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Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy
  • Accessibility
belk

Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy
  • Accessibility

Results from

$6,000

Scoring mode

Options

Point valuation

Booking

Rewards

Programs

Networks

Refine results

No annual fee only?

Avoid Amex network?

Already have a premium card?

Resolved as:Shopping
Merchant: Belk
Cached
95%
Shopping is a broad category. Many cards offer bonuses for specific retailers or subcategories like online shopping, department stores, or wholesale clubs.
Not right? Try:
92 matches1435ms

Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

No image
1

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on Shopping
2x × 1.9¢/pt = 3.7¢ per dollar

Why this card

    $315 in credits offset the $395 fee

    VISA
    3.7¢
    per dollar on shopping
    $395/yr($315 in credits)
    Annual rewards$222
    + Credits$315
    \u2212 Annual fee$395
    Net annual value$142
    No image
    2

    The Platinum Card from American Express

    Amex

    1x Membership Rewards on Shopping
    1x × 1.8¢/pt = 1.8¢ per dollar

    Why this card

    1. 1.$150/yr Lululemon Credit
    2. 2.$78/yr Walmart+ Membership Credit

    $1,224.50 in credits fully offsets the $895 fee

    AMEX
    1.8¢
    per dollar on shopping
    $895/yr($1,224.50 in credits)
    Annual rewards$108
    + Credits$1,224.50
    \u2212 Annual fee$895
    Net annual value$437.50
    U.S. Bank Cash+® Visa Signature® Card
    3

    U.S. Bank Cash+® Visa Signature® Card

    Usbank

    5% cash back on Shopping

    Why this card

    1. 1.5% cash back on Shopping ($150/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    2.5¢
    per dollar on shopping
    No annual fee
    Annual rewards$150
    Net annual value$150

    Bonus rate on first $2,000/quarterly, then base rate

    Citi Strata Elite℠ Card
    4

    Citi Strata Elite℠ Card

    Citi

    1.5x ThankYou Points on Shopping
    1.5x × 1.5¢/pt = 2.3¢ per dollar

    Why this card

    1. 1.Travel and Shopping Protection

    $762.50 in credits fully offsets the $595 fee

    MASTERCARD
    2.3¢
    per dollar on shopping
    $595/yr($762.50 in credits)
    Annual rewards$135
    + Credits$762.50
    \u2212 Annual fee$595
    Net annual value$302.50
    Bank of America® Customized Cash Rewards for Students
    5

    Bank of America® Customized Cash Rewards for Students

    Bank Of America

    3x points on Shopping

    Why this card

    1. 1.3x on Shopping ($144/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    2.4¢
    per dollar on shopping
    No annual fee($8 in credits)
    Annual rewards$144
    + Credits$8
    Net annual value$152

    Bonus rate on first $2,500/quarterly, then base rate

    No image
    6

    Bilt Palladium Card

    Cardless

    1x Bilt Rewards on Shopping
    1x × 2.0¢/pt = 2.0¢ per dollar

    Why this card

    1. 1.$100/yr $200 of Bilt Cash

    $200 in credits offset the $495 fee

    MASTERCARD
    2.0¢
    per dollar on shopping
    $495/yr($200 in credits)
    Annual rewards$120
    + Credits$200
    \u2212 Annual fee$495
    Net annual value-$175
    Capital One VentureOne Rewards Credit Card
    7

    Capital One VentureOne Rewards Credit Card

    Capital One

    1.25x Venture Miles on Shopping
    1.25x × 1.9¢/pt = 2.3¢ per dollar

    Why this card

      No annual fee

      MASTERCARD
      2.3¢
      per dollar on shopping
      No annual fee
      Annual rewards$138.75
      Net annual value$138.75
      Fidelity Rewards Visa Signature Card
      8

      Fidelity Rewards Visa Signature Card

      Elan Financial

      2% cash back on Shopping

      Why this card

        No annual fee

        VISA
        2.0¢
        per dollar on shopping
        No annual fee($8 in credits)
        Annual rewards$120
        + Credits$8
        Net annual value$128
        Bank of America Customized Cash Rewards Credit Card
        9

        Bank of America Customized Cash Rewards Credit Card

        Bank Of America

        3x Bank Of America Points on Shopping
        3x × 1.0¢/pt = 2.4¢ per dollar

        Why this card

        1. 1.3x on Shopping — points worth 1.0¢ each ($144/yr on $6,000 spend)

        No annual fee

        VISA
        Core Rate
        2.4¢
        per dollar on shopping
        No annual fee($8 in credits)
        Annual rewards$144
        + Credits$8
        Net annual value$152

        Bonus rate on first $2,500/quarterly, then base rate

        Chase Sapphire Reserve
        10

        Chase Sapphire Reserve

        Chase

        1x Ultimate Rewards on Shopping
        1x × 1.8¢/pt = 1.8¢ per dollar

        Why this card

          $968 in credits fully offsets the $795 fee

          VISA
          1.8¢
          per dollar on shopping
          $795/yr($968 in credits)
          Annual rewards$108
          + Credits$968
          \u2212 Annual fee$795
          Net annual value$281
          U.S. Bank Smartly Visa Signature Card
          11

          U.S. Bank Smartly Visa Signature Card

          Usbank

          2% cash back on Shopping

          Why this card

            No annual fee

            VISA
            2.0¢
            per dollar on shopping
            No annual fee($8 in credits)
            Annual rewards$120
            + Credits$8
            Net annual value$128
            Navy Federal Flagship Rewards® Card
            12

            Navy Federal Flagship Rewards® Card

            Navy Federal

            2x Navy Federal Nrewards on Shopping
            2x × 1.0¢/pt = 2.0¢ per dollar

            Why this card

              No annual fee

              VISA
              2.0¢
              per dollar on shopping
              No annual fee($8 in credits)
              Annual rewards$120
              + Credits$8
              Net annual value$128
              No image
              13

