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transit

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Wells Fargo Attune Credit Card
1

Wells Fargo Attune Credit Card

Wells Fargo

4x Wells Fargo Rewards on Transit
4x × 1.5¢/pt = 6.0¢ per dollar

Why this card

  1. 1.4x on Transit & Rideshare — points worth 1.5¢ each ($360/yr on $6,000 spend)
  2. 2.Priority Pass Select Lounge Access
  3. 3.$20/yr Lyft Credits
  4. 4.Auto Rental Collision Damage Waiver

No annual fee

MASTERCARD
Core Rate
6.0¢
per dollar on transit
No annual fee
Annual rewards$360
Net annual value$360
American Express Green Card
2

American Express Green Card

Amex

3x Membership Rewards on Transit
3x × 1.8¢/pt = 5.4¢ per dollar

Why this card

  1. 1.3x on Transit & Rideshare — points worth 1.8¢ each ($324.00/yr on $6,000 spend)
  2. 2.$60/yr LoungeBuddy Credit
  3. 3.$105/yr CLEAR Plus Credit
  4. 4.Premium Global Assist Hotline
  5. 5.Global Assist Hotline
AMEX
Core Rate
5.4¢
per dollar on transit
$150/yr
Annual rewards$324.00
\u2212 Annual fee$150
Net annual value$174.00
Citi Custom Cash Card
3

Citi Custom Cash Card

Citi

5% cash back on Transit

Why this card

  1. 1.5% cash back on Transit & Rideshare ($300/yr on $6,000 spend)
  2. 2.Priority Pass Select Lounge Access
  3. 3.$30/yr Lyft Credits
  4. 4.$20/yr Lyft Credits

No annual fee

Your spend ($6,000) is 100% of the $6,000 annual cap

MASTERCARD
Core Rate
5.0¢
per dollar on transit
No annual fee
Annual rewards$300
Net annual value$300

Bonus rate on first $500/monthly, then base rate

U.S. Bank Cash+® Visa Signature® Card
4

U.S. Bank Cash+® Visa Signature® Card

Usbank

5% cash back on Transit

Why this card

  1. 1.5% cash back on Transit & Rideshare ($300/yr on $6,000 spend)

No annual fee

Your spend ($6,000) is 75% of the $8,000 annual cap

VISA
Core Rate
5.0¢
per dollar on transit
No annual fee
Annual rewards$300
Net annual value$300

Bonus rate on first $2,000/quarterly, then base rate

Wells Fargo Autograph Journey Visa Credit Card
5

Wells Fargo Autograph Journey Visa Credit Card

Wells Fargo

3x Wells Fargo Rewards on Transit
3x × 1.5¢/pt = 4.5¢ per dollar

Why this card

  1. 1.3x on Transit & Rideshare — points worth 1.5¢ each ($270/yr on $6,000 spend)
  2. 2.$25/yr $50 annual statement credit
  3. 3.Travel and Emergency Services Assistance
  4. 4.Auto Rental Collision Damage Waiver
  5. 5.Visa Signature Rental Car Privileges
VISA
Core Rate
4.5¢
per dollar on transit
$95/yr
Annual rewards$270
\u2212 Annual fee$95
Net annual value$175
No image
6

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on Transit
2x × 1.9¢/pt = 3.1¢ per dollar

Why this card

  1. 1.$240/yr $300 Annual Capital One Travel Credit
  2. 2.Priority Pass Lounge Access
  3. 3.Capital One Lounge Access
  4. 4.Partner Lounge Network
  5. 5.$72/yr Global Entry or TSA PreCheck Credit
VISA
3.1¢
per dollar on transit
$395/yr
Annual rewards$188.70
\u2212 Annual fee$395
Net annual value-$206.30
Wells Fargo Autograph Visa Credit Card
7

Wells Fargo Autograph Visa Credit Card

Wells Fargo

3x Wells Fargo Rewards on Transit
3x × 1.5¢/pt = 4.5¢ per dollar

Why this card

  1. 1.3x on Transit & Rideshare — points worth 1.5¢ each ($270/yr on $6,000 spend)
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Visa Signature Rental Car Privileges
  4. 4.$5/yr Booking.com Travel Credits
  5. 5.GigSky Mobile Data (Visa Signature)
VISA
Core Rate
4.5¢
per dollar on transit
No annual fee
Annual rewards$270
Net annual value$270
Citi Strata Credit Card
8

Citi Strata Credit Card

Citi

3x ThankYou Points on Transit
3x × 1.5¢/pt = 4.5¢ per dollar

Why this card

  1. 1.3x on Transit & Rideshare — points worth 1.5¢ each ($270/yr on $6,000 spend)
  2. 2.Airport Lounge Access
  3. 3.$50/yr Global Entry or TSA PreCheck Credit
  4. 4.$50/yr $300 Annual Travel Credit

No annual fee

MASTERCARD
Core Rate
4.5¢
per dollar on transit
No annual fee
Annual rewards$270
Net annual value$270
Navy Federal More Rewards® Card
9

Navy Federal More Rewards® Card

Navy Federal

3x Navy Federal Nrewards on Transit
3x × 1.0¢/pt = 3.0¢ per dollar

Why this card

  1. 1.3x on Transit & Rideshare — points worth 1.0¢ each ($180/yr on $6,000 spend)
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Auto Rental Collision Damage Waiver
  4. 4.Visa Signature Rental Car Privileges
  5. 5.$5/yr Booking.com Travel Credits
VISA
Core Rate
3.0¢
per dollar on transit
No annual fee
Annual rewards$180
Net annual value$180
Blue Cash Preferred Card from American Express
10

Blue Cash Preferred Card from American Express

Amex

3% cash back on Transit

Why this card

  1. 1.3% cash back on Transit & Rideshare ($180/yr on $6,000 spend)
  2. 2.Hertz Car Rental Benefits
  3. 3.Global Assist Hotline

$120 in credits fully offsets the $95 fee

AMEX
Core Rate
3.0¢
per dollar on transit
$95/yr (Y1 waived)($120 in credits)
Annual rewards$180
+ Credits$120
\u2212 Annual fee$95
Net annual value$205
No image
11

Navy Federal More Rewards American Express®

Navy Federal

3x points on Transit

Why this card

  1. 1.3x on Transit & Rideshare ($180/yr on $6,000 spend)

No annual fee

AMEX
Core Rate
3.0¢
per dollar on transit
No annual fee
Annual rewards$180
Net annual value$180
Atmos Rewards Ascent Visa Signature Card
12

Atmos Rewards Ascent Visa Signature Card

Bank Of America

2x Atmos Rewards on Transit
2x × 1.1¢/pt = 2.2¢ per dollar

Why this card

  1. 1.2x on Transit & Rideshare — points worth 1.1¢ each ($132.00/yr on $6,000 spend)
  2. 2.$100 off Lounge+ membership
  3. 3.Alaska Lounge+ Discount
  4. 4.Auto Rental Collision Damage Waiver
  5. 5.Annual Companion Fare
VISA
Core Rate
2.2¢
per dollar on transit
$95/yr
Annual rewards$132.00
\u2212 Annual fee$95
Net annual value$37.00
Amtrak Guest Rewards® Preferred Mastercard®
13

