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Amex
Why this card
$108 in credits fully offsets the $95 fee
Amex has limited international acceptance — carry a Visa/Mastercard backup
Capital One
Why this card
$315 in credits offset the $395 fee

Citi
Why this card
No annual fee
Bonus rate on first $500/monthly, then base rate

Chase
Why this card
$111 in credits fully offsets the $95 fee
Amex
Why this card
$1,272 in credits fully offsets the $895 fee
Amex has limited international acceptance — carry a Visa/Mastercard backup

Discover
Why this card
No annual fee
Promotional rate — may be time-limited
Enrollment or activation may be required for this rate
Discover has very limited international acceptance
Bonus rate on first $1,500/quarterly, then base rate

Usbank
Why this card
No annual fee
Bonus rate on first $2,000/quarterly, then base rate

Bank Of America
Why this card
No annual fee
Webbank
Why this card
No annual fee

Discover
Why this card
No annual fee
Discover has very limited international acceptance
Bonus rate on first $1,500/quarterly, then base rate

Wells Fargo
Why this card
No annual fee

Cardless
Why this card
No annual fee

Citi
Why this card
$165 in credits offset the $595 fee

Chase
Why this card
$824 in credits fully offsets the $795 fee

Bank Of America
Why this card
No annual fee

Wells Fargo
Why this card
$33 in credits offset the $95 fee

Citi
Why this card
No annual fee

Capital One
Why this card
No annual fee

Discover
Why this card
No annual fee
Promotional rate — may be time-limited
Discover has very limited international acceptance
Bonus rate on first $1,500/quarterly, then base rate
Wells Fargo
Why this card
No annual fee

Bank Of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate

Usbank
Why this card
No annual fee

First Electronic Bank
Convertible Cash Back — 1.0–2.0¢/$
This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).
Why this card
No annual fee
Amex has limited international acceptance — carry a Visa/Mastercard backup
Firstcard
Why this card
No annual fee

Cardless
Why this card

Navy Federal
Why this card
No annual fee
Synchrony
Why this card
No annual fee

Elan Financial
Why this card
No annual fee

Capital One
Why this card
No annual fee

Synchrony
Why this card
No annual fee

Amex
Why this card
$108 in credits fully offsets the $95 fee
Amex has limited international acceptance — carry a Visa/Mastercard backup
Capital One
Why this card
$315 in credits offset the $395 fee

Citi
Why this card
No annual fee
Bonus rate on first $500/monthly, then base rate

Chase
Why this card
$111 in credits fully offsets the $95 fee
Amex
Why this card
$1,272 in credits fully offsets the $895 fee
Amex has limited international acceptance — carry a Visa/Mastercard backup

Discover
Why this card
No annual fee
Promotional rate — may be time-limited
Enrollment or activation may be required for this rate
Discover has very limited international acceptance
Bonus rate on first $1,500/quarterly, then base rate

Usbank
Why this card
No annual fee
Bonus rate on first $2,000/quarterly, then base rate

Bank Of America
Why this card
No annual fee
Webbank
Why this card
No annual fee

Discover
Why this card
No annual fee
Discover has very limited international acceptance
Bonus rate on first $1,500/quarterly, then base rate

Wells Fargo
Why this card
No annual fee

Cardless
Why this card
No annual fee

Citi
Why this card
$165 in credits offset the $595 fee

Chase
Why this card
$824 in credits fully offsets the $795 fee

Bank Of America
Why this card
No annual fee

Wells Fargo
Why this card
$33 in credits offset the $95 fee

Citi
Why this card
No annual fee

Capital One
Why this card
No annual fee

Discover
Why this card
No annual fee
Promotional rate — may be time-limited
Discover has very limited international acceptance
Bonus rate on first $1,500/quarterly, then base rate
Wells Fargo
Why this card
No annual fee

Bank Of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate

Usbank
Why this card
No annual fee

First Electronic Bank
Convertible Cash Back — 1.0–2.0¢/$
This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).
Why this card
No annual fee
Amex has limited international acceptance — carry a Visa/Mastercard backup
Firstcard
Why this card
No annual fee

Cardless
Why this card

Navy Federal
Why this card
No annual fee
Synchrony
Why this card
No annual fee

Elan Financial
Why this card
No annual fee

Capital One
Why this card
No annual fee

Synchrony
Why this card
No annual fee

Amex
Why this card
$108 in credits fully offsets the $95 fee
Amex has limited international acceptance — carry a Visa/Mastercard backup
Capital One
Why this card
$315 in credits offset the $395 fee

Citi
Why this card
No annual fee
Bonus rate on first $500/monthly, then base rate

Chase
Why this card
$111 in credits fully offsets the $95 fee
Amex
Why this card
$1,272 in credits fully offsets the $895 fee
Amex has limited international acceptance — carry a Visa/Mastercard backup

Discover
Why this card
No annual fee
Promotional rate — may be time-limited
Enrollment or activation may be required for this rate
Discover has very limited international acceptance
Bonus rate on first $1,500/quarterly, then base rate

Usbank
Why this card
No annual fee
Bonus rate on first $2,000/quarterly, then base rate

Bank Of America
Why this card
No annual fee
Webbank
Why this card
No annual fee

Discover
Why this card
No annual fee
Discover has very limited international acceptance
Bonus rate on first $1,500/quarterly, then base rate

Wells Fargo
Why this card
No annual fee

Cardless
Why this card
No annual fee

Citi
Why this card
$165 in credits offset the $595 fee

Chase
Why this card
$824 in credits fully offsets the $795 fee

Bank Of America
Why this card
No annual fee

Wells Fargo
Why this card
$33 in credits offset the $95 fee

Citi
Why this card
No annual fee

Capital One
Why this card
No annual fee

Discover
Why this card
No annual fee
Promotional rate — may be time-limited
Discover has very limited international acceptance
Bonus rate on first $1,500/quarterly, then base rate
Wells Fargo
Why this card
No annual fee

Bank Of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate

Usbank
Why this card
No annual fee

First Electronic Bank
Convertible Cash Back — 1.0–2.0¢/$
This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).
Why this card
No annual fee
Amex has limited international acceptance — carry a Visa/Mastercard backup
Firstcard
Why this card
No annual fee

Cardless
Why this card

Navy Federal
Why this card
No annual fee
Synchrony
Why this card
No annual fee

Elan Financial
Why this card
No annual fee

Capital One
Why this card
No annual fee

Synchrony
Why this card
No annual fee