              Verizon Visa Card

              Synchrony

              2% cash back on Shopping

              Why this card

                No annual fee

                VISA
                2.0¢
                per dollar on shopping
                No annual fee($8 in credits)
                Annual rewards$120
                + Credits$8
                Net annual value$128
                Wells Fargo Active Cash Card
                14

                Wells Fargo Active Cash Card

                Wells Fargo

                2% cash back on Shopping

                Why this card

                  No annual fee

                  VISA
                  2.0¢
                  per dollar on shopping
                  No annual fee($8 in credits)
                  Annual rewards$120
                  + Credits$8
                  Net annual value$128
                  No image
                  15

                  TD Double Up Credit Card

                  Td Bank

                  2% cash back on Shopping

                  Why this card

                    No annual fee

                    VISA
                    2.0¢
                    per dollar on shopping
                    No annual fee($8 in credits)
                    Annual rewards$120
                    + Credits$8
                    Net annual value$128
                    No image
                    16

                    One Key+ Card

                    Wells Fargo

                    2% cash back on Shopping

                    Why this card

                      No annual fee

                      MASTERCARD
                      2.0¢
                      per dollar on shopping
                      No annual fee
                      Annual rewards$120
                      Net annual value$120
                      No image
                      17

                      Jasper Cash Back Mastercard

                      Webbank

                      2% cash back on Shopping

                      Why this card

                        No annual fee

                        MASTERCARD
                        2.0¢
                        per dollar on shopping
                        No annual fee
                        Annual rewards$120
                        Net annual value$120
                        Blue Cash Everyday Card from American Express
                        18

                        Blue Cash Everyday Card from American Express

                        Amex

                        3x Cashback on Shopping
                        3x × 1.0¢/pt = 1.9¢ per dollar

                        Why this card

                        1. 1.3x on Shopping — points worth 1.0¢ each ($114/yr on $6,000 spend)

                        No annual fee

                        AMEX
                        Core Rate
                        1.9¢
                        per dollar on shopping
                        No annual fee($60 in credits)
                        Annual rewards$114
                        + Credits$60
                        Net annual value$174

                        Bonus rate on first $6,000/annual, then base rate

                        Susan G. Komen® Customized Cash Rewards
                        19

                        Susan G. Komen® Customized Cash Rewards

                        Bank Of America

                        3x points on Shopping

                        Why this card

                        1. 1.3x on Shopping ($144/yr on $6,000 spend)

                        No annual fee

                        VISA
                        Core Rate
                        2.4¢
                        per dollar on shopping
                        No annual fee($8 in credits)
                        Annual rewards$144
                        + Credits$8
                        Net annual value$152

                        Bonus rate on first $2,500/quarterly, then base rate

                        Bank of America® Customized Cash Rewards Secured
                        20

                        Bank of America® Customized Cash Rewards Secured

                        Bank Of America

                        3x points on Shopping

                        Why this card

                        1. 1.3x on Shopping ($144/yr on $6,000 spend)

                        No annual fee

                        VISA
                        Core Rate
                        2.4¢
                        per dollar on shopping
                        No annual fee
                        Annual rewards$144
                        Net annual value$144

                        Bonus rate on first $2,500/quarterly, then base rate

                        Bank of America Unlimited Cash Rewards Credit Card
                        21

                        Bank of America Unlimited Cash Rewards Credit Card

                        Bank Of America

                        2% cash back on Shopping

                        Why this card

                          No annual fee

                          VISA
                          2.0¢
                          per dollar on shopping
                          No annual fee($8 in credits)
                          Annual rewards$120
                          + Credits$8
                          Net annual value$128
                          Bank of America® Unlimited Cash Rewards for Students
                          22

                          Bank of America® Unlimited Cash Rewards for Students

                          Bank Of America

                          2% cash back on Shopping

                          Why this card

                            No annual fee

                            VISA
                            2.0¢
                            per dollar on shopping
                            No annual fee($8 in credits)
                            Annual rewards$120
                            + Credits$8
                            Net annual value$128
                            Synchrony Premier Mastercard
                            23

                            Synchrony Premier Mastercard

                            Synchrony

                            2% cash back on Shopping

                            Why this card

                              No annual fee

                              MASTERCARD
                              2.0¢
                              per dollar on shopping
                              No annual fee
                              Annual rewards$120
                              Net annual value$120
                              Bilt Blue Card
                              24

                              Bilt Blue Card

                              Cardless

                              1x Bilt Rewards on Shopping
                              1x × 2.0¢/pt = 2.0¢ per dollar

                              Why this card

                                No annual fee

                                MASTERCARD
                                2.0¢
                                per dollar on shopping
                                No annual fee
                                Annual rewards$120
                                Net annual value$120
                                No image
                                25

                                SoFi Credit Card

                                Sofi

                                2% cash back on Shopping

                                Why this card

                                  No annual fee

                                  MASTERCARD
                                  2.0¢
                                  per dollar on shopping
                                  No annual fee
                                  Annual rewards$120
                                  Net annual value$120
                                  Citi Double Cash Card
                                  26

                                  Citi Double Cash Card

                                  Citi

                                  2% cash back on Shopping

                                  Why this card

                                    No annual fee

                                    MASTERCARD
                                    2.0¢
                                    per dollar on shopping
                                    No annual fee
                                    Annual rewards$120
                                    Net annual value$120
                                    Rakuten American Express Card
                                    27

                                    Rakuten American Express Card

                                    First Electronic Bank

                                    1% cash back on Shopping

                                    Convertible Cash Back — 1.0–2.0¢/$

                                    This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                    Why this card

                                    1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                    No annual fee

