Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Browse 0 merchants and sub-categories, then see which cards earn the most at each brand.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Utilities groups 0 merchants — including the brands most readers ask about. Browse sub-categories and brands first; U.S. Bank Cash+® Visa Signature® Card is the current top pick at 5.0¢ per dollar, with no annual fee.
U.S. Bank Cash+® Visa Signature® Card — 5.0¢ per dollar, no annual fee.
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