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  • Blog
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  • Documentation
Legal
  • Terms of Service
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  • Cookie Policy
best card for car wash

Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy

Results from

$6,000

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Resolved as:Shopping
Merchant: Car Wash
Cached
95%
Shopping is a broad category. Many cards offer bonuses for specific retailers or subcategories like online shopping, department stores, or wholesale clubs.
Not right? Try:
56 matches1465ms
No image
1

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on Shopping
2x × 1.9¢/pt = 3.1¢ per dollar

Why this card

  1. 1.Visa Infinite Rental Car Privileges
  2. 2.Primary Car Rental Insurance

$315 in credits offset the $395 fee

VISA
3.1¢
per dollar on shopping
$395/yr($315 in credits)
Annual rewards$188.70
+ Credits$315
\u2212 Annual fee$395
Net annual value$108.70
Bank of America® Customized Cash Rewards for Students
2

Bank of America® Customized Cash Rewards for Students

Bank Of America

3x points on Shopping

Why this card

  1. 1.3x on Shopping ($144/yr on $6,000 spend)
  2. 2.Visa Signature Rental Car Privileges

No annual fee

VISA
Core Rate
2.4¢
per dollar on shopping
No annual fee($8 in credits)
Annual rewards$144
+ Credits$8
Net annual value$152

Bonus rate on first $2,500/quarterly, then base rate

No image
3

The Platinum Card from American Express

Amex

1x Membership Rewards on Shopping
1x × 1.8¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Premium Car Rental Protection (Optional)
  2. 2.Car Rental Loss and Damage Insurance
  3. 3.$150/yr Lululemon Credit
  4. 4.$78/yr Walmart+ Membership Credit
  5. 5.Car Rental Elite Status

$1,224.50 in credits fully offsets the $895 fee

AMEX
1.5¢
per dollar on shopping
$895/yr($1,224.50 in credits)
Annual rewards$91.80
+ Credits$1,224.50
\u2212 Annual fee$895
Net annual value$421.30
U.S. Bank Cash+® Visa Signature® Card
4

U.S. Bank Cash+® Visa Signature® Card

Usbank

5% cash back on Shopping

Why this card

  1. 1.5% cash back on Shopping ($150/yr on $6,000 spend)

No annual fee

VISA
Core Rate
2.5¢
per dollar on shopping
No annual fee
Annual rewards$150
Net annual value$150

Bonus rate on first $2,000/quarterly, then base rate

Chase Sapphire Reserve
5

Chase Sapphire Reserve

Chase

1x Ultimate Rewards on Shopping
1x × 1.8¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Rental Car Elite Status
  2. 2.Visa Infinite Rental Car Privileges
  3. 3.Primary Rental Car Insurance

$968 in credits fully offsets the $795 fee

VISA
1.5¢
per dollar on shopping
$795/yr($968 in credits)
Annual rewards$91.80
+ Credits$968
\u2212 Annual fee$795
Net annual value$264.80
Citi Strata Elite℠ Card
6

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on Shopping
1.5x × 1.5¢/pt = 1.9¢ per dollar

Why this card

  1. 1.Travel and Shopping Protection

$762.50 in credits fully offsets the $595 fee

MASTERCARD
1.9¢
per dollar on shopping
$595/yr($762.50 in credits)
Annual rewards$114.75
+ Credits$762.50
\u2212 Annual fee$595
Net annual value$282.25
Bank of America Customized Cash Rewards Credit Card
7

Bank of America Customized Cash Rewards Credit Card

Bank Of America

3x Bank Of America Points on Shopping
3x × 1.0¢/pt = 2.4¢ per dollar

Why this card

  1. 1.3x on Shopping — points worth 1.0¢ each ($144/yr on $6,000 spend)
  2. 2.Visa Signature Rental Car Privileges

No annual fee

VISA
Core Rate
2.4¢
per dollar on shopping
No annual fee($8 in credits)
Annual rewards$144
+ Credits$8
Net annual value$152

Bonus rate on first $2,500/quarterly, then base rate

Blue Cash Everyday Card from American Express
8

Blue Cash Everyday Card from American Express

Amex

3x Cashback on Shopping
3x × 1.0¢/pt = 1.9¢ per dollar

Why this card

  1. 1.3x on Shopping — points worth 1.0¢ each ($114/yr on $6,000 spend)
  2. 2.Car Rental Loss and Damage Insurance

No annual fee

AMEX
Core Rate
1.9¢
per dollar on shopping
No annual fee($60 in credits)
Annual rewards$114
+ Credits$60
Net annual value$174

Bonus rate on first $6,000/annual, then base rate

Navy Federal Flagship Rewards® Card
9

Navy Federal Flagship Rewards® Card

Navy Federal

2x Navy Federal Nrewards on Shopping
2x × 1.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.Visa Signature Rental Car Privileges
  2. 2.Car Rental Insurance (Secondary)

No annual fee

VISA
1.7¢
per dollar on shopping
No annual fee($8 in credits)
Annual rewards$102
+ Credits$8
Net annual value$110
No image
10

Bilt Palladium Card

Cardless

1x Bilt Rewards on Shopping
1x × 2.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.$100/yr $200 of Bilt Cash

$200 in credits offset the $495 fee

MASTERCARD
1.7¢
per dollar on shopping
$495/yr($200 in credits)
Annual rewards$102
+ Credits$200
\u2212 Annual fee$495
Net annual value-$193
Capital One VentureOne Rewards Credit Card
11