                                    AMEX
                                    Convertible
                                    1.0–2.0¢
                                    per dollar on shopping
                                    depending on redemption
                                    No annual fee
                                    Annual rewards$94
                                    Net annual value$94
                                    Bilt Obsidian Card
                                    28

                                    Bilt Obsidian Card

                                    Cardless

                                    1x Bilt Rewards on Shopping
                                    1x × 2.0¢/pt = 2.0¢ per dollar
                                    MASTERCARD
                                    2.0¢
                                    per dollar on shopping
                                    $95/yr
                                    Annual rewards$120
                                    \u2212 Annual fee$95
                                    Net annual value$25
                                    Chase Sapphire Preferred Card
                                    29

                                    Chase Sapphire Preferred Card

                                    Chase

                                    1x Ultimate Rewards on Shopping
                                    1x × 1.8¢/pt = 1.8¢ per dollar

                                    Why this card

                                      $93 in credits offset the $95 fee

                                      VISA
                                      1.8¢
                                      per dollar on shopping
                                      $95/yr($93 in credits)
                                      Annual rewards$108
                                      + Credits$93
                                      \u2212 Annual fee$95
                                      Net annual value$106
                                      Hilton Honors American Express Card
                                      30

                                      Hilton Honors American Express Card

                                      Amex

                                      3x Hilton Honors on Shopping
                                      3x × 0.5¢/pt = 1.5¢ per dollar

                                      Why this card

                                        No annual fee

                                        AMEX
                                        1.5¢
                                        per dollar on shopping
                                        No annual fee
                                        Annual rewards$90
                                        Net annual value$90

                                        Results from

                                        $6,000

                                        Scoring mode

                                        Options

                                        Point valuation

                                        Booking

                                        Rewards

                                        Programs

                                        Networks

                                        Refine results

                                        No annual fee only?

                                        Avoid Amex network?

                                        Already have a premium card?

                                        Resolved as:Shopping
                                        Merchant: Belk
                                        Cached
                                        95%
                                        Shopping is a broad category. Many cards offer bonuses for specific retailers or subcategories like online shopping, department stores, or wholesale clubs.
                                        Not right? Try:
                                        92 matches1435ms

                                        Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

                                        No image
                                        1

                                        Capital One Venture X Rewards Credit Card

                                        Capital One

                                        2x Venture Miles on Shopping
                                        2x × 1.9¢/pt = 3.7¢ per dollar

                                        Why this card

                                          $315 in credits offset the $395 fee

                                          VISA
                                          3.7¢
                                          per dollar on shopping
                                          $395/yr($315 in credits)
                                          Annual rewards$222
                                          + Credits$315
                                          \u2212 Annual fee$395
                                          Net annual value$142
                                          No image
                                          2

                                          The Platinum Card from American Express

                                          Amex

                                          1x Membership Rewards on Shopping
                                          1x × 1.8¢/pt = 1.8¢ per dollar

                                          Why this card

                                          1. 1.$150/yr Lululemon Credit
                                          2. 2.$78/yr Walmart+ Membership Credit

                                          $1,224.50 in credits fully offsets the $895 fee

                                          AMEX
                                          1.8¢
                                          per dollar on shopping
                                          $895/yr($1,224.50 in credits)
                                          Annual rewards$108
                                          + Credits$1,224.50
                                          \u2212 Annual fee$895
                                          Net annual value$437.50
                                          U.S. Bank Cash+® Visa Signature® Card
                                          3

                                          U.S. Bank Cash+® Visa Signature® Card

                                          Usbank

                                          5% cash back on Shopping

                                          Why this card

                                          1. 1.5% cash back on Shopping ($150/yr on $6,000 spend)

                                          No annual fee

                                          VISA
                                          Core Rate
                                          2.5¢
                                          per dollar on shopping
                                          No annual fee
                                          Annual rewards$150
                                          Net annual value$150

                                          Bonus rate on first $2,000/quarterly, then base rate

                                          Citi Strata Elite℠ Card
                                          4

                                          Citi Strata Elite℠ Card

                                          Citi

                                          1.5x ThankYou Points on Shopping
                                          1.5x × 1.5¢/pt = 2.3¢ per dollar

                                          Why this card

                                          1. 1.Travel and Shopping Protection

                                          $762.50 in credits fully offsets the $595 fee

                                          MASTERCARD
                                          2.3¢
                                          per dollar on shopping
                                          $595/yr($762.50 in credits)
                                          Annual rewards$135
                                          + Credits$762.50
                                          \u2212 Annual fee$595
                                          Net annual value$302.50
                                          Bank of America® Customized Cash Rewards for Students
                                          5

                                          Bank of America® Customized Cash Rewards for Students

                                          Bank Of America

                                          3x points on Shopping

                                          Why this card

                                          1. 1.3x on Shopping ($144/yr on $6,000 spend)

                                          No annual fee

                                          VISA
                                          Core Rate
                                          2.4¢
                                          per dollar on shopping
                                          No annual fee($8 in credits)
                                          Annual rewards$144
                                          + Credits$8
                                          Net annual value$152

                                          Bonus rate on first $2,500/quarterly, then base rate

                                          No image
                                          6

                                          Bilt Palladium Card

                                          Cardless

                                          1x Bilt Rewards on Shopping
                                          1x × 2.0¢/pt = 2.0¢ per dollar

                                          Why this card

                                          1. 1.$100/yr $200 of Bilt Cash

                                          $200 in credits offset the $495 fee

                                          MASTERCARD
                                          2.0¢
                                          per dollar on shopping
                                          $495/yr($200 in credits)
                                          Annual rewards$120
                                          + Credits$200
                                          \u2212 Annual fee$495
                                          Net annual value-$175
                                          Capital One VentureOne Rewards Credit Card
                                          7

