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  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy
best card for camping world

Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy

Results from

$6,000

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Resolved as:Shopping
Merchant: Camping World
Cached
95%
Shopping is a broad category. Many cards offer bonuses for specific retailers or subcategories like online shopping, department stores, or wholesale clubs.
Not right? Try:
56 matches1973ms
No image
1

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on Shopping
2x × 1.9¢/pt = 3.1¢ per dollar

Why this card

    $315 in credits offset the $395 fee

    VISA
    3.1¢
    per dollar on shopping
    $395/yr($315 in credits)
    Annual rewards$188.70
    + Credits$315
    \u2212 Annual fee$395
    Net annual value$108.70
    U.S. Bank Cash+® Visa Signature® Card
    2

    U.S. Bank Cash+® Visa Signature® Card

    Usbank

    5% cash back on Shopping

    Why this card

    1. 1.5% cash back on Shopping ($150/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    2.5¢
    per dollar on shopping
    No annual fee
    Annual rewards$150
    Net annual value$150

    Bonus rate on first $2,000/quarterly, then base rate

    No image
    3

    The Platinum Card from American Express

    Amex

    1x Membership Rewards on Shopping
    1x × 1.8¢/pt = 1.5¢ per dollar

    Why this card

    1. 1.$150/yr Lululemon Credit
    2. 2.$78/yr Walmart+ Membership Credit

    $1,224.50 in credits fully offsets the $895 fee

    AMEX
    1.5¢
    per dollar on shopping
    $895/yr($1,224.50 in credits)
    Annual rewards$91.80
    + Credits$1,224.50
    \u2212 Annual fee$895
    Net annual value$421.30
    Citi Strata Elite℠ Card
    4

    Citi Strata Elite℠ Card

    Citi

    1.5x ThankYou Points on Shopping
    1.5x × 1.5¢/pt = 1.9¢ per dollar

    Why this card

    1. 1.World Elite Concierge Service
    2. 2.Travel and Shopping Protection

    $762.50 in credits fully offsets the $595 fee

    MASTERCARD
    1.9¢
    per dollar on shopping
    $595/yr($762.50 in credits)
    Annual rewards$114.75
    + Credits$762.50
    \u2212 Annual fee$595
    Net annual value$282.25
    Bank of America® Customized Cash Rewards for Students
    5

    Bank of America® Customized Cash Rewards for Students

    Bank Of America

    3x points on Shopping

    Why this card

    1. 1.3x on Shopping ($144/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    2.4¢
    per dollar on shopping
    No annual fee($8 in credits)
    Annual rewards$144
    + Credits$8
    Net annual value$152

    Bonus rate on first $2,500/quarterly, then base rate

    Bank of America Customized Cash Rewards Credit Card
    6

    Bank of America Customized Cash Rewards Credit Card

    Bank Of America

    3x Bank Of America Points on Shopping
    3x × 1.0¢/pt = 2.4¢ per dollar

    Why this card

    1. 1.3x on Shopping — points worth 1.0¢ each ($144/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    2.4¢
    per dollar on shopping
    No annual fee($8 in credits)
    Annual rewards$144
    + Credits$8
    Net annual value$152

    Bonus rate on first $2,500/quarterly, then base rate

    No image
    7

    Bilt Palladium Card

    Cardless

    1x Bilt Rewards on Shopping
    1x × 2.0¢/pt = 1.7¢ per dollar

    Why this card

    1. 1.$100/yr $200 of Bilt Cash
    2. 2.World Elite Concierge Service

    $200 in credits offset the $495 fee

    MASTERCARD
    1.7¢
    per dollar on shopping
    $495/yr($200 in credits)
    Annual rewards$102
    + Credits$200
    \u2212 Annual fee$495
    Net annual value-$193
    Blue Cash Everyday Card from American Express
    8

    Blue Cash Everyday Card from American Express

    Amex

    3x Cashback on Shopping
    3x × 1.0¢/pt = 1.9¢ per dollar

    Why this card

    1. 1.3x on Shopping — points worth 1.0¢ each ($114/yr on $6,000 spend)

    No annual fee

    AMEX
    Core Rate
    1.9¢
    per dollar on shopping
    No annual fee($60 in credits)
    Annual rewards$114
    + Credits$60
    Net annual value$174

    Bonus rate on first $6,000/annual, then base rate

    Capital One VentureOne Rewards Credit Card
    9

    Capital One VentureOne Rewards Credit Card

    Capital One

    1.25x Venture Miles on Shopping
    1.25x × 1.9¢/pt = 2.0¢ per dollar

    Why this card

      No annual fee

      MASTERCARD
      2.0¢
      per dollar on shopping
      No annual fee
      Annual rewards$117.94
      Net annual value$117.94
      Fidelity Rewards Visa Signature Card
      10

      Fidelity Rewards Visa Signature Card

      Elan Financial

      2% cash back on Shopping

      Why this card

        No annual fee

        VISA
        1.7¢
        per dollar on shopping
        No annual fee($8 in credits)
        Annual rewards$102
        + Credits$8
        Net annual value$110
        Susan G. Komen® Customized Cash Rewards
        11

        Susan G. Komen® Customized Cash Rewards

        Bank Of America

        3x points on Shopping

        Why this card

        1. 1.3x on Shopping ($144/yr on $6,000 spend)

        No annual fee

        VISA
        Core Rate
        2.4¢
        per dollar on shopping
        No annual fee($8 in credits)
        Annual rewards$144
        + Credits$8
        Net annual value$152

        Bonus rate on first $2,500/quarterly, then base rate

        Bank of America® Customized Cash Rewards Secured
        12

        Bank of America® Customized Cash Rewards Secured

        Bank Of America

        3x points on Shopping

        Why this card

        1. 1.3x on Shopping ($144/yr on $6,000 spend)

