CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
The Capital One VentureOne Rewards Credit Card ($0/yr) is better for everyday value, while the Capital One QuicksilverOne Cash Rewards Credit Card ($39/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Capital One
Capital One
Annual Fee
Welcome Bonus
Network
The Capital One QuicksilverOne Cash Rewards Credit Card costs $39/yr — that's $39 more than the Capital One VentureOne Rewards Credit Card (no annual fee). To justify that gap, you need to extract at least $39 in annual value from the card's higher earn rates and benefits.
Bottom line: The $39 difference is small enough that the Capital One QuicksilverOne Cash Rewards Credit Card's extra perks make it worth considering for most cardholders.
Get the Capital One VentureOne Rewards Credit Card if you:
The Capital One VentureOne Rewards Credit Card has a lower annual fee ($0 vs $39), making it the more accessible option.
Choose the Capital One VentureOne Rewards Credit Card if you want solid rewards with a lower cost of entry. Choose the Capital One QuicksilverOne Cash Rewards Credit Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Capital One VentureOne Rewards Credit Card ($0/yr) is better for everyday value, while the Capital One QuicksilverOne Cash Rewards Credit Card ($39/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Capital One
Capital One
Annual Fee
Welcome Bonus
Network
The Capital One QuicksilverOne Cash Rewards Credit Card costs $39/yr — that's $39 more than the Capital One VentureOne Rewards Credit Card (no annual fee). To justify that gap, you need to extract at least $39 in annual value from the card's higher earn rates and benefits.
Bottom line: The $39 difference is small enough that the Capital One QuicksilverOne Cash Rewards Credit Card's extra perks make it worth considering for most cardholders.
Get the Capital One VentureOne Rewards Credit Card if you:
The Capital One VentureOne Rewards Credit Card has a lower annual fee ($0 vs $39), making it the more accessible option.
Choose the Capital One VentureOne Rewards Credit Card if you want solid rewards with a lower cost of entry. Choose the Capital One QuicksilverOne Cash Rewards Credit Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Capital One VentureOne Rewards Credit Card ($0/yr) is better for everyday value, while the Capital One QuicksilverOne Cash Rewards Credit Card ($39/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Capital One
Capital One
Annual Fee
Welcome Bonus
Network
The Capital One QuicksilverOne Cash Rewards Credit Card costs $39/yr — that's $39 more than the Capital One VentureOne Rewards Credit Card (no annual fee). To justify that gap, you need to extract at least $39 in annual value from the card's higher earn rates and benefits.
Bottom line: The $39 difference is small enough that the Capital One QuicksilverOne Cash Rewards Credit Card's extra perks make it worth considering for most cardholders.
Get the Capital One VentureOne Rewards Credit Card if you:
The Capital One VentureOne Rewards Credit Card has a lower annual fee ($0 vs $39), making it the more accessible option.
Choose the Capital One VentureOne Rewards Credit Card if you want solid rewards with a lower cost of entry. Choose the Capital One QuicksilverOne Cash Rewards Credit Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
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