                                          Capital One VentureOne Rewards Credit Card

                                          Capital One

                                          1.25x Venture Miles on Shopping
                                          1.25x × 1.9¢/pt = 2.3¢ per dollar

                                          Why this card

                                            No annual fee

                                            MASTERCARD
                                            2.3¢
                                            per dollar on shopping
                                            No annual fee
                                            Annual rewards$138.75
                                            Net annual value$138.75
                                            Fidelity Rewards Visa Signature Card
                                            8

                                            Fidelity Rewards Visa Signature Card

                                            Elan Financial

                                            2% cash back on Shopping

                                            Why this card

                                              No annual fee

                                              VISA
                                              2.0¢
                                              per dollar on shopping
                                              No annual fee($8 in credits)
                                              Annual rewards$120
                                              + Credits$8
                                              Net annual value$128
                                              Bank of America Customized Cash Rewards Credit Card
                                              9

                                              Bank of America Customized Cash Rewards Credit Card

                                              Bank Of America

                                              3x Bank Of America Points on Shopping
                                              3x × 1.0¢/pt = 2.4¢ per dollar

                                              Why this card

                                              1. 1.3x on Shopping — points worth 1.0¢ each ($144/yr on $6,000 spend)

                                              No annual fee

                                              VISA
                                              Core Rate
                                              2.4¢
                                              per dollar on shopping
                                              No annual fee($8 in credits)
                                              Annual rewards$144
                                              + Credits$8
                                              Net annual value$152

                                              Bonus rate on first $2,500/quarterly, then base rate

                                              Chase Sapphire Reserve
                                              10

                                              Chase Sapphire Reserve

                                              Chase

                                              1x Ultimate Rewards on Shopping
                                              1x × 1.8¢/pt = 1.8¢ per dollar

                                              Why this card

                                                $968 in credits fully offsets the $795 fee

                                                VISA
                                                1.8¢
                                                per dollar on shopping
                                                $795/yr($968 in credits)
                                                Annual rewards$108
                                                + Credits$968
                                                \u2212 Annual fee$795
                                                Net annual value$281
                                                U.S. Bank Smartly Visa Signature Card
                                                11

                                                U.S. Bank Smartly Visa Signature Card

                                                Usbank

                                                2% cash back on Shopping

                                                Why this card

                                                  No annual fee

                                                  VISA
                                                  2.0¢
                                                  per dollar on shopping
                                                  No annual fee($8 in credits)
                                                  Annual rewards$120
                                                  + Credits$8
                                                  Net annual value$128
                                                  Navy Federal Flagship Rewards® Card
                                                  12

                                                  Navy Federal Flagship Rewards® Card

                                                  Navy Federal

                                                  2x Navy Federal Nrewards on Shopping
                                                  2x × 1.0¢/pt = 2.0¢ per dollar

                                                  Why this card

                                                    No annual fee

                                                    VISA
                                                    2.0¢
                                                    per dollar on shopping
                                                    No annual fee($8 in credits)
                                                    Annual rewards$120
                                                    + Credits$8
                                                    Net annual value$128
                                                    No image
                                                    13

                                                    Verizon Visa Card

                                                    Synchrony

                                                    2% cash back on Shopping

                                                    Why this card

                                                      No annual fee

                                                      VISA
                                                      2.0¢
                                                      per dollar on shopping
                                                      No annual fee($8 in credits)
                                                      Annual rewards$120
                                                      + Credits$8
                                                      Net annual value$128
                                                      Wells Fargo Active Cash Card
                                                      14

                                                      Wells Fargo Active Cash Card

                                                      Wells Fargo

                                                      2% cash back on Shopping

                                                      Why this card

                                                        No annual fee

                                                        VISA
                                                        2.0¢
                                                        per dollar on shopping
                                                        No annual fee($8 in credits)
                                                        Annual rewards$120
                                                        + Credits$8
                                                        Net annual value$128
                                                        No image
                                                        15

                                                        TD Double Up Credit Card

                                                        Td Bank

                                                        2% cash back on Shopping

                                                        Why this card

                                                          No annual fee

                                                          VISA
                                                          2.0¢
                                                          per dollar on shopping
                                                          No annual fee($8 in credits)
                                                          Annual rewards$120
                                                          + Credits$8
                                                          Net annual value$128
                                                          No image
                                                          16

                                                          One Key+ Card

                                                          Wells Fargo

                                                          2% cash back on Shopping

                                                          Why this card

                                                            No annual fee

                                                            MASTERCARD
                                                            2.0¢
                                                            per dollar on shopping
                                                            No annual fee
                                                            Annual rewards$120
                                                            Net annual value$120
                                                            No image
                                                            17

                                                            Jasper Cash Back Mastercard

                                                            Webbank

                                                            2% cash back on Shopping

                                                            Why this card

                                                              No annual fee

                                                              MASTERCARD
                                                              2.0¢
                                                              per dollar on shopping
                                                              No annual fee
                                                              Annual rewards$120
                                                              Net annual value$120
                                                              Blue Cash Everyday Card from American Express
                                                              18

                                                              Blue Cash Everyday Card from American Express

                                                              Amex

                                                              3x Cashback on Shopping
                                                              3x × 1.0¢/pt = 1.9¢ per dollar

                                                              Why this card

                                                              1. 1.3x on Shopping — points worth 1.0¢ each ($114/yr on $6,000 spend)

                                                              No annual fee

                                                              AMEX
                                                              Core Rate
                                                              1.9¢
                                                              per dollar on shopping
                                                              No annual fee($60 in credits)
                                                              Annual rewards$114
                                                              + Credits$60
                                                              Net annual value$174

                                                              Bonus rate on first $6,000/annual, then base rate

                                                              Susan G. Komen® Customized Cash Rewards
                                                              19

