases | $100/yr | Fee not published |
| 40 | Bilt Blue Card | $100 Bilt Cash Welcome Bonus | $100/yr | No fee |
| 41 | Bloomingdale's American Express® Card | 20% Welcome Discount | $125/yr | No fee |
| 42 | Bank of America® Unlimited Cash Rewards for Students | $250 Cash Rewards Bonus | $250/yr | No fee |