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Compare card earning rates, fees and benefit qualifications.
Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
182 cards ranked by value per dollar · Rankings aren't paid placement · How we rank

Why this card
$180/yr value — Exclusive Tables Dining Credit
$252/yr value — DoorDash DashPass & Credits
Est. $703/yr in usable credits offset part of the $795 fee — actual value depends on use and eligibility

Capital One
Why this card
Est. $15/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility

American Express
Why this card
$150/yr value — $300 Annual Dining Credit
$100/yr value — $100 Ritz-Carlton & St. Regis Property Credit
Est. $15/yr in usable credits offset part of the $650 fee — actual value depends on use and eligibility

Why this card
$30/yr value — Complimentary DashPass Membership
$15/yr value — Instacart+ Membership & Credit
Est. $140/yr in usable credits offset part of the $150 fee — actual value depends on use and eligibility

American Express
Why this card
$200/yr value — Resy Restaurant Credit
Est. $1,167/yr in usable credits could cover the $895 fee — actual value depends on use and eligibility

Chase
Why this card
$60/yr value — 0% Intro APR for 12 Months on Purchases
No annual fee

Why this card
Est. $300/yr in usable credits could cover the $95 fee — actual value depends on use and eligibility

Cardless
Why this card
Est. $300/yr in usable credits offset part of the $495 fee — actual value depends on use and eligibility

Why this card
$180/yr value — 10% Monthly Grocery Discount
No annual fee

Why this card
$60/yr value — DoorDash
$15/yr value — Instacart+ Membership & Credit

Capital One
Why this card
No annual fee

Why this card
$30/yr value — $10 Off Quarterly DoorDash Non-Restaurant Orders
No annual fee

Why this card
$60/yr value — Complimentary DashPass & Monthly DoorDash Credits
$30/yr value — Instacart+ Membership & Credit

Why this card
No annual fee

Why this card
$30/yr value — Complimentary DashPass Membership
$15/yr value — Instacart+ Membership & Credit
No annual fee

Why this card
$30/yr value — Complimentary DashPass Membership

Bank of America
Why this card
Est. $15/yr in usable credits offset part of the $395 fee — actual value depends on use and eligibility

Why this card
$96/yr value — DashPass Subscription

Why this card
$60/yr value — DoorDash
American Express
Why this card
Est. $509.50/yr in usable credits offset part of the $550 fee — actual value depends on use and eligibility

Chase
Why this card
Est. $448.98/yr in usable credits could cover the $350 fee — actual value depends on use and eligibility

American Express
Why this card
$60/yr value — $120 Resy Credit
Est. $215/yr in usable credits offset part of the $350 fee — actual value depends on use and eligibility

Chase
Why this card
$20/yr value — DoorDash
No annual fee

American Express
Why this card
$60/yr value — $120 Dining Credit
$50/yr value — $100 Resy Credit
$42/yr value — $84 Dunkin' Credit
Est. $60/yr in usable credits offset part of the $325 fee — actual value depends on use and eligibility

Why this card

Chase
Why this card
Est. $155/yr in usable credits could cover the $150 fee — actual value depends on use and eligibility

Chase
Why this card
$5/yr value — DoorDash
No annual fee

Why this card
$5/yr value — DoorDash
Est. $74/yr in usable credits offset part of the $149 fee — actual value depends on use and eligibility

Chase
Why this card
$8/yr value — DoorDash
Est. $65/yr in usable credits offset part of the $195 fee — actual value depends on use and eligibility

Why this card
$30/yr value — Complimentary DashPass Membership
No annual fee