Quicksilver Secured Rewards
Build credit and earn 1.5% cash back with $0 annual fee
The Capital One Quicksilver Secured helps you establish credit history while earning rewards. Start with a refundable $200 security deposit, earn unlimited 1.5% cash back on every purchase, and access a clear path to upgrade to the unsecured Quicksilver card.
- Annual Fee
- $0
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Mastercard Standard
- Rewards Currency
- Cash
- Point Valuation
- 1¢ (cash back)
- Credit Required
- Fair
Earning Rates
- 1.5%
All Other
Unlimited 1.5% cash back on every purchase, every day
Earning Scenarios
1.5% cash back on everything
Spend $4,000 per month on groceries, utilities, gas, and subscriptions—earn $60/month cash back ($720 annually) with no category restrictions or quarterly resets to track.
1.5% cash back worldwide with zero foreign fees
International trip with €3,000 in spending: earn €45 equivalent cash back and save $90 compared to cards charging 3% foreign transaction fees.
Benefits & Perks
Annual Credits & Statement Credits
3 creditsEarn your deposit back and upgrade to unsecured card
Build credit to upgrade to unsecured Quicksilver card and recover deposit
—
Annual
Automatic credit line reviews starting after 6 months
Eligible for credit line increases after 6 months of responsible use
—
Annual
Credit monitoring
Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
—
Annual
Insurance & Protections
5 protectionsZero Liability on unauthorized transactions
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Lock your card instantly from your phone
Temporarily disable your card from the Capital One Mobile app
Virtual card numbers for secure online shopping
Generate unique virtual card numbers to keep your real card number private
Credit monitoring
Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
24/7 lost/stolen card assistance worldwide
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Details & Terms
Payment Terms
| Purchase APR | 29.24% (Variable) |
| Cash Advance APR | 29.24% (Variable) |
| Foreign Transaction Fee | $0 |
Reviews & Analysis
Third-Party Rankings & Ratings
7 sourcesHow It Compares
Quicksilver Secured stands apart in the secured card category by delivering cash back rewards and a transparent upgrade path. Most secured cards offer basic rewards or limited earning rates, but this card gives you an unlimited 1.5% on everything—matching the base rewards of unsecured cards while you build your credit.
Media & Resources
Video Reviews
8 videosCapital One QuickSilver Secured Credit Card VS Platinum Secured Credit Card (Which do you get?)
Secured Credit Card For Fair Credit??? - Quicksilver Secured Rewards from Capital One
Capital One Quicksilver Secured Credit Card Review | Build credit fast 2022
Capital One Quicksilver Secured Cash Rewards (NEW CARD REVIEW)
Capital One Quicksilver Secured Card Review 2025 | Worth It or Leave It?
Capital One Quicksilver Secured Card Review | WORTH IT in 2025?
Quicksilver Secured Rewards Card Review 2025 | Unlimited Cash Back!
Third-Party Articles & Reviews
Capital One Quicksilver Secured Cash Rewards Credit Card
The Points Guy's review with a 3/5 rating, analyzing the card's rewards potential and value for secured credit building.
Capital One Quicksilver Secured Cash Rewards Credit Card Reviews
WalletHub rating and expert review with community feedback. Rated 4.7/5 overall and 5.0/5 by WalletHub editors.
Capital One Quicksilver Secured Cash Rewards Credit Card
CompareCards analysis and comparison of the Quicksilver Secured against competing secured credit cards.
Capital One Quicksilver Secured Cash Rewards Credit Card Review
Credit Karma's detailed review covering benefits, rewards, and how the card compares to other secured options for credit building.
Capital One Quicksilver Secured Cash Rewards Credit Card
Experian's review with a 4.6/5 rating based on 154 user reviews. 91% of users recommend the card.
Capital One Quicksilver Secured Cash Rewards Credit Card Review
Motley Fool's comprehensive review of the Capital One Quicksilver Secured, evaluating rewards structure, fees, and suitability for building credit.
Best Capital One Credit Cards Of 2025
Forbes Advisor's guide to Capital One's card portfolio, highlighting Quicksilver Secured as the best secured card for earning rewards.
Capital One Quicksilver Secured Review
NerdWallet's expert review evaluating the card's rewards earning, fees, and suitability for secured credit applicants.
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Capital One | Capital One |