Capital One VentureOne Rewards Credit Card

Capital One

1.25x Venture Miles on Shopping
1.25x × 1.9¢/pt = 2.0¢ per dollar

Why this card

    No annual fee

    MASTERCARD
    2.0¢
    per dollar on shopping
    No annual fee
    Annual rewards$117.94
    Net annual value$117.94
    Susan G. Komen® Customized Cash Rewards
    12

    Susan G. Komen® Customized Cash Rewards

    Bank Of America

    3x points on Shopping

    Why this card

    1. 1.3x on Shopping ($144/yr on $6,000 spend)
    2. 2.Visa Signature Rental Car Privileges

    No annual fee

    VISA
    Core Rate
    2.4¢
    per dollar on shopping
    No annual fee($8 in credits)
    Annual rewards$144
    + Credits$8
    Net annual value$152

    Bonus rate on first $2,500/quarterly, then base rate

    Fidelity Rewards Visa Signature Card
    13

    Fidelity Rewards Visa Signature Card

    Elan Financial

    2% cash back on Shopping

    Why this card

    1. 1.Visa Signature Rental Car Privileges

    No annual fee

    VISA
    1.7¢
    per dollar on shopping
    No annual fee($8 in credits)
    Annual rewards$102
    + Credits$8
    Net annual value$110
    U.S. Bank Smartly Visa Signature Card
    14

    U.S. Bank Smartly Visa Signature Card

    Usbank

    2% cash back on Shopping

    Why this card

    1. 1.Visa Signature Rental Car Privileges

    No annual fee

    VISA
    1.7¢
    per dollar on shopping
    No annual fee($8 in credits)
    Annual rewards$102
    + Credits$8
    Net annual value$110
    No image
    15

    Verizon Visa Card

    Synchrony

    2% cash back on Shopping

    Why this card

    1. 1.Visa Signature Rental Car Privileges

    No annual fee

    VISA
    1.7¢
    per dollar on shopping
    No annual fee($8 in credits)
    Annual rewards$102
    + Credits$8
    Net annual value$110
    Wells Fargo Active Cash Card
    16

    Wells Fargo Active Cash Card

    Wells Fargo

    2% cash back on Shopping

    Why this card

    1. 1.Visa Signature Rental Car Privileges

    No annual fee

    VISA
    1.7¢
    per dollar on shopping
    No annual fee($8 in credits)
    Annual rewards$102
    + Credits$8
    Net annual value$110
    No image
    17

    TD Double Up Credit Card

    Td Bank

    2% cash back on Shopping

    Why this card

    1. 1.Visa Signature Rental Car Privileges

    No annual fee

    VISA
    1.7¢
    per dollar on shopping
    No annual fee($8 in credits)
    Annual rewards$102
    + Credits$8
    Net annual value$110
    Bank of America® Customized Cash Rewards Secured
    18

    Bank of America® Customized Cash Rewards Secured

    Bank Of America

    3x points on Shopping

    Why this card

    1. 1.3x on Shopping ($144/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    2.4¢
    per dollar on shopping
    No annual fee
    Annual rewards$144
    Net annual value$144

    Bonus rate on first $2,500/quarterly, then base rate

    No image
    19

    One Key+ Card

    Wells Fargo

    2% cash back on Shopping

    Why this card

      No annual fee

      MASTERCARD
      1.7¢
      per dollar on shopping
      No annual fee
      Annual rewards$102
      Net annual value$102
      No image
      20

      Jasper Cash Back Mastercard

      Webbank

      2% cash back on Shopping

      Why this card

        No annual fee

        MASTERCARD
        1.7¢
        per dollar on shopping
        No annual fee
        Annual rewards$102
        Net annual value$102
        Bank of America Unlimited Cash Rewards Credit Card
        21

        Bank of America Unlimited Cash Rewards Credit Card

        Bank Of America

        2% cash back on Shopping

        Why this card

        1. 1.Visa Signature Rental Car Privileges

        No annual fee

        VISA
        1.7¢
        per dollar on shopping
        No annual fee($8 in credits)
        Annual rewards$102
        + Credits$8
        Net annual value$110
        Bank of America® Unlimited Cash Rewards for Students
        22

        Bank of America® Unlimited Cash Rewards for Students

        Bank Of America

        2% cash back on Shopping

        Why this card

        1. 1.Visa Signature Rental Car Privileges

        No annual fee

        VISA
        1.7¢
        per dollar on shopping
        No annual fee($8 in credits)
        Annual rewards$102
        + Credits$8
        Net annual value$110
        Citi Custom Cash Card
        23

        Citi Custom Cash Card

        Citi

        5% cash back on Shopping

        Why this card

        1. 1.5% cash back on Shopping ($90/yr on $6,000 spend)

        No annual fee

        MASTERCARD
        Core Rate
        1.5¢
        per dollar on shopping
        No annual fee($30 in credits)
        Annual rewards$90
        + Credits$30
        Net annual value$120

        Bonus rate on first $500/monthly, then base rate

        Citi Strata Premier Card
        24

        Citi Strata Premier Card

        Citi

        1x ThankYou Points on Shopping
        1x × 1.5¢/pt = 1.3¢ per dollar

        Why this card

        1. 1.MasterRental Coverage (Car Rental Insurance)
        2. 2.$30/yr Instacart+ Savings

