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best card for ikea

Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About
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  • Contact
Product
  • Documentation
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  • Terms of Service
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Results from

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Citi Custom Cash Card
1

Citi Custom Cash Card

Citi

5% cash back on Online Shopping

Why this card

  1. 1.5% cash back on online shopping ($180/yr on $6,000 spend)

No annual fee

MASTERCARD
Core Rate
3.0¢
per dollar on online shopping
No annual fee($30 in credits)
Annual rewards$180
+ Credits$30
Net annual value$210

Bonus rate on first $500/monthly, then base rate

No image
2

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on Online Shopping
2x × 1.9¢/pt = 3.1¢ per dollar

Why this card

    $315 in credits offset the $395 fee

    VISA
    3.1¢
    per dollar on online shopping
    $395/yr($315 in credits)
    Annual rewards$188.70
    + Credits$315
    \u2212 Annual fee$395
    Net annual value$108.70
    Bank of America® Customized Cash Rewards for Students
    3

    Bank of America® Customized Cash Rewards for Students

    Bank Of America

    3x points on Online Shopping

    Why this card

    1. 1.3x on online shopping ($180/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    3.0¢
    per dollar on online shopping
    No annual fee($8 in credits)
    Annual rewards$180
    + Credits$8
    Net annual value$188

    Bonus rate on first $2,500/quarterly, then base rate

    U.S. Bank Cash+® Visa Signature® Card
    4

    U.S. Bank Cash+® Visa Signature® Card

    Usbank

    5% cash back on Online Shopping

    Why this card

    1. 1.5% cash back on online shopping ($180/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    3.0¢
    per dollar on online shopping
    No annual fee
    Annual rewards$180
    Net annual value$180

    Bonus rate on first $2,000/quarterly, then base rate

    No image
    5

    The Platinum Card from American Express

    Amex

    1x Membership Rewards on Online Shopping
    1x × 1.8¢/pt = 1.5¢ per dollar

    Why this card

    1. 1.$150/yr Lululemon Credit
    2. 2.$78/yr Walmart+ Membership Credit

    $1,218.50 in credits fully offsets the $895 fee

    AMEX
    1.5¢
    per dollar on online shopping
    $895/yr($1,218.50 in credits)
    Annual rewards$91.80
    + Credits$1,218.50
    \u2212 Annual fee$895
    Net annual value$415.30
    Bank of America Customized Cash Rewards Credit Card
    6

    Bank of America Customized Cash Rewards Credit Card

    Bank Of America

    3x Bank Of America Points on Online Shopping
    3x × 1.0¢/pt = 3.0¢ per dollar

    Why this card

    1. 1.3x on online shopping — points worth 1.0¢ each ($180/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    3.0¢
    per dollar on online shopping
    No annual fee($8 in credits)
    Annual rewards$180
    + Credits$8
    Net annual value$188

    Bonus rate on first $2,500/quarterly, then base rate

    Susan G. Komen® Customized Cash Rewards
    7

    Susan G. Komen® Customized Cash Rewards

    Bank Of America

    3x points on Online Shopping

    Why this card

    1. 1.3x on online shopping ($180/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    3.0¢
    per dollar on online shopping
    No annual fee($8 in credits)
    Annual rewards$180
    + Credits$8
    Net annual value$188

    Bonus rate on first $2,500/quarterly, then base rate

    Bank of America® Customized Cash Rewards Secured
    8

    Bank of America® Customized Cash Rewards Secured

    Bank Of America

    3x points on Online Shopping

    Why this card

    1. 1.3x on online shopping ($180/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    3.0¢
    per dollar on online shopping
    No annual fee
    Annual rewards$180
    Net annual value$180

    Bonus rate on first $2,500/quarterly, then base rate

    Citi Strata Elite℠ Card
    9

    Citi Strata Elite℠ Card

    Citi

    1.5x ThankYou Points on Online Shopping
    1.5x × 1.5¢/pt = 1.9¢ per dollar

    Why this card

    1. 1.Travel and Shopping Protection

    $762.50 in credits fully offsets the $595 fee

    MASTERCARD
    1.9¢
    per dollar on online shopping
    $595/yr($762.50 in credits)
    Annual rewards$114.75
    + Credits$762.50
    \u2212 Annual fee$595
    Net annual value$282.25
    Capital One VentureOne Rewards Credit Card
    10

    Capital One VentureOne Rewards Credit Card

    Capital One

    1.25x Venture Miles on Online Shopping
    1.25x × 1.9¢/pt = 2.0¢ per dollar

    Why this card

      No annual fee

      MASTERCARD
      2.0¢
      per dollar on online shopping
      No annual fee
      Annual rewards$117.94
      Net annual value$117.94
      Fidelity Rewards Visa Signature Card
      11

      Fidelity Rewards Visa Signature Card

      Elan Financial

      2% cash back on Online Shopping

      Why this card

        No annual fee

        VISA
        1.7¢
        per dollar on online shopping
        No annual fee($8 in credits)
        Annual rewards$102
        + Credits$8
        Net annual value$110
        Choice Privileges Select Mastercard
        12

        Choice Privileges Select Mastercard

        Wells Fargo

        5x Choice Privileges on Online Shopping
        5x × 0.6¢/pt = 1.8¢ per dollar

        Why this card

        1. 1.5x on online shopping — points worth 0.6¢ each ($108/yr on $6,000 spend)

        $15 in credits offset the $95 fee

        MASTERCARD
        Core Rate
        1.8¢
        per dollar on online shopping
        $95/yr($15 in credits)
        Annual rewards$108
        + Credits$15
        \u2212 Annual fee$95
        Net annual value$28
        Chase Sapphire Reserve
        13