                                                              Susan G. Komen® Customized Cash Rewards

                                                              Bank Of America

                                                              3x points on Shopping

                                                              Why this card

                                                              1. 1.3x on Shopping ($144/yr on $6,000 spend)

                                                              No annual fee

                                                              VISA
                                                              Core Rate
                                                              2.4¢
                                                              per dollar on shopping
                                                              No annual fee($8 in credits)
                                                              Annual rewards$144
                                                              + Credits$8
                                                              Net annual value$152

                                                              Bonus rate on first $2,500/quarterly, then base rate

                                                              Bank of America® Customized Cash Rewards Secured
                                                              20

                                                              Bank of America® Customized Cash Rewards Secured

                                                              Bank Of America

                                                              3x points on Shopping

                                                              Why this card

                                                              1. 1.3x on Shopping ($144/yr on $6,000 spend)

                                                              No annual fee

                                                              VISA
                                                              Core Rate
                                                              2.4¢
                                                              per dollar on shopping
                                                              No annual fee
                                                              Annual rewards$144
                                                              Net annual value$144

                                                              Bonus rate on first $2,500/quarterly, then base rate

                                                              Bank of America Unlimited Cash Rewards Credit Card
                                                              21

                                                              Bank of America Unlimited Cash Rewards Credit Card

                                                              Bank Of America

                                                              2% cash back on Shopping

                                                              Why this card

                                                                No annual fee

                                                                VISA
                                                                2.0¢
                                                                per dollar on shopping
                                                                No annual fee($8 in credits)
                                                                Annual rewards$120
                                                                + Credits$8
                                                                Net annual value$128
                                                                Bank of America® Unlimited Cash Rewards for Students
                                                                22

                                                                Bank of America® Unlimited Cash Rewards for Students

                                                                Bank Of America

                                                                2% cash back on Shopping

                                                                Why this card

                                                                  No annual fee

                                                                  VISA
                                                                  2.0¢
                                                                  per dollar on shopping
                                                                  No annual fee($8 in credits)
                                                                  Annual rewards$120
                                                                  + Credits$8
                                                                  Net annual value$128
                                                                  Synchrony Premier Mastercard
                                                                  23

                                                                  Synchrony Premier Mastercard

                                                                  Synchrony

                                                                  2% cash back on Shopping

                                                                  Why this card

                                                                    No annual fee

                                                                    MASTERCARD
                                                                    2.0¢
                                                                    per dollar on shopping
                                                                    No annual fee
                                                                    Annual rewards$120
                                                                    Net annual value$120
                                                                    Bilt Blue Card
                                                                    24

                                                                    Bilt Blue Card

                                                                    Cardless

                                                                    1x Bilt Rewards on Shopping
                                                                    1x × 2.0¢/pt = 2.0¢ per dollar

                                                                    Why this card

                                                                      No annual fee

                                                                      MASTERCARD
                                                                      2.0¢
                                                                      per dollar on shopping
                                                                      No annual fee
                                                                      Annual rewards$120
                                                                      Net annual value$120
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                                                                      25

                                                                      SoFi Credit Card

                                                                      Sofi

                                                                      2% cash back on Shopping

                                                                      Why this card

                                                                        No annual fee

                                                                        MASTERCARD
                                                                        2.0¢
                                                                        per dollar on shopping
                                                                        No annual fee
                                                                        Annual rewards$120
                                                                        Net annual value$120
                                                                        Citi Double Cash Card
                                                                        26

                                                                        Citi Double Cash Card

                                                                        Citi

                                                                        2% cash back on Shopping

                                                                        Why this card

                                                                          No annual fee

                                                                          MASTERCARD
                                                                          2.0¢
                                                                          per dollar on shopping
                                                                          No annual fee
                                                                          Annual rewards$120
                                                                          Net annual value$120
                                                                          Rakuten American Express Card
                                                                          27

                                                                          Rakuten American Express Card

                                                                          First Electronic Bank

                                                                          1% cash back on Shopping

                                                                          Convertible Cash Back — 1.0–2.0¢/$

                                                                          This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                                                          Why this card

                                                                          1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                                                          No annual fee

                                                                          AMEX
                                                                          Convertible
                                                                          1.0–2.0¢
                                                                          per dollar on shopping
                                                                          depending on redemption
                                                                          No annual fee
                                                                          Annual rewards$94
                                                                          Net annual value$94
                                                                          Bilt Obsidian Card
                                                                          28

                                                                          Bilt Obsidian Card

                                                                          Cardless

                                                                          1x Bilt Rewards on Shopping
                                                                          1x × 2.0¢/pt = 2.0¢ per dollar
                                                                          MASTERCARD
                                                                          2.0¢
                                                                          per dollar on shopping
                                                                          $95/yr
                                                                          Annual rewards$120
                                                                          \u2212 Annual fee$95
                                                                          Net annual value$25
                                                                          Chase Sapphire Preferred Card
                                                                          29

                                                                          Chase Sapphire Preferred Card

                                                                          Chase

                                                                          1x Ultimate Rewards on Shopping
                                                                          1x × 1.8¢/pt = 1.8¢ per dollar

                                                                          Why this card

                                                                            $93 in credits offset the $95 fee

                                                                            VISA
                                                                            1.8¢
                                                                            per dollar on shopping
                                                                            $95/yr($93 in credits)
                                                                            Annual rewards$108
                                                                            + Credits$93
                                                                            \u2212 Annual fee$95
                                                                            Net annual value$106
                                                                            Hilton Honors American Express Card
                                                                            30

                                                                            Hilton Honors American Express Card

                                                                            Amex

                                                                            3x Hilton Honors on Shopping
                                                                            3x × 0.5¢/pt = 1.5¢ per dollar