        $50 in credits offset the $95 fee

        MASTERCARD
        1.3¢
        per dollar on shopping
        $95/yr($50 in credits)
        Annual rewards$76.50
        + Credits$50
        \u2212 Annual fee$95
        Net annual value$31.50
        Chase Sapphire Preferred Card
        25

        Chase Sapphire Preferred Card

        Chase

        1x Ultimate Rewards on Shopping
        1x × 1.8¢/pt = 1.5¢ per dollar

        Why this card

        1. 1.Visa Signature Rental Car Privileges
        2. 2.Primary Rental Car CDW

        $93 in credits offset the $95 fee

        VISA
        1.5¢
        per dollar on shopping
        $95/yr($93 in credits)
        Annual rewards$91.80
        + Credits$93
        \u2212 Annual fee$95
        Net annual value$89.80
        Synchrony Premier Mastercard
        26

        Synchrony Premier Mastercard

        Synchrony

        2% cash back on Shopping

        Why this card

          No annual fee

          MASTERCARD
          1.7¢
          per dollar on shopping
          No annual fee
          Annual rewards$102
          Net annual value$102
          Bilt Blue Card
          27

          Bilt Blue Card

          Cardless

          1x Bilt Rewards on Shopping
          1x × 2.0¢/pt = 1.7¢ per dollar

          Why this card

            No annual fee

            MASTERCARD
            1.7¢
            per dollar on shopping
            No annual fee
            Annual rewards$102
            Net annual value$102
            No image
            28

            SoFi Credit Card

            Sofi

            2% cash back on Shopping

            Why this card

              No annual fee

              MASTERCARD
              1.7¢
              per dollar on shopping
              No annual fee
              Annual rewards$102
              Net annual value$102
              Citi Double Cash Card
              29

              Citi Double Cash Card

              Citi

              2% cash back on Shopping

              Why this card

                No annual fee

                MASTERCARD
                1.7¢
                per dollar on shopping
                No annual fee
                Annual rewards$102
                Net annual value$102
                Rakuten American Express Card
                30

                Rakuten American Express Card

                First Electronic Bank

                1% cash back on Shopping

                Convertible Cash Back — 1.0–2.0¢/$

                This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                Why this card

                1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                No annual fee

                AMEX
                Convertible
                1.0–2.0¢
                per dollar on shopping
                depending on redemption
                No annual fee
                Annual rewards$79.90
                Net annual value$79.90

                Results from

                $6,000

                Scoring mode

                Options

                Point valuation

                Booking

                Rewards

                Programs

                Networks

                Refine results

                No annual fee only?

                Avoid Amex network?

                Already have a premium card?

                Resolved as:Shopping
                Merchant: Car Wash
                Cached
                95%
                Shopping is a broad category. Many cards offer bonuses for specific retailers or subcategories like online shopping, department stores, or wholesale clubs.
                Not right? Try:
                56 matches1465ms
                No image
                1

                Capital One Venture X Rewards Credit Card

                Capital One

                2x Venture Miles on Shopping
                2x × 1.9¢/pt = 3.1¢ per dollar

                Why this card

                1. 1.Visa Infinite Rental Car Privileges
                2. 2.Primary Car Rental Insurance

                $315 in credits offset the $395 fee

                VISA
                3.1¢
                per dollar on shopping
                $395/yr($315 in credits)
                Annual rewards$188.70
                + Credits$315
                \u2212 Annual fee$395
                Net annual value$108.70
                Bank of America® Customized Cash Rewards for Students
                2

                Bank of America® Customized Cash Rewards for Students

                Bank Of America

                3x points on Shopping

                Why this card

                1. 1.3x on Shopping ($144/yr on $6,000 spend)
                2. 2.Visa Signature Rental Car Privileges

                No annual fee

                VISA
                Core Rate
                2.4¢
                per dollar on shopping
                No annual fee($8 in credits)
                Annual rewards$144
                + Credits$8
                Net annual value$152

                Bonus rate on first $2,500/quarterly, then base rate

                No image
                3

                The Platinum Card from American Express

                Amex

                1x Membership Rewards on Shopping
                1x × 1.8¢/pt = 1.5¢ per dollar

                Why this card

                1. 1.Premium Car Rental Protection (Optional)
                2. 2.Car Rental Loss and Damage Insurance
                3. 3.$150/yr Lululemon Credit
                4. 4.$78/yr Walmart+ Membership Credit
                5. 5.Car Rental Elite Status

                $1,224.50 in credits fully offsets the $895 fee

                AMEX
                1.5¢
                per dollar on shopping
                $895/yr($1,224.50 in credits)
                Annual rewards$91.80
                + Credits$1,224.50
                \u2212 Annual fee$895
                Net annual value$421.30
                U.S. Bank Cash+® Visa Signature® Card
                4

                U.S. Bank Cash+® Visa Signature® Card

                Usbank

                5% cash back on Shopping

                Why this card

                1. 1.5% cash back on Shopping ($150/yr on $6,000 spend)

                No annual fee

                VISA
                Core Rate
                2.5¢
                per dollar on shopping
                No annual fee
                Annual rewards$150
                Net annual value$150

                Bonus rate on first $2,000/quarterly, then base rate

                Chase Sapphire Reserve
                5

                Chase Sapphire Reserve

                Chase

                1x Ultimate Rewards on Shopping
                1x × 1.8¢/pt = 1.5¢ per dollar

                Why this card

                1. 1.Rental Car Elite Status
                2. 2.Visa Infinite Rental Car Privileges
                3. 3.Primary Rental Car Insurance