Amtrak Guest Rewards® Preferred Mastercard®

Fnbo

2x points on Transit

Why this card

  1. 1.2x on Transit & Rideshare ($120/yr on $6,000 spend)
  2. 2.Annual Round-Trip Companion Coupon
  3. 3.$20/yr Lyft Credits
  4. 4.Annual One-Class Upgrade Certificate
MASTERCARD
Core Rate
2.0¢
per dollar on transit
$99/yr
Annual rewards$120
\u2212 Annual fee$99
Net annual value$21
No image
14

Venmo Credit Card

Synchrony

3x Cashback on Transit
3x × 1.0¢/pt = 3.0¢ per dollar

Why this card

  1. 1.3x on Transit & Rideshare — points worth 1.0¢ each ($180/yr on $6,000 spend)
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Visa Signature Rental Car Privileges
  4. 4.$5/yr Booking.com Travel Credits
  5. 5.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
Core Rate
3.0¢
per dollar on transit
No annual fee
Annual rewards$180
Net annual value$180
United Gateway Card
15

United Gateway Card

Chase

2x United Mileageplus on Transit
2x × 1.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.2x on Transit & Rideshare — points worth 1.0¢ each ($120/yr on $6,000 spend)
  2. 2.Two checked bags
  3. 3.$25/yr 25% Back on Inflight Purchases
  4. 4.Earn 2 Checked Bag Certificates After $10K Spend
  5. 5.Auto Rental Collision Damage Waiver
VISA
Core Rate
2.0¢
per dollar on transit
No annual fee
Annual rewards$120
Net annual value$120
Citi Strata Elite℠ Card
16

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on Transit
1.5x × 1.5¢/pt = 1.9¢ per dollar

Why this card

  1. 1.$150/yr Up to $300 Annual Hotel Benefit
  2. 2.Priority Pass™ Select membership
  3. 3.Priority Pass Select Lounge Access
  4. 4.$20/yr Lyft Credits
  5. 5.American Airlines Admirals Club® Lounge Access Passes

$597.50 in credits fully offsets the $595 fee

MASTERCARD
1.9¢
per dollar on transit
$595/yr($597.50 in credits)
Annual rewards$114.75
+ Credits$597.50
\u2212 Annual fee$595
Net annual value$117.25
Amazon Visa
17

Amazon Visa

Chase

2% cash back on Transit

Why this card

  1. 1.2% cash back on Transit & Rideshare ($120/yr on $6,000 spend)
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Travel Accident Insurance
  4. 4.Visa Signature Rental Car Privileges
  5. 5.$5/yr Booking.com Travel Credits
VISA
Core Rate
2.0¢
per dollar on transit
No annual fee
Annual rewards$120
Net annual value$120
Citi / AAdvantage Globe Mastercard
18

Citi / AAdvantage Globe Mastercard

Citi

2x American Aadvantage on Transit
2x × 1.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.2x on Transit & Rideshare — points worth 1.0¢ each ($120/yr on $6,000 spend)
  2. 2.$144/yr Up to $240 back on Turo
  3. 3.$60/yr $100 Annual Inflight Wi-Fi Credit
  4. 4.4 Admirals Club One-Time Guest Passes
  5. 5.Admirals Club® Globe™ Passes (over $300 in value)
MASTERCARD
Core Rate
2.0¢
per dollar on transit
$350/yr($100 in credits)
Annual rewards$120
+ Credits$100
\u2212 Annual fee$350
Net annual value-$130
Alaska Airlines Visa Signature Credit Card
19

Alaska Airlines Visa Signature Credit Card

Bank Of America

2x Alaska Mileage Plan on Transit
2x × 1.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.2x on Transit & Rideshare — points worth 1.0¢ each ($120/yr on $6,000 spend)
  2. 2.$100 off lounge membership
  3. 3.Famous Companion Fare
  4. 4.Free First Checked Bag
  5. 5.Auto Rental Collision Damage Waiver
VISA
Core Rate
2.0¢
per dollar on transit
$95/yr
Annual rewards$120
\u2212 Annual fee$95
Net annual value$25
No image
20

One Key+ Card

Wells Fargo

2% cash back on Transit

Why this card

  1. 1.Priority Pass Select Lounge Access
  2. 2.$20/yr Lyft Credits
  3. 3.Auto Rental Collision Damage Waiver
  4. 4.Common Carrier Travel Accident Insurance

No annual fee

MASTERCARD
1.7¢
per dollar on transit
No annual fee
Annual rewards$102
Net annual value$102
Chase Sapphire Preferred Card
21

Chase Sapphire Preferred Card

Chase

1x Ultimate Rewards on Transit
1x × 1.8¢/pt = 1.5¢ per dollar

Why this card

  1. 1.$25/yr $50 Annual Hotel Credit
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Auto Rental Coverage
  4. 4.Complimentary 4th night at Ennismore Hotel properties
  5. 5.Visa Signature Rental Car Privileges

$60 in credits offset the $95 fee

VISA
1.5¢
per dollar on transit
$95/yr($60 in credits)
Annual rewards$91.80
+ Credits$60
\u2212 Annual fee$95
Net annual value$56.80
Fidelity Rewards Visa Signature Card
22

Fidelity Rewards Visa Signature Card

Elan Financial

2% cash back on Transit

Why this card

  1. 1.Travel Accident Insurance
  2. 2.Auto Rental Collision Damage Waiver
  3. 3.Visa Signature Rental Car Privileges
  4. 4.$5/yr Booking.com Travel Credits
  5. 5.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on transit
No annual fee
Annual rewards$102
Net annual value$102
Capital One VentureOne Rewards Credit Card
23

Capital One VentureOne Rewards Credit Card

Capital One

1.25x Venture Miles on Transit
1.25x × 1.9¢/pt = 2.0¢ per dollar

Why this card

    No annual fee

    MASTERCARD
    2.0¢
    per dollar on transit
    No annual fee
    Annual rewards$117.94
    Net annual value$117.94
    Bilt Obsidian Card
    24

    Bilt Obsidian Card

    Cardless

    1x Bilt Rewards on Transit
    1x × 2.0¢/pt = 1.7¢ per dollar

    Why this card

    1. 1.$20/yr Lyft Credits
    2. 2.MasterRental Coverage
    MASTERCARD
    1.7¢
    per dollar on transit
    $95/yr
    Annual rewards$102
    \u2212 Annual fee$95
    Net annual value$7
    No image
    25