        Chase Sapphire Reserve

        Chase

        1x Ultimate Rewards on Online Shopping
        1x × 1.8¢/pt = 1.5¢ per dollar

        Why this card

          $968 in credits fully offsets the $795 fee

          VISA
          1.5¢
          per dollar on online shopping
          $795/yr($968 in credits)
          Annual rewards$91.80
          + Credits$968
          \u2212 Annual fee$795
          Net annual value$264.80
          U.S. Bank Smartly Visa Signature Card
          14

          U.S. Bank Smartly Visa Signature Card

          Usbank

          2% cash back on Online Shopping

          Why this card

            No annual fee

            VISA
            1.7¢
            per dollar on online shopping
            No annual fee($8 in credits)
            Annual rewards$102
            + Credits$8
            Net annual value$110
            Navy Federal Flagship Rewards® Card
            15

            Navy Federal Flagship Rewards® Card

            Navy Federal

            2x Navy Federal Nrewards on Online Shopping
            2x × 1.0¢/pt = 1.7¢ per dollar

            Why this card

              No annual fee

              VISA
              1.7¢
              per dollar on online shopping
              No annual fee($8 in credits)
              Annual rewards$102
              + Credits$8
              Net annual value$110
              No image
              16

              Verizon Visa Card

              Synchrony

              2% cash back on Online Shopping

              Why this card

                No annual fee

                VISA
                1.7¢
                per dollar on online shopping
                No annual fee($8 in credits)
                Annual rewards$102
                + Credits$8
                Net annual value$110
                No image
                17

                TD Double Up Credit Card

                Td Bank

                2% cash back on Online Shopping

                Why this card

                  No annual fee

                  VISA
                  1.7¢
                  per dollar on online shopping
                  No annual fee($8 in credits)
                  Annual rewards$102
                  + Credits$8
                  Net annual value$110
                  Wells Fargo Active Cash Card
                  18

                  Wells Fargo Active Cash Card

                  Wells Fargo

                  2% cash back on Online Shopping

                  Why this card

                    No annual fee

                    VISA
                    1.7¢
                    per dollar on online shopping
                    No annual fee($8 in credits)
                    Annual rewards$102
                    + Credits$8
                    Net annual value$110
                    Bilt Obsidian Card
                    19

                    Bilt Obsidian Card

                    Cardless

                    1x Bilt Rewards on Online Shopping
                    1x × 2.0¢/pt = 1.7¢ per dollar
                    MASTERCARD
                    1.7¢
                    per dollar on online shopping
                    $95/yr
                    Annual rewards$102
                    \u2212 Annual fee$95
                    Net annual value$7
                    No image
                    20

                    Jasper Cash Back Mastercard

                    Webbank

                    2% cash back on Online Shopping

                    Why this card

                      No annual fee

                      MASTERCARD
                      1.7¢
                      per dollar on online shopping
                      No annual fee
                      Annual rewards$102
                      Net annual value$102
                      No image
                      21

                      One Key+ Card

                      Wells Fargo

                      2% cash back on Online Shopping

                      Why this card

                        No annual fee

                        MASTERCARD
                        1.7¢
                        per dollar on online shopping
                        No annual fee
                        Annual rewards$102
                        Net annual value$102
                        Upgrade Triple Cash Rewards
                        22

                        Upgrade Triple Cash Rewards

                        Sutton Bank

                        3x points on Online Shopping

                        Why this card

                        1. 1.3x on online shopping ($108/yr on $6,000 spend)

                        No annual fee

                        VISA
                        Core Rate
                        1.8¢
                        per dollar on online shopping
                        No annual fee($8 in credits)
                        Annual rewards$108
                        + Credits$8
                        Net annual value$116
                        Bank of America Unlimited Cash Rewards Credit Card
                        23

                        Bank of America Unlimited Cash Rewards Credit Card

                        Bank Of America

                        2% cash back on Online Shopping

                        Why this card

                          No annual fee

                          VISA
                          1.7¢
                          per dollar on online shopping
                          No annual fee($8 in credits)
                          Annual rewards$102
                          + Credits$8
                          Net annual value$110
                          Bank of America® Unlimited Cash Rewards for Students
                          24

                          Bank of America® Unlimited Cash Rewards for Students

                          Bank Of America

                          2% cash back on Online Shopping

                          Why this card

                            No annual fee

                            VISA
                            1.7¢
                            per dollar on online shopping
                            No annual fee($8 in credits)
                            Annual rewards$102
                            + Credits$8
                            Net annual value$110
                            Bilt Blue Card
                            25

                            Bilt Blue Card

                            Cardless

                            1x Bilt Rewards on Online Shopping
                            1x × 2.0¢/pt = 1.7¢ per dollar

                            Why this card

                              No annual fee

                              MASTERCARD
                              1.7¢
                              per dollar on online shopping
                              No annual fee
                              Annual rewards$102
                              Net annual value$102
                              No image
                              26

                              SoFi Credit Card

                              Sofi

                              2% cash back on Online Shopping

                              Why this card

                                No annual fee

                                MASTERCARD
                                1.7¢
                                per dollar on online shopping
                                No annual fee
                                Annual rewards$102
                                Net annual value$102
                                Citi Double Cash Card
                                27

                                Citi Double Cash Card

                                Citi

                                2% cash back on Online Shopping

                                Why this card

                                  No annual fee

                                  MASTERCARD
                                  1.7¢
                                  per dollar on online shopping
                                  No annual fee
                                  Annual rewards$102
                                  Net annual value$102
                                  Synchrony Premier Mastercard
                                  28

                                  Synchrony Premier Mastercard

                                  Synchrony

                                  2% cash back on Online Shopping

                                  Why this card

                                    No annual fee

                                    MASTERCARD
                                    1.7¢
                                    per dollar on online shopping
                                    No annual fee
                                    Annual rewards$102
                                    Net annual value$102
                                    No image
                                    29

