Health & Fitness merchants: where each card earns

Browse 8 merchants and sub-categories, then see which cards earn the most at each brand.

8 merchantsBy CardRewards.ai EditorialData as of November 13, 2026

Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

Health & Fitness groups 8 merchants — including the brands most readers ask about. Browse sub-categories and brands first; Citi Strata Credit Card is the current top pick at 2.8¢ per dollar, with no annual fee.

Top 5 cards for Health & Fitness

  1. 1
    Citi Strata Credit Card
    Citi Strata Credit CardCiti3x ThankYou Points on Fitness · no annual fee
  2. 2
    U.S. Bank Cash+® Visa Signature® Card
    U.S. Bank Cash+® Visa Signature® CardU.S. Bank5% cash back on Fitness · no annual fee
  3. 3
    Chase Freedom Unlimited
    Chase Freedom UnlimitedChase3% cash back on Drugstores · no annual fee
  4. 4
    The AARP® Essential Rewards Mastercard®
    The AARP® Essential Rewards Mastercard®Barclays3% cash back on Drugstores · no annual fee
  5. 5
    Bank of America Customized Cash Rewards Credit Card
    Bank of America Customized Cash Rewards Credit CardBank of America3% cash back on Drugstores · no annual fee

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Other categories like Health & Fitness

Frequently asked

What credit card has the highest cash back on health & fitness?
Citi Strata Credit Card ranks #1 in our scoring for health & fitness at 2.8¢ per dollar — no annual fee. The ranking factors in earn rate, welcome offer value, and redemption flexibility, net of the fee.
How are these cards ranked?
Effective value per dollar — earn rate × points value (cents per point), plus amortized welcome offer value and credit offsets, net of the annual fee. Numbers reflect typical redemptions, not best-case outliers.
What's the most popular sub-category under Health & Fitness?
Pharmacy — 8 merchants. Drill in for category-specific recommendations.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.