        No annual fee

        VISA
        Core Rate
        2.4¢
        per dollar on shopping
        No annual fee
        Annual rewards$144
        Net annual value$144

        Bonus rate on first $2,500/quarterly, then base rate

        No image
        13

        One Key+ Card

        Wells Fargo

        2% cash back on Shopping

        Why this card

        1. 1.World Elite Concierge Service

        No annual fee

        MASTERCARD
        1.7¢
        per dollar on shopping
        No annual fee
        Annual rewards$102
        Net annual value$102
        No image
        14

        SoFi Credit Card

        Sofi

        2% cash back on Shopping

        Why this card

        1. 1.Mastercard World Elite Benefits

        No annual fee

        MASTERCARD
        1.7¢
        per dollar on shopping
        No annual fee
        Annual rewards$102
        Net annual value$102
        Chase Sapphire Reserve
        15

        Chase Sapphire Reserve

        Chase

        1x Ultimate Rewards on Shopping
        1x × 1.8¢/pt = 1.5¢ per dollar

        Why this card

          $968 in credits fully offsets the $795 fee

          VISA
          1.5¢
          per dollar on shopping
          $795/yr($968 in credits)
          Annual rewards$91.80
          + Credits$968
          \u2212 Annual fee$795
          Net annual value$264.80
          U.S. Bank Smartly Visa Signature Card
          16

          U.S. Bank Smartly Visa Signature Card

          Usbank

          2% cash back on Shopping

          Why this card

            No annual fee

            VISA
            1.7¢
            per dollar on shopping
            No annual fee($8 in credits)
            Annual rewards$102
            + Credits$8
            Net annual value$110
            Navy Federal Flagship Rewards® Card
            17

            Navy Federal Flagship Rewards® Card

            Navy Federal

            2x Navy Federal Nrewards on Shopping
            2x × 1.0¢/pt = 1.7¢ per dollar

            Why this card

              No annual fee

              VISA
              1.7¢
              per dollar on shopping
              No annual fee($8 in credits)
              Annual rewards$102
              + Credits$8
              Net annual value$110
              No image
              18

              Verizon Visa Card

              Synchrony

              2% cash back on Shopping

              Why this card

                No annual fee

                VISA
                1.7¢
                per dollar on shopping
                No annual fee($8 in credits)
                Annual rewards$102
                + Credits$8
                Net annual value$110
                Wells Fargo Active Cash Card
                19

                Wells Fargo Active Cash Card

                Wells Fargo

                2% cash back on Shopping

                Why this card

                  No annual fee

                  VISA
                  1.7¢
                  per dollar on shopping
                  No annual fee($8 in credits)
                  Annual rewards$102
                  + Credits$8
                  Net annual value$110
                  No image
                  20

                  TD Double Up Credit Card

                  Td Bank

                  2% cash back on Shopping

                  Why this card

                    No annual fee

                    VISA
                    1.7¢
                    per dollar on shopping
                    No annual fee($8 in credits)
                    Annual rewards$102
                    + Credits$8
                    Net annual value$110
                    Citi Custom Cash Card
                    21

                    Citi Custom Cash Card

                    Citi

                    5% cash back on Shopping

                    Why this card

                    1. 1.5% cash back on Shopping ($90/yr on $6,000 spend)
                    2. 2.World Elite Concierge Service

                    No annual fee

                    MASTERCARD
                    Core Rate
                    1.5¢
                    per dollar on shopping
                    No annual fee($30 in credits)
                    Annual rewards$90
                    + Credits$30
                    Net annual value$120

                    Bonus rate on first $500/monthly, then base rate

                    Bilt Blue Card
                    22

                    Bilt Blue Card

                    Cardless

                    1x Bilt Rewards on Shopping
                    1x × 2.0¢/pt = 1.7¢ per dollar

                    Why this card

                    1. 1.World Elite Concierge Service

                    No annual fee

                    MASTERCARD
                    1.7¢
                    per dollar on shopping
                    No annual fee
                    Annual rewards$102
                    Net annual value$102
                    Bank of America Unlimited Cash Rewards Credit Card
                    23

                    Bank of America Unlimited Cash Rewards Credit Card

                    Bank Of America

                    2% cash back on Shopping

                    Why this card

                      No annual fee

                      VISA
                      1.7¢
                      per dollar on shopping
                      No annual fee($8 in credits)
                      Annual rewards$102
                      + Credits$8
                      Net annual value$110
                      Bank of America® Unlimited Cash Rewards for Students
                      24

                      Bank of America® Unlimited Cash Rewards for Students

                      Bank Of America

                      2% cash back on Shopping

                      Why this card

                        No annual fee

                        VISA
                        1.7¢
                        per dollar on shopping
                        No annual fee($8 in credits)
                        Annual rewards$102
                        + Credits$8
                        Net annual value$110
                        No image
                        25

                        Jasper Cash Back Mastercard

                        Webbank

                        2% cash back on Shopping

                        Why this card

                          No annual fee

                          MASTERCARD
                          1.7¢
                          per dollar on shopping
                          No annual fee
                          Annual rewards$102
                          Net annual value$102
                          Synchrony Premier Mastercard
                          26

                          Synchrony Premier Mastercard

                          Synchrony

                          2% cash back on Shopping

                          Why this card

                            No annual fee

                            MASTERCARD
                            1.7¢
                            per dollar on shopping
                            No annual fee
                            Annual rewards$102
                            Net annual value$102
                            Citi Double Cash Card
                            27