                                    Bilt Palladium Card

                                    Cardless

                                    1x Bilt Rewards on Online Shopping
                                    1x × 2.0¢/pt = 1.7¢ per dollar

                                    Why this card

                                    1. 1.$100/yr $200 of Bilt Cash

                                    $200 in credits offset the $495 fee

                                    MASTERCARD
                                    1.7¢
                                    per dollar on online shopping
                                    $495/yr($200 in credits)
                                    Annual rewards$102
                                    + Credits$200
                                    \u2212 Annual fee$495
                                    Net annual value-$193
                                    Rakuten American Express Card
                                    30

                                    Rakuten American Express Card

                                    First Electronic Bank

                                    1% cash back on Online Shopping

                                    Convertible Cash Back — 1.0–2.0¢/$

                                    This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                    Why this card

                                    1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                    No annual fee

                                    AMEX
                                    Convertible
                                    1.0–2.0¢
                                    per dollar on online shopping
                                    depending on redemption
                                    No annual fee
                                    Annual rewards$79.90
                                    Net annual value$79.90

                                    Results from

                                    $6,000

                                    Scoring mode

                                    Options

                                    Point valuation

                                    Booking

                                    Rewards

                                    Programs

                                    Networks

                                    Refine results

                                    No annual fee only?

                                    Avoid Amex network?

                                    Already have a premium card?

                                    Resolved as:Online Shopping
                                    Merchant: IKEA
                                    +1 more
                                    Cached
                                    95%
                                    Not right? Try:
                                    56 matches787ms
                                    Citi Custom Cash Card
                                    1

                                    Citi Custom Cash Card

                                    Citi

                                    5% cash back on Online Shopping

                                    Why this card

                                    1. 1.5% cash back on online shopping ($180/yr on $6,000 spend)

                                    No annual fee

                                    MASTERCARD
                                    Core Rate
                                    3.0¢
                                    per dollar on online shopping
                                    No annual fee($30 in credits)
                                    Annual rewards$180
                                    + Credits$30
                                    Net annual value$210

                                    Bonus rate on first $500/monthly, then base rate

                                    No image
                                    2

                                    Capital One Venture X Rewards Credit Card

                                    Capital One

                                    2x Venture Miles on Online Shopping
                                    2x × 1.9¢/pt = 3.1¢ per dollar

                                    Why this card

                                      $315 in credits offset the $395 fee

                                      VISA
                                      3.1¢
                                      per dollar on online shopping
                                      $395/yr($315 in credits)
                                      Annual rewards$188.70
                                      + Credits$315
                                      \u2212 Annual fee$395
                                      Net annual value$108.70
                                      Bank of America® Customized Cash Rewards for Students
                                      3

                                      Bank of America® Customized Cash Rewards for Students

                                      Bank Of America

                                      3x points on Online Shopping

                                      Why this card

                                      1. 1.3x on online shopping ($180/yr on $6,000 spend)

                                      No annual fee

                                      VISA
                                      Core Rate
                                      3.0¢
                                      per dollar on online shopping
                                      No annual fee($8 in credits)
                                      Annual rewards$180
                                      + Credits$8
                                      Net annual value$188

                                      Bonus rate on first $2,500/quarterly, then base rate

                                      U.S. Bank Cash+® Visa Signature® Card
                                      4

                                      U.S. Bank Cash+® Visa Signature® Card

                                      Usbank

                                      5% cash back on Online Shopping

                                      Why this card

                                      1. 1.5% cash back on online shopping ($180/yr on $6,000 spend)

                                      No annual fee

                                      VISA
                                      Core Rate
                                      3.0¢
                                      per dollar on online shopping
                                      No annual fee
                                      Annual rewards$180
                                      Net annual value$180

                                      Bonus rate on first $2,000/quarterly, then base rate

                                      No image
                                      5

                                      The Platinum Card from American Express

                                      Amex

                                      1x Membership Rewards on Online Shopping
                                      1x × 1.8¢/pt = 1.5¢ per dollar

                                      Why this card

                                      1. 1.$150/yr Lululemon Credit
                                      2. 2.$78/yr Walmart+ Membership Credit

                                      $1,218.50 in credits fully offsets the $895 fee

                                      AMEX
                                      1.5¢
                                      per dollar on online shopping
                                      $895/yr($1,218.50 in credits)
                                      Annual rewards$91.80
                                      + Credits$1,218.50
                                      \u2212 Annual fee$895
                                      Net annual value$415.30
                                      Bank of America Customized Cash Rewards Credit Card
                                      6

                                      Bank of America Customized Cash Rewards Credit Card

                                      Bank Of America

                                      3x Bank Of America Points on Online Shopping
                                      3x × 1.0¢/pt = 3.0¢ per dollar

                                      Why this card

                                      1. 1.3x on online shopping — points worth 1.0¢ each ($180/yr on $6,000 spend)

                                      No annual fee

                                      VISA
                                      Core Rate
                                      3.0¢
                                      per dollar on online shopping
                                      No annual fee($8 in credits)
                                      Annual rewards$180
                                      + Credits$8
                                      Net annual value$188

                                      Bonus rate on first $2,500/quarterly, then base rate

                                      Susan G. Komen® Customized Cash Rewards
                                      7

                                      Susan G. Komen® Customized Cash Rewards

                                      Bank Of America

                                      3x points on Online Shopping

                                      Why this card

                                      1. 1.3x on online shopping ($180/yr on $6,000 spend)

                                      No annual fee

                                      VISA
                                      Core Rate
                                      3.0¢
                                      per dollar on online shopping
                                      No annual fee($8 in credits)
                                      Annual rewards$180
                                      + Credits$8
                                      Net annual value$188

                                      Bonus rate on first $2,500/quarterly, then base rate

                                      Bank of America® Customized Cash Rewards Secured
                                      8

