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About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy
tj maxx

Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy

Results from

$6,000

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Blue Cash Everyday Card from American Express
1

Blue Cash Everyday Card from American Express

Amex

3x Cashback on Online Shopping
3x × 1.0¢/pt = 3.0¢ per dollar

Why this card

  1. 1.3x on online shopping — points worth 1.0¢ each ($180/yr on $6,000 spend)

No annual fee

Your spend ($6,000) is 100% of the $6,000 annual cap

AMEX
Core Rate
3.0¢
per dollar on online shopping
No annual fee($60 in credits)
Annual rewards$180
+ Credits$60
Net annual value$240

Bonus rate on first $6,000/annual, then base rate

No image
2

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on Online Shopping
2x × 1.9¢/pt = 3.1¢ per dollar

Why this card

    $315 in credits offset the $395 fee

    VISA
    3.1¢
    per dollar on online shopping
    $395/yr($315 in credits)
    Annual rewards$188.70
    + Credits$315
    \u2212 Annual fee$395
    Net annual value$108.70
    Susan G. Komen® Customized Cash Rewards
    3

    Susan G. Komen® Customized Cash Rewards

    Bank Of America

    3x points on Online Shopping

    Why this card

    1. 1.3x on online shopping ($180/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    3.0¢
    per dollar on online shopping
    No annual fee($8 in credits)
    Annual rewards$180
    + Credits$8
    Net annual value$188

    Bonus rate on first $2,500/quarterly, then base rate

    Bank of America Customized Cash Rewards Credit Card
    4

    Bank of America Customized Cash Rewards Credit Card

    Bank Of America

    3x Bank Of America Points on Online Shopping
    3x × 1.0¢/pt = 3.0¢ per dollar

    Why this card

    1. 1.3x on online shopping — points worth 1.0¢ each ($180/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    3.0¢
    per dollar on online shopping
    No annual fee($8 in credits)
    Annual rewards$180
    + Credits$8
    Net annual value$188

    Bonus rate on first $2,500/quarterly, then base rate

    No image
    5

    The Platinum Card from American Express

    Amex

    1x Membership Rewards on Online Shopping
    1x × 1.8¢/pt = 1.5¢ per dollar

    Why this card

    1. 1.$150/yr Lululemon Credit
    2. 2.$78/yr Walmart+ Membership Credit

    $1,254.50 in credits fully offsets the $895 fee

    AMEX
    1.5¢
    per dollar on online shopping
    $895/yr($1,254.50 in credits)
    Annual rewards$91.80
    + Credits$1,254.50
    \u2212 Annual fee$895
    Net annual value$451.30
    Bank of America® Customized Cash Rewards for Students
    6

    Bank of America® Customized Cash Rewards for Students

    Bank Of America

    3x points on Online Shopping

    Why this card

    1. 1.3x on online shopping ($180/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    3.0¢
    per dollar on online shopping
    No annual fee($8 in credits)
    Annual rewards$180
    + Credits$8
    Net annual value$188

    Bonus rate on first $2,500/quarterly, then base rate

    Bank of America® Customized Cash Rewards Secured
    7

    Bank of America® Customized Cash Rewards Secured

    Bank Of America

    3x points on Online Shopping

    Why this card

    1. 1.3x on online shopping ($180/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    3.0¢
    per dollar on online shopping
    No annual fee
    Annual rewards$180
    Net annual value$180

    Bonus rate on first $2,500/quarterly, then base rate

    Birch Lane Mastercard
    8

    Birch Lane Mastercard

    Citi

    2% cash back on Online Shopping

    Why this card

    1. 1.2% cash back on online shopping ($120/yr on $6,000 spend)
    2. 2.$40/yr $40 Off First Order
    3. 3.Free Shipping on Eligible Purchases

    No annual fee

    MASTERCARD
    Core Rate
    2.0¢
    per dollar on online shopping
    No annual fee
    Annual rewards$120
    Net annual value$120
    Citi Strata Elite℠ Card
    9

    Citi Strata Elite℠ Card

    Citi

    1.5x ThankYou Points on Online Shopping
    1.5x × 1.5¢/pt = 1.9¢ per dollar

    Why this card

    1. 1.Travel and Shopping Protection

    $762.50 in credits fully offsets the $595 fee

    MASTERCARD
    1.9¢
    per dollar on online shopping
    $595/yr($762.50 in credits)
    Annual rewards$114.75
    + Credits$762.50
    \u2212 Annual fee$595
    Net annual value$282.25
    Capital One VentureOne Rewards Credit Card
    10

    Capital One VentureOne Rewards Credit Card

    Capital One

    1.25x Venture Miles on Online Shopping
    1.25x × 1.9¢/pt = 2.0¢ per dollar

    Why this card

      No annual fee

      MASTERCARD
      2.0¢
      per dollar on online shopping
      No annual fee
      Annual rewards$117.94
      Net annual value$117.94
      Hilton Honors American Express Surpass Card
      11

      Hilton Honors American Express Surpass Card

      Amex

      4x Hilton Honors on Online Shopping
      4x × 0.5¢/pt = 2.0¢ per dollar

      Why this card

      1. 1.4x on online shopping — points worth 0.5¢ each ($120/yr on $6,000 spend)

      $100 in credits offset the $150 fee

      AMEX
      Core Rate
      2.0¢
      per dollar on online shopping
      $150/yr($100 in credits)
      Annual rewards$120
      + Credits$100
      \u2212 Annual fee$150
      Net annual value$70
      No image
      12

      TD Double Up Credit Card

      Td Bank

      2% cash back on Online Shopping

      Why this card

        No annual fee

        VISA
        1.7¢
        per dollar on online shopping
        No annual fee($8 in credits)
        Annual rewards$102
        + Credits$8
        Net annual value$110
        Chase Sapphire Reserve
        13