                $968 in credits fully offsets the $795 fee

                VISA
                1.5¢
                per dollar on shopping
                $795/yr($968 in credits)
                Annual rewards$91.80
                + Credits$968
                \u2212 Annual fee$795
                Net annual value$264.80
                Citi Strata Elite℠ Card
                6

                Citi Strata Elite℠ Card

                Citi

                1.5x ThankYou Points on Shopping
                1.5x × 1.5¢/pt = 1.9¢ per dollar

                Why this card

                1. 1.Travel and Shopping Protection

                $762.50 in credits fully offsets the $595 fee

                MASTERCARD
                1.9¢
                per dollar on shopping
                $595/yr($762.50 in credits)
                Annual rewards$114.75
                + Credits$762.50
                \u2212 Annual fee$595
                Net annual value$282.25
                Bank of America Customized Cash Rewards Credit Card
                7

                Bank of America Customized Cash Rewards Credit Card

                Bank Of America

                3x Bank Of America Points on Shopping
                3x × 1.0¢/pt = 2.4¢ per dollar

                Why this card

                1. 1.3x on Shopping — points worth 1.0¢ each ($144/yr on $6,000 spend)
                2. 2.Visa Signature Rental Car Privileges

                No annual fee

                VISA
                Core Rate
                2.4¢
                per dollar on shopping
                No annual fee($8 in credits)
                Annual rewards$144
                + Credits$8
                Net annual value$152

                Bonus rate on first $2,500/quarterly, then base rate

                Blue Cash Everyday Card from American Express
                8

                Blue Cash Everyday Card from American Express

                Amex

                3x Cashback on Shopping
                3x × 1.0¢/pt = 1.9¢ per dollar

                Why this card

                1. 1.3x on Shopping — points worth 1.0¢ each ($114/yr on $6,000 spend)
                2. 2.Car Rental Loss and Damage Insurance

                No annual fee

                AMEX
                Core Rate
                1.9¢
                per dollar on shopping
                No annual fee($60 in credits)
                Annual rewards$114
                + Credits$60
                Net annual value$174

                Bonus rate on first $6,000/annual, then base rate

                Navy Federal Flagship Rewards® Card
                9

                Navy Federal Flagship Rewards® Card

                Navy Federal

                2x Navy Federal Nrewards on Shopping
                2x × 1.0¢/pt = 1.7¢ per dollar

                Why this card

                1. 1.Visa Signature Rental Car Privileges
                2. 2.Car Rental Insurance (Secondary)

                No annual fee

                VISA
                1.7¢
                per dollar on shopping
                No annual fee($8 in credits)
                Annual rewards$102
                + Credits$8
                Net annual value$110
                No image
                10

                Bilt Palladium Card

                Cardless

                1x Bilt Rewards on Shopping
                1x × 2.0¢/pt = 1.7¢ per dollar

                Why this card

                1. 1.$100/yr $200 of Bilt Cash

                $200 in credits offset the $495 fee

                MASTERCARD
                1.7¢
                per dollar on shopping
                $495/yr($200 in credits)
                Annual rewards$102
                + Credits$200
                \u2212 Annual fee$495
                Net annual value-$193
                Capital One VentureOne Rewards Credit Card
                11

                Capital One VentureOne Rewards Credit Card

                Capital One

                1.25x Venture Miles on Shopping
                1.25x × 1.9¢/pt = 2.0¢ per dollar

                Why this card

                  No annual fee

                  MASTERCARD
                  2.0¢
                  per dollar on shopping
                  No annual fee
                  Annual rewards$117.94
                  Net annual value$117.94
                  Susan G. Komen® Customized Cash Rewards
                  12

                  Susan G. Komen® Customized Cash Rewards

                  Bank Of America

                  3x points on Shopping

                  Why this card

                  1. 1.3x on Shopping ($144/yr on $6,000 spend)
                  2. 2.Visa Signature Rental Car Privileges

                  No annual fee

                  VISA
                  Core Rate
                  2.4¢
                  per dollar on shopping
                  No annual fee($8 in credits)
                  Annual rewards$144
                  + Credits$8
                  Net annual value$152

                  Bonus rate on first $2,500/quarterly, then base rate

                  Fidelity Rewards Visa Signature Card
                  13

                  Fidelity Rewards Visa Signature Card

                  Elan Financial

                  2% cash back on Shopping

                  Why this card

                  1. 1.Visa Signature Rental Car Privileges

                  No annual fee

                  VISA
                  1.7¢
                  per dollar on shopping
                  No annual fee($8 in credits)
                  Annual rewards$102
                  + Credits$8
                  Net annual value$110
                  U.S. Bank Smartly Visa Signature Card
                  14

                  U.S. Bank Smartly Visa Signature Card

                  Usbank

                  2% cash back on Shopping

                  Why this card

                  1. 1.Visa Signature Rental Car Privileges

                  No annual fee

                  VISA
                  1.7¢
                  per dollar on shopping
                  No annual fee($8 in credits)
                  Annual rewards$102
                  + Credits$8
                  Net annual value$110
                  No image
                  15

                  Verizon Visa Card

                  Synchrony

                  2% cash back on Shopping

                  Why this card

                  1. 1.Visa Signature Rental Car Privileges

                  No annual fee

                  VISA
                  1.7¢
                  per dollar on shopping
                  No annual fee($8 in credits)
                  Annual rewards$102
                  + Credits$8
                  Net annual value$110
                  Wells Fargo Active Cash Card
                  16

                  Wells Fargo Active Cash Card

                  Wells Fargo

                  2% cash back on Shopping

                  Why this card

                  1. 1.Visa Signature Rental Car Privileges

                  No annual fee

                  VISA
                  1.7¢
                  per dollar on shopping
                  No annual fee($8 in credits)
                  Annual rewards$102
                  + Credits$8
                  Net annual value$110
                  No image
                  17

                  TD Double Up Credit Card

                  Td Bank

                  2% cash back on Shopping

                  Why this card

                  1. 1.Visa Signature Rental Car Privileges

                  No annual fee

                  VISA
                  1.7¢
                  per dollar on shopping
                  No annual fee($8 in credits)
                  Annual rewards$102
                  + Credits$8
                  Net annual value$110
                  Bank of America® Customized Cash Rewards Secured
                  18

                  Bank of America® Customized Cash Rewards Secured

                  Bank Of America

                  3x points on Shopping

                  Why this card

                  1. 1.3x on Shopping ($144/yr on $6,000 spend)

                  No annual fee

                  VISA
                  Core Rate
                  2.4¢
                  per dollar on shopping
                  No annual fee
                  Annual rewards$144
                  Net annual value$144

                  Bonus rate on first $2,500/quarterly, then base rate

                  No image
                  19

                  One Key+ Card

                  Wells Fargo

                  2% cash back on Shopping

                  Why this card

                    No annual fee

                    MASTERCARD
                    1.7¢
                    per dollar on shopping
                    No annual fee
                    Annual rewards$102
                    Net annual value$102
                    No image
                    20

                    Jasper Cash Back Mastercard

                    Webbank

                    2% cash back on Shopping

                    Why this card

                      No annual fee

                      MASTERCARD
                      1.7¢
                      per dollar on shopping
                      No annual fee
                      Annual rewards$102
                      Net annual value$102
                      Bank of America Unlimited Cash Rewards Credit Card
                      21

                      Bank of America Unlimited Cash Rewards Credit Card

                      Bank Of America

                      2% cash back on Shopping

                      Why this card

                      1. 1.Visa Signature Rental Car Privileges

                      No annual fee

                      VISA
                      1.7¢
                      per dollar on shopping
                      No annual fee($8 in credits)
                      Annual rewards$102
                      + Credits$8
                      Net annual value$110
                      Bank of America® Unlimited Cash Rewards for Students
                      22

                      Bank of America® Unlimited Cash Rewards for Students

                      Bank Of America

                      2% cash back on Shopping

                      Why this card

                      1. 1.Visa Signature Rental Car Privileges

                      No annual fee

                      VISA
                      1.7¢
                      per dollar on shopping
                      No annual fee($8 in credits)
                      Annual rewards$102
                      + Credits$8
                      Net annual value$110
                      Citi Custom Cash Card
                      23

                      Citi Custom Cash Card

                      Citi

                      5% cash back on Shopping

                      Why this card

                      1. 1.5% cash back on Shopping ($90/yr on $6,000 spend)

                      No annual fee

                      MASTERCARD
                      Core Rate
                      1.5¢
                      per dollar on shopping
                      No annual fee($30 in credits)
                      Annual rewards$90
                      + Credits$30
                      Net annual value$120

                      Bonus rate on first $500/monthly, then base rate

                      Citi Strata Premier Card
                      24

                      Citi Strata Premier Card

                      Citi

                      1x ThankYou Points on Shopping
                      1x × 1.5¢/pt = 1.3¢ per dollar

                      Why this card

                      1. 1.MasterRental Coverage (Car Rental Insurance)
                      2. 2.$30/yr Instacart+ Savings

                      $50 in credits offset the $95 fee

                      MASTERCARD
                      1.3¢
                      per dollar on shopping
                      $95/yr($50 in credits)
                      Annual rewards$76.50
                      + Credits$50
                      \u2212 Annual fee$95
                      Net annual value$31.50
                      Chase Sapphire Preferred Card
                      25

                      Chase Sapphire Preferred Card

                      Chase

                      1x Ultimate Rewards on Shopping
                      1x × 1.8¢/pt = 1.5¢ per dollar

                      Why this card

                      1. 1.Visa Signature Rental Car Privileges
                      2. 2.Primary Rental Car CDW

                      $93 in credits offset the $95 fee

                      VISA
                      1.5¢
                      per dollar on shopping
                      $95/yr($93 in credits)
                      Annual rewards$91.80
                      + Credits$93
                      \u2212 Annual fee$95
                      Net annual value$89.80
                      Synchrony Premier Mastercard
                      26

                      Synchrony Premier Mastercard

                      Synchrony

                      2% cash back on Shopping

                      Why this card

                        No annual fee

                        MASTERCARD
                        1.7¢
                        per dollar on shopping
                        No annual fee
                        Annual rewards$102
                        Net annual value$102
                        Bilt Blue Card
                        27

                        Bilt Blue Card

                        Cardless

                        1x Bilt Rewards on Shopping
                        1x × 2.0¢/pt = 1.7¢ per dollar

                        Why this card

                          No annual fee

                          MASTERCARD
                          1.7¢
                          per dollar on shopping
                          No annual fee
                          Annual rewards$102
                          Net annual value$102
                          No image
                          28