                                      Bank of America® Customized Cash Rewards Secured

                                      Bank Of America

                                      3x points on Online Shopping

                                      Why this card

                                      1. 1.3x on online shopping ($180/yr on $6,000 spend)

                                      No annual fee

                                      VISA
                                      Core Rate
                                      3.0¢
                                      per dollar on online shopping
                                      No annual fee
                                      Annual rewards$180
                                      Net annual value$180

                                      Bonus rate on first $2,500/quarterly, then base rate

                                      Citi Strata Elite℠ Card
                                      9

                                      Citi Strata Elite℠ Card

                                      Citi

                                      1.5x ThankYou Points on Online Shopping
                                      1.5x × 1.5¢/pt = 1.9¢ per dollar

                                      Why this card

                                      1. 1.Travel and Shopping Protection

                                      $762.50 in credits fully offsets the $595 fee

                                      MASTERCARD
                                      1.9¢
                                      per dollar on online shopping
                                      $595/yr($762.50 in credits)
                                      Annual rewards$114.75
                                      + Credits$762.50
                                      \u2212 Annual fee$595
                                      Net annual value$282.25
                                      Capital One VentureOne Rewards Credit Card
                                      10

                                      Capital One VentureOne Rewards Credit Card

                                      Capital One

                                      1.25x Venture Miles on Online Shopping
                                      1.25x × 1.9¢/pt = 2.0¢ per dollar

                                      Why this card

                                        No annual fee

                                        MASTERCARD
                                        2.0¢
                                        per dollar on online shopping
                                        No annual fee
                                        Annual rewards$117.94
                                        Net annual value$117.94
                                        Fidelity Rewards Visa Signature Card
                                        11

                                        Fidelity Rewards Visa Signature Card

                                        Elan Financial

                                        2% cash back on Online Shopping

                                        Why this card

                                          No annual fee

                                          VISA
                                          1.7¢
                                          per dollar on online shopping
                                          No annual fee($8 in credits)
                                          Annual rewards$102
                                          + Credits$8
                                          Net annual value$110
                                          Choice Privileges Select Mastercard
                                          12

                                          Choice Privileges Select Mastercard

                                          Wells Fargo

                                          5x Choice Privileges on Online Shopping
                                          5x × 0.6¢/pt = 1.8¢ per dollar

                                          Why this card

                                          1. 1.5x on online shopping — points worth 0.6¢ each ($108/yr on $6,000 spend)

                                          $15 in credits offset the $95 fee

                                          MASTERCARD
                                          Core Rate
                                          1.8¢
                                          per dollar on online shopping
                                          $95/yr($15 in credits)
                                          Annual rewards$108
                                          + Credits$15
                                          \u2212 Annual fee$95
                                          Net annual value$28
                                          Chase Sapphire Reserve
                                          13

                                          Chase Sapphire Reserve

                                          Chase

                                          1x Ultimate Rewards on Online Shopping
                                          1x × 1.8¢/pt = 1.5¢ per dollar

                                          Why this card

                                            $968 in credits fully offsets the $795 fee

                                            VISA
                                            1.5¢
                                            per dollar on online shopping
                                            $795/yr($968 in credits)
                                            Annual rewards$91.80
                                            + Credits$968
                                            \u2212 Annual fee$795
                                            Net annual value$264.80
                                            U.S. Bank Smartly Visa Signature Card
                                            14

                                            U.S. Bank Smartly Visa Signature Card

                                            Usbank

                                            2% cash back on Online Shopping

                                            Why this card

                                              No annual fee

                                              VISA
                                              1.7¢
                                              per dollar on online shopping
                                              No annual fee($8 in credits)
                                              Annual rewards$102
                                              + Credits$8
                                              Net annual value$110
                                              Navy Federal Flagship Rewards® Card
                                              15

                                              Navy Federal Flagship Rewards® Card

                                              Navy Federal

                                              2x Navy Federal Nrewards on Online Shopping
                                              2x × 1.0¢/pt = 1.7¢ per dollar

                                              Why this card

                                                No annual fee

                                                VISA
                                                1.7¢
                                                per dollar on online shopping
                                                No annual fee($8 in credits)
                                                Annual rewards$102
                                                + Credits$8
                                                Net annual value$110
                                                No image
                                                16

                                                Verizon Visa Card

                                                Synchrony

                                                2% cash back on Online Shopping

                                                Why this card

                                                  No annual fee

                                                  VISA
                                                  1.7¢
                                                  per dollar on online shopping
                                                  No annual fee($8 in credits)
                                                  Annual rewards$102
                                                  + Credits$8
                                                  Net annual value$110
                                                  No image
                                                  17

                                                  TD Double Up Credit Card

                                                  Td Bank

                                                  2% cash back on Online Shopping

                                                  Why this card

                                                    No annual fee

                                                    VISA
                                                    1.7¢
                                                    per dollar on online shopping
                                                    No annual fee($8 in credits)
                                                    Annual rewards$102
                                                    + Credits$8
                                                    Net annual value$110
                                                    Wells Fargo Active Cash Card
                                                    18

                                                    Wells Fargo Active Cash Card

                                                    Wells Fargo

                                                    2% cash back on Online Shopping

                                                    Why this card

                                                      No annual fee

                                                      VISA
                                                      1.7¢
                                                      per dollar on online shopping
                                                      No annual fee($8 in credits)
                                                      Annual rewards$102
                                                      + Credits$8
                                                      Net annual value$110
                                                      Bilt Obsidian Card
                                                      19

