Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Poor
Benefits & Perks
Unauthorized charges? You pay nothing. Firstcard covers all fraudulent activity, giving you peace of mind while building credit.
Forget the penalty trap. Firstcard eliminates late fees and overdraft charges—just transparent subscription pricing.
You won't be held responsible for unauthorized charges made in store, online, or via mobile device.
Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.
Details & Terms
| Purchase APR | 0% |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
Reviews & Analysis
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| Firstcard Issuer | Firstcard Issuer | |
| Issuer Page | Issuer Page: Multiple card facts | |
| Firstcard Secured Page | — | Firstcard Secured Page |
| NerdWallet | — | NerdWallet |
| Bankrate | — | Bankrate |
| RewardsCC API |
| — |
| RewardsCC API |
| Firstcard Issuer | Firstcard Issuer: Multiple card facts |
