What credit card has the highest cash back on candy & chocolate?

Bilt Palladium Card ranks #1 in our scoring for candy & chocolate at 4.4¢ per dollar — $495 annual fee. The ranking factors in earn rate, welcome offer value, and redemption flexibility, net of the fee.

Are there no-annual-fee cards good for candy & chocolate?

Yes — Susan G. Komen® Customized Cash Rewards earns 2.6¢ per dollar on candy & chocolate with no annual fee. It's the highest-ranking no-fee card in our scoring for this category.

How are these cards ranked?

Effective value per dollar — earn rate × points value (cents per point), plus amortized welcome offer value and credit offsets, net of the annual fee. Numbers reflect typical redemptions, not best-case outliers.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.

Candy & Chocolate merchants: where each card earns

Browse 0 merchants and sub-categories, then see which cards earn the most at each brand.

0 merchantsBy CardRewards.ai EditorialData as of September 27, 2026

Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

0 merchants sit under Candy & Chocolate. Open a brand to see card-specific earn rates; Bilt Palladium Card leads this slice at 4.4¢ per dollar, with a $495 annual fee.

Top pick

Bilt Palladium Card — 4.4¢ per dollar, $495 annual fee.

Other categories like Candy & Chocolate

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Powdered Beverage Mixes

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Water

Frequently asked

What credit card has the highest cash back on candy & chocolate?: Bilt Palladium Card ranks #1 in our scoring for candy & chocolate at 4.4¢ per dollar — $495 annual fee. The ranking factors in earn rate, welcome offer value, and redemption flexibility, net of the fee.
Are there no-annual-fee cards good for candy & chocolate?: Yes — Susan G. Komen® Customized Cash Rewards earns 2.6¢ per dollar on candy & chocolate with no annual fee. It's the highest-ranking no-fee card in our scoring for this category.
How are these cards ranked?: Effective value per dollar — earn rate × points value (cents per point), plus amortized welcome offer value and credit offsets, net of the annual fee. Numbers reflect typical redemptions, not best-case outliers.

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