                                                      Bilt Obsidian Card

                                                      Cardless

                                                      1x Bilt Rewards on Online Shopping
                                                      1x × 2.0¢/pt = 1.7¢ per dollar
                                                      MASTERCARD
                                                      1.7¢
                                                      per dollar on online shopping
                                                      $95/yr
                                                      Annual rewards$102
                                                      \u2212 Annual fee$95
                                                      Net annual value$7
                                                      No image
                                                      20

                                                      Jasper Cash Back Mastercard

                                                      Webbank

                                                      2% cash back on Online Shopping

                                                      Why this card

                                                        No annual fee

                                                        MASTERCARD
                                                        1.7¢
                                                        per dollar on online shopping
                                                        No annual fee
                                                        Annual rewards$102
                                                        Net annual value$102
                                                        No image
                                                        21

                                                        One Key+ Card

                                                        Wells Fargo

                                                        2% cash back on Online Shopping

                                                        Why this card

                                                          No annual fee

                                                          MASTERCARD
                                                          1.7¢
                                                          per dollar on online shopping
                                                          No annual fee
                                                          Annual rewards$102
                                                          Net annual value$102
                                                          Upgrade Triple Cash Rewards
                                                          22

                                                          Upgrade Triple Cash Rewards

                                                          Sutton Bank

                                                          3x points on Online Shopping

                                                          Why this card

                                                          1. 1.3x on online shopping ($108/yr on $6,000 spend)

                                                          No annual fee

                                                          VISA
                                                          Core Rate
                                                          1.8¢
                                                          per dollar on online shopping
                                                          No annual fee($8 in credits)
                                                          Annual rewards$108
                                                          + Credits$8
                                                          Net annual value$116
                                                          Bank of America Unlimited Cash Rewards Credit Card
                                                          23

                                                          Bank of America Unlimited Cash Rewards Credit Card

                                                          Bank Of America

                                                          2% cash back on Online Shopping

                                                          Why this card

                                                            No annual fee

                                                            VISA
                                                            1.7¢
                                                            per dollar on online shopping
                                                            No annual fee($8 in credits)
                                                            Annual rewards$102
                                                            + Credits$8
                                                            Net annual value$110
                                                            Bank of America® Unlimited Cash Rewards for Students
                                                            24

                                                            Bank of America® Unlimited Cash Rewards for Students

                                                            Bank Of America

                                                            2% cash back on Online Shopping

                                                            Why this card

                                                              No annual fee

                                                              VISA
                                                              1.7¢
                                                              per dollar on online shopping
                                                              No annual fee($8 in credits)
                                                              Annual rewards$102
                                                              + Credits$8
                                                              Net annual value$110
                                                              Bilt Blue Card
                                                              25

                                                              Bilt Blue Card

                                                              Cardless

                                                              1x Bilt Rewards on Online Shopping
                                                              1x × 2.0¢/pt = 1.7¢ per dollar

                                                              Why this card

                                                                No annual fee

                                                                MASTERCARD
                                                                1.7¢
                                                                per dollar on online shopping
                                                                No annual fee
                                                                Annual rewards$102
                                                                Net annual value$102
                                                                No image
                                                                26

                                                                SoFi Credit Card

                                                                Sofi

                                                                2% cash back on Online Shopping

                                                                Why this card

                                                                  No annual fee

                                                                  MASTERCARD
                                                                  1.7¢
                                                                  per dollar on online shopping
                                                                  No annual fee
                                                                  Annual rewards$102
                                                                  Net annual value$102
                                                                  Citi Double Cash Card
                                                                  27

                                                                  Citi Double Cash Card

                                                                  Citi

                                                                  2% cash back on Online Shopping

                                                                  Why this card

                                                                    No annual fee

                                                                    MASTERCARD
                                                                    1.7¢
                                                                    per dollar on online shopping
                                                                    No annual fee
                                                                    Annual rewards$102
                                                                    Net annual value$102
                                                                    Synchrony Premier Mastercard
                                                                    28

                                                                    Synchrony Premier Mastercard

                                                                    Synchrony

                                                                    2% cash back on Online Shopping

                                                                    Why this card

                                                                      No annual fee

                                                                      MASTERCARD
                                                                      1.7¢
                                                                      per dollar on online shopping
                                                                      No annual fee
                                                                      Annual rewards$102
                                                                      Net annual value$102
                                                                      No image
                                                                      29

                                                                      Bilt Palladium Card

                                                                      Cardless

                                                                      1x Bilt Rewards on Online Shopping
                                                                      1x × 2.0¢/pt = 1.7¢ per dollar

                                                                      Why this card

                                                                      1. 1.$100/yr $200 of Bilt Cash

                                                                      $200 in credits offset the $495 fee

                                                                      MASTERCARD
                                                                      1.7¢
                                                                      per dollar on online shopping
                                                                      $495/yr($200 in credits)
                                                                      Annual rewards$102
                                                                      + Credits$200
                                                                      \u2212 Annual fee$495
                                                                      Net annual value-$193
                                                                      Rakuten American Express Card
                                                                      30

                                                                      Rakuten American Express Card

                                                                      First Electronic Bank

                                                                      1% cash back on Online Shopping

                                                                      Convertible Cash Back — 1.0–2.0¢/$

                                                                      This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                                                      Why this card

                                                                      1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                                                      No annual fee

                                                                      AMEX
                                                                      Convertible
                                                                      1.0–2.0¢
                                                                      per dollar on online shopping
                                                                      depending on redemption
                                                                      No annual fee
                                                                      Annual rewards$79.90
                                                                      Net annual value$79.90

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                                                                      Citi Custom Cash Card
                                                                      1

                                                                      Citi Custom Cash Card

                                                                      Citi

                                                                      5% cash back on Online Shopping

                                                                      Why this card

                                                                      1. 1.5% cash back on online shopping ($180/yr on $6,000 spend)