                                                                            Why this card

                                                                              No annual fee

                                                                              AMEX
                                                                              1.5¢
                                                                              per dollar on shopping
                                                                              No annual fee
                                                                              Annual rewards$90
                                                                              Net annual value$90

                                                                              Results from

                                                                              $6,000

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                                                                              Resolved as:Shopping
                                                                              Merchant: Belk
                                                                              Cached
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                                                                              Shopping is a broad category. Many cards offer bonuses for specific retailers or subcategories like online shopping, department stores, or wholesale clubs.
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                                                                              Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

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                                                                              1

                                                                              Capital One Venture X Rewards Credit Card

                                                                              Capital One

                                                                              2x Venture Miles on Shopping
                                                                              2x × 1.9¢/pt = 3.7¢ per dollar

                                                                              Why this card

                                                                                $315 in credits offset the $395 fee

                                                                                VISA
                                                                                3.7¢
                                                                                per dollar on shopping
                                                                                $395/yr($315 in credits)
                                                                                Annual rewards$222
                                                                                + Credits$315
                                                                                \u2212 Annual fee$395
                                                                                Net annual value$142
                                                                                No image
                                                                                2

                                                                                The Platinum Card from American Express

                                                                                Amex

                                                                                1x Membership Rewards on Shopping
                                                                                1x × 1.8¢/pt = 1.8¢ per dollar

                                                                                Why this card

                                                                                1. 1.$150/yr Lululemon Credit
                                                                                2. 2.$78/yr Walmart+ Membership Credit

                                                                                $1,224.50 in credits fully offsets the $895 fee

                                                                                AMEX
                                                                                1.8¢
                                                                                per dollar on shopping
                                                                                $895/yr($1,224.50 in credits)
                                                                                Annual rewards$108
                                                                                + Credits$1,224.50
                                                                                \u2212 Annual fee$895
                                                                                Net annual value$437.50
                                                                                U.S. Bank Cash+® Visa Signature® Card
                                                                                3

                                                                                U.S. Bank Cash+® Visa Signature® Card

                                                                                Usbank

                                                                                5% cash back on Shopping

                                                                                Why this card

                                                                                1. 1.5% cash back on Shopping ($150/yr on $6,000 spend)

                                                                                No annual fee

                                                                                VISA
                                                                                Core Rate
                                                                                2.5¢
                                                                                per dollar on shopping
                                                                                No annual fee
                                                                                Annual rewards$150
                                                                                Net annual value$150

                                                                                Bonus rate on first $2,000/quarterly, then base rate

                                                                                Citi Strata Elite℠ Card
                                                                                4

                                                                                Citi Strata Elite℠ Card

                                                                                Citi

                                                                                1.5x ThankYou Points on Shopping
                                                                                1.5x × 1.5¢/pt = 2.3¢ per dollar

                                                                                Why this card

                                                                                1. 1.Travel and Shopping Protection

                                                                                $762.50 in credits fully offsets the $595 fee

                                                                                MASTERCARD
                                                                                2.3¢
                                                                                per dollar on shopping
                                                                                $595/yr($762.50 in credits)
                                                                                Annual rewards$135
                                                                                + Credits$762.50
                                                                                \u2212 Annual fee$595
                                                                                Net annual value$302.50
                                                                                Bank of America® Customized Cash Rewards for Students
                                                                                5

                                                                                Bank of America® Customized Cash Rewards for Students

                                                                                Bank Of America

                                                                                3x points on Shopping

                                                                                Why this card

                                                                                1. 1.3x on Shopping ($144/yr on $6,000 spend)

                                                                                No annual fee

                                                                                VISA
                                                                                Core Rate
                                                                                2.4¢
                                                                                per dollar on shopping
                                                                                No annual fee($8 in credits)
                                                                                Annual rewards$144
                                                                                + Credits$8
                                                                                Net annual value$152

                                                                                Bonus rate on first $2,500/quarterly, then base rate

                                                                                No image
                                                                                6

                                                                                Bilt Palladium Card

                                                                                Cardless

                                                                                1x Bilt Rewards on Shopping
                                                                                1x × 2.0¢/pt = 2.0¢ per dollar

                                                                                Why this card

                                                                                1. 1.$100/yr $200 of Bilt Cash

                                                                                $200 in credits offset the $495 fee

                                                                                MASTERCARD
                                                                                2.0¢
                                                                                per dollar on shopping
                                                                                $495/yr($200 in credits)
                                                                                Annual rewards$120
                                                                                + Credits$200
                                                                                \u2212 Annual fee$495
                                                                                Net annual value-$175
                                                                                Capital One VentureOne Rewards Credit Card
                                                                                7

                                                                                Capital One VentureOne Rewards Credit Card

                                                                                Capital One

                                                                                1.25x Venture Miles on Shopping
                                                                                1.25x × 1.9¢/pt = 2.3¢ per dollar

                                                                                Why this card

                                                                                  No annual fee

                                                                                  MASTERCARD
                                                                                  2.3¢
                                                                                  per dollar on shopping
                                                                                  No annual fee
                                                                                  Annual rewards$138.75
                                                                                  Net annual value$138.75
                                                                                  Fidelity Rewards Visa Signature Card
                                                                                  8

                                                                                  Fidelity Rewards Visa Signature Card

                                                                                  Elan Financial

                                                                                  2% cash back on Shopping

                                                                                  Why this card

                                                                                    No annual fee

                                                                                    VISA
                                                                                    2.0¢
                                                                                    per dollar on shopping
                                                                                    No annual fee($8 in credits)
                                                                                    Annual rewards$120
                                                                                    + Credits$8
                                                                                    Net annual value$128
                                                                                    Bank of America Customized Cash Rewards Credit Card
                                                                                    9

