Financial Services merchants: where each card earns
Browse 2 merchants and sub-categories, then see which cards earn the most at each brand.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Financial Services groups 2 merchants — including the brands most readers ask about. Browse sub-categories and brands first; State Farm Premier Cash Rewards Visa Signature® is the current top pick at 3.0¢ per dollar, with no annual fee.
Top 5 cards for Financial Services
- 1State Farm Premier Cash Rewards Visa Signature®U.S. Bank3% cash back on General Protection · no annual fee

- 2Bilt Palladium CardCardless2x Bilt Rewards on everything · $495 annual fee

- 3Citi Strata Elite℠ CardCiti1.5x ThankYou Points on everything · $595 annual fee

- 4Capital One Venture Rewards Credit CardCapital One2x Capital One Miles on everything · $95 annual fee

- 5Capital One Venture X Rewards Credit CardCapital One2x Capital One Miles on everything · $395 annual fee

Top brands across Financial Services
Other categories like Financial Services
Frequently asked
- What credit card has the highest cash back on financial services?
- State Farm Premier Cash Rewards Visa Signature® ranks #1 in our scoring for financial services at 3.0¢ per dollar — no annual fee. The ranking factors in earn rate, welcome offer value, and redemption flexibility, net of the fee.
- How are these cards ranked?
- Effective value per dollar — earn rate × points value (cents per point), plus amortized welcome offer value and credit offsets, net of the annual fee. Numbers reflect typical redemptions, not best-case outliers.
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