    The Platinum Card from American Express

    Amex

    1x Membership Rewards on Transit
    1x × 1.8¢/pt = 1.5¢ per dollar

    Why this card

    1. 1.$300/yr Fine Hotels + Resorts / Hotel Collection Credit
    2. 2.$120/yr Uber Credit
    3. 3.$100/yr Airline Fee Credit
    4. 4.$60/yr Uber One Membership Credit
    5. 5.$125/yr CLEAR Plus Credit

    $697.50 in credits offset the $895 fee

    AMEX
    1.5¢
    per dollar on transit
    $895/yr($697.50 in credits)
    Annual rewards$91.80
    + Credits$697.50
    \u2212 Annual fee$895
    Net annual value-$105.70
    U.S. Bank Smartly Visa Signature Card
    26

    U.S. Bank Smartly Visa Signature Card

    Usbank

    2% cash back on Transit

    Why this card

    1. 1.Auto Rental Collision Damage Waiver
    2. 2.Visa Signature Rental Car Privileges
    3. 3.$5/yr Booking.com Travel Credits
    4. 4.GigSky Mobile Data (Visa Signature)

    No annual fee

    VISA
    1.7¢
    per dollar on transit
    No annual fee
    Annual rewards$102
    Net annual value$102
    Bank of America Unlimited Cash Rewards Credit Card
    27

    Bank of America Unlimited Cash Rewards Credit Card

    Bank Of America

    2% cash back on Transit

    Why this card

    1. 1.Auto Rental Collision Damage Waiver
    2. 2.Visa Signature Rental Car Privileges
    3. 3.$5/yr Booking.com Travel Credits
    4. 4.GigSky Mobile Data (Visa Signature)

    No annual fee

    VISA
    1.7¢
    per dollar on transit
    No annual fee
    Annual rewards$102
    Net annual value$102
    No image
    28

    TD Double Up Credit Card

    Td Bank

    2% cash back on Transit

    Why this card

    1. 1.Auto Rental Collision Damage Waiver
    2. 2.Visa Signature Rental Car Privileges
    3. 3.$5/yr Booking.com Travel Credits
    4. 4.GigSky Mobile Data (Visa Signature)

    No annual fee

    VISA
    1.7¢
    per dollar on transit
    No annual fee
    Annual rewards$102
    Net annual value$102
    No image
    29

    Verizon Visa Card

    Synchrony

    2% cash back on Transit

    Why this card

    1. 1.Auto Rental Collision Damage Waiver
    2. 2.Visa Signature Rental Car Privileges
    3. 3.$5/yr Booking.com Travel Credits
    4. 4.GigSky Mobile Data (Visa Signature)

    No annual fee

    VISA
    1.7¢
    per dollar on transit
    No annual fee
    Annual rewards$102
    Net annual value$102
    United Club Infinite Card
    30

    United Club Infinite Card

    Chase

    2x United Mileageplus on Transit
    2x × 1.0¢/pt = 2.0¢ per dollar

    Why this card

    1. 1.2x on Transit & Rideshare — points worth 1.0¢ each ($120/yr on $6,000 spend)
    2. 2.$100/yr JSX Flight Credits
    3. 3.United Club Membership
    4. 4.$100/yr Up to $200 in credits for Renowned Hotels and Resorts for United® Cardmembers
    5. 5.$75/yr Up to $150 in credits on rideshare purchases
    VISA
    Core Rate
    2.0¢
    per dollar on transit
    $695/yr($120 in credits)
    Annual rewards$120
    + Credits$120
    \u2212 Annual fee$695
    Net annual value-$455

    Results from

    $6,000

    Scoring mode

    Options

    Point valuation

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    Rewards

    Programs

    Networks

    Refine results

    No annual fee only?

    Avoid Amex network?

    Already have a premium card?

    Resolved as:Transit
    Cached
    95%
    Not right? Try:
    50 matches465ms
    Wells Fargo Attune Credit Card
    1

    Wells Fargo Attune Credit Card

    Wells Fargo

    4x Wells Fargo Rewards on Transit
    4x × 1.5¢/pt = 6.0¢ per dollar

    Why this card

    1. 1.4x on Transit & Rideshare — points worth 1.5¢ each ($360/yr on $6,000 spend)
    2. 2.Priority Pass Select Lounge Access
    3. 3.$20/yr Lyft Credits
    4. 4.Auto Rental Collision Damage Waiver

    No annual fee

    MASTERCARD
    Core Rate
    6.0¢
    per dollar on transit
    No annual fee
    Annual rewards$360
    Net annual value$360
    American Express Green Card
    2

    American Express Green Card

    Amex

    3x Membership Rewards on Transit
    3x × 1.8¢/pt = 5.4¢ per dollar

    Why this card

    1. 1.3x on Transit & Rideshare — points worth 1.8¢ each ($324.00/yr on $6,000 spend)
    2. 2.$60/yr LoungeBuddy Credit
    3. 3.$105/yr CLEAR Plus Credit
    4. 4.Premium Global Assist Hotline
    5. 5.Global Assist Hotline
    AMEX
    Core Rate
    5.4¢
    per dollar on transit
    $150/yr
    Annual rewards$324.00
    \u2212 Annual fee$150
    Net annual value$174.00
    Citi Custom Cash Card
    3

    Citi Custom Cash Card

    Citi

    5% cash back on Transit

    Why this card

    1. 1.5% cash back on Transit & Rideshare ($300/yr on $6,000 spend)
    2. 2.Priority Pass Select Lounge Access
    3. 3.$30/yr Lyft Credits
    4. 4.$20/yr Lyft Credits

    No annual fee

    Your spend ($6,000) is 100% of the $6,000 annual cap

    MASTERCARD
    Core Rate
    5.0¢
    per dollar on transit
    No annual fee
    Annual rewards$300
    Net annual value$300

    Bonus rate on first $500/monthly, then base rate

    U.S. Bank Cash+® Visa Signature® Card
    4

    U.S. Bank Cash+® Visa Signature® Card

    Usbank

    5% cash back on Transit

    Why this card

    1. 1.5% cash back on Transit & Rideshare ($300/yr on $6,000 spend)

    No annual fee

    Your spend ($6,000) is 75% of the $8,000 annual cap

    VISA
    Core Rate
    5.0¢
    per dollar on transit
    No annual fee
    Annual rewards$300
    Net annual value$300

    Bonus rate on first $2,000/quarterly, then base rate

    Wells Fargo Autograph Journey Visa Credit Card
    5

    Wells Fargo Autograph Journey Visa Credit Card

    Wells Fargo

    3x Wells Fargo Rewards on Transit
    3x × 1.5¢/pt = 4.5¢ per dollar

    Why this card

    1. 1.3x on Transit & Rideshare — points worth 1.5¢ each ($270/yr on $6,000 spend)
    2. 2.$25/yr $50 annual statement credit
    3. 3.Travel and Emergency Services Assistance
    4. 4.Auto Rental Collision Damage Waiver
    5. 5.Visa Signature Rental Car Privileges
    VISA
    Core Rate
    4.5¢
    per dollar on transit
    $95/yr
    Annual rewards$270
    \u2212 Annual fee$95
    Net annual value$175
    No image
    6