        Chase Sapphire Reserve

        Chase

        1x Ultimate Rewards on Online Shopping
        1x × 1.8¢/pt = 1.5¢ per dollar

        Why this card

          $968 in credits fully offsets the $795 fee

          VISA
          1.5¢
          per dollar on online shopping
          $795/yr($968 in credits)
          Annual rewards$91.80
          + Credits$968
          \u2212 Annual fee$795
          Net annual value$264.80
          AllModern Mastercard
          14

          AllModern Mastercard

          Citi

          2x points on Online Shopping

          Why this card

          1. 1.2x on online shopping ($120/yr on $6,000 spend)
          2. 2.Free Shipping on Eligible Purchases

          No annual fee

          MASTERCARD
          Core Rate
          2.0¢
          per dollar on online shopping
          No annual fee($40 in credits)
          Annual rewards$120
          + Credits$40
          Net annual value$160
          Navy Federal Flagship Rewards® Card
          15

          Navy Federal Flagship Rewards® Card

          Navy Federal

          2x Navy Federal Nrewards on Online Shopping
          2x × 1.0¢/pt = 1.7¢ per dollar

          Why this card

            No annual fee

            VISA
            1.7¢
            per dollar on online shopping
            No annual fee($8 in credits)
            Annual rewards$102
            + Credits$8
            Net annual value$110
            U.S. Bank Smartly Visa Signature Card
            16

            U.S. Bank Smartly Visa Signature Card

            Usbank

            2% cash back on Online Shopping

            Why this card

              No annual fee

              VISA
              1.7¢
              per dollar on online shopping
              No annual fee($8 in credits)
              Annual rewards$102
              + Credits$8
              Net annual value$110
              Wells Fargo Active Cash Card
              17

              Wells Fargo Active Cash Card

              Wells Fargo

              2% cash back on Online Shopping

              Why this card

                No annual fee

                VISA
                1.7¢
                per dollar on online shopping
                No annual fee($8 in credits)
                Annual rewards$102
                + Credits$8
                Net annual value$110
                No image
                18

                Verizon Visa Card

                Synchrony

                2% cash back on Online Shopping

                Why this card

                  No annual fee

                  VISA
                  1.7¢
                  per dollar on online shopping
                  No annual fee($8 in credits)
                  Annual rewards$102
                  + Credits$8
                  Net annual value$110
                  Fidelity Rewards Visa Signature Card
                  19

                  Fidelity Rewards Visa Signature Card

                  Elan Financial

                  2% cash back on Online Shopping

                  Why this card

                    No annual fee

                    VISA
                    1.7¢
                    per dollar on online shopping
                    No annual fee($8 in credits)
                    Annual rewards$102
                    + Credits$8
                    Net annual value$110
                    Synchrony Premier Mastercard
                    20

                    Synchrony Premier Mastercard

                    Synchrony

                    2% cash back on Online Shopping

                    Why this card

                      No annual fee

                      MASTERCARD
                      1.7¢
                      per dollar on online shopping
                      No annual fee
                      Annual rewards$102
                      Net annual value$102
                      No image
                      21

                      One Key+ Card

                      Wells Fargo

                      2% cash back on Online Shopping

                      Why this card

                        No annual fee

                        MASTERCARD
                        1.7¢
                        per dollar on online shopping
                        No annual fee
                        Annual rewards$102
                        Net annual value$102
                        Bilt Blue Card
                        22

                        Bilt Blue Card

                        Cardless

                        1x Bilt Rewards on Online Shopping
                        1x × 2.0¢/pt = 1.7¢ per dollar

                        Why this card

                          No annual fee

                          MASTERCARD
                          1.7¢
                          per dollar on online shopping
                          No annual fee
                          Annual rewards$102
                          Net annual value$102
                          No image
                          23

                          Joss & Main Mastercard

                          Citi

                          2x points on Online Shopping

                          Why this card

                          1. 1.2x on online shopping ($120/yr on $6,000 spend)

                          No annual fee

                          MASTERCARD
                          Core Rate
                          2.0¢
                          per dollar on online shopping
                          No annual fee
                          Annual rewards$120
                          Net annual value$120
                          No image
                          24

                          Wawa®

                          Citi

                          2x points on Online Shopping

                          Why this card

                          1. 1.2x on online shopping ($120/yr on $6,000 spend)

                          No annual fee

                          MASTERCARD
                          Core Rate
                          2.0¢
                          per dollar on online shopping
                          No annual fee
                          Annual rewards$120
                          Net annual value$120
                          Bank of America Unlimited Cash Rewards Credit Card
                          25

                          Bank of America Unlimited Cash Rewards Credit Card

                          Bank Of America

                          2% cash back on Online Shopping

                          Why this card

                            No annual fee

                            VISA
                            1.7¢
                            per dollar on online shopping
                            No annual fee($8 in credits)
                            Annual rewards$102
                            + Credits$8
                            Net annual value$110
                            Bank of America® Unlimited Cash Rewards for Students
                            26

                            Bank of America® Unlimited Cash Rewards for Students

                            Bank Of America

                            2% cash back on Online Shopping

                            Why this card

                              No annual fee

                              VISA
                              1.7¢
                              per dollar on online shopping
                              No annual fee($8 in credits)
                              Annual rewards$102
                              + Credits$8
                              Net annual value$110
                              No image
                              27

                              SoFi Credit Card

                              Sofi

                              2% cash back on Online Shopping

                              Why this card

                                No annual fee

                                MASTERCARD
                                1.7¢
                                per dollar on online shopping
                                No annual fee
                                Annual rewards$102
                                Net annual value$102
                                No image
                                28