                          SoFi Credit Card

                          Sofi

                          2% cash back on Shopping

                          Why this card

                            No annual fee

                            MASTERCARD
                            1.7¢
                            per dollar on shopping
                            No annual fee
                            Annual rewards$102
                            Net annual value$102
                            Citi Double Cash Card
                            29

                            Citi Double Cash Card

                            Citi

                            2% cash back on Shopping

                            Why this card

                              No annual fee

                              MASTERCARD
                              1.7¢
                              per dollar on shopping
                              No annual fee
                              Annual rewards$102
                              Net annual value$102
                              Rakuten American Express Card
                              30

                              Rakuten American Express Card

                              First Electronic Bank

                              1% cash back on Shopping

                              Convertible Cash Back — 1.0–2.0¢/$

                              This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                              Why this card

                              1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                              No annual fee

                              AMEX
                              Convertible
                              1.0–2.0¢
                              per dollar on shopping
                              depending on redemption
                              No annual fee
                              Annual rewards$79.90
                              Net annual value$79.90

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                              1

                              Capital One Venture X Rewards Credit Card

                              Capital One

                              2x Venture Miles on Shopping
                              2x × 1.9¢/pt = 3.1¢ per dollar

                              Why this card

                              1. 1.Visa Infinite Rental Car Privileges
                              2. 2.Primary Car Rental Insurance

                              $315 in credits offset the $395 fee

                              VISA
                              3.1¢
                              per dollar on shopping
                              $395/yr($315 in credits)
                              Annual rewards$188.70
                              + Credits$315
                              \u2212 Annual fee$395
                              Net annual value$108.70
                              Bank of America® Customized Cash Rewards for Students
                              2

                              Bank of America® Customized Cash Rewards for Students

                              Bank Of America

                              3x points on Shopping

                              Why this card

                              1. 1.3x on Shopping ($144/yr on $6,000 spend)
                              2. 2.Visa Signature Rental Car Privileges

                              No annual fee

                              VISA
                              Core Rate
                              2.4¢
                              per dollar on shopping
                              No annual fee($8 in credits)
                              Annual rewards$144
                              + Credits$8
                              Net annual value$152

                              Bonus rate on first $2,500/quarterly, then base rate

                              No image
                              3

                              The Platinum Card from American Express

                              Amex

                              1x Membership Rewards on Shopping
                              1x × 1.8¢/pt = 1.5¢ per dollar

                              Why this card

                              1. 1.Premium Car Rental Protection (Optional)
                              2. 2.Car Rental Loss and Damage Insurance
                              3. 3.$150/yr Lululemon Credit
                              4. 4.$78/yr Walmart+ Membership Credit
                              5. 5.Car Rental Elite Status

                              $1,224.50 in credits fully offsets the $895 fee

                              AMEX
                              1.5¢
                              per dollar on shopping
                              $895/yr($1,224.50 in credits)
                              Annual rewards$91.80
                              + Credits$1,224.50
                              \u2212 Annual fee$895
                              Net annual value$421.30
                              U.S. Bank Cash+® Visa Signature® Card
                              4

                              U.S. Bank Cash+® Visa Signature® Card

                              Usbank

                              5% cash back on Shopping

                              Why this card

                              1. 1.5% cash back on Shopping ($150/yr on $6,000 spend)

                              No annual fee

                              VISA
                              Core Rate
                              2.5¢
                              per dollar on shopping
                              No annual fee
                              Annual rewards$150
                              Net annual value$150

                              Bonus rate on first $2,000/quarterly, then base rate

                              Chase Sapphire Reserve
                              5

                              Chase Sapphire Reserve

                              Chase

                              1x Ultimate Rewards on Shopping
                              1x × 1.8¢/pt = 1.5¢ per dollar

                              Why this card

                              1. 1.Rental Car Elite Status
                              2. 2.Visa Infinite Rental Car Privileges
                              3. 3.Primary Rental Car Insurance

                              $968 in credits fully offsets the $795 fee

                              VISA
                              1.5¢
                              per dollar on shopping
                              $795/yr($968 in credits)
                              Annual rewards$91.80
                              + Credits$968
                              \u2212 Annual fee$795
                              Net annual value$264.80
                              Citi Strata Elite℠ Card
                              6

                              Citi Strata Elite℠ Card

                              Citi

                              1.5x ThankYou Points on Shopping
                              1.5x × 1.5¢/pt = 1.9¢ per dollar

                              Why this card

                              1. 1.Travel and Shopping Protection

                              $762.50 in credits fully offsets the $595 fee

                              MASTERCARD
                              1.9¢
                              per dollar on shopping
                              $595/yr($762.50 in credits)
                              Annual rewards$114.75
                              + Credits$762.50
                              \u2212 Annual fee$595
                              Net annual value$282.25
                              Bank of America Customized Cash Rewards Credit Card
                              7

                              Bank of America Customized Cash Rewards Credit Card

                              Bank Of America

                              3x Bank Of America Points on Shopping
                              3x × 1.0¢/pt = 2.4¢ per dollar

                              Why this card

                              1. 1.3x on Shopping — points worth 1.0¢ each ($144/yr on $6,000 spend)
                              2. 2.Visa Signature Rental Car Privileges

                              No annual fee

                              VISA
                              Core Rate
                              2.4¢
                              per dollar on shopping
                              No annual fee($8 in credits)
                              Annual rewards$144
                              + Credits$8
                              Net annual value$152

