Sam’s Club World Mastercard®
- Annual Fee
- $0
- Top Rate
- 5%
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Mastercard World
- Rewards Currency
- Sam’s Cash
- Point Valuation
- 1¢ (cash back)
- Credit Required
- Good
Earning Rates
- 5%
Gas Stations
Earn 5% back in Sam’s Cash on gas anywhere Mastercard is accepted (on first $6,000 per year, then 1%)
Cap: $6,000/annual
- 3%
Dining
Earn 3% back in Sam’s Cash on dining and takeout
- 3%
Sams Club
Earn 3% back in Sam’s Cash on Sam’s Club purchases for Plus members. Club members earn 1% cash back
- 1%
All Other
Benefits & Perks
Insurance & Protections
2 protectionsZero Liability on unauthorized transactions
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Mastercard Global Service®
Provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement and Emergency Cash Advance.
Dining Out
3% cash back at restaurants
$3 back on a $100 dinner
No annual fee
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 3%, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Reviews & Analysis
Details & Terms
Application Rules
| Rule | Details |
|---|---|
| Membership required | Only current Sam's Club members can apply; the card doubles as your membership card. |
Payment Terms
| Foreign Transaction Fee | $0 |
Media & Resources
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page | |
| Synchrony Financial | — | Synchrony Financial |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