    Capital One Venture X Rewards Credit Card

    Capital One

    2x Venture Miles on Transit
    2x × 1.9¢/pt = 3.1¢ per dollar

    Why this card

    1. 1.$240/yr $300 Annual Capital One Travel Credit
    2. 2.Priority Pass Lounge Access
    3. 3.Capital One Lounge Access
    4. 4.Partner Lounge Network
    5. 5.$72/yr Global Entry or TSA PreCheck Credit
    VISA
    3.1¢
    per dollar on transit
    $395/yr
    Annual rewards$188.70
    \u2212 Annual fee$395
    Net annual value-$206.30
    Wells Fargo Autograph Visa Credit Card
    7

    Wells Fargo Autograph Visa Credit Card

    Wells Fargo

    3x Wells Fargo Rewards on Transit
    3x × 1.5¢/pt = 4.5¢ per dollar

    Why this card

    1. 1.3x on Transit & Rideshare — points worth 1.5¢ each ($270/yr on $6,000 spend)
    2. 2.Auto Rental Collision Damage Waiver
    3. 3.Visa Signature Rental Car Privileges
    4. 4.$5/yr Booking.com Travel Credits
    5. 5.GigSky Mobile Data (Visa Signature)
    VISA
    Core Rate
    4.5¢
    per dollar on transit
    No annual fee
    Annual rewards$270
    Net annual value$270
    Citi Strata Credit Card
    8

    Citi Strata Credit Card

    Citi

    3x ThankYou Points on Transit
    3x × 1.5¢/pt = 4.5¢ per dollar

    Why this card

    1. 1.3x on Transit & Rideshare — points worth 1.5¢ each ($270/yr on $6,000 spend)
    2. 2.Airport Lounge Access
    3. 3.$50/yr Global Entry or TSA PreCheck Credit
    4. 4.$50/yr $300 Annual Travel Credit

    No annual fee

    MASTERCARD
    Core Rate
    4.5¢
    per dollar on transit
    No annual fee
    Annual rewards$270
    Net annual value$270
    Navy Federal More Rewards® Card
    9

    Navy Federal More Rewards® Card

    Navy Federal

    3x Navy Federal Nrewards on Transit
    3x × 1.0¢/pt = 3.0¢ per dollar

    Why this card

    1. 1.3x on Transit & Rideshare — points worth 1.0¢ each ($180/yr on $6,000 spend)
    2. 2.Auto Rental Collision Damage Waiver
    3. 3.Auto Rental Collision Damage Waiver
    4. 4.Visa Signature Rental Car Privileges
    5. 5.$5/yr Booking.com Travel Credits
    VISA
    Core Rate
    3.0¢
    per dollar on transit
    No annual fee
    Annual rewards$180
    Net annual value$180
    Blue Cash Preferred Card from American Express
    10

    Blue Cash Preferred Card from American Express

    Amex

    3% cash back on Transit

    Why this card

    1. 1.3% cash back on Transit & Rideshare ($180/yr on $6,000 spend)
    2. 2.Hertz Car Rental Benefits
    3. 3.Global Assist Hotline

    $120 in credits fully offsets the $95 fee

    AMEX
    Core Rate
    3.0¢
    per dollar on transit
    $95/yr (Y1 waived)($120 in credits)
    Annual rewards$180
    + Credits$120
    \u2212 Annual fee$95
    Net annual value$205
    No image
    11

    Navy Federal More Rewards American Express®

    Navy Federal

    3x points on Transit

    Why this card

    1. 1.3x on Transit & Rideshare ($180/yr on $6,000 spend)

    No annual fee

    AMEX
    Core Rate
    3.0¢
    per dollar on transit
    No annual fee
    Annual rewards$180
    Net annual value$180
    Atmos Rewards Ascent Visa Signature Card
    12

    Atmos Rewards Ascent Visa Signature Card

    Bank Of America

    2x Atmos Rewards on Transit
    2x × 1.1¢/pt = 2.2¢ per dollar

    Why this card

    1. 1.2x on Transit & Rideshare — points worth 1.1¢ each ($132.00/yr on $6,000 spend)
    2. 2.$100 off Lounge+ membership
    3. 3.Alaska Lounge+ Discount
    4. 4.Auto Rental Collision Damage Waiver
    5. 5.Annual Companion Fare
    VISA
    Core Rate
    2.2¢
    per dollar on transit
    $95/yr
    Annual rewards$132.00
    \u2212 Annual fee$95
    Net annual value$37.00
    Amtrak Guest Rewards® Preferred Mastercard®
    13

    Amtrak Guest Rewards® Preferred Mastercard®

    Fnbo

    2x points on Transit

    Why this card

    1. 1.2x on Transit & Rideshare ($120/yr on $6,000 spend)
    2. 2.Annual Round-Trip Companion Coupon
    3. 3.$20/yr Lyft Credits
    4. 4.Annual One-Class Upgrade Certificate
    MASTERCARD
    Core Rate
    2.0¢
    per dollar on transit
    $99/yr
    Annual rewards$120
    \u2212 Annual fee$99
    Net annual value$21
    No image
    14

    Venmo Credit Card

    Synchrony

    3x Cashback on Transit
    3x × 1.0¢/pt = 3.0¢ per dollar

    Why this card

    1. 1.3x on Transit & Rideshare — points worth 1.0¢ each ($180/yr on $6,000 spend)
    2. 2.Auto Rental Collision Damage Waiver
    3. 3.Visa Signature Rental Car Privileges
    4. 4.$5/yr Booking.com Travel Credits
    5. 5.GigSky Mobile Data (Visa Signature)

    No annual fee

    VISA
    Core Rate
    3.0¢
    per dollar on transit
    No annual fee
    Annual rewards$180
    Net annual value$180
    United Gateway Card
    15

    United Gateway Card

    Chase

    2x United Mileageplus on Transit
    2x × 1.0¢/pt = 2.0¢ per dollar

    Why this card

    1. 1.2x on Transit & Rideshare — points worth 1.0¢ each ($120/yr on $6,000 spend)
    2. 2.Two checked bags
    3. 3.$25/yr 25% Back on Inflight Purchases
    4. 4.Earn 2 Checked Bag Certificates After $10K Spend
    5. 5.Auto Rental Collision Damage Waiver
    VISA
    Core Rate
    2.0¢
    per dollar on transit
    No annual fee
    Annual rewards$120
    Net annual value$120
    Citi Strata Elite℠ Card
    16

    Citi Strata Elite℠ Card

    Citi

    1.5x ThankYou Points on Transit
    1.5x × 1.5¢/pt = 1.9¢ per dollar

    Why this card

    1. 1.$150/yr Up to $300 Annual Hotel Benefit
    2. 2.Priority Pass™ Select membership
    3. 3.Priority Pass Select Lounge Access
    4. 4.$20/yr Lyft Credits
    5. 5.American Airlines Admirals Club® Lounge Access Passes

