Best SoFi Credit Cards (2026)

Compare all 3 SoFi credit cards ranked by rewards, benefits, and annual fee value.

SoFi official site

No Annual Fee SoFi Cards

$0 annual fee

SoFi Smart Card

MASTERCARD

Fee: $0

5X Grocery Stores

SoFi Everyday Cash Rewards

Mastercard World

Fee: $0
Base: 1X

3X Dining · 3X Travel · 2X Grocery Stores

SoFi Unlimited 2%

Mastercard World Elite

Fee: $0
Base: 2X

3X Travel

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.