                                Jasper Cash Back Mastercard

                                Webbank

                                2% cash back on Online Shopping

                                Why this card

                                  No annual fee

                                  MASTERCARD
                                  1.7¢
                                  per dollar on online shopping
                                  No annual fee
                                  Annual rewards$102
                                  Net annual value$102
                                  Citi Double Cash Card
                                  29

                                  Citi Double Cash Card

                                  Citi

                                  2% cash back on Online Shopping

                                  Why this card

                                    No annual fee

                                    MASTERCARD
                                    1.7¢
                                    per dollar on online shopping
                                    No annual fee
                                    Annual rewards$102
                                    Net annual value$102
                                    No image
                                    30

                                    Bilt Palladium Card

                                    Cardless

                                    1x Bilt Rewards on Online Shopping
                                    1x × 2.0¢/pt = 1.7¢ per dollar

                                    Why this card

                                    1. 1.$100/yr $200 of Bilt Cash

                                    $200 in credits offset the $495 fee

                                    MASTERCARD
                                    1.7¢
                                    per dollar on online shopping
                                    $495/yr($200 in credits)
                                    Annual rewards$102
                                    + Credits$200
                                    \u2212 Annual fee$495
                                    Net annual value-$193

                                    Results from

                                    $6,000

                                    Scoring mode

                                    Options

                                    Point valuation

                                    Booking

                                    Rewards

                                    Programs

                                    Networks

                                    Refine results

                                    No annual fee only?

                                    Avoid Amex network?

                                    Already have a premium card?

                                    Resolved as:Online Shopping
                                    Merchant: TJ Maxx
                                    Cached
                                    95%
                                    Not right? Try:
                                    51 matches1332ms
                                    Blue Cash Everyday Card from American Express
                                    1

                                    Blue Cash Everyday Card from American Express

                                    Amex

                                    3x Cashback on Online Shopping
                                    3x × 1.0¢/pt = 3.0¢ per dollar

                                    Why this card

                                    1. 1.3x on online shopping — points worth 1.0¢ each ($180/yr on $6,000 spend)

                                    No annual fee

                                    Your spend ($6,000) is 100% of the $6,000 annual cap

                                    AMEX
                                    Core Rate
                                    3.0¢
                                    per dollar on online shopping
                                    No annual fee($60 in credits)
                                    Annual rewards$180
                                    + Credits$60
                                    Net annual value$240

                                    Bonus rate on first $6,000/annual, then base rate

                                    No image
                                    2

                                    Capital One Venture X Rewards Credit Card

                                    Capital One

                                    2x Venture Miles on Online Shopping
                                    2x × 1.9¢/pt = 3.1¢ per dollar

                                    Why this card

                                      $315 in credits offset the $395 fee

                                      VISA
                                      3.1¢
                                      per dollar on online shopping
                                      $395/yr($315 in credits)
                                      Annual rewards$188.70
                                      + Credits$315
                                      \u2212 Annual fee$395
                                      Net annual value$108.70
                                      Susan G. Komen® Customized Cash Rewards
                                      3

                                      Susan G. Komen® Customized Cash Rewards

                                      Bank Of America

                                      3x points on Online Shopping

                                      Why this card

                                      1. 1.3x on online shopping ($180/yr on $6,000 spend)

                                      No annual fee

                                      VISA
                                      Core Rate
                                      3.0¢
                                      per dollar on online shopping
                                      No annual fee($8 in credits)
                                      Annual rewards$180
                                      + Credits$8
                                      Net annual value$188

                                      Bonus rate on first $2,500/quarterly, then base rate

                                      Bank of America Customized Cash Rewards Credit Card
                                      4

                                      Bank of America Customized Cash Rewards Credit Card

                                      Bank Of America

                                      3x Bank Of America Points on Online Shopping
                                      3x × 1.0¢/pt = 3.0¢ per dollar

                                      Why this card

                                      1. 1.3x on online shopping — points worth 1.0¢ each ($180/yr on $6,000 spend)

                                      No annual fee

                                      VISA
                                      Core Rate
                                      3.0¢
                                      per dollar on online shopping
                                      No annual fee($8 in credits)
                                      Annual rewards$180
                                      + Credits$8
                                      Net annual value$188

                                      Bonus rate on first $2,500/quarterly, then base rate

                                      No image
                                      5

                                      The Platinum Card from American Express

                                      Amex

                                      1x Membership Rewards on Online Shopping
                                      1x × 1.8¢/pt = 1.5¢ per dollar

                                      Why this card

                                      1. 1.$150/yr Lululemon Credit
                                      2. 2.$78/yr Walmart+ Membership Credit

                                      $1,254.50 in credits fully offsets the $895 fee

                                      AMEX
                                      1.5¢
                                      per dollar on online shopping
                                      $895/yr($1,254.50 in credits)
                                      Annual rewards$91.80
                                      + Credits$1,254.50
                                      \u2212 Annual fee$895
                                      Net annual value$451.30
                                      Bank of America® Customized Cash Rewards for Students
                                      6

                                      Bank of America® Customized Cash Rewards for Students

                                      Bank Of America

                                      3x points on Online Shopping

                                      Why this card

                                      1. 1.3x on online shopping ($180/yr on $6,000 spend)

                                      No annual fee

                                      VISA
                                      Core Rate
                                      3.0¢
                                      per dollar on online shopping
                                      No annual fee($8 in credits)
                                      Annual rewards$180
                                      + Credits$8
                                      Net annual value$188

                                      Bonus rate on first $2,500/quarterly, then base rate

                                      Bank of America® Customized Cash Rewards Secured
                                      7

                                      Bank of America® Customized Cash Rewards Secured

                                      Bank Of America

                                      3x points on Online Shopping

                                      Why this card

                                      1. 1.3x on online shopping ($180/yr on $6,000 spend)

                                      No annual fee

                                      VISA
                                      Core Rate
                                      3.0¢
                                      per dollar on online shopping
                                      No annual fee
                                      Annual rewards$180
                                      Net annual value$180

                                      Bonus rate on first $2,500/quarterly, then base rate

                                      Birch Lane Mastercard
                                      8

                                      Birch Lane Mastercard

                                      Citi

                                      2% cash back on Online Shopping

                                      Why this card

                                      1. 1.2% cash back on online shopping ($120/yr on $6,000 spend)
                                      2. 2.$40/yr $40 Off First Order
                                      3. 3.Free Shipping on Eligible Purchases

                                      No annual fee

                                      MASTERCARD
                                      Core Rate
                                      2.0¢
                                      per dollar on online shopping
                                      No annual fee
                                      Annual rewards$120
                                      Net annual value$120
                                      Citi Strata Elite℠ Card
                                      9

                                      Citi Strata Elite℠ Card

                                      Citi

                                      1.5x ThankYou Points on Online Shopping
                                      1.5x × 1.5¢/pt = 1.9¢ per dollar

                                      Why this card

                                      1. 1.Travel and Shopping Protection

                                      $762.50 in credits fully offsets the $595 fee

                                      MASTERCARD
                                      1.9¢
                                      per dollar on online shopping
                                      $595/yr($762.50 in credits)
                                      Annual rewards$114.75
                                      + Credits$762.50
                                      \u2212 Annual fee$595
                                      Net annual value$282.25
                                      Capital One VentureOne Rewards Credit Card
                                      10

                                      Capital One VentureOne Rewards Credit Card

                                      Capital One

                                      1.25x Venture Miles on Online Shopping
                                      1.25x × 1.9¢/pt = 2.0¢ per dollar

                                      Why this card

                                        No annual fee

                                        MASTERCARD
                                        2.0¢
                                        per dollar on online shopping
                                        No annual fee
                                        Annual rewards$117.94
                                        Net annual value$117.94
                                        Hilton Honors American Express Surpass Card
                                        11

                                        Hilton Honors American Express Surpass Card

                                        Amex

                                        4x Hilton Honors on Online Shopping
                                        4x × 0.5¢/pt = 2.0¢ per dollar

                                        Why this card

                                        1. 1.4x on online shopping — points worth 0.5¢ each ($120/yr on $6,000 spend)

                                        $100 in credits offset the $150 fee

                                        AMEX
                                        Core Rate
                                        2.0¢
                                        per dollar on online shopping
                                        $150/yr($100 in credits)
                                        Annual rewards$120
                                        + Credits$100
                                        \u2212 Annual fee$150
                                        Net annual value$70
                                        No image
                                        12

                                        TD Double Up Credit Card

                                        Td Bank

                                        2% cash back on Online Shopping

                                        Why this card

                                          No annual fee

                                          VISA
                                          1.7¢
                                          per dollar on online shopping
                                          No annual fee($8 in credits)
                                          Annual rewards$102
                                          + Credits$8
                                          Net annual value$110
                                          Chase Sapphire Reserve
                                          13

                                          Chase Sapphire Reserve

                                          Chase

                                          1x Ultimate Rewards on Online Shopping
                                          1x × 1.8¢/pt = 1.5¢ per dollar

                                          Why this card

                                            $968 in credits fully offsets the $795 fee

                                            VISA
                                            1.5¢
                                            per dollar on online shopping
                                            $795/yr($968 in credits)
                                            Annual rewards$91.80
                                            + Credits$968
                                            \u2212 Annual fee$795
                                            Net annual value$264.80
                                            AllModern Mastercard
                                            14

                                            AllModern Mastercard

                                            Citi

                                            2x points on Online Shopping

                                            Why this card

                                            1. 1.2x on online shopping ($120/yr on $6,000 spend)
                                            2. 2.Free Shipping on Eligible Purchases

                                            No annual fee

                                            MASTERCARD
                                            Core Rate
                                            2.0¢
                                            per dollar on online shopping
                                            No annual fee($40 in credits)
                                            Annual rewards$120
                                            + Credits$40
                                            Net annual value$160
                                            Navy Federal Flagship Rewards® Card
                                            15

                                            Navy Federal Flagship Rewards® Card

                                            Navy Federal

                                            2x Navy Federal Nrewards on Online Shopping
                                            2x × 1.0¢/pt = 1.7¢ per dollar

                                            Why this card

                                              No annual fee

                                              VISA
                                              1.7¢
                                              per dollar on online shopping
                                              No annual fee($8 in credits)
                                              Annual rewards$102
                                              + Credits$8
                                              Net annual value$110
                                              U.S. Bank Smartly Visa Signature Card
                                              16

                                              U.S. Bank Smartly Visa Signature Card

                                              Usbank

                                              2% cash back on Online Shopping

                                              Why this card

                                                No annual fee

                                                VISA
                                                1.7¢
                                                per dollar on online shopping
                                                No annual fee($8 in credits)
                                                Annual rewards$102
                                                + Credits$8
                                                Net annual value$110
                                                Wells Fargo Active Cash Card
                                                17

                                                Wells Fargo Active Cash Card

                                                Wells Fargo

                                                2% cash back on Online Shopping

                                                Why this card

                                                  No annual fee

                                                  VISA
                                                  1.7¢
                                                  per dollar on online shopping
                                                  No annual fee($8 in credits)
                                                  Annual rewards$102
                                                  + Credits$8
                                                  Net annual value$110
                                                  No image
                                                  18

                                                  Verizon Visa Card

                                                  Synchrony

                                                  2% cash back on Online Shopping

                                                  Why this card

                                                    No annual fee

                                                    VISA
                                                    1.7¢
                                                    per dollar on online shopping
                                                    No annual fee($8 in credits)
                                                    Annual rewards$102
                                                    + Credits$8
                                                    Net annual value$110
                                                    Fidelity Rewards Visa Signature Card
                                                    19

                                                    Fidelity Rewards Visa Signature Card

                                                    Elan Financial

                                                    2% cash back on Online Shopping

                                                    Why this card

                                                      No annual fee

                                                      VISA
                                                      1.7¢
                                                      per dollar on online shopping
                                                      No annual fee($8 in credits)
                                                      Annual rewards$102
                                                      + Credits$8
                                                      Net annual value$110
                                                      Synchrony Premier Mastercard
                                                      20

                                                      Synchrony Premier Mastercard

                                                      Synchrony

                                                      2% cash back on Online Shopping

                                                      Why this card

                                                        No annual fee

                                                        MASTERCARD
                                                        1.7¢
                                                        per dollar on online shopping
                                                        No annual fee
                                                        Annual rewards$102
                                                        Net annual value$102
                                                        No image
                                                        21

                                                        One Key+ Card

                                                        Wells Fargo

                                                        2% cash back on Online Shopping

                                                        Why this card

                                                          No annual fee

                                                          MASTERCARD
                                                          1.7¢
                                                          per dollar on online shopping
                                                          No annual fee
                                                          Annual rewards$102
                                                          Net annual value$102
                                                          Bilt Blue Card
                                                          22

                                                          Bilt Blue Card

                                                          Cardless

                                                          1x Bilt Rewards on Online Shopping
                                                          1x × 2.0¢/pt = 1.7¢ per dollar

                                                          Why this card

                                                            No annual fee

                                                            MASTERCARD
                                                            1.7¢
                                                            per dollar on online shopping
                                                            No annual fee
                                                            Annual rewards$102
                                                            Net annual value$102
                                                            No image
                                                            23

                                                            Joss & Main Mastercard

                                                            Citi

                                                            2x points on Online Shopping

                                                            Why this card

                                                            1. 1.2x on online shopping ($120/yr on $6,000 spend)

                                                            No annual fee

                                                            MASTERCARD
                                                            Core Rate
                                                            2.0¢
                                                            per dollar on online shopping
                                                            No annual fee
                                                            Annual rewards$120
                                                            Net annual value$120
                                                            No image
                                                            24

                                                            Wawa®

                                                            Citi

                                                            2x points on Online Shopping

                                                            Why this card

                                                            1. 1.2x on online shopping ($120/yr on $6,000 spend)

                                                            No annual fee

                                                            MASTERCARD
                                                            Core Rate
                                                            2.0¢
                                                            per dollar on online shopping
                                                            No annual fee
                                                            Annual rewards$120
                                                            Net annual value$120
                                                            Bank of America Unlimited Cash Rewards Credit Card
                                                            25

                                                            Bank of America Unlimited Cash Rewards Credit Card

                                                            Bank Of America

                                                            2% cash back on Online Shopping

                                                            Why this card

                                                              No annual fee

                                                              VISA
                                                              1.7¢
                                                              per dollar on online shopping
                                                              No annual fee($8 in credits)
                                                              Annual rewards$102
                                                              + Credits$8
                                                              Net annual value$110
                                                              Bank of America® Unlimited Cash Rewards for Students
                                                              26

                                                              Bank of America® Unlimited Cash Rewards for Students

                                                              Bank Of America

                                                              2% cash back on Online Shopping

                                                              Why this card

                                                                No annual fee

                                                                VISA
                                                                1.7¢
                                                                per dollar on online shopping
                                                                No annual fee($8 in credits)
                                                                Annual rewards$102
                                                                + Credits$8
                                                                Net annual value$110
                                                                No image
                                                                27

                                                                SoFi Credit Card

                                                                Sofi

                                                                2% cash back on Online Shopping

                                                                Why this card

                                                                  No annual fee

                                                                  MASTERCARD
                                                                  1.7¢
                                                                  per dollar on online shopping
                                                                  No annual fee
                                                                  Annual rewards$102
                                                                  Net annual value$102
                                                                  No image
                                                                  28

                                                                  Jasper Cash Back Mastercard

                                                                  Webbank

                                                                  2% cash back on Online Shopping

                                                                  Why this card

                                                                    No annual fee

                                                                    MASTERCARD
                                                                    1.7¢
                                                                    per dollar on online shopping
                                                                    No annual fee
                                                                    Annual rewards$102
                                                                    Net annual value$102
                                                                    Citi Double Cash Card
                                                                    29

                                                                    Citi Double Cash Card

                                                                    Citi

                                                                    2% cash back on Online Shopping

                                                                    Why this card

                                                                      No annual fee

                                                                      MASTERCARD
                                                                      1.7¢
                                                                      per dollar on online shopping
                                                                      No annual fee
                                                                      Annual rewards$102
                                                                      Net annual value$102
                                                                      No image
                                                                      30

                                                                      Bilt Palladium Card

                                                                      Cardless

                                                                      1x Bilt Rewards on Online Shopping
                                                                      1x × 2.0¢/pt = 1.7¢ per dollar

                                                                      Why this card

                                                                      1. 1.$100/yr $200 of Bilt Cash

                                                                      $200 in credits offset the $495 fee

                                                                      MASTERCARD
                                                                      1.7¢
                                                                      per dollar on online shopping
                                                                      $495/yr($200 in credits)
                                                                      Annual rewards$102
                                                                      + Credits$200
                                                                      \u2212 Annual fee$495
                                                                      Net annual value-$193

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                                                                      Merchant: TJ Maxx
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                                                                      Blue Cash Everyday Card from American Express
                                                                      1

                                                                      Blue Cash Everyday Card from American Express

                                                                      Amex

                                                                      3x Cashback on Online Shopping
                                                                      3x × 1.0¢/pt = 3.0¢ per dollar

                                                                      Why this card

                                                                      1. 1.3x on online shopping — points worth 1.0¢ each ($180/yr on $6,000 spend)

                                                                      No annual fee

                                                                      Your spend ($6,000) is 100% of the $6,000 annual cap

                                                                      AMEX
                                                                      Core Rate
                                                                      3.0¢
                                                                      per dollar on online shopping
                                                                      No annual fee($60 in credits)
                                                                      Annual rewards$180
                                                                      + Credits$60
                                                                      Net annual value$240

                                                                      Bonus rate on first $6,000/annual, then base rate

                                                                      No image
                                                                      2

                                                                      Capital One Venture X Rewards Credit Card

                                                                      Capital One

                                                                      2x Venture Miles on Online Shopping
                                                                      2x × 1.9¢/pt = 3.1¢ per dollar

                                                                      Why this card

                                                                        $315 in credits offset the $395 fee

                                                                        VISA
                                                                        3.1¢
                                                                        per dollar on online shopping
                                                                        $395/yr($315 in credits)
                                                                        Annual rewards$188.70
                                                                        + Credits$315
                                                                        \u2212 Annual fee$395
                                                                        Net annual value$108.70
                                                                        Susan G. Komen® Customized Cash Rewards
                                                                        3

                                                                        Susan G. Komen® Customized Cash Rewards

                                                                        Bank Of America

                                                                        3x points on Online Shopping

                                                                        Why this card

                                                                        1. 1.3x on online shopping ($180/yr on $6,000 spend)

                                                                        No annual fee

                                                                        VISA
                                                                        Core Rate
                                                                        3.0¢
                                                                        per dollar on online shopping
                                                                        No annual fee($8 in credits)
                                                                        Annual rewards$180
                                                                        + Credits$8
                                                                        Net annual value$188

                                                                        Bonus rate on first $2,500/quarterly, then base rate

                                                                        Bank of America Customized Cash Rewards Credit Card
                                                                        4

                                                                        Bank of America Customized Cash Rewards Credit Card

                                                                        Bank Of America

                                                                        3x Bank Of America Points on Online Shopping
                                                                        3x × 1.0¢/pt = 3.0¢ per dollar

                                                                        Why this card

                                                                        1. 1.3x on online shopping — points worth 1.0¢ each ($180/yr on $6,000 spend)

                                                                        No annual fee

                                                                        VISA
                                                                        Core Rate
                                                                        3.0¢
                                                                        per dollar on online shopping
                                                                        No annual fee($8 in credits)
                                                                        Annual rewards$180
                                                                        + Credits$8
                                                                        Net annual value$188

                                                                        Bonus rate on first $2,500/quarterly, then base rate

                                                                        No image
                                                                        5

                                                                        The Platinum Card from American Express

                                                                        Amex

                                                                        1x Membership Rewards on Online Shopping
                                                                        1x × 1.8¢/pt = 1.5¢ per dollar

                                                                        Why this card

                                                                        1. 1.$150/yr Lululemon Credit
                                                                        2. 2.$78/yr Walmart+ Membership Credit

                                                                        $1,254.50 in credits fully offsets the $895 fee

                                                                        AMEX
                                                                        1.5¢
                                                                        per dollar on online shopping
                                                                        $895/yr($1,254.50 in credits)
                                                                        Annual rewards$91.80
                                                                        + Credits$1,254.50
                                                                        \u2212 Annual fee$895
                                                                        Net annual value$451.30
                                                                        Bank of America® Customized Cash Rewards for Students
                                                                        6

                                                                        Bank of America® Customized Cash Rewards for Students

                                                                        Bank Of America

                                                                        3x points on Online Shopping

                                                                        Why this card

                                                                        1. 1.3x on online shopping ($180/yr on $6,000 spend)

                                                                        No annual fee

                                                                        VISA
                                                                        Core Rate
                                                                        3.0¢
                                                                        per dollar on online shopping
                                                                        No annual fee($8 in credits)
                                                                        Annual rewards$180
                                                                        + Credits$8
                                                                        Net annual value$188

                                                                        Bonus rate on first $2,500/quarterly, then base rate

                                                                        Bank of America® Customized Cash Rewards Secured
                                                                        7

                                                                        Bank of America® Customized Cash Rewards Secured

                                                                        Bank Of America

                                                                        3x points on Online Shopping

                                                                        Why this card

                                                                        1. 1.3x on online shopping ($180/yr on $6,000 spend)

                                                                        No annual fee

                                                                        VISA
                                                                        Core Rate
                                                                        3.0¢
                                                                        per dollar on online shopping
                                                                        No annual fee
                                                                        Annual rewards$180
                                                                        Net annual value$180

                                                                        Bonus rate on first $2,500/quarterly, then base rate

                                                                        Birch Lane Mastercard
                                                                        8

                                                                        Birch Lane Mastercard

                                                                        Citi

                                                                        2% cash back on Online Shopping

                                                                        Why this card

                                                                        1. 1.2% cash back on online shopping ($120/yr on $6,000 spend)
                                                                        2. 2.$40/yr $40 Off First Order
                                                                        3. 3.Free Shipping on Eligible Purchases

                                                                        No annual fee

                                                                        MASTERCARD
                                                                        Core Rate
                                                                        2.0¢
                                                                        per dollar on online shopping
                                                                        No annual fee
                                                                        Annual rewards$120
                                                                        Net annual value$120
                                                                        Citi Strata Elite℠ Card
                                                                        9

                                                                        Citi Strata Elite℠ Card

                                                                        Citi

                                                                        1.5x ThankYou Points on Online Shopping
                                                                        1.5x × 1.5¢/pt = 1.9¢ per dollar

                                                                        Why this card

                                                                        1. 1.Travel and Shopping Protection

                                                                        $762.50 in credits fully offsets the $595 fee

                                                                        MASTERCARD
                                                                        1.9¢
                                                                        per dollar on online shopping
                                                                        $595/yr($762.50 in credits)
                                                                        Annual rewards$114.75
                                                                        + Credits$762.50
                                                                        \u2212 Annual fee$595
                                                                        Net annual value$282.25
                                                                        Capital One VentureOne Rewards Credit Card
                                                                        10

                                                                        Capital One VentureOne Rewards Credit Card

                                                                        Capital One

                                                                        1.25x Venture Miles on Online Shopping
                                                                        1.25x × 1.9¢/pt = 2.0¢ per dollar

                                                                        Why this card

                                                                          No annual fee

                                                                          MASTERCARD
                                                                          2.0¢
                                                                          per dollar on online shopping
                                                                          No annual fee
                                                                          Annual rewards$117.94
                                                                          Net annual value$117.94
                                                                          Hilton Honors American Express Surpass Card
                                                                          11

                                                                          Hilton Honors American Express Surpass Card

                                                                          Amex

                                                                          4x Hilton Honors on Online Shopping
                                                                          4x × 0.5¢/pt = 2.0¢ per dollar

                                                                          Why this card

                                                                          1. 1.4x on online shopping — points worth 0.5¢ each ($120/yr on $6,000 spend)

                                                                          $100 in credits offset the $150 fee

                                                                          AMEX
                                                                          Core Rate
                                                                          2.0¢
                                                                          per dollar on online shopping
                                                                          $150/yr($100 in credits)
                                                                          Annual rewards$120
                                                                          + Credits$100
                                                                          \u2212 Annual fee$150
                                                                          Net annual value$70
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                                                                          12

                                                                          TD Double Up Credit Card

                                                                          Td Bank

                                                                          2% cash back on Online Shopping

                                                                          Why this card

                                                                            No annual fee

                                                                            VISA
                                                                            1.7¢
                                                                            per dollar on online shopping
                                                                            No annual fee($8 in credits)
                                                                            Annual rewards$102
                                                                            + Credits$8
                                                                            Net annual value$110
                                                                            Chase Sapphire Reserve
                                                                            13

                                                                            Chase Sapphire Reserve

                                                                            Chase

                                                                            1x Ultimate Rewards on Online Shopping
                                                                            1x × 1.8¢/pt = 1.5¢ per dollar

                                                                            Why this card

                                                                              $968 in credits fully offsets the $795 fee

                                                                              VISA
                                                                              1.5¢
                                                                              per dollar on online shopping
                                                                              $795/yr($968 in credits)
                                                                              Annual rewards$91.80
                                                                              + Credits$968
                                                                              \u2212 Annual fee$795
                                                                              Net annual value$264.80
                                                                              AllModern Mastercard
                                                                              14

                                                                              AllModern Mastercard

                                                                              Citi

                                                                              2x points on Online Shopping

                                                                              Why this card

                                                                              1. 1.2x on online shopping ($120/yr on $6,000 spend)
                                                                              2. 2.Free Shipping on Eligible Purchases

                                                                              No annual fee

                                                                              MASTERCARD
                                                                              Core Rate
                                                                              2.0¢
                                                                              per dollar on online shopping
                                                                              No annual fee($40 in credits)
                                                                              Annual rewards$120
                                                                              + Credits$40
                                                                              Net annual value$160
                                                                              Navy Federal Flagship Rewards® Card
                                                                              15

                                                                              Navy Federal Flagship Rewards® Card

                                                                              Navy Federal

                                                                              2x Navy Federal Nrewards on Online Shopping
                                                                              2x × 1.0¢/pt = 1.7¢ per dollar

                                                                              Why this card

                                                                                No annual fee

                                                                                VISA
                                                                                1.7¢
                                                                                per dollar on online shopping
                                                                                No annual fee($8 in credits)
                                                                                Annual rewards$102
                                                                                + Credits$8
                                                                                Net annual value$110
                                                                                U.S. Bank Smartly Visa Signature Card
                                                                                16

                                                                                U.S. Bank Smartly Visa Signature Card

                                                                                Usbank

                                                                                2% cash back on Online Shopping

                                                                                Why this card

                                                                                  No annual fee

                                                                                  VISA
                                                                                  1.7¢
                                                                                  per dollar on online shopping
                                                                                  No annual fee($8 in credits)
                                                                                  Annual rewards$102
                                                                                  + Credits$8
                                                                                  Net annual value$110
                                                                                  Wells Fargo Active Cash Card
                                                                                  17

                                                                                  Wells Fargo Active Cash Card

                                                                                  Wells Fargo

                                                                                  2% cash back on Online Shopping

                                                                                  Why this card

                                                                                    No annual fee

                                                                                    VISA
                                                                                    1.7¢
                                                                                    per dollar on online shopping
                                                                                    No annual fee($8 in credits)
                                                                                    Annual rewards$102
                                                                                    + Credits$8
                                                                                    Net annual value$110
                                                                                    No image
                                                                                    18

                                                                                    Verizon Visa Card

                                                                                    Synchrony

                                                                                    2% cash back on Online Shopping

                                                                                    Why this card

                                                                                      No annual fee

                                                                                      VISA
                                                                                      1.7¢
                                                                                      per dollar on online shopping
                                                                                      No annual fee($8 in credits)
                                                                                      Annual rewards$102
                                                                                      + Credits$8
                                                                                      Net annual value$110
                                                                                      Fidelity Rewards Visa Signature Card
                                                                                      19

                                                                                      Fidelity Rewards Visa Signature Card

                                                                                      Elan Financial

                                                                                      2% cash back on Online Shopping

                                                                                      Why this card

                                                                                        No annual fee

                                                                                        VISA
                                                                                        1.7¢
                                                                                        per dollar on online shopping
                                                                                        No annual fee($8 in credits)
                                                                                        Annual rewards$102
                                                                                        + Credits$8
                                                                                        Net annual value$110
                                                                                        Synchrony Premier Mastercard
                                                                                        20