                                                                      No annual fee

                                                                      MASTERCARD
                                                                      Core Rate
                                                                      3.0¢
                                                                      per dollar on online shopping
                                                                      No annual fee($30 in credits)
                                                                      Annual rewards$180
                                                                      + Credits$30
                                                                      Net annual value$210

                                                                      Bonus rate on first $500/monthly, then base rate

                                                                      No image
                                                                      2

                                                                      Capital One Venture X Rewards Credit Card

                                                                      Capital One

                                                                      2x Venture Miles on Online Shopping
                                                                      2x × 1.9¢/pt = 3.1¢ per dollar

                                                                      Why this card

                                                                        $315 in credits offset the $395 fee

                                                                        VISA
                                                                        3.1¢
                                                                        per dollar on online shopping
                                                                        $395/yr($315 in credits)
                                                                        Annual rewards$188.70
                                                                        + Credits$315
                                                                        \u2212 Annual fee$395
                                                                        Net annual value$108.70
                                                                        Bank of America® Customized Cash Rewards for Students
                                                                        3

                                                                        Bank of America® Customized Cash Rewards for Students

                                                                        Bank Of America

                                                                        3x points on Online Shopping

                                                                        Why this card

                                                                        1. 1.3x on online shopping ($180/yr on $6,000 spend)

                                                                        No annual fee

                                                                        VISA
                                                                        Core Rate
                                                                        3.0¢
                                                                        per dollar on online shopping
                                                                        No annual fee($8 in credits)
                                                                        Annual rewards$180
                                                                        + Credits$8
                                                                        Net annual value$188

                                                                        Bonus rate on first $2,500/quarterly, then base rate

                                                                        U.S. Bank Cash+® Visa Signature® Card
                                                                        4

                                                                        U.S. Bank Cash+® Visa Signature® Card

                                                                        Usbank

                                                                        5% cash back on Online Shopping

                                                                        Why this card

                                                                        1. 1.5% cash back on online shopping ($180/yr on $6,000 spend)

                                                                        No annual fee

                                                                        VISA
                                                                        Core Rate
                                                                        3.0¢
                                                                        per dollar on online shopping
                                                                        No annual fee
                                                                        Annual rewards$180
                                                                        Net annual value$180

                                                                        Bonus rate on first $2,000/quarterly, then base rate

                                                                        No image
                                                                        5

                                                                        The Platinum Card from American Express

                                                                        Amex

                                                                        1x Membership Rewards on Online Shopping
                                                                        1x × 1.8¢/pt = 1.5¢ per dollar

                                                                        Why this card

                                                                        1. 1.$150/yr Lululemon Credit
                                                                        2. 2.$78/yr Walmart+ Membership Credit

                                                                        $1,218.50 in credits fully offsets the $895 fee

                                                                        AMEX
                                                                        1.5¢
                                                                        per dollar on online shopping
                                                                        $895/yr($1,218.50 in credits)
                                                                        Annual rewards$91.80
                                                                        + Credits$1,218.50
                                                                        \u2212 Annual fee$895
                                                                        Net annual value$415.30
                                                                        Bank of America Customized Cash Rewards Credit Card
                                                                        6

                                                                        Bank of America Customized Cash Rewards Credit Card

                                                                        Bank Of America

                                                                        3x Bank Of America Points on Online Shopping
                                                                        3x × 1.0¢/pt = 3.0¢ per dollar

                                                                        Why this card

                                                                        1. 1.3x on online shopping — points worth 1.0¢ each ($180/yr on $6,000 spend)

                                                                        No annual fee

                                                                        VISA
                                                                        Core Rate
                                                                        3.0¢
                                                                        per dollar on online shopping
                                                                        No annual fee($8 in credits)
                                                                        Annual rewards$180
                                                                        + Credits$8
                                                                        Net annual value$188

                                                                        Bonus rate on first $2,500/quarterly, then base rate

                                                                        Susan G. Komen® Customized Cash Rewards
                                                                        7

                                                                        Susan G. Komen® Customized Cash Rewards

                                                                        Bank Of America

                                                                        3x points on Online Shopping

                                                                        Why this card

                                                                        1. 1.3x on online shopping ($180/yr on $6,000 spend)

                                                                        No annual fee

                                                                        VISA
                                                                        Core Rate
                                                                        3.0¢
                                                                        per dollar on online shopping
                                                                        No annual fee($8 in credits)
                                                                        Annual rewards$180
                                                                        + Credits$8
                                                                        Net annual value$188

                                                                        Bonus rate on first $2,500/quarterly, then base rate

                                                                        Bank of America® Customized Cash Rewards Secured
                                                                        8

                                                                        Bank of America® Customized Cash Rewards Secured

                                                                        Bank Of America

                                                                        3x points on Online Shopping

                                                                        Why this card

                                                                        1. 1.3x on online shopping ($180/yr on $6,000 spend)

                                                                        No annual fee

                                                                        VISA
                                                                        Core Rate
                                                                        3.0¢
                                                                        per dollar on online shopping
                                                                        No annual fee
                                                                        Annual rewards$180
                                                                        Net annual value$180

                                                                        Bonus rate on first $2,500/quarterly, then base rate

                                                                        Citi Strata Elite℠ Card
                                                                        9

                                                                        Citi Strata Elite℠ Card

                                                                        Citi

                                                                        1.5x ThankYou Points on Online Shopping
                                                                        1.5x × 1.5¢/pt = 1.9¢ per dollar

                                                                        Why this card

                                                                        1. 1.Travel and Shopping Protection

                                                                        $762.50 in credits fully offsets the $595 fee

                                                                        MASTERCARD
                                                                        1.9¢
                                                                        per dollar on online shopping
                                                                        $595/yr($762.50 in credits)
                                                                        Annual rewards$114.75
                                                                        + Credits$762.50
                                                                        \u2212 Annual fee$595
                                                                        Net annual value$282.25
                                                                        Capital One VentureOne Rewards Credit Card
                                                                        10

