Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Top picks for Capital One Travel from our scoring engine.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts, co-brand fit for this brand. The ¢ per dollar column is the reward rate at Capital One Travel. Order can differ from that column because ranking adds the adjustments above.
Capital One Venture X Rewards Credit Card earns the top spot for Capital One Travel purchases at 8.9¢ per dollar on hotels — a $395 annual fee. We ranked every card in our database against Capital One Travel purchases using the same scoring engine that powers our search. See the note above the list for what drives order versus the ¢ per dollar column. Cards 4–10 are still solid picks; they just trade off some headline earn rate for fewer fees, broader networks, or simpler redemptions.
Capital One
Capital One
Capital One
Capital One Venture X Rewards Credit Card earns 8.9¢ per dollar on hotels when you shop at Capital One Travel, the highest marginal rate in our list for this brand. At 8.9¢ per dollar, rewards cover the $395 fee after about $4,460 a year in Capital One Travel spending. To come out ahead of Capital One VentureOne Rewards Credit Card (4.2¢), you'd need about $8,450 a year here. It's the right pick if you want maximum earn rate on this category and don't mind paying for a premium card.
Side-by-side view of the ranked picks.
| Card | Travel Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Capital One Venture X Rewards Credit CardCapital One | 10x Venture Miles | 8.9¢/$ | $395 | — | visa |
| Capital One VentureOne Rewards Credit CardCapital One | 5x Venture Miles | 4.2¢/$ | $0 | — | mastercard |
| Capital One QuicksilverOne Cash Rewards Credit CardCapital One | 5% cash back | 2.4¢/$ | $39 | — | mastercard |
| BJ's One+™ Mastercard®Capital One | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| Capital One Venture Rewards Credit CardCapital One | 5x Venture Miles | 2.5¢/$ | $95 | — | mastercard |
| Capital One Quicksilver Cash Rewards Credit CardCapital One | 5% cash back | 1.6¢/$ | $0 | — | mastercard |
| Capital One Quicksilver Student Cash Rewards Credit CardCapital One | 1.5% cash back | 1.5¢/$ | $0 | — | mastercard |
| REI Co-op® Mastercard®Capital One | 1.5% cash back | 1.5¢/$ | $0 | — | mastercard |
| BJ's One™ Mastercard®Capital One | 1.5% cash back | 1.5¢/$ | $0 | — | mastercard |
| SavorOne Rewards from Capital OneCapital One | 5% cash back | 1.3¢/$ | $39 | — | mastercard |
Extra points or cash back when you pay with these cards — not statement credits.
Statement credits or cash applied to your bill at Capital One Travel, separate from earn rate.
Other brands in Travel where the top picks above also earn well.
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