    $597.50 in credits fully offsets the $595 fee

    MASTERCARD
    1.9¢
    per dollar on transit
    $595/yr($597.50 in credits)
    Annual rewards$114.75
    + Credits$597.50
    \u2212 Annual fee$595
    Net annual value$117.25
    Amazon Visa
    17

    Amazon Visa

    Chase

    2% cash back on Transit

    Why this card

    1. 1.2% cash back on Transit & Rideshare ($120/yr on $6,000 spend)
    2. 2.Auto Rental Collision Damage Waiver
    3. 3.Travel Accident Insurance
    4. 4.Visa Signature Rental Car Privileges
    5. 5.$5/yr Booking.com Travel Credits
    VISA
    Core Rate
    2.0¢
    per dollar on transit
    No annual fee
    Annual rewards$120
    Net annual value$120
    Citi / AAdvantage Globe Mastercard
    18

    Citi / AAdvantage Globe Mastercard

    Citi

    2x American Aadvantage on Transit
    2x × 1.0¢/pt = 2.0¢ per dollar

    Why this card

    1. 1.2x on Transit & Rideshare — points worth 1.0¢ each ($120/yr on $6,000 spend)
    2. 2.$144/yr Up to $240 back on Turo
    3. 3.$60/yr $100 Annual Inflight Wi-Fi Credit
    4. 4.4 Admirals Club One-Time Guest Passes
    5. 5.Admirals Club® Globe™ Passes (over $300 in value)
    MASTERCARD
    Core Rate
    2.0¢
    per dollar on transit
    $350/yr($100 in credits)
    Annual rewards$120
    + Credits$100
    \u2212 Annual fee$350
    Net annual value-$130
    Alaska Airlines Visa Signature Credit Card
    19

    Alaska Airlines Visa Signature Credit Card

    Bank Of America

    2x Alaska Mileage Plan on Transit
    2x × 1.0¢/pt = 2.0¢ per dollar

    Why this card

    1. 1.2x on Transit & Rideshare — points worth 1.0¢ each ($120/yr on $6,000 spend)
    2. 2.$100 off lounge membership
    3. 3.Famous Companion Fare
    4. 4.Free First Checked Bag
    5. 5.Auto Rental Collision Damage Waiver
    VISA
    Core Rate
    2.0¢
    per dollar on transit
    $95/yr
    Annual rewards$120
    \u2212 Annual fee$95
    Net annual value$25
    No image
    20

    One Key+ Card

    Wells Fargo

    2% cash back on Transit

    Why this card

    1. 1.Priority Pass Select Lounge Access
    2. 2.$20/yr Lyft Credits
    3. 3.Auto Rental Collision Damage Waiver
    4. 4.Common Carrier Travel Accident Insurance

    No annual fee

    MASTERCARD
    1.7¢
    per dollar on transit
    No annual fee
    Annual rewards$102
    Net annual value$102
    Chase Sapphire Preferred Card
    21

    Chase Sapphire Preferred Card

    Chase

    1x Ultimate Rewards on Transit
    1x × 1.8¢/pt = 1.5¢ per dollar

    Why this card

    1. 1.$25/yr $50 Annual Hotel Credit
    2. 2.Auto Rental Collision Damage Waiver
    3. 3.Auto Rental Coverage
    4. 4.Complimentary 4th night at Ennismore Hotel properties
    5. 5.Visa Signature Rental Car Privileges

    $60 in credits offset the $95 fee

    VISA
    1.5¢
    per dollar on transit
    $95/yr($60 in credits)
    Annual rewards$91.80
    + Credits$60
    \u2212 Annual fee$95
    Net annual value$56.80
    Fidelity Rewards Visa Signature Card
    22

    Fidelity Rewards Visa Signature Card

    Elan Financial

    2% cash back on Transit

    Why this card

    1. 1.Travel Accident Insurance
    2. 2.Auto Rental Collision Damage Waiver
    3. 3.Visa Signature Rental Car Privileges
    4. 4.$5/yr Booking.com Travel Credits
    5. 5.GigSky Mobile Data (Visa Signature)

    No annual fee

    VISA
    1.7¢
    per dollar on transit
    No annual fee
    Annual rewards$102
    Net annual value$102
    Capital One VentureOne Rewards Credit Card
    23

    Capital One VentureOne Rewards Credit Card

    Capital One

    1.25x Venture Miles on Transit
    1.25x × 1.9¢/pt = 2.0¢ per dollar

    Why this card

      No annual fee

      MASTERCARD
      2.0¢
      per dollar on transit
      No annual fee
      Annual rewards$117.94
      Net annual value$117.94
      Bilt Obsidian Card
      24

      Bilt Obsidian Card

      Cardless

      1x Bilt Rewards on Transit
      1x × 2.0¢/pt = 1.7¢ per dollar

      Why this card

      1. 1.$20/yr Lyft Credits
      2. 2.MasterRental Coverage
      MASTERCARD
      1.7¢
      per dollar on transit
      $95/yr
      Annual rewards$102
      \u2212 Annual fee$95
      Net annual value$7
      No image
      25

      The Platinum Card from American Express

      Amex

      1x Membership Rewards on Transit
      1x × 1.8¢/pt = 1.5¢ per dollar

      Why this card

      1. 1.$300/yr Fine Hotels + Resorts / Hotel Collection Credit
      2. 2.$120/yr Uber Credit
      3. 3.$100/yr Airline Fee Credit
      4. 4.$60/yr Uber One Membership Credit
      5. 5.$125/yr CLEAR Plus Credit

      $697.50 in credits offset the $895 fee

      AMEX
      1.5¢
      per dollar on transit
      $895/yr($697.50 in credits)
      Annual rewards$91.80
      + Credits$697.50
      \u2212 Annual fee$895
      Net annual value-$105.70
      U.S. Bank Smartly Visa Signature Card
      26

      U.S. Bank Smartly Visa Signature Card

      Usbank

      2% cash back on Transit

      Why this card

      1. 1.Auto Rental Collision Damage Waiver
      2. 2.Visa Signature Rental Car Privileges
      3. 3.$5/yr Booking.com Travel Credits
      4. 4.GigSky Mobile Data (Visa Signature)

      No annual fee

      VISA
      1.7¢
      per dollar on transit
      No annual fee
      Annual rewards$102
      Net annual value$102
      Bank of America Unlimited Cash Rewards Credit Card
      27

      Bank of America Unlimited Cash Rewards Credit Card

      Bank Of America

      2% cash back on Transit

      Why this card

      1. 1.Auto Rental Collision Damage Waiver
      2. 2.Visa Signature Rental Car Privileges
      3. 3.$5/yr Booking.com Travel Credits
      4. 4.GigSky Mobile Data (Visa Signature)