                                                                        Capital One VentureOne Rewards Credit Card

                                                                        Capital One

                                                                        1.25x Venture Miles on Online Shopping
                                                                        1.25x × 1.9¢/pt = 2.0¢ per dollar

                                                                        Why this card

                                                                          No annual fee

                                                                          MASTERCARD
                                                                          2.0¢
                                                                          per dollar on online shopping
                                                                          No annual fee
                                                                          Annual rewards$117.94
                                                                          Net annual value$117.94
                                                                          Fidelity Rewards Visa Signature Card
                                                                          11

                                                                          Fidelity Rewards Visa Signature Card

                                                                          Elan Financial

                                                                          2% cash back on Online Shopping

                                                                          Why this card

                                                                            No annual fee

                                                                            VISA
                                                                            1.7¢
                                                                            per dollar on online shopping
                                                                            No annual fee($8 in credits)
                                                                            Annual rewards$102
                                                                            + Credits$8
                                                                            Net annual value$110
                                                                            Choice Privileges Select Mastercard
                                                                            12

                                                                            Choice Privileges Select Mastercard

                                                                            Wells Fargo

                                                                            5x Choice Privileges on Online Shopping
                                                                            5x × 0.6¢/pt = 1.8¢ per dollar

                                                                            Why this card

                                                                            1. 1.5x on online shopping — points worth 0.6¢ each ($108/yr on $6,000 spend)

                                                                            $15 in credits offset the $95 fee

                                                                            MASTERCARD
                                                                            Core Rate
                                                                            1.8¢
                                                                            per dollar on online shopping
                                                                            $95/yr($15 in credits)
                                                                            Annual rewards$108
                                                                            + Credits$15
                                                                            \u2212 Annual fee$95
                                                                            Net annual value$28
                                                                            Chase Sapphire Reserve
                                                                            13

                                                                            Chase Sapphire Reserve

                                                                            Chase

                                                                            1x Ultimate Rewards on Online Shopping
                                                                            1x × 1.8¢/pt = 1.5¢ per dollar

                                                                            Why this card

                                                                              $968 in credits fully offsets the $795 fee

                                                                              VISA
                                                                              1.5¢
                                                                              per dollar on online shopping
                                                                              $795/yr($968 in credits)
                                                                              Annual rewards$91.80
                                                                              + Credits$968
                                                                              \u2212 Annual fee$795
                                                                              Net annual value$264.80
                                                                              U.S. Bank Smartly Visa Signature Card
                                                                              14

                                                                              U.S. Bank Smartly Visa Signature Card

                                                                              Usbank

                                                                              2% cash back on Online Shopping

                                                                              Why this card

                                                                                No annual fee

                                                                                VISA
                                                                                1.7¢
                                                                                per dollar on online shopping
                                                                                No annual fee($8 in credits)
                                                                                Annual rewards$102
                                                                                + Credits$8
                                                                                Net annual value$110
                                                                                Navy Federal Flagship Rewards® Card
                                                                                15

                                                                                Navy Federal Flagship Rewards® Card

                                                                                Navy Federal

                                                                                2x Navy Federal Nrewards on Online Shopping
                                                                                2x × 1.0¢/pt = 1.7¢ per dollar

                                                                                Why this card

                                                                                  No annual fee

                                                                                  VISA
                                                                                  1.7¢
                                                                                  per dollar on online shopping
                                                                                  No annual fee($8 in credits)
                                                                                  Annual rewards$102
                                                                                  + Credits$8
                                                                                  Net annual value$110
                                                                                  No image
                                                                                  16

                                                                                  Verizon Visa Card

                                                                                  Synchrony

                                                                                  2% cash back on Online Shopping

                                                                                  Why this card

                                                                                    No annual fee

                                                                                    VISA
                                                                                    1.7¢
                                                                                    per dollar on online shopping
                                                                                    No annual fee($8 in credits)
                                                                                    Annual rewards$102
                                                                                    + Credits$8
                                                                                    Net annual value$110
                                                                                    No image
                                                                                    17

                                                                                    TD Double Up Credit Card

                                                                                    Td Bank

                                                                                    2% cash back on Online Shopping

                                                                                    Why this card

                                                                                      No annual fee

                                                                                      VISA
                                                                                      1.7¢
                                                                                      per dollar on online shopping
                                                                                      No annual fee($8 in credits)
                                                                                      Annual rewards$102
                                                                                      + Credits$8
                                                                                      Net annual value$110
                                                                                      Wells Fargo Active Cash Card
                                                                                      18

                                                                                      Wells Fargo Active Cash Card

                                                                                      Wells Fargo

                                                                                      2% cash back on Online Shopping

                                                                                      Why this card

                                                                                        No annual fee

                                                                                        VISA
                                                                                        1.7¢
                                                                                        per dollar on online shopping
                                                                                        No annual fee($8 in credits)
                                                                                        Annual rewards$102
                                                                                        + Credits$8
                                                                                        Net annual value$110
                                                                                        Bilt Obsidian Card
                                                                                        19

                                                                                        Bilt Obsidian Card

                                                                                        Cardless

                                                                                        1x Bilt Rewards on Online Shopping
                                                                                        1x × 2.0¢/pt = 1.7¢ per dollar
                                                                                        MASTERCARD
                                                                                        1.7¢
                                                                                        per dollar on online shopping
                                                                                        $95/yr
                                                                                        Annual rewards$102
                                                                                        \u2212 Annual fee$95
                                                                                        Net annual value$7
                                                                                        No image
                                                                                        20

