CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
$0
Annual Fee
3X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Good to Excellent
Benefits & Perks
Combined Protection Value
$2,250
Program & Transfers
Reviews & Analysis
Details & Terms
| Purchase APR | 17.49%–29.74% (Variable) |
| Cash Advance APR | 27.49% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
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$0
Annual Fee
3X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Good to Excellent
Benefits & Perks
Combined Protection Value
$2,250
Program & Transfers
Reviews & Analysis
Details & Terms
| Purchase APR | 17.49%–29.74% (Variable) |
| Cash Advance APR | 27.49% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
$0
Annual Fee
3X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Good to Excellent
Benefits & Perks
Combined Protection Value
$2,250
Program & Transfers
Reviews & Analysis
Details & Terms
| Purchase APR | 17.49%–29.74% (Variable) |
| Cash Advance APR | 27.49% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
Get up to $1,000 per claim when your phone is damaged or stolen and you pay your wireless bill with this card.
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Covers new purchases against damage or theft for 120 days, up to $500 per item.
Doubles the manufacturer's warranty by up to 12 months on purchases, with coverage up to $10,000 per item.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Extends warranties by one year on purchases with 3-year or shorter original warranties, up to 4 years total coverage.
Items purchased with your card are covered against damage or theft for 90 days, up to $1,000 per claim.
Get refunded the price difference if you find a lower advertised price within 120 days, up to $250 per claim.
Get up to $1,000 per claim when your phone is damaged or stolen and you pay your wireless bill with this card.
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Covers new purchases against damage or theft for 120 days, up to $500 per item.
Doubles the manufacturer's warranty by up to 12 months on purchases, with coverage up to $10,000 per item.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Extends warranties by one year on purchases with 3-year or shorter original warranties, up to 4 years total coverage.
Items purchased with your card are covered against damage or theft for 90 days, up to $1,000 per claim.
Get refunded the price difference if you find a lower advertised price within 120 days, up to $250 per claim.
Get up to $1,000 per claim when your phone is damaged or stolen and you pay your wireless bill with this card.
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Covers new purchases against damage or theft for 120 days, up to $500 per item.
Doubles the manufacturer's warranty by up to 12 months on purchases, with coverage up to $10,000 per item.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Extends warranties by one year on purchases with 3-year or shorter original warranties, up to 4 years total coverage.
Items purchased with your card are covered against damage or theft for 90 days, up to $1,000 per claim.
Get refunded the price difference if you find a lower advertised price within 120 days, up to $250 per claim.
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
