American Express Business Gold Card

American Express Business Gold Card Statement Credits

$375/yr annual fee. 4 statement credits benefits, with what each is worth and the limits that apply.

Annual fee
$375/yr
Estimated value
$216/yr
Benefits
4

$155 Walmart+ Credit

$12.95/mo

You can receive a monthly credit for a Walmart Plus membership. Annual plans, Plus Ups, and business memberships do not qualify. The charge must be processed by American Express each month, and only the first eligible membership fee will trigger the credit.

Pro Tips

  1. 1Enroll through the benefit page and switch to the monthly plan, since annual memberships do not qualify.
  2. 2Treat the membership as free and take advantage of perks like shipping, grocery delivery, discounted gas, and the included streaming service to maximize value.
  3. 3If you rarely shop at Walmart, use time saving benefits such as delivery or fuel discounts so the membership still pays off.

Value Analysis

Face Value
$155
Estimated Value
$78

$150 Squarespace Annual Credit

$150/yr
Enrollment required

Showcase your business. Create a customizable website or online store with an all-in-one solution from Squarespace. Enroll and get up to $150 in

Pro Tips

  1. 1Set a calendar reminder at the start of your card year to use your annual credit before it expires.

Value Analysis

Face Value
$150
Estimated Value
$90

ChatGPT Business Credit

$300/yr

Get up to $300 back per calendar year on U.S. ChatGPT Business purchases. Enrollment required.

$240 Flexible Business Credit

$20/mo

Credits provide up to $20 per month, with no rollover and a $240 annual cap shared across all cards on the account. Only direct U.S. purchases from Grubhub, office supply stores, and shipments at UPS.com qualify. Gift cards, prepaid cards, cash equivalents, fees, and interest are excluded. Auto renewing subscriptions may continue billing until canceled.

Pro Tips

  1. 1Enroll before making any purchases so charges qualify.
  2. 2Use the credit on routine office supply needs like printer ink, paper, or shipping materials.
  3. 3Avoid gift cards, prepaid cards, cash equivalents, and third party transactions, since these will not trigger the credit.

Value Analysis

Face Value
$240
Estimated Value
$48

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.