                            Citi Double Cash Card

                            Citi

                            2% cash back on Shopping

                            Why this card

                              No annual fee

                              MASTERCARD
                              1.7¢
                              per dollar on shopping
                              No annual fee
                              Annual rewards$102
                              Net annual value$102
                              Bilt Obsidian Card
                              28

                              Bilt Obsidian Card

                              Cardless

                              1x Bilt Rewards on Shopping
                              1x × 2.0¢/pt = 1.7¢ per dollar

                              Why this card

                              1. 1.World Elite Concierge Service
                              MASTERCARD
                              1.7¢
                              per dollar on shopping
                              $95/yr
                              Annual rewards$102
                              \u2212 Annual fee$95
                              Net annual value$7
                              Rakuten American Express Card
                              29

                              Rakuten American Express Card

                              First Electronic Bank

                              1% cash back on Shopping

                              Convertible Cash Back — 1.0–2.0¢/$

                              This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                              Why this card

                              1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                              No annual fee

                              AMEX
                              Convertible
                              1.0–2.0¢
                              per dollar on shopping
                              depending on redemption
                              No annual fee
                              Annual rewards$79.90
                              Net annual value$79.90
                              Chase Sapphire Preferred Card
                              30

                              Chase Sapphire Preferred Card

                              Chase

                              1x Ultimate Rewards on Shopping
                              1x × 1.8¢/pt = 1.5¢ per dollar

                              Why this card

                                $93 in credits offset the $95 fee

                                VISA
                                1.5¢
                                per dollar on shopping
                                $95/yr($93 in credits)
                                Annual rewards$91.80
                                + Credits$93
                                \u2212 Annual fee$95
                                Net annual value$89.80

                                Results from

                                $6,000

                                Scoring mode

                                Options

                                Point valuation

                                Booking

                                Rewards

                                Programs

                                Networks

                                Refine results

                                No annual fee only?

                                Avoid Amex network?

                                Already have a premium card?

                                Resolved as:Shopping
                                Merchant: Camping World
                                Cached
                                95%
                                Shopping is a broad category. Many cards offer bonuses for specific retailers or subcategories like online shopping, department stores, or wholesale clubs.
                                Not right? Try:
                                56 matches1973ms
                                No image
                                1

                                Capital One Venture X Rewards Credit Card

                                Capital One

                                2x Venture Miles on Shopping
                                2x × 1.9¢/pt = 3.1¢ per dollar

                                Why this card

                                  $315 in credits offset the $395 fee

                                  VISA
                                  3.1¢
                                  per dollar on shopping
                                  $395/yr($315 in credits)
                                  Annual rewards$188.70
                                  + Credits$315
                                  \u2212 Annual fee$395
                                  Net annual value$108.70
                                  U.S. Bank Cash+® Visa Signature® Card
                                  2

                                  U.S. Bank Cash+® Visa Signature® Card

                                  Usbank

                                  5% cash back on Shopping

                                  Why this card

                                  1. 1.5% cash back on Shopping ($150/yr on $6,000 spend)

                                  No annual fee

                                  VISA
                                  Core Rate
                                  2.5¢
                                  per dollar on shopping
                                  No annual fee
                                  Annual rewards$150
                                  Net annual value$150

                                  Bonus rate on first $2,000/quarterly, then base rate

                                  No image
                                  3

                                  The Platinum Card from American Express

                                  Amex

                                  1x Membership Rewards on Shopping
                                  1x × 1.8¢/pt = 1.5¢ per dollar

                                  Why this card

                                  1. 1.$150/yr Lululemon Credit
                                  2. 2.$78/yr Walmart+ Membership Credit

                                  $1,224.50 in credits fully offsets the $895 fee

                                  AMEX
                                  1.5¢
                                  per dollar on shopping
                                  $895/yr($1,224.50 in credits)
                                  Annual rewards$91.80
                                  + Credits$1,224.50
                                  \u2212 Annual fee$895
                                  Net annual value$421.30
                                  Citi Strata Elite℠ Card
                                  4

                                  Citi Strata Elite℠ Card

                                  Citi

                                  1.5x ThankYou Points on Shopping
                                  1.5x × 1.5¢/pt = 1.9¢ per dollar

                                  Why this card

                                  1. 1.World Elite Concierge Service
                                  2. 2.Travel and Shopping Protection

                                  $762.50 in credits fully offsets the $595 fee

                                  MASTERCARD
                                  1.9¢
                                  per dollar on shopping
                                  $595/yr($762.50 in credits)
                                  Annual rewards$114.75
                                  + Credits$762.50
                                  \u2212 Annual fee$595
                                  Net annual value$282.25
                                  Bank of America® Customized Cash Rewards for Students
                                  5

                                  Bank of America® Customized Cash Rewards for Students

                                  Bank Of America

                                  3x points on Shopping

                                  Why this card

                                  1. 1.3x on Shopping ($144/yr on $6,000 spend)

                                  No annual fee

                                  VISA
                                  Core Rate
                                  2.4¢
                                  per dollar on shopping
                                  No annual fee($8 in credits)
                                  Annual rewards$144
                                  + Credits$8
                                  Net annual value$152

                                  Bonus rate on first $2,500/quarterly, then base rate

                                  Bank of America Customized Cash Rewards Credit Card
                                  6

                                  Bank of America Customized Cash Rewards Credit Card

                                  Bank Of America

                                  3x Bank Of America Points on Shopping
                                  3x × 1.0¢/pt = 2.4¢ per dollar

                                  Why this card

                                  1. 1.3x on Shopping — points worth 1.0¢ each ($144/yr on $6,000 spend)

                                  No annual fee

                                  VISA
                                  Core Rate
                                  2.4¢
                                  per dollar on shopping
                                  No annual fee($8 in credits)
                                  Annual rewards$144
                                  + Credits$8
                                  Net annual value$152

