CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
Cards tailored for small business owners — ranked by real value across 376+ cards.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Capital One
Cards tailored for small business owners — ranked by real value across 376+ cards.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Capital One
Cards tailored for small business owners — ranked by real value across 376+ cards.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Capital One
Wells Fargo
Citi
All 10 cards ranked by effective value per dollar.
| Card | Office Supplies Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Capital One Venture X Rewards Credit CardCapital One | 2x Venture Miles | 2.5¢/$ | $395 | — | visa |
| Wells Fargo Autograph Visa Credit CardWells Fargo | 3x Wells Fargo Rewards | 1.5¢/$ | $0 | — | visa |
| Citi Strata Premier CardCiti | 10x ThankYou Points | 1.4¢/$ | $95 | — | mastercard |
| U.S. Bank Cash+® Visa Signature® CardUsbank | 5% cash back | 1.4¢/$ | $0 | — | visa |
| Korean Air SKYPASS Visa Signature Business CardUsbank | 2x Skypass | 1.3¢/$ | $99 | — | visa |
| Capital One VentureOne Rewards Credit CardCapital One | 1.25x Venture Miles | 1.2¢/$ | $0 | — | mastercard |
| Wells Fargo Autograph Journey Visa Credit CardWells Fargo | 1x Wells Fargo Rewards | 1.1¢/$ | $95 | — | visa |
| The Platinum Card from American ExpressAmex | 1x Membership Rewards | 1.2¢/$ | $895 | $273.20 | amex |
| Bank of America Customized Cash Rewards Credit CardBank Of America | 3x Bank Of America Points | 1.0¢/$ | $0 | — | visa |
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 0.7¢/$ | $595 | $597.50 | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Wells Fargo
Citi
All 10 cards ranked by effective value per dollar.
| Card | Office Supplies Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Capital One Venture X Rewards Credit CardCapital One | 2x Venture Miles | 2.5¢/$ | $395 | — | visa |
| Wells Fargo Autograph Visa Credit CardWells Fargo | 3x Wells Fargo Rewards | 1.5¢/$ | $0 | — | visa |
| Citi Strata Premier CardCiti | 10x ThankYou Points | 1.4¢/$ | $95 | — | mastercard |
| U.S. Bank Cash+® Visa Signature® CardUsbank | 5% cash back | 1.4¢/$ | $0 | — | visa |
| Korean Air SKYPASS Visa Signature Business CardUsbank | 2x Skypass | 1.3¢/$ | $99 | — | visa |
| Capital One VentureOne Rewards Credit CardCapital One | 1.25x Venture Miles | 1.2¢/$ | $0 | — | mastercard |
| Wells Fargo Autograph Journey Visa Credit CardWells Fargo | 1x Wells Fargo Rewards | 1.1¢/$ | $95 | — | visa |
| The Platinum Card from American ExpressAmex | 1x Membership Rewards | 1.2¢/$ | $895 | $273.20 | amex |
| Bank of America Customized Cash Rewards Credit CardBank Of America | 3x Bank Of America Points | 1.0¢/$ | $0 | — | visa |
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 0.7¢/$ | $595 | $597.50 | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Wells Fargo
Citi
All 10 cards ranked by effective value per dollar.
| Card | Office Supplies Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Capital One Venture X Rewards Credit CardCapital One | 2x Venture Miles | 2.5¢/$ | $395 | — | visa |
| Wells Fargo Autograph Visa Credit CardWells Fargo | 3x Wells Fargo Rewards | 1.5¢/$ | $0 | — | visa |
| Citi Strata Premier CardCiti | 10x ThankYou Points | 1.4¢/$ | $95 | — | mastercard |
| U.S. Bank Cash+® Visa Signature® CardUsbank | 5% cash back | 1.4¢/$ | $0 | — | visa |
| Korean Air SKYPASS Visa Signature Business CardUsbank | 2x Skypass | 1.3¢/$ | $99 | — | visa |
| Capital One VentureOne Rewards Credit CardCapital One | 1.25x Venture Miles | 1.2¢/$ | $0 | — | mastercard |
| Wells Fargo Autograph Journey Visa Credit CardWells Fargo | 1x Wells Fargo Rewards | 1.1¢/$ | $95 | — | visa |
| The Platinum Card from American ExpressAmex | 1x Membership Rewards | 1.2¢/$ | $895 | $273.20 | amex |
| Bank of America Customized Cash Rewards Credit CardBank Of America | 3x Bank Of America Points | 1.0¢/$ | $0 | — | visa |
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 0.7¢/$ | $595 | $597.50 | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →