MASTERCARDMastercard Standard
Wawa® Mastercard®
- Annual Fee
- $0
- Highest rate (conditional)
- Up to 3X (Wawa)
Terms checked against the issuer on November 2, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- 3%
- Network
- Mastercard Standard
- Credit Required
- Good
Earning Rates
- 3X
Wawa
3x points per $1 on Wawa purchases (excluding fuel at the pump). Fuel earns a per-gallon statement credit instead (5 cents per gallon).
Benefits & Perks
Insurance & Protections
2 protectionsZero Liability on unauthorized transactions
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
24/7 lost/stolen card assistance worldwide
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Reviews & Analysis
Details & Terms
Payment Terms
| Purchase APR | 30.24% (Variable) |
| Cash Advance APR | 30.24% (Variable) |
| Foreign Transaction Fee | 3% |
Media & Resources
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| FNBO (First National Bank of Omaha) | FNBO (First National Bank of Omaha) |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