                                                                                    Bank of America Customized Cash Rewards Credit Card

                                                                                    Bank Of America

                                                                                    3x Bank Of America Points on Shopping
                                                                                    3x × 1.0¢/pt = 2.4¢ per dollar

                                                                                    Why this card

                                                                                    1. 1.3x on Shopping — points worth 1.0¢ each ($144/yr on $6,000 spend)

                                                                                    No annual fee

                                                                                    VISA
                                                                                    Core Rate
                                                                                    2.4¢
                                                                                    per dollar on shopping
                                                                                    No annual fee($8 in credits)
                                                                                    Annual rewards$144
                                                                                    + Credits$8
                                                                                    Net annual value$152

                                                                                    Bonus rate on first $2,500/quarterly, then base rate

                                                                                    Chase Sapphire Reserve
                                                                                    10

                                                                                    Chase Sapphire Reserve

                                                                                    Chase

                                                                                    1x Ultimate Rewards on Shopping
                                                                                    1x × 1.8¢/pt = 1.8¢ per dollar

                                                                                    Why this card

                                                                                      $968 in credits fully offsets the $795 fee

                                                                                      VISA
                                                                                      1.8¢
                                                                                      per dollar on shopping
                                                                                      $795/yr($968 in credits)
                                                                                      Annual rewards$108
                                                                                      + Credits$968
                                                                                      \u2212 Annual fee$795
                                                                                      Net annual value$281
                                                                                      U.S. Bank Smartly Visa Signature Card
                                                                                      11

                                                                                      U.S. Bank Smartly Visa Signature Card

                                                                                      Usbank

                                                                                      2% cash back on Shopping

                                                                                      Why this card

                                                                                        No annual fee

                                                                                        VISA
                                                                                        2.0¢
                                                                                        per dollar on shopping
                                                                                        No annual fee($8 in credits)
                                                                                        Annual rewards$120
                                                                                        + Credits$8
                                                                                        Net annual value$128
                                                                                        Navy Federal Flagship Rewards® Card
                                                                                        12

                                                                                        Navy Federal Flagship Rewards® Card

                                                                                        Navy Federal

                                                                                        2x Navy Federal Nrewards on Shopping
                                                                                        2x × 1.0¢/pt = 2.0¢ per dollar

                                                                                        Why this card

                                                                                          No annual fee

                                                                                          VISA
                                                                                          2.0¢
                                                                                          per dollar on shopping
                                                                                          No annual fee($8 in credits)
                                                                                          Annual rewards$120
                                                                                          + Credits$8
                                                                                          Net annual value$128
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                                                                                          13

                                                                                          Verizon Visa Card

                                                                                          Synchrony

                                                                                          2% cash back on Shopping

                                                                                          Why this card

                                                                                            No annual fee

                                                                                            VISA
                                                                                            2.0¢
                                                                                            per dollar on shopping
                                                                                            No annual fee($8 in credits)
                                                                                            Annual rewards$120
                                                                                            + Credits$8
                                                                                            Net annual value$128
                                                                                            Wells Fargo Active Cash Card
                                                                                            14

                                                                                            Wells Fargo Active Cash Card

                                                                                            Wells Fargo

                                                                                            2% cash back on Shopping

                                                                                            Why this card

                                                                                              No annual fee

                                                                                              VISA
                                                                                              2.0¢
                                                                                              per dollar on shopping
                                                                                              No annual fee($8 in credits)
                                                                                              Annual rewards$120
                                                                                              + Credits$8
                                                                                              Net annual value$128
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                                                                                              15

                                                                                              TD Double Up Credit Card

                                                                                              Td Bank

                                                                                              2% cash back on Shopping

                                                                                              Why this card

                                                                                                No annual fee

                                                                                                VISA
                                                                                                2.0¢
                                                                                                per dollar on shopping
                                                                                                No annual fee($8 in credits)
                                                                                                Annual rewards$120
                                                                                                + Credits$8
                                                                                                Net annual value$128
                                                                                                No image
                                                                                                16

                                                                                                One Key+ Card

                                                                                                Wells Fargo

                                                                                                2% cash back on Shopping

                                                                                                Why this card

                                                                                                  No annual fee

                                                                                                  MASTERCARD
                                                                                                  2.0¢
                                                                                                  per dollar on shopping
                                                                                                  No annual fee
                                                                                                  Annual rewards$120
                                                                                                  Net annual value$120
                                                                                                  No image
                                                                                                  17

                                                                                                  Jasper Cash Back Mastercard

                                                                                                  Webbank

                                                                                                  2% cash back on Shopping

                                                                                                  Why this card

                                                                                                    No annual fee

                                                                                                    MASTERCARD
                                                                                                    2.0¢
                                                                                                    per dollar on shopping
                                                                                                    No annual fee
                                                                                                    Annual rewards$120
                                                                                                    Net annual value$120
                                                                                                    Blue Cash Everyday Card from American Express
                                                                                                    18

                                                                                                    Blue Cash Everyday Card from American Express

                                                                                                    Amex

                                                                                                    3x Cashback on Shopping
                                                                                                    3x × 1.0¢/pt = 1.9¢ per dollar

                                                                                                    Why this card

                                                                                                    1. 1.3x on Shopping — points worth 1.0¢ each ($114/yr on $6,000 spend)

                                                                                                    No annual fee

                                                                                                    AMEX
                                                                                                    Core Rate
                                                                                                    1.9¢
                                                                                                    per dollar on shopping
                                                                                                    No annual fee($60 in credits)
                                                                                                    Annual rewards$114
                                                                                                    + Credits$60
                                                                                                    Net annual value$174

                                                                                                    Bonus rate on first $6,000/annual, then base rate

                                                                                                    Susan G. Komen® Customized Cash Rewards
                                                                                                    19