      No annual fee

      VISA
      1.7¢
      per dollar on transit
      No annual fee
      Annual rewards$102
      Net annual value$102
      No image
      28

      TD Double Up Credit Card

      Td Bank

      2% cash back on Transit

      Why this card

      1. 1.Auto Rental Collision Damage Waiver
      2. 2.Visa Signature Rental Car Privileges
      3. 3.$5/yr Booking.com Travel Credits
      4. 4.GigSky Mobile Data (Visa Signature)

      No annual fee

      VISA
      1.7¢
      per dollar on transit
      No annual fee
      Annual rewards$102
      Net annual value$102
      No image
      29

      Verizon Visa Card

      Synchrony

      2% cash back on Transit

      Why this card

      1. 1.Auto Rental Collision Damage Waiver
      2. 2.Visa Signature Rental Car Privileges
      3. 3.$5/yr Booking.com Travel Credits
      4. 4.GigSky Mobile Data (Visa Signature)

      No annual fee

      VISA
      1.7¢
      per dollar on transit
      No annual fee
      Annual rewards$102
      Net annual value$102
      United Club Infinite Card
      30

      United Club Infinite Card

      Chase

      2x United Mileageplus on Transit
      2x × 1.0¢/pt = 2.0¢ per dollar

      Why this card

      1. 1.2x on Transit & Rideshare — points worth 1.0¢ each ($120/yr on $6,000 spend)
      2. 2.$100/yr JSX Flight Credits
      3. 3.United Club Membership
      4. 4.$100/yr Up to $200 in credits for Renowned Hotels and Resorts for United® Cardmembers
      5. 5.$75/yr Up to $150 in credits on rideshare purchases
      VISA
      Core Rate
      2.0¢
      per dollar on transit
      $695/yr($120 in credits)
      Annual rewards$120
      + Credits$120
      \u2212 Annual fee$695
      Net annual value-$455

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      Wells Fargo Attune Credit Card
      1

      Wells Fargo Attune Credit Card

      Wells Fargo

      4x Wells Fargo Rewards on Transit
      4x × 1.5¢/pt = 6.0¢ per dollar

      Why this card

      1. 1.4x on Transit & Rideshare — points worth 1.5¢ each ($360/yr on $6,000 spend)
      2. 2.Priority Pass Select Lounge Access
      3. 3.$20/yr Lyft Credits
      4. 4.Auto Rental Collision Damage Waiver

      No annual fee

      MASTERCARD
      Core Rate
      6.0¢
      per dollar on transit
      No annual fee
      Annual rewards$360
      Net annual value$360
      American Express Green Card
      2

      American Express Green Card

      Amex

      3x Membership Rewards on Transit
      3x × 1.8¢/pt = 5.4¢ per dollar

      Why this card

      1. 1.3x on Transit & Rideshare — points worth 1.8¢ each ($324.00/yr on $6,000 spend)
      2. 2.$60/yr LoungeBuddy Credit
      3. 3.$105/yr CLEAR Plus Credit
      4. 4.Premium Global Assist Hotline
      5. 5.Global Assist Hotline
      AMEX
      Core Rate
      5.4¢
      per dollar on transit
      $150/yr
      Annual rewards$324.00
      \u2212 Annual fee$150
      Net annual value$174.00
      Citi Custom Cash Card
      3

      Citi Custom Cash Card

      Citi

      5% cash back on Transit

      Why this card

      1. 1.5% cash back on Transit & Rideshare ($300/yr on $6,000 spend)
      2. 2.Priority Pass Select Lounge Access
      3. 3.$30/yr Lyft Credits
      4. 4.$20/yr Lyft Credits

      No annual fee

      Your spend ($6,000) is 100% of the $6,000 annual cap

      MASTERCARD
      Core Rate
      5.0¢
      per dollar on transit
      No annual fee
      Annual rewards$300
      Net annual value$300

      Bonus rate on first $500/monthly, then base rate

      U.S. Bank Cash+® Visa Signature® Card
      4

      U.S. Bank Cash+® Visa Signature® Card

      Usbank

      5% cash back on Transit

      Why this card

      1. 1.5% cash back on Transit & Rideshare ($300/yr on $6,000 spend)

      No annual fee

      Your spend ($6,000) is 75% of the $8,000 annual cap

      VISA
      Core Rate
      5.0¢
      per dollar on transit
      No annual fee
      Annual rewards$300
      Net annual value$300

      Bonus rate on first $2,000/quarterly, then base rate

      Wells Fargo Autograph Journey Visa Credit Card
      5

      Wells Fargo Autograph Journey Visa Credit Card

      Wells Fargo

      3x Wells Fargo Rewards on Transit
      3x × 1.5¢/pt = 4.5¢ per dollar

      Why this card

      1. 1.3x on Transit & Rideshare — points worth 1.5¢ each ($270/yr on $6,000 spend)
      2. 2.$25/yr $50 annual statement credit
      3. 3.Travel and Emergency Services Assistance
      4. 4.Auto Rental Collision Damage Waiver
      5. 5.Visa Signature Rental Car Privileges
      VISA
      Core Rate
      4.5¢
      per dollar on transit
      $95/yr
      Annual rewards$270
      \u2212 Annual fee$95
      Net annual value$175
      No image
      6

      Capital One Venture X Rewards Credit Card

      Capital One

      2x Venture Miles on Transit
      2x × 1.9¢/pt = 3.1¢ per dollar

      Why this card

      1. 1.$240/yr $300 Annual Capital One Travel Credit
      2. 2.Priority Pass Lounge Access
      3. 3.Capital One Lounge Access
      4. 4.Partner Lounge Network
      5. 5.$72/yr Global Entry or TSA PreCheck Credit
      VISA
      3.1¢
      per dollar on transit
      $395/yr
      Annual rewards$188.70
      \u2212 Annual fee$395
      Net annual value-$206.30
      Wells Fargo Autograph Visa Credit Card
      7

      Wells Fargo Autograph Visa Credit Card

      Wells Fargo

      3x Wells Fargo Rewards on Transit
      3x × 1.5¢/pt = 4.5¢ per dollar

      Why this card

      1. 1.3x on Transit & Rideshare — points worth 1.5¢ each ($270/yr on $6,000 spend)
      2. 2.Auto Rental Collision Damage Waiver
      3. 3.Visa Signature Rental Car Privileges
      4. 4.$5/yr Booking.com Travel Credits
      5. 5.GigSky Mobile Data (Visa Signature)
      VISA
      Core Rate
      4.5¢
      per dollar on transit
      No annual fee
      Annual rewards$270
      Net annual value$270
      Citi Strata Credit Card
      8

      Citi Strata Credit Card

      Citi

      3x ThankYou Points on Transit
      3x × 1.5¢/pt = 4.5¢ per dollar

      Why this card

      1. 1.3x on Transit & Rideshare — points worth 1.5¢ each ($270/yr on $6,000 spend)
      2. 2.Airport Lounge Access
      3. 3.$50/yr Global Entry or TSA PreCheck Credit
      4. 4.$50/yr $300 Annual Travel Credit

