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Telecom & Utilities merchants: where each card earns

Browse 4 merchants and sub-categories, then see which cards earn the most at each brand.

4 merchantsBy CardRewards.ai EditorialData as of November 13, 2026

Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

Telecom & Utilities covers 4 merchants across 3 sub-categories — from headline brands to specialty retailers. Use the directory below to jump into a sub-category or open a brand page for earn-rate context. U.S. Bank Cash+® Visa Signature® Card is our top-scoring card for telecom & utilities spend at 5.0¢ per dollar, with no annual fee; we show one highlight here and link to the full category ranking when one exists.

Top 5 cards for Telecom & Utilities

  1. 1
    U.S. Bank Cash+® Visa Signature® Card
    U.S. Bank Cash+® Visa Signature® CardU.S. Bank5% cash back on Telecom · no annual fee
  2. 2
    Wells Fargo Autograph Visa Credit Card
    Wells Fargo Autograph Visa Credit CardWells Fargo3x Wells Fargo Rewards on Telecom · no annual fee
  3. 3
    Choice Privileges Select Mastercard
    Choice Privileges Select MastercardWells Fargo5x Choice Privileges on Telecom · $95 annual fee
  4. 4
    Bank of America Customized Cash Rewards Credit Card
    Bank of America Customized Cash Rewards Credit CardBank of America3% cash back on Telecom · no annual fee
  5. 5Imagine Visa Credit CardWebBank3% cash back on Utilities & Bills · $99 or $125 or $175 annual fee depending on the version approved

Browse by sub-category

Frequently asked

What credit card has the highest cash back on telecom & utilities?
U.S. Bank Cash+® Visa Signature® Card ranks #1 in our scoring for telecom & utilities at 5.0¢ per dollar — no annual fee. The ranking factors in earn rate, welcome offer value, and redemption flexibility, net of the fee.
How are these cards ranked?
Effective value per dollar — earn rate × points value (cents per point), plus amortized welcome offer value and credit offsets, net of the annual fee. Numbers reflect typical redemptions, not best-case outliers.
What's the most popular sub-category under Telecom & Utilities?
Wireless Carriers — 4 merchants. Drill in for category-specific recommendations.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.