                              Bonus rate on first $2,500/quarterly, then base rate

                              Blue Cash Everyday Card from American Express
                              8

                              Blue Cash Everyday Card from American Express

                              Amex

                              3x Cashback on Shopping
                              3x × 1.0¢/pt = 1.9¢ per dollar

                              Why this card

                              1. 1.3x on Shopping — points worth 1.0¢ each ($114/yr on $6,000 spend)
                              2. 2.Car Rental Loss and Damage Insurance

                              No annual fee

                              AMEX
                              Core Rate
                              1.9¢
                              per dollar on shopping
                              No annual fee($60 in credits)
                              Annual rewards$114
                              + Credits$60
                              Net annual value$174

                              Bonus rate on first $6,000/annual, then base rate

                              Navy Federal Flagship Rewards® Card
                              9

                              Navy Federal Flagship Rewards® Card

                              Navy Federal

                              2x Navy Federal Nrewards on Shopping
                              2x × 1.0¢/pt = 1.7¢ per dollar

                              Why this card

                              1. 1.Visa Signature Rental Car Privileges
                              2. 2.Car Rental Insurance (Secondary)

                              No annual fee

                              VISA
                              1.7¢
                              per dollar on shopping
                              No annual fee($8 in credits)
                              Annual rewards$102
                              + Credits$8
                              Net annual value$110
                              No image
                              10

                              Bilt Palladium Card

                              Cardless

                              1x Bilt Rewards on Shopping
                              1x × 2.0¢/pt = 1.7¢ per dollar

                              Why this card

                              1. 1.$100/yr $200 of Bilt Cash

                              $200 in credits offset the $495 fee

                              MASTERCARD
                              1.7¢
                              per dollar on shopping
                              $495/yr($200 in credits)
                              Annual rewards$102
                              + Credits$200
                              \u2212 Annual fee$495
                              Net annual value-$193
                              Capital One VentureOne Rewards Credit Card
                              11

                              Capital One VentureOne Rewards Credit Card

                              Capital One

                              1.25x Venture Miles on Shopping
                              1.25x × 1.9¢/pt = 2.0¢ per dollar

                              Why this card

                                No annual fee

                                MASTERCARD
                                2.0¢
                                per dollar on shopping
                                No annual fee
                                Annual rewards$117.94
                                Net annual value$117.94
                                Susan G. Komen® Customized Cash Rewards
                                12

                                Susan G. Komen® Customized Cash Rewards

                                Bank Of America

                                3x points on Shopping

                                Why this card

                                1. 1.3x on Shopping ($144/yr on $6,000 spend)
                                2. 2.Visa Signature Rental Car Privileges

                                No annual fee

                                VISA
                                Core Rate
                                2.4¢
                                per dollar on shopping
                                No annual fee($8 in credits)
                                Annual rewards$144
                                + Credits$8
                                Net annual value$152

                                Bonus rate on first $2,500/quarterly, then base rate

                                Fidelity Rewards Visa Signature Card
                                13

                                Fidelity Rewards Visa Signature Card

                                Elan Financial

                                2% cash back on Shopping

                                Why this card

                                1. 1.Visa Signature Rental Car Privileges

                                No annual fee

                                VISA
                                1.7¢
                                per dollar on shopping
                                No annual fee($8 in credits)
                                Annual rewards$102
                                + Credits$8
                                Net annual value$110
                                U.S. Bank Smartly Visa Signature Card
                                14

                                U.S. Bank Smartly Visa Signature Card

                                Usbank

                                2% cash back on Shopping

                                Why this card

                                1. 1.Visa Signature Rental Car Privileges

                                No annual fee

                                VISA
                                1.7¢
                                per dollar on shopping
                                No annual fee($8 in credits)
                                Annual rewards$102
                                + Credits$8
                                Net annual value$110
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                                15

                                Verizon Visa Card

                                Synchrony

                                2% cash back on Shopping

                                Why this card

                                1. 1.Visa Signature Rental Car Privileges

                                No annual fee

                                VISA
                                1.7¢
                                per dollar on shopping
                                No annual fee($8 in credits)
                                Annual rewards$102
                                + Credits$8
                                Net annual value$110
                                Wells Fargo Active Cash Card
                                16

                                Wells Fargo Active Cash Card

                                Wells Fargo

                                2% cash back on Shopping

                                Why this card

                                1. 1.Visa Signature Rental Car Privileges

                                No annual fee

                                VISA
                                1.7¢
                                per dollar on shopping
                                No annual fee($8 in credits)
                                Annual rewards$102
                                + Credits$8
                                Net annual value$110
                                No image
                                17

                                TD Double Up Credit Card

                                Td Bank

                                2% cash back on Shopping

                                Why this card

                                1. 1.Visa Signature Rental Car Privileges

                                No annual fee

                                VISA
                                1.7¢
                                per dollar on shopping
                                No annual fee($8 in credits)
                                Annual rewards$102
                                + Credits$8
                                Net annual value$110
                                Bank of America® Customized Cash Rewards Secured
                                18

                                Bank of America® Customized Cash Rewards Secured

                                Bank Of America

                                3x points on Shopping

                                Why this card

                                1. 1.3x on Shopping ($144/yr on $6,000 spend)

                                No annual fee

                                VISA
                                Core Rate
                                2.4¢
                                per dollar on shopping
                                No annual fee
                                Annual rewards$144
                                Net annual value$144