                                  Bonus rate on first $2,500/quarterly, then base rate

                                  No image
                                  7

                                  Bilt Palladium Card

                                  Cardless

                                  1x Bilt Rewards on Shopping
                                  1x × 2.0¢/pt = 1.7¢ per dollar

                                  Why this card

                                  1. 1.$100/yr $200 of Bilt Cash
                                  2. 2.World Elite Concierge Service

                                  $200 in credits offset the $495 fee

                                  MASTERCARD
                                  1.7¢
                                  per dollar on shopping
                                  $495/yr($200 in credits)
                                  Annual rewards$102
                                  + Credits$200
                                  \u2212 Annual fee$495
                                  Net annual value-$193
                                  Blue Cash Everyday Card from American Express
                                  8

                                  Blue Cash Everyday Card from American Express

                                  Amex

                                  3x Cashback on Shopping
                                  3x × 1.0¢/pt = 1.9¢ per dollar

                                  Why this card

                                  1. 1.3x on Shopping — points worth 1.0¢ each ($114/yr on $6,000 spend)

                                  No annual fee

                                  AMEX
                                  Core Rate
                                  1.9¢
                                  per dollar on shopping
                                  No annual fee($60 in credits)
                                  Annual rewards$114
                                  + Credits$60
                                  Net annual value$174

                                  Bonus rate on first $6,000/annual, then base rate

                                  Capital One VentureOne Rewards Credit Card
                                  9

                                  Capital One VentureOne Rewards Credit Card

                                  Capital One

                                  1.25x Venture Miles on Shopping
                                  1.25x × 1.9¢/pt = 2.0¢ per dollar

                                  Why this card

                                    No annual fee

                                    MASTERCARD
                                    2.0¢
                                    per dollar on shopping
                                    No annual fee
                                    Annual rewards$117.94
                                    Net annual value$117.94
                                    Fidelity Rewards Visa Signature Card
                                    10

                                    Fidelity Rewards Visa Signature Card

                                    Elan Financial

                                    2% cash back on Shopping

                                    Why this card

                                      No annual fee

                                      VISA
                                      1.7¢
                                      per dollar on shopping
                                      No annual fee($8 in credits)
                                      Annual rewards$102
                                      + Credits$8
                                      Net annual value$110
                                      Susan G. Komen® Customized Cash Rewards
                                      11

                                      Susan G. Komen® Customized Cash Rewards

                                      Bank Of America

                                      3x points on Shopping

                                      Why this card

                                      1. 1.3x on Shopping ($144/yr on $6,000 spend)

                                      No annual fee

                                      VISA
                                      Core Rate
                                      2.4¢
                                      per dollar on shopping
                                      No annual fee($8 in credits)
                                      Annual rewards$144
                                      + Credits$8
                                      Net annual value$152

                                      Bonus rate on first $2,500/quarterly, then base rate

                                      Bank of America® Customized Cash Rewards Secured
                                      12

                                      Bank of America® Customized Cash Rewards Secured

                                      Bank Of America

                                      3x points on Shopping

                                      Why this card

                                      1. 1.3x on Shopping ($144/yr on $6,000 spend)

                                      No annual fee

                                      VISA
                                      Core Rate
                                      2.4¢
                                      per dollar on shopping
                                      No annual fee
                                      Annual rewards$144
                                      Net annual value$144

                                      Bonus rate on first $2,500/quarterly, then base rate

                                      No image
                                      13

                                      One Key+ Card

                                      Wells Fargo

                                      2% cash back on Shopping

                                      Why this card

                                      1. 1.World Elite Concierge Service

                                      No annual fee

                                      MASTERCARD
                                      1.7¢
                                      per dollar on shopping
                                      No annual fee
                                      Annual rewards$102
                                      Net annual value$102
                                      No image
                                      14

                                      SoFi Credit Card

                                      Sofi

                                      2% cash back on Shopping

                                      Why this card

                                      1. 1.Mastercard World Elite Benefits

                                      No annual fee

                                      MASTERCARD
                                      1.7¢
                                      per dollar on shopping
                                      No annual fee
                                      Annual rewards$102
                                      Net annual value$102
                                      Chase Sapphire Reserve
                                      15

                                      Chase Sapphire Reserve

                                      Chase

                                      1x Ultimate Rewards on Shopping
                                      1x × 1.8¢/pt = 1.5¢ per dollar

                                      Why this card

                                        $968 in credits fully offsets the $795 fee

                                        VISA
                                        1.5¢
                                        per dollar on shopping
                                        $795/yr($968 in credits)
                                        Annual rewards$91.80
                                        + Credits$968
                                        \u2212 Annual fee$795
                                        Net annual value$264.80
                                        U.S. Bank Smartly Visa Signature Card
                                        16

                                        U.S. Bank Smartly Visa Signature Card

                                        Usbank

                                        2% cash back on Shopping

                                        Why this card

                                          No annual fee

                                          VISA
                                          1.7¢
                                          per dollar on shopping
                                          No annual fee($8 in credits)
                                          Annual rewards$102
                                          + Credits$8
                                          Net annual value$110
                                          Navy Federal Flagship Rewards® Card
                                          17

                                          Navy Federal Flagship Rewards® Card

                                          Navy Federal

                                          2x Navy Federal Nrewards on Shopping
                                          2x × 1.0¢/pt = 1.7¢ per dollar

                                          Why this card

                                            No annual fee

                                            VISA
                                            1.7¢
                                            per dollar on shopping
                                            No annual fee($8 in credits)
                                            Annual rewards$102
                                            + Credits$8
                                            Net annual value$110
                                            No image
                                            18