                                                                                        Synchrony Premier Mastercard

                                                                                        Synchrony

                                                                                        2% cash back on Online Shopping

                                                                                        Why this card

                                                                                          No annual fee

                                                                                          MASTERCARD
                                                                                          1.7¢
                                                                                          per dollar on online shopping
                                                                                          No annual fee
                                                                                          Annual rewards$102
                                                                                          Net annual value$102
                                                                                          No image
                                                                                          21

                                                                                          One Key+ Card

                                                                                          Wells Fargo

                                                                                          2% cash back on Online Shopping

                                                                                          Why this card

                                                                                            No annual fee

                                                                                            MASTERCARD
                                                                                            1.7¢
                                                                                            per dollar on online shopping
                                                                                            No annual fee
                                                                                            Annual rewards$102
                                                                                            Net annual value$102
                                                                                            Bilt Blue Card
                                                                                            22

                                                                                            Bilt Blue Card

                                                                                            Cardless

                                                                                            1x Bilt Rewards on Online Shopping
                                                                                            1x × 2.0¢/pt = 1.7¢ per dollar

                                                                                            Why this card

                                                                                              No annual fee

                                                                                              MASTERCARD
                                                                                              1.7¢
                                                                                              per dollar on online shopping
                                                                                              No annual fee
                                                                                              Annual rewards$102
                                                                                              Net annual value$102
                                                                                              No image
                                                                                              23

                                                                                              Joss & Main Mastercard

                                                                                              Citi

                                                                                              2x points on Online Shopping

                                                                                              Why this card

                                                                                              1. 1.2x on online shopping ($120/yr on $6,000 spend)

                                                                                              No annual fee

                                                                                              MASTERCARD
                                                                                              Core Rate
                                                                                              2.0¢
                                                                                              per dollar on online shopping
                                                                                              No annual fee
                                                                                              Annual rewards$120
                                                                                              Net annual value$120
                                                                                              No image
                                                                                              24

                                                                                              Wawa®

                                                                                              Citi

                                                                                              2x points on Online Shopping

                                                                                              Why this card

                                                                                              1. 1.2x on online shopping ($120/yr on $6,000 spend)

                                                                                              No annual fee

                                                                                              MASTERCARD
                                                                                              Core Rate
                                                                                              2.0¢
                                                                                              per dollar on online shopping
                                                                                              No annual fee
                                                                                              Annual rewards$120
                                                                                              Net annual value$120
                                                                                              Bank of America Unlimited Cash Rewards Credit Card
                                                                                              25

                                                                                              Bank of America Unlimited Cash Rewards Credit Card

                                                                                              Bank Of America

                                                                                              2% cash back on Online Shopping

                                                                                              Why this card

                                                                                                No annual fee

                                                                                                VISA
                                                                                                1.7¢
                                                                                                per dollar on online shopping
                                                                                                No annual fee($8 in credits)
                                                                                                Annual rewards$102
                                                                                                + Credits$8
                                                                                                Net annual value$110
                                                                                                Bank of America® Unlimited Cash Rewards for Students
                                                                                                26

                                                                                                Bank of America® Unlimited Cash Rewards for Students

                                                                                                Bank Of America

                                                                                                2% cash back on Online Shopping

                                                                                                Why this card

                                                                                                  No annual fee

                                                                                                  VISA
                                                                                                  1.7¢
                                                                                                  per dollar on online shopping
                                                                                                  No annual fee($8 in credits)
                                                                                                  Annual rewards$102
                                                                                                  + Credits$8
                                                                                                  Net annual value$110
                                                                                                  No image
                                                                                                  27

                                                                                                  SoFi Credit Card

                                                                                                  Sofi

                                                                                                  2% cash back on Online Shopping

                                                                                                  Why this card

                                                                                                    No annual fee

                                                                                                    MASTERCARD
                                                                                                    1.7¢
                                                                                                    per dollar on online shopping
                                                                                                    No annual fee
                                                                                                    Annual rewards$102
                                                                                                    Net annual value$102
                                                                                                    No image
                                                                                                    28

                                                                                                    Jasper Cash Back Mastercard

                                                                                                    Webbank

                                                                                                    2% cash back on Online Shopping

                                                                                                    Why this card

                                                                                                      No annual fee

                                                                                                      MASTERCARD
                                                                                                      1.7¢
                                                                                                      per dollar on online shopping
                                                                                                      No annual fee
                                                                                                      Annual rewards$102
                                                                                                      Net annual value$102
                                                                                                      Citi Double Cash Card
                                                                                                      29

                                                                                                      Citi Double Cash Card

                                                                                                      Citi

                                                                                                      2% cash back on Online Shopping

                                                                                                      Why this card

                                                                                                        No annual fee

                                                                                                        MASTERCARD
                                                                                                        1.7¢
                                                                                                        per dollar on online shopping
                                                                                                        No annual fee
                                                                                                        Annual rewards$102
                                                                                                        Net annual value$102
                                                                                                        No image
                                                                                                        30

                                                                                                        Bilt Palladium Card

                                                                                                        Cardless

                                                                                                        1x Bilt Rewards on Online Shopping
                                                                                                        1x × 2.0¢/pt = 1.7¢ per dollar

                                                                                                        Why this card

                                                                                                        1. 1.$100/yr $200 of Bilt Cash

                                                                                                        $200 in credits offset the $495 fee

                                                                                                        MASTERCARD
                                                                                                        1.7¢
                                                                                                        per dollar on online shopping
                                                                                                        $495/yr($200 in credits)
                                                                                                        Annual rewards$102
                                                                                                        + Credits$200
                                                                                                        \u2212 Annual fee$495
                                                                                                        Net annual value-$193