                                Bonus rate on first $2,500/quarterly, then base rate

                                No image
                                19

                                One Key+ Card

                                Wells Fargo

                                2% cash back on Shopping

                                Why this card

                                  No annual fee

                                  MASTERCARD
                                  1.7¢
                                  per dollar on shopping
                                  No annual fee
                                  Annual rewards$102
                                  Net annual value$102
                                  No image
                                  20

                                  Jasper Cash Back Mastercard

                                  Webbank

                                  2% cash back on Shopping

                                  Why this card

                                    No annual fee

                                    MASTERCARD
                                    1.7¢
                                    per dollar on shopping
                                    No annual fee
                                    Annual rewards$102
                                    Net annual value$102
                                    Bank of America Unlimited Cash Rewards Credit Card
                                    21

                                    Bank of America Unlimited Cash Rewards Credit Card

                                    Bank Of America

                                    2% cash back on Shopping

                                    Why this card

                                    1. 1.Visa Signature Rental Car Privileges

                                    No annual fee

                                    VISA
                                    1.7¢
                                    per dollar on shopping
                                    No annual fee($8 in credits)
                                    Annual rewards$102
                                    + Credits$8
                                    Net annual value$110
                                    Bank of America® Unlimited Cash Rewards for Students
                                    22

                                    Bank of America® Unlimited Cash Rewards for Students

                                    Bank Of America

                                    2% cash back on Shopping

                                    Why this card

                                    1. 1.Visa Signature Rental Car Privileges

                                    No annual fee

                                    VISA
                                    1.7¢
                                    per dollar on shopping
                                    No annual fee($8 in credits)
                                    Annual rewards$102
                                    + Credits$8
                                    Net annual value$110
                                    Citi Custom Cash Card
                                    23

                                    Citi Custom Cash Card

                                    Citi

                                    5% cash back on Shopping

                                    Why this card

                                    1. 1.5% cash back on Shopping ($90/yr on $6,000 spend)

                                    No annual fee

                                    MASTERCARD
                                    Core Rate
                                    1.5¢
                                    per dollar on shopping
                                    No annual fee($30 in credits)
                                    Annual rewards$90
                                    + Credits$30
                                    Net annual value$120

                                    Bonus rate on first $500/monthly, then base rate

                                    Citi Strata Premier Card
                                    24

                                    Citi Strata Premier Card

                                    Citi

                                    1x ThankYou Points on Shopping
                                    1x × 1.5¢/pt = 1.3¢ per dollar

                                    Why this card

                                    1. 1.MasterRental Coverage (Car Rental Insurance)
                                    2. 2.$30/yr Instacart+ Savings

                                    $50 in credits offset the $95 fee

                                    MASTERCARD
                                    1.3¢
                                    per dollar on shopping
                                    $95/yr($50 in credits)
                                    Annual rewards$76.50
                                    + Credits$50
                                    \u2212 Annual fee$95
                                    Net annual value$31.50
                                    Chase Sapphire Preferred Card
                                    25

                                    Chase Sapphire Preferred Card

                                    Chase

                                    1x Ultimate Rewards on Shopping
                                    1x × 1.8¢/pt = 1.5¢ per dollar

                                    Why this card

                                    1. 1.Visa Signature Rental Car Privileges
                                    2. 2.Primary Rental Car CDW

                                    $93 in credits offset the $95 fee

                                    VISA
                                    1.5¢
                                    per dollar on shopping
                                    $95/yr($93 in credits)
                                    Annual rewards$91.80
                                    + Credits$93
                                    \u2212 Annual fee$95
                                    Net annual value$89.80
                                    Synchrony Premier Mastercard
                                    26

                                    Synchrony Premier Mastercard

                                    Synchrony

                                    2% cash back on Shopping

                                    Why this card

                                      No annual fee

                                      MASTERCARD
                                      1.7¢
                                      per dollar on shopping
                                      No annual fee
                                      Annual rewards$102
                                      Net annual value$102
                                      Bilt Blue Card
                                      27

                                      Bilt Blue Card

                                      Cardless

                                      1x Bilt Rewards on Shopping
                                      1x × 2.0¢/pt = 1.7¢ per dollar

                                      Why this card

                                        No annual fee

                                        MASTERCARD
                                        1.7¢
                                        per dollar on shopping
                                        No annual fee
                                        Annual rewards$102
                                        Net annual value$102
                                        No image
                                        28

                                        SoFi Credit Card

                                        Sofi

                                        2% cash back on Shopping

                                        Why this card

                                          No annual fee

                                          MASTERCARD
                                          1.7¢
                                          per dollar on shopping
                                          No annual fee
                                          Annual rewards$102
                                          Net annual value$102
                                          Citi Double Cash Card
                                          29

                                          Citi Double Cash Card

                                          Citi

                                          2% cash back on Shopping

                                          Why this card

                                            No annual fee

                                            MASTERCARD
                                            1.7¢
                                            per dollar on shopping
                                            No annual fee
                                            Annual rewards$102
                                            Net annual value$102
                                            Rakuten American Express Card
                                            30

                                            Rakuten American Express Card

                                            First Electronic Bank

                                            1% cash back on Shopping

                                            Convertible Cash Back — 1.0–2.0¢/$

                                            This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                            Why this card

                                            1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                            No annual fee

                                            AMEX
                                            Convertible
                                            1.0–2.0¢
                                            per dollar on shopping
                                            depending on redemption
                                            No annual fee
                                            Annual rewards$79.90
                                            Net annual value$79.90