                                            Verizon Visa Card

                                            Synchrony

                                            2% cash back on Shopping

                                            Why this card

                                              No annual fee

                                              VISA
                                              1.7¢
                                              per dollar on shopping
                                              No annual fee($8 in credits)
                                              Annual rewards$102
                                              + Credits$8
                                              Net annual value$110
                                              Wells Fargo Active Cash Card
                                              19

                                              Wells Fargo Active Cash Card

                                              Wells Fargo

                                              2% cash back on Shopping

                                              Why this card

                                                No annual fee

                                                VISA
                                                1.7¢
                                                per dollar on shopping
                                                No annual fee($8 in credits)
                                                Annual rewards$102
                                                + Credits$8
                                                Net annual value$110
                                                No image
                                                20

                                                TD Double Up Credit Card

                                                Td Bank

                                                2% cash back on Shopping

                                                Why this card

                                                  No annual fee

                                                  VISA
                                                  1.7¢
                                                  per dollar on shopping
                                                  No annual fee($8 in credits)
                                                  Annual rewards$102
                                                  + Credits$8
                                                  Net annual value$110
                                                  Citi Custom Cash Card
                                                  21

                                                  Citi Custom Cash Card

                                                  Citi

                                                  5% cash back on Shopping

                                                  Why this card

                                                  1. 1.5% cash back on Shopping ($90/yr on $6,000 spend)
                                                  2. 2.World Elite Concierge Service

                                                  No annual fee

                                                  MASTERCARD
                                                  Core Rate
                                                  1.5¢
                                                  per dollar on shopping
                                                  No annual fee($30 in credits)
                                                  Annual rewards$90
                                                  + Credits$30
                                                  Net annual value$120

                                                  Bonus rate on first $500/monthly, then base rate

                                                  Bilt Blue Card
                                                  22

                                                  Bilt Blue Card

                                                  Cardless

                                                  1x Bilt Rewards on Shopping
                                                  1x × 2.0¢/pt = 1.7¢ per dollar

                                                  Why this card

                                                  1. 1.World Elite Concierge Service

                                                  No annual fee

                                                  MASTERCARD
                                                  1.7¢
                                                  per dollar on shopping
                                                  No annual fee
                                                  Annual rewards$102
                                                  Net annual value$102
                                                  Bank of America Unlimited Cash Rewards Credit Card
                                                  23

                                                  Bank of America Unlimited Cash Rewards Credit Card

                                                  Bank Of America

                                                  2% cash back on Shopping

                                                  Why this card

                                                    No annual fee

                                                    VISA
                                                    1.7¢
                                                    per dollar on shopping
                                                    No annual fee($8 in credits)
                                                    Annual rewards$102
                                                    + Credits$8
                                                    Net annual value$110
                                                    Bank of America® Unlimited Cash Rewards for Students
                                                    24

                                                    Bank of America® Unlimited Cash Rewards for Students

                                                    Bank Of America

                                                    2% cash back on Shopping

                                                    Why this card

                                                      No annual fee

                                                      VISA
                                                      1.7¢
                                                      per dollar on shopping
                                                      No annual fee($8 in credits)
                                                      Annual rewards$102
                                                      + Credits$8
                                                      Net annual value$110
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                                                      25

                                                      Jasper Cash Back Mastercard

                                                      Webbank

                                                      2% cash back on Shopping

                                                      Why this card

                                                        No annual fee

                                                        MASTERCARD
                                                        1.7¢
                                                        per dollar on shopping
                                                        No annual fee
                                                        Annual rewards$102
                                                        Net annual value$102
                                                        Synchrony Premier Mastercard
                                                        26

                                                        Synchrony Premier Mastercard

                                                        Synchrony

                                                        2% cash back on Shopping

                                                        Why this card

                                                          No annual fee

                                                          MASTERCARD
                                                          1.7¢
                                                          per dollar on shopping
                                                          No annual fee
                                                          Annual rewards$102
                                                          Net annual value$102
                                                          Citi Double Cash Card
                                                          27

                                                          Citi Double Cash Card

                                                          Citi

                                                          2% cash back on Shopping

                                                          Why this card

                                                            No annual fee

                                                            MASTERCARD
                                                            1.7¢
                                                            per dollar on shopping
                                                            No annual fee
                                                            Annual rewards$102
                                                            Net annual value$102
                                                            Bilt Obsidian Card
                                                            28

                                                            Bilt Obsidian Card

                                                            Cardless

                                                            1x Bilt Rewards on Shopping
                                                            1x × 2.0¢/pt = 1.7¢ per dollar

                                                            Why this card

                                                            1. 1.World Elite Concierge Service
                                                            MASTERCARD
                                                            1.7¢
                                                            per dollar on shopping
                                                            $95/yr
                                                            Annual rewards$102
                                                            \u2212 Annual fee$95
                                                            Net annual value$7
                                                            Rakuten American Express Card
                                                            29

                                                            Rakuten American Express Card

                                                            First Electronic Bank

                                                            1% cash back on Shopping

                                                            Convertible Cash Back — 1.0–2.0¢/$

                                                            This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                                            Why this card

                                                            1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                                            No annual fee

                                                            AMEX
                                                            Convertible
                                                            1.0–2.0¢
                                                            per dollar on shopping
                                                            depending on redemption
                                                            No annual fee
                                                            Annual rewards$79.90
                                                            Net annual value$79.90
                                                            Chase Sapphire Preferred Card
                                                            30

                                                            Chase Sapphire Preferred Card

                                                            Chase

                                                            1x Ultimate Rewards on Shopping
                                                            1x × 1.8¢/pt = 1.5¢ per dollar

                                                            Why this card

                                                              $93 in credits offset the $95 fee

                                                              VISA
                                                              1.5¢
                                                              per dollar on shopping
                                                              $95/yr($93 in credits)
                                                              Annual rewards$91.80
                                                              + Credits$93
                                                              \u2212 Annual fee$95
                                                              Net annual value$89.80

