Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
14 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
Not travel?
American Express
Why this card
Annual fee $325. Other listed credits: $120 Dining Credit (up to $10/mo); $84 Dunkin' Credit (up to $7/mo); $100 Resy Credit (up to $50/6mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
American Express
Why this card
Annual fee $895. Other listed credits: Digital Entertainment Credit (up to $300/yr); Equinox Credit (up to $300/yr); Lululemon Credit (up to $300/yr); Oura Ring Credit (up to $200/yr); Resy Restaurant Credit (up to $400/yr); Walmart+ Membership Credit (up to $155/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bonus rate on first $500,000/annual, then base rate
American Express
Why this card
Annual fee $95. Other listed credits: Disney Bundle Credit (up to $10/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
American Express
Why this card
Annual fee $550. Other listed credits: $100 Waldorf Astoria and Conrad Credit (up to $100/stay). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
American Express
Why this card
Annual fee $350. Other listed credits: $120 Resy Credit (up to $10/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
American Express
Why this card
Provided with the eligible Marriott Bonvoy Brilliant card to the Basic Card Member only. Allow up to 12 weeks from account opening. Cancelling the card cancels this complimentary status.; Basic Card Member only; Additional Card Members do not receive this grant; While the eligible Brilliant card remains open. Your eligibility and completion of requirements are not verified.
Regis Property Credit (up to $100/stay); Premium In-Room Internet Access; Priority Pass Select Membership — not counted in estimated value or ranking; eligible use has not been established
Annual fee $650. Other listed credits: $300 Annual Dining Credit (up to $300/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
American Express
Why this card
American Express
Why this card
No annual fee
American Express
Why this card
American Express
Why this card
No annual fee. Other listed credits: $84 Disney Streaming Credit (up to $7/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
American Express
Why this card
No annual fee
American Express
Why this card
Annual fee $150. Other listed credits: Hilton Property Statement Credits (up to $200/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
American Express
Why this card
Annual fee $150. Other listed credits: $200 Delta Flight Credit (up to $200; requires $10,000 eligible spend within 12 months). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
American Express
Why this card
Annual fee $650. Other listed credits: $240 Resy Credit (up to $20/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
