U.S. Bank Triple Cash Rewards Visa® Business
- Annual Fee
- $0
- cash back · Welcome Bonus
- $750
- Highest rate (conditional)
- Up to 5% (Us Bank Travel)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- 3%
- Network
- Visa Traditional
- Rewards Currency
- Cash
- Point Valuation
- 1¢ (cash back)
- Credit Required
- Excellent
Welcome Offer
Bonus: $750 cash back
Spend: $6,000
Period: 6 months
Earning Rates
- 5%
Us Bank Travel
5% cash back on prepaid hotels and car rentals booked directly in the Travel Center
- 3%
Dining
3% cash back on eligible purchases at restaurants.
- 3%
Gas Stations
3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less; excludes discount stores/supercenters and wholesale clubs)
- 3%
Electric Vehicle Charging
3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less; excludes discount stores/supercenters and wholesale clubs) (EV charging row: same tier as gas, per the issuer's wording)
- 3%
Office Supplies
3% cash back on eligible purchases at office supply stores
- 3%
Telecom
3% cash back on eligible purchases at cell phone service providers
- 1%
All Other
Benefits & Perks
Annual Credits & Statement Credits
1 creditsUp to
$100
in recurring credits (annual)
$100 software credit
$100 statement credit after 11 consecutive months of eligible software purchases, applied automatically per 12-month period.
$100
Annual
Insurance & Protections
2 protectionsZero Liability on unauthorized charges
You won't be held responsible for unauthorized charges made in store, online, or via mobile device.
24/7 lost/stolen card assistance worldwide
Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.
Dining Out
3% cash back at restaurants
$3 back on a $100 dinner
No annual fee
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 3%, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Reviews & Analysis
The Math: Is $0 Worth It?
First-year value includes $750 welcome bonus
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$60
Annual Fee
-$0
Net Annual Value
+$60
Details & Terms
Payment Terms
| Purchase APR | 17.49%–26.49% (Variable) |
| Cash Advance APR | 30.74% (Variable) |
| Foreign Transaction Fee | 3% |
Media & Resources
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page: Multiple card facts | |
| U.S. Bank Official | U.S. Bank Official | |
| U.S. Bank Official | U.S. Bank Official |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