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                                                              1

                                                              Capital One Venture X Rewards Credit Card

                                                              Capital One

                                                              2x Venture Miles on Shopping
                                                              2x × 1.9¢/pt = 3.1¢ per dollar

                                                              Why this card

                                                                $315 in credits offset the $395 fee

                                                                VISA
                                                                3.1¢
                                                                per dollar on shopping
                                                                $395/yr($315 in credits)
                                                                Annual rewards$188.70
                                                                + Credits$315
                                                                \u2212 Annual fee$395
                                                                Net annual value$108.70
                                                                U.S. Bank Cash+® Visa Signature® Card
                                                                2

                                                                U.S. Bank Cash+® Visa Signature® Card

                                                                Usbank

                                                                5% cash back on Shopping

                                                                Why this card

                                                                1. 1.5% cash back on Shopping ($150/yr on $6,000 spend)

                                                                No annual fee

                                                                VISA
                                                                Core Rate
                                                                2.5¢
                                                                per dollar on shopping
                                                                No annual fee
                                                                Annual rewards$150
                                                                Net annual value$150

                                                                Bonus rate on first $2,000/quarterly, then base rate

                                                                No image
                                                                3

                                                                The Platinum Card from American Express

                                                                Amex

                                                                1x Membership Rewards on Shopping
                                                                1x × 1.8¢/pt = 1.5¢ per dollar

                                                                Why this card

                                                                1. 1.$150/yr Lululemon Credit
                                                                2. 2.$78/yr Walmart+ Membership Credit

                                                                $1,224.50 in credits fully offsets the $895 fee

                                                                AMEX
                                                                1.5¢
                                                                per dollar on shopping
                                                                $895/yr($1,224.50 in credits)
                                                                Annual rewards$91.80
                                                                + Credits$1,224.50
                                                                \u2212 Annual fee$895
                                                                Net annual value$421.30
                                                                Citi Strata Elite℠ Card
                                                                4

                                                                Citi Strata Elite℠ Card

                                                                Citi

                                                                1.5x ThankYou Points on Shopping
                                                                1.5x × 1.5¢/pt = 1.9¢ per dollar

                                                                Why this card

                                                                1. 1.World Elite Concierge Service
                                                                2. 2.Travel and Shopping Protection

                                                                $762.50 in credits fully offsets the $595 fee

                                                                MASTERCARD
                                                                1.9¢
                                                                per dollar on shopping
                                                                $595/yr($762.50 in credits)
                                                                Annual rewards$114.75
                                                                + Credits$762.50
                                                                \u2212 Annual fee$595
                                                                Net annual value$282.25
                                                                Bank of America® Customized Cash Rewards for Students
                                                                5

                                                                Bank of America® Customized Cash Rewards for Students

                                                                Bank Of America

                                                                3x points on Shopping

                                                                Why this card

                                                                1. 1.3x on Shopping ($144/yr on $6,000 spend)

                                                                No annual fee

                                                                VISA
                                                                Core Rate
                                                                2.4¢
                                                                per dollar on shopping
                                                                No annual fee($8 in credits)
                                                                Annual rewards$144
                                                                + Credits$8
                                                                Net annual value$152

                                                                Bonus rate on first $2,500/quarterly, then base rate

                                                                Bank of America Customized Cash Rewards Credit Card
                                                                6

                                                                Bank of America Customized Cash Rewards Credit Card

                                                                Bank Of America

                                                                3x Bank Of America Points on Shopping
                                                                3x × 1.0¢/pt = 2.4¢ per dollar

                                                                Why this card

                                                                1. 1.3x on Shopping — points worth 1.0¢ each ($144/yr on $6,000 spend)

                                                                No annual fee

                                                                VISA
                                                                Core Rate
                                                                2.4¢
                                                                per dollar on shopping
                                                                No annual fee($8 in credits)
                                                                Annual rewards$144
                                                                + Credits$8
                                                                Net annual value$152

                                                                Bonus rate on first $2,500/quarterly, then base rate

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                                                                7

                                                                Bilt Palladium Card

                                                                Cardless

                                                                1x Bilt Rewards on Shopping
                                                                1x × 2.0¢/pt = 1.7¢ per dollar

                                                                Why this card

                                                                1. 1.$100/yr $200 of Bilt Cash
                                                                2. 2.World Elite Concierge Service

                                                                $200 in credits offset the $495 fee

                                                                MASTERCARD
                                                                1.7¢
                                                                per dollar on shopping
                                                                $495/yr($200 in credits)
                                                                Annual rewards$102
                                                                + Credits$200
                                                                \u2212 Annual fee$495
                                                                Net annual value-$193
                                                                Blue Cash Everyday Card from American Express
                                                                8

                                                                Blue Cash Everyday Card from American Express

                                                                Amex

                                                                3x Cashback on Shopping
                                                                3x × 1.0¢/pt = 1.9¢ per dollar

                                                                Why this card

                                                                1. 1.3x on Shopping — points worth 1.0¢ each ($114/yr on $6,000 spend)

                                                                No annual fee

                                                                AMEX
                                                                Core Rate
                                                                1.9¢
                                                                per dollar on shopping
                                                                No annual fee($60 in credits)
                                                                Annual rewards$114
                                                                + Credits$60
                                                                Net annual value$174

                                                                Bonus rate on first $6,000/annual, then base rate

                                                                Capital One VentureOne Rewards Credit Card
                                                                9

                                                                Capital One VentureOne Rewards Credit Card

                                                                Capital One

                                                                1.25x Venture Miles on Shopping
                                                                1.25x × 1.9¢/pt = 2.0¢ per dollar