      No annual fee

      MASTERCARD
      Core Rate
      4.5¢
      per dollar on transit
      No annual fee
      Annual rewards$270
      Net annual value$270
      Navy Federal More Rewards® Card
      9

      Navy Federal More Rewards® Card

      Navy Federal

      3x Navy Federal Nrewards on Transit
      3x × 1.0¢/pt = 3.0¢ per dollar

      Why this card

      1. 1.3x on Transit & Rideshare — points worth 1.0¢ each ($180/yr on $6,000 spend)
      2. 2.Auto Rental Collision Damage Waiver
      3. 3.Auto Rental Collision Damage Waiver
      4. 4.Visa Signature Rental Car Privileges
      5. 5.$5/yr Booking.com Travel Credits
      VISA
      Core Rate
      3.0¢
      per dollar on transit
      No annual fee
      Annual rewards$180
      Net annual value$180
      Blue Cash Preferred Card from American Express
      10

      Blue Cash Preferred Card from American Express

      Amex

      3% cash back on Transit

      Why this card

      1. 1.3% cash back on Transit & Rideshare ($180/yr on $6,000 spend)
      2. 2.Hertz Car Rental Benefits
      3. 3.Global Assist Hotline

      $120 in credits fully offsets the $95 fee

      AMEX
      Core Rate
      3.0¢
      per dollar on transit
      $95/yr (Y1 waived)($120 in credits)
      Annual rewards$180
      + Credits$120
      \u2212 Annual fee$95
      Net annual value$205
      No image
      11

      Navy Federal More Rewards American Express®

      Navy Federal

      3x points on Transit

      Why this card

      1. 1.3x on Transit & Rideshare ($180/yr on $6,000 spend)

      No annual fee

      AMEX
      Core Rate
      3.0¢
      per dollar on transit
      No annual fee
      Annual rewards$180
      Net annual value$180
      Atmos Rewards Ascent Visa Signature Card
      12

      Atmos Rewards Ascent Visa Signature Card

      Bank Of America

      2x Atmos Rewards on Transit
      2x × 1.1¢/pt = 2.2¢ per dollar

      Why this card

      1. 1.2x on Transit & Rideshare — points worth 1.1¢ each ($132.00/yr on $6,000 spend)
      2. 2.$100 off Lounge+ membership
      3. 3.Alaska Lounge+ Discount
      4. 4.Auto Rental Collision Damage Waiver
      5. 5.Annual Companion Fare
      VISA
      Core Rate
      2.2¢
      per dollar on transit
      $95/yr
      Annual rewards$132.00
      \u2212 Annual fee$95
      Net annual value$37.00
      Amtrak Guest Rewards® Preferred Mastercard®
      13

      Amtrak Guest Rewards® Preferred Mastercard®

      Fnbo

      2x points on Transit

      Why this card

      1. 1.2x on Transit & Rideshare ($120/yr on $6,000 spend)
      2. 2.Annual Round-Trip Companion Coupon
      3. 3.$20/yr Lyft Credits
      4. 4.Annual One-Class Upgrade Certificate
      MASTERCARD
      Core Rate
      2.0¢
      per dollar on transit
      $99/yr
      Annual rewards$120
      \u2212 Annual fee$99
      Net annual value$21
      No image
      14

      Venmo Credit Card

      Synchrony

      3x Cashback on Transit
      3x × 1.0¢/pt = 3.0¢ per dollar

      Why this card

      1. 1.3x on Transit & Rideshare — points worth 1.0¢ each ($180/yr on $6,000 spend)
      2. 2.Auto Rental Collision Damage Waiver
      3. 3.Visa Signature Rental Car Privileges
      4. 4.$5/yr Booking.com Travel Credits
      5. 5.GigSky Mobile Data (Visa Signature)

      No annual fee

      VISA
      Core Rate
      3.0¢
      per dollar on transit
      No annual fee
      Annual rewards$180
      Net annual value$180
      United Gateway Card
      15

      United Gateway Card

      Chase

      2x United Mileageplus on Transit
      2x × 1.0¢/pt = 2.0¢ per dollar

      Why this card

      1. 1.2x on Transit & Rideshare — points worth 1.0¢ each ($120/yr on $6,000 spend)
      2. 2.Two checked bags
      3. 3.$25/yr 25% Back on Inflight Purchases
      4. 4.Earn 2 Checked Bag Certificates After $10K Spend
      5. 5.Auto Rental Collision Damage Waiver
      VISA
      Core Rate
      2.0¢
      per dollar on transit
      No annual fee
      Annual rewards$120
      Net annual value$120
      Citi Strata Elite℠ Card
      16

      Citi Strata Elite℠ Card

      Citi

      1.5x ThankYou Points on Transit
      1.5x × 1.5¢/pt = 1.9¢ per dollar

      Why this card

      1. 1.$150/yr Up to $300 Annual Hotel Benefit
      2. 2.Priority Pass™ Select membership
      3. 3.Priority Pass Select Lounge Access
      4. 4.$20/yr Lyft Credits
      5. 5.American Airlines Admirals Club® Lounge Access Passes

      $597.50 in credits fully offsets the $595 fee

      MASTERCARD
      1.9¢
      per dollar on transit
      $595/yr($597.50 in credits)
      Annual rewards$114.75
      + Credits$597.50
      \u2212 Annual fee$595
      Net annual value$117.25
      Amazon Visa
      17

      Amazon Visa

      Chase

      2% cash back on Transit

      Why this card

      1. 1.2% cash back on Transit & Rideshare ($120/yr on $6,000 spend)
      2. 2.Auto Rental Collision Damage Waiver
      3. 3.Travel Accident Insurance
      4. 4.Visa Signature Rental Car Privileges
      5. 5.$5/yr Booking.com Travel Credits
      VISA
      Core Rate
      2.0¢
      per dollar on transit
      No annual fee
      Annual rewards$120
      Net annual value$120
      Citi / AAdvantage Globe Mastercard
      18

      Citi / AAdvantage Globe Mastercard

      Citi

      2x American Aadvantage on Transit
      2x × 1.0¢/pt = 2.0¢ per dollar

      Why this card

      1. 1.2x on Transit & Rideshare — points worth 1.0¢ each ($120/yr on $6,000 spend)
      2. 2.$144/yr Up to $240 back on Turo
      3. 3.$60/yr $100 Annual Inflight Wi-Fi Credit
      4. 4.4 Admirals Club One-Time Guest Passes
      5. 5.Admirals Club® Globe™ Passes (over $300 in value)
      MASTERCARD
      Core Rate
      2.0¢
      per dollar on transit
      $350/yr($100 in credits)
      Annual rewards$120
      + Credits$100
      \u2212 Annual fee$350
      Net annual value-$130
      Alaska Airlines Visa Signature Credit Card
      19

      Alaska Airlines Visa Signature Credit Card

      Bank Of America

      2x Alaska Mileage Plan on Transit
      2x × 1.0¢/pt = 2.0¢ per dollar

      Why this card

      1. 1.2x on Transit & Rideshare — points worth 1.0¢ each ($120/yr on $6,000 spend)
      2. 2.$100 off lounge membership
      3. 3.Famous Companion Fare
      4. 4.Free First Checked Bag
      5. 5.Auto Rental Collision Damage Waiver
      VISA
      Core Rate
      2.0¢
      per dollar on transit
      $95/yr
      Annual rewards$120
      \u2212 Annual fee$95
      Net annual value$25
      No image
      20

      One Key+ Card

      Wells Fargo

      2% cash back on Transit

      Why this card

      1. 1.Priority Pass Select Lounge Access
      2. 2.$20/yr Lyft Credits
      3. 3.Auto Rental Collision Damage Waiver
      4. 4.Common Carrier Travel Accident Insurance

      No annual fee

      MASTERCARD
      1.7¢
      per dollar on transit
      No annual fee
      Annual rewards$102
      Net annual value$102
      Chase Sapphire Preferred Card
      21

      Chase Sapphire Preferred Card

      Chase

      1x Ultimate Rewards on Transit
      1x × 1.8¢/pt = 1.5¢ per dollar

      Why this card

      1. 1.$25/yr $50 Annual Hotel Credit
      2. 2.Auto Rental Collision Damage Waiver
      3. 3.Auto Rental Coverage
      4. 4.Complimentary 4th night at Ennismore Hotel properties
      5. 5.Visa Signature Rental Car Privileges

      $60 in credits offset the $95 fee

      VISA
      1.5¢
      per dollar on transit
      $95/yr($60 in credits)
      Annual rewards$91.80
      + Credits$60
      \u2212 Annual fee$95
      Net annual value$56.80
      Fidelity Rewards Visa Signature Card
      22

      Fidelity Rewards Visa Signature Card

      Elan Financial

      2% cash back on Transit

      Why this card

      1. 1.Travel Accident Insurance
      2. 2.Auto Rental Collision Damage Waiver
      3. 3.Visa Signature Rental Car Privileges
      4. 4.$5/yr Booking.com Travel Credits
      5. 5.GigSky Mobile Data (Visa Signature)

      No annual fee

      VISA
      1.7¢
      per dollar on transit
      No annual fee
      Annual rewards$102
      Net annual value$102
      Capital One VentureOne Rewards Credit Card
      23

      Capital One VentureOne Rewards Credit Card

      Capital One

      1.25x Venture Miles on Transit
      1.25x × 1.9¢/pt = 2.0¢ per dollar

      Why this card

        No annual fee

        MASTERCARD
        2.0¢
        per dollar on transit
        No annual fee
        Annual rewards$117.94
        Net annual value$117.94
        Bilt Obsidian Card
        24

        Bilt Obsidian Card

        Cardless

        1x Bilt Rewards on Transit
        1x × 2.0¢/pt = 1.7¢ per dollar

        Why this card

        1. 1.$20/yr Lyft Credits
        2. 2.MasterRental Coverage
        MASTERCARD
        1.7¢
        per dollar on transit
        $95/yr
        Annual rewards$102
        \u2212 Annual fee$95
        Net annual value$7
        No image
        25

        The Platinum Card from American Express

        Amex

        1x Membership Rewards on Transit
        1x × 1.8¢/pt = 1.5¢ per dollar

        Why this card

        1. 1.$300/yr Fine Hotels + Resorts / Hotel Collection Credit
        2. 2.$120/yr Uber Credit
        3. 3.$100/yr Airline Fee Credit
        4. 4.$60/yr Uber One Membership Credit
        5. 5.$125/yr CLEAR Plus Credit

        $697.50 in credits offset the $895 fee

        AMEX
        1.5¢
        per dollar on transit
        $895/yr($697.50 in credits)
        Annual rewards$91.80
        + Credits$697.50
        \u2212 Annual fee$895
        Net annual value-$105.70
        U.S. Bank Smartly Visa Signature Card
        26

        U.S. Bank Smartly Visa Signature Card

        Usbank

        2% cash back on Transit

        Why this card

        1. 1.Auto Rental Collision Damage Waiver
        2. 2.Visa Signature Rental Car Privileges
        3. 3.$5/yr Booking.com Travel Credits
        4. 4.GigSky Mobile Data (Visa Signature)

        No annual fee

        VISA
        1.7¢
        per dollar on transit
        No annual fee
        Annual rewards$102
        Net annual value$102
        Bank of America Unlimited Cash Rewards Credit Card
        27

        Bank of America Unlimited Cash Rewards Credit Card

        Bank Of America

        2% cash back on Transit

        Why this card

        1. 1.Auto Rental Collision Damage Waiver
        2. 2.Visa Signature Rental Car Privileges
        3. 3.$5/yr Booking.com Travel Credits
        4. 4.GigSky Mobile Data (Visa Signature)

        No annual fee

        VISA
        1.7¢
        per dollar on transit
        No annual fee
        Annual rewards$102
        Net annual value$102
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        28

        TD Double Up Credit Card

        Td Bank

        2% cash back on Transit

        Why this card

        1. 1.Auto Rental Collision Damage Waiver
        2. 2.Visa Signature Rental Car Privileges
        3. 3.$5/yr Booking.com Travel Credits
        4. 4.GigSky Mobile Data (Visa Signature)

        No annual fee

        VISA
        1.7¢
        per dollar on transit
        No annual fee
        Annual rewards$102
        Net annual value$102
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        29

        Verizon Visa Card

        Synchrony

        2% cash back on Transit

        Why this card

        1. 1.Auto Rental Collision Damage Waiver
        2. 2.Visa Signature Rental Car Privileges
        3. 3.$5/yr Booking.com Travel Credits
        4. 4.GigSky Mobile Data (Visa Signature)

        No annual fee

        VISA
        1.7¢
        per dollar on transit
        No annual fee
        Annual rewards$102
        Net annual value$102
        United Club Infinite Card
        30

        United Club Infinite Card

        Chase

        2x United Mileageplus on Transit
        2x × 1.0¢/pt = 2.0¢ per dollar

        Why this card

        1. 1.2x on Transit & Rideshare — points worth 1.0¢ each ($120/yr on $6,000 spend)
        2. 2.$100/yr JSX Flight Credits
        3. 3.United Club Membership
        4. 4.$100/yr Up to $200 in credits for Renowned Hotels and Resorts for United® Cardmembers
        5. 5.$75/yr Up to $150 in credits on rideshare purchases
        VISA
        Core Rate
        2.0¢
        per dollar on transit
        $695/yr($120 in credits)
        Annual rewards$120
        + Credits$120
        \u2212 Annual fee$695
        Net annual value-$455