                                                                                        Jasper Cash Back Mastercard

                                                                                        Webbank

                                                                                        2% cash back on Online Shopping

                                                                                        Why this card

                                                                                          No annual fee

                                                                                          MASTERCARD
                                                                                          1.7¢
                                                                                          per dollar on online shopping
                                                                                          No annual fee
                                                                                          Annual rewards$102
                                                                                          Net annual value$102
                                                                                          No image
                                                                                          21

                                                                                          One Key+ Card

                                                                                          Wells Fargo

                                                                                          2% cash back on Online Shopping

                                                                                          Why this card

                                                                                            No annual fee

                                                                                            MASTERCARD
                                                                                            1.7¢
                                                                                            per dollar on online shopping
                                                                                            No annual fee
                                                                                            Annual rewards$102
                                                                                            Net annual value$102
                                                                                            Upgrade Triple Cash Rewards
                                                                                            22

                                                                                            Upgrade Triple Cash Rewards

                                                                                            Sutton Bank

                                                                                            3x points on Online Shopping

                                                                                            Why this card

                                                                                            1. 1.3x on online shopping ($108/yr on $6,000 spend)

                                                                                            No annual fee

                                                                                            VISA
                                                                                            Core Rate
                                                                                            1.8¢
                                                                                            per dollar on online shopping
                                                                                            No annual fee($8 in credits)
                                                                                            Annual rewards$108
                                                                                            + Credits$8
                                                                                            Net annual value$116
                                                                                            Bank of America Unlimited Cash Rewards Credit Card
                                                                                            23

                                                                                            Bank of America Unlimited Cash Rewards Credit Card

                                                                                            Bank Of America

                                                                                            2% cash back on Online Shopping

                                                                                            Why this card

                                                                                              No annual fee

                                                                                              VISA
                                                                                              1.7¢
                                                                                              per dollar on online shopping
                                                                                              No annual fee($8 in credits)
                                                                                              Annual rewards$102
                                                                                              + Credits$8
                                                                                              Net annual value$110
                                                                                              Bank of America® Unlimited Cash Rewards for Students
                                                                                              24

                                                                                              Bank of America® Unlimited Cash Rewards for Students

                                                                                              Bank Of America

                                                                                              2% cash back on Online Shopping

                                                                                              Why this card

                                                                                                No annual fee

                                                                                                VISA
                                                                                                1.7¢
                                                                                                per dollar on online shopping
                                                                                                No annual fee($8 in credits)
                                                                                                Annual rewards$102
                                                                                                + Credits$8
                                                                                                Net annual value$110
                                                                                                Bilt Blue Card
                                                                                                25

                                                                                                Bilt Blue Card

                                                                                                Cardless

                                                                                                1x Bilt Rewards on Online Shopping
                                                                                                1x × 2.0¢/pt = 1.7¢ per dollar

                                                                                                Why this card

                                                                                                  No annual fee

                                                                                                  MASTERCARD
                                                                                                  1.7¢
                                                                                                  per dollar on online shopping
                                                                                                  No annual fee
                                                                                                  Annual rewards$102
                                                                                                  Net annual value$102
                                                                                                  No image
                                                                                                  26

                                                                                                  SoFi Credit Card

                                                                                                  Sofi

                                                                                                  2% cash back on Online Shopping

                                                                                                  Why this card

                                                                                                    No annual fee

                                                                                                    MASTERCARD
                                                                                                    1.7¢
                                                                                                    per dollar on online shopping
                                                                                                    No annual fee
                                                                                                    Annual rewards$102
                                                                                                    Net annual value$102
                                                                                                    Citi Double Cash Card
                                                                                                    27

                                                                                                    Citi Double Cash Card

                                                                                                    Citi

                                                                                                    2% cash back on Online Shopping

                                                                                                    Why this card

                                                                                                      No annual fee

                                                                                                      MASTERCARD
                                                                                                      1.7¢
                                                                                                      per dollar on online shopping
                                                                                                      No annual fee
                                                                                                      Annual rewards$102
                                                                                                      Net annual value$102
                                                                                                      Synchrony Premier Mastercard
                                                                                                      28

                                                                                                      Synchrony Premier Mastercard

                                                                                                      Synchrony

                                                                                                      2% cash back on Online Shopping

                                                                                                      Why this card

                                                                                                        No annual fee

                                                                                                        MASTERCARD
                                                                                                        1.7¢
                                                                                                        per dollar on online shopping
                                                                                                        No annual fee
                                                                                                        Annual rewards$102
                                                                                                        Net annual value$102
                                                                                                        No image
                                                                                                        29

                                                                                                        Bilt Palladium Card

                                                                                                        Cardless

                                                                                                        1x Bilt Rewards on Online Shopping
                                                                                                        1x × 2.0¢/pt = 1.7¢ per dollar

                                                                                                        Why this card

                                                                                                        1. 1.$100/yr $200 of Bilt Cash

                                                                                                        $200 in credits offset the $495 fee

                                                                                                        MASTERCARD
                                                                                                        1.7¢
                                                                                                        per dollar on online shopping
                                                                                                        $495/yr($200 in credits)
                                                                                                        Annual rewards$102
                                                                                                        + Credits$200
                                                                                                        \u2212 Annual fee$495
                                                                                                        Net annual value-$193
                                                                                                        Rakuten American Express Card
                                                                                                        30

                                                                                                        Rakuten American Express Card

                                                                                                        First Electronic Bank

                                                                                                        1% cash back on Online Shopping

                                                                                                        Convertible Cash Back — 1.0–2.0¢/$

                                                                                                        This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                                                                                        Why this card

                                                                                                        1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                                                                                        No annual fee

                                                                                                        AMEX
                                                                                                        Convertible
                                                                                                        1.0–2.0¢
                                                                                                        per dollar on online shopping
                                                                                                        depending on redemption
                                                                                                        No annual fee
                                                                                                        Annual rewards$79.90
                                                                                                        Net annual value$79.90