                                                                Why this card

                                                                  No annual fee

                                                                  MASTERCARD
                                                                  2.0¢
                                                                  per dollar on shopping
                                                                  No annual fee
                                                                  Annual rewards$117.94
                                                                  Net annual value$117.94
                                                                  Fidelity Rewards Visa Signature Card
                                                                  10

                                                                  Fidelity Rewards Visa Signature Card

                                                                  Elan Financial

                                                                  2% cash back on Shopping

                                                                  Why this card

                                                                    No annual fee

                                                                    VISA
                                                                    1.7¢
                                                                    per dollar on shopping
                                                                    No annual fee($8 in credits)
                                                                    Annual rewards$102
                                                                    + Credits$8
                                                                    Net annual value$110
                                                                    Susan G. Komen® Customized Cash Rewards
                                                                    11

                                                                    Susan G. Komen® Customized Cash Rewards

                                                                    Bank Of America

                                                                    3x points on Shopping

                                                                    Why this card

                                                                    1. 1.3x on Shopping ($144/yr on $6,000 spend)

                                                                    No annual fee

                                                                    VISA
                                                                    Core Rate
                                                                    2.4¢
                                                                    per dollar on shopping
                                                                    No annual fee($8 in credits)
                                                                    Annual rewards$144
                                                                    + Credits$8
                                                                    Net annual value$152

                                                                    Bonus rate on first $2,500/quarterly, then base rate

                                                                    Bank of America® Customized Cash Rewards Secured
                                                                    12

                                                                    Bank of America® Customized Cash Rewards Secured

                                                                    Bank Of America

                                                                    3x points on Shopping

                                                                    Why this card

                                                                    1. 1.3x on Shopping ($144/yr on $6,000 spend)

                                                                    No annual fee

                                                                    VISA
                                                                    Core Rate
                                                                    2.4¢
                                                                    per dollar on shopping
                                                                    No annual fee
                                                                    Annual rewards$144
                                                                    Net annual value$144

                                                                    Bonus rate on first $2,500/quarterly, then base rate

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                                                                    13

                                                                    One Key+ Card

                                                                    Wells Fargo

                                                                    2% cash back on Shopping

                                                                    Why this card

                                                                    1. 1.World Elite Concierge Service

                                                                    No annual fee

                                                                    MASTERCARD
                                                                    1.7¢
                                                                    per dollar on shopping
                                                                    No annual fee
                                                                    Annual rewards$102
                                                                    Net annual value$102
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                                                                    14

                                                                    SoFi Credit Card

                                                                    Sofi

                                                                    2% cash back on Shopping

                                                                    Why this card

                                                                    1. 1.Mastercard World Elite Benefits

                                                                    No annual fee

                                                                    MASTERCARD
                                                                    1.7¢
                                                                    per dollar on shopping
                                                                    No annual fee
                                                                    Annual rewards$102
                                                                    Net annual value$102
                                                                    Chase Sapphire Reserve
                                                                    15

                                                                    Chase Sapphire Reserve

                                                                    Chase

                                                                    1x Ultimate Rewards on Shopping
                                                                    1x × 1.8¢/pt = 1.5¢ per dollar

                                                                    Why this card

                                                                      $968 in credits fully offsets the $795 fee

                                                                      VISA
                                                                      1.5¢
                                                                      per dollar on shopping
                                                                      $795/yr($968 in credits)
                                                                      Annual rewards$91.80
                                                                      + Credits$968
                                                                      \u2212 Annual fee$795
                                                                      Net annual value$264.80
                                                                      U.S. Bank Smartly Visa Signature Card
                                                                      16

                                                                      U.S. Bank Smartly Visa Signature Card

                                                                      Usbank

                                                                      2% cash back on Shopping

                                                                      Why this card

                                                                        No annual fee

                                                                        VISA
                                                                        1.7¢
                                                                        per dollar on shopping
                                                                        No annual fee($8 in credits)
                                                                        Annual rewards$102
                                                                        + Credits$8
                                                                        Net annual value$110
                                                                        Navy Federal Flagship Rewards® Card
                                                                        17

                                                                        Navy Federal Flagship Rewards® Card

                                                                        Navy Federal

                                                                        2x Navy Federal Nrewards on Shopping
                                                                        2x × 1.0¢/pt = 1.7¢ per dollar

                                                                        Why this card

                                                                          No annual fee

                                                                          VISA
                                                                          1.7¢
                                                                          per dollar on shopping
                                                                          No annual fee($8 in credits)
                                                                          Annual rewards$102
                                                                          + Credits$8
                                                                          Net annual value$110
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                                                                          18

                                                                          Verizon Visa Card

                                                                          Synchrony

                                                                          2% cash back on Shopping

                                                                          Why this card

                                                                            No annual fee

                                                                            VISA
                                                                            1.7¢
                                                                            per dollar on shopping
                                                                            No annual fee($8 in credits)
                                                                            Annual rewards$102
                                                                            + Credits$8
                                                                            Net annual value$110
                                                                            Wells Fargo Active Cash Card
                                                                            19

                                                                            Wells Fargo Active Cash Card

                                                                            Wells Fargo

                                                                            2% cash back on Shopping

                                                                            Why this card

                                                                              No annual fee

                                                                              VISA
                                                                              1.7¢
                                                                              per dollar on shopping
                                                                              No annual fee($8 in credits)
                                                                              Annual rewards$102
                                                                              + Credits$8
                                                                              Net annual value$110
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                                                                              20

                                                                              TD Double Up Credit Card

                                                                              Td Bank

                                                                              2% cash back on Shopping

                                                                              Why this card

                                                                                No annual fee

                                                                                VISA
                                                                                1.7¢
                                                                                per dollar on shopping
                                                                                No annual fee($8 in credits)
                                                                                Annual rewards$102
                                                                                + Credits$8
                                                                                Net annual value$110
                                                                                Citi Custom Cash Card
                                                                                21

                                                                                Citi Custom Cash Card

                                                                                Citi

                                                                                5% cash back on Shopping

                                                                                Why this card

                                                                                1. 1.5% cash back on Shopping ($90/yr on $6,000 spend)
                                                                                2. 2.World Elite Concierge Service

                                                                                No annual fee

                                                                                MASTERCARD
                                                                                Core Rate
                                                                                1.5¢
                                                                                per dollar on shopping
                                                                                No annual fee($30 in credits)
                                                                                Annual rewards$90
                                                                                + Credits$30
                                                                                Net annual value$120

                                                                                Bonus rate on first $500/monthly, then base rate

                                                                                Bilt Blue Card
                                                                                22

                                                                                Bilt Blue Card

                                                                                Cardless

                                                                                1x Bilt Rewards on Shopping
                                                                                1x × 2.0¢/pt = 1.7¢ per dollar

                                                                                Why this card

                                                                                1. 1.World Elite Concierge Service

                                                                                No annual fee

                                                                                MASTERCARD
                                                                                1.7¢
                                                                                per dollar on shopping
                                                                                No annual fee
                                                                                Annual rewards$102
                                                                                Net annual value$102
                                                                                Bank of America Unlimited Cash Rewards Credit Card
                                                                                23

                                                                                Bank of America Unlimited Cash Rewards Credit Card

                                                                                Bank Of America

                                                                                2% cash back on Shopping

                                                                                Why this card

                                                                                  No annual fee

                                                                                  VISA
                                                                                  1.7¢
                                                                                  per dollar on shopping
                                                                                  No annual fee($8 in credits)
                                                                                  Annual rewards$102
                                                                                  + Credits$8
                                                                                  Net annual value$110
                                                                                  Bank of America® Unlimited Cash Rewards for Students
                                                                                  24

                                                                                  Bank of America® Unlimited Cash Rewards for Students

                                                                                  Bank Of America

                                                                                  2% cash back on Shopping

                                                                                  Why this card

                                                                                    No annual fee

                                                                                    VISA
                                                                                    1.7¢
                                                                                    per dollar on shopping
                                                                                    No annual fee($8 in credits)
                                                                                    Annual rewards$102
                                                                                    + Credits$8
                                                                                    Net annual value$110
                                                                                    No image
                                                                                    25

                                                                                    Jasper Cash Back Mastercard

                                                                                    Webbank

                                                                                    2% cash back on Shopping

                                                                                    Why this card

                                                                                      No annual fee

                                                                                      MASTERCARD
                                                                                      1.7¢
                                                                                      per dollar on shopping
                                                                                      No annual fee
                                                                                      Annual rewards$102
                                                                                      Net annual value$102
                                                                                      Synchrony Premier Mastercard
                                                                                      26

                                                                                      Synchrony Premier Mastercard

                                                                                      Synchrony

                                                                                      2% cash back on Shopping

                                                                                      Why this card

                                                                                        No annual fee

                                                                                        MASTERCARD
                                                                                        1.7¢
                                                                                        per dollar on shopping
                                                                                        No annual fee
                                                                                        Annual rewards$102
                                                                                        Net annual value$102
                                                                                        Citi Double Cash Card
                                                                                        27

                                                                                        Citi Double Cash Card

                                                                                        Citi

                                                                                        2% cash back on Shopping

                                                                                        Why this card

                                                                                          No annual fee

                                                                                          MASTERCARD
                                                                                          1.7¢
                                                                                          per dollar on shopping
                                                                                          No annual fee
                                                                                          Annual rewards$102
                                                                                          Net annual value$102
                                                                                          Bilt Obsidian Card
                                                                                          28

                                                                                          Bilt Obsidian Card

                                                                                          Cardless

                                                                                          1x Bilt Rewards on Shopping
                                                                                          1x × 2.0¢/pt = 1.7¢ per dollar

                                                                                          Why this card

                                                                                          1. 1.World Elite Concierge Service
                                                                                          MASTERCARD
                                                                                          1.7¢
                                                                                          per dollar on shopping
                                                                                          $95/yr
                                                                                          Annual rewards$102
                                                                                          \u2212 Annual fee$95
                                                                                          Net annual value$7
                                                                                          Rakuten American Express Card
                                                                                          29

                                                                                          Rakuten American Express Card

                                                                                          First Electronic Bank

                                                                                          1% cash back on Shopping

                                                                                          Convertible Cash Back — 1.0–2.0¢/$

                                                                                          This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                                                                          Why this card

                                                                                          1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                                                                          No annual fee

                                                                                          AMEX
                                                                                          Convertible
                                                                                          1.0–2.0¢
                                                                                          per dollar on shopping
                                                                                          depending on redemption
                                                                                          No annual fee
                                                                                          Annual rewards$79.90
                                                                                          Net annual value$79.90
                                                                                          Chase Sapphire Preferred Card
                                                                                          30

                                                                                          Chase Sapphire Preferred Card

                                                                                          Chase

                                                                                          1x Ultimate Rewards on Shopping
                                                                                          1x × 1.8¢/pt = 1.5¢ per dollar

                                                                                          Why this card

                                                                                            $93 in credits offset the $95 fee

                                                                                            VISA
                                                                                            1.5¢
                                                                                            per dollar on shopping
                                                                                            $95/yr($93 in credits)
                                                                                            Annual rewards$91.80
                                                                                            + Credits$93
                                                                                            \u2212 Annual fee$95
                                                                                            Net annual value$89.80