                                                                                                    Susan G. Komen® Customized Cash Rewards

                                                                                                    Bank Of America

                                                                                                    3x points on Shopping

                                                                                                    Why this card

                                                                                                    1. 1.3x on Shopping ($144/yr on $6,000 spend)

                                                                                                    No annual fee

                                                                                                    VISA
                                                                                                    Core Rate
                                                                                                    2.4¢
                                                                                                    per dollar on shopping
                                                                                                    No annual fee($8 in credits)
                                                                                                    Annual rewards$144
                                                                                                    + Credits$8
                                                                                                    Net annual value$152

                                                                                                    Bonus rate on first $2,500/quarterly, then base rate

                                                                                                    Bank of America® Customized Cash Rewards Secured
                                                                                                    20

                                                                                                    Bank of America® Customized Cash Rewards Secured

                                                                                                    Bank Of America

                                                                                                    3x points on Shopping

                                                                                                    Why this card

                                                                                                    1. 1.3x on Shopping ($144/yr on $6,000 spend)

                                                                                                    No annual fee

                                                                                                    VISA
                                                                                                    Core Rate
                                                                                                    2.4¢
                                                                                                    per dollar on shopping
                                                                                                    No annual fee
                                                                                                    Annual rewards$144
                                                                                                    Net annual value$144

                                                                                                    Bonus rate on first $2,500/quarterly, then base rate

                                                                                                    Bank of America Unlimited Cash Rewards Credit Card
                                                                                                    21

                                                                                                    Bank of America Unlimited Cash Rewards Credit Card

                                                                                                    Bank Of America

                                                                                                    2% cash back on Shopping

                                                                                                    Why this card

                                                                                                      No annual fee

                                                                                                      VISA
                                                                                                      2.0¢
                                                                                                      per dollar on shopping
                                                                                                      No annual fee($8 in credits)
                                                                                                      Annual rewards$120
                                                                                                      + Credits$8
                                                                                                      Net annual value$128
                                                                                                      Bank of America® Unlimited Cash Rewards for Students
                                                                                                      22

                                                                                                      Bank of America® Unlimited Cash Rewards for Students

                                                                                                      Bank Of America

                                                                                                      2% cash back on Shopping

                                                                                                      Why this card

                                                                                                        No annual fee

                                                                                                        VISA
                                                                                                        2.0¢
                                                                                                        per dollar on shopping
                                                                                                        No annual fee($8 in credits)
                                                                                                        Annual rewards$120
                                                                                                        + Credits$8
                                                                                                        Net annual value$128
                                                                                                        Synchrony Premier Mastercard
                                                                                                        23

                                                                                                        Synchrony Premier Mastercard

                                                                                                        Synchrony

                                                                                                        2% cash back on Shopping

                                                                                                        Why this card

                                                                                                          No annual fee

                                                                                                          MASTERCARD
                                                                                                          2.0¢
                                                                                                          per dollar on shopping
                                                                                                          No annual fee
                                                                                                          Annual rewards$120
                                                                                                          Net annual value$120
                                                                                                          Bilt Blue Card
                                                                                                          24

                                                                                                          Bilt Blue Card

                                                                                                          Cardless

                                                                                                          1x Bilt Rewards on Shopping
                                                                                                          1x × 2.0¢/pt = 2.0¢ per dollar

                                                                                                          Why this card

                                                                                                            No annual fee

                                                                                                            MASTERCARD
                                                                                                            2.0¢
                                                                                                            per dollar on shopping
                                                                                                            No annual fee
                                                                                                            Annual rewards$120
                                                                                                            Net annual value$120
                                                                                                            No image
                                                                                                            25

                                                                                                            SoFi Credit Card

                                                                                                            Sofi

                                                                                                            2% cash back on Shopping

                                                                                                            Why this card

                                                                                                              No annual fee

                                                                                                              MASTERCARD
                                                                                                              2.0¢
                                                                                                              per dollar on shopping
                                                                                                              No annual fee
                                                                                                              Annual rewards$120
                                                                                                              Net annual value$120
                                                                                                              Citi Double Cash Card
                                                                                                              26

                                                                                                              Citi Double Cash Card

                                                                                                              Citi

                                                                                                              2% cash back on Shopping

                                                                                                              Why this card

                                                                                                                No annual fee

                                                                                                                MASTERCARD
                                                                                                                2.0¢
                                                                                                                per dollar on shopping
                                                                                                                No annual fee
                                                                                                                Annual rewards$120
                                                                                                                Net annual value$120
                                                                                                                Rakuten American Express Card
                                                                                                                27

                                                                                                                Rakuten American Express Card

                                                                                                                First Electronic Bank

                                                                                                                1% cash back on Shopping

                                                                                                                Convertible Cash Back — 1.0–2.0¢/$

                                                                                                                This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                                                                                                Why this card

                                                                                                                1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                                                                                                No annual fee

                                                                                                                AMEX
                                                                                                                Convertible
                                                                                                                1.0–2.0¢
                                                                                                                per dollar on shopping
                                                                                                                depending on redemption
                                                                                                                No annual fee
                                                                                                                Annual rewards$94
                                                                                                                Net annual value$94
                                                                                                                Bilt Obsidian Card
                                                                                                                28

                                                                                                                Bilt Obsidian Card

                                                                                                                Cardless

                                                                                                                1x Bilt Rewards on Shopping
                                                                                                                1x × 2.0¢/pt = 2.0¢ per dollar
                                                                                                                MASTERCARD
                                                                                                                2.0¢
                                                                                                                per dollar on shopping
                                                                                                                $95/yr
                                                                                                                Annual rewards$120
                                                                                                                \u2212 Annual fee$95
                                                                                                                Net annual value$25
                                                                                                                Chase Sapphire Preferred Card
                                                                                                                29

                                                                                                                Chase Sapphire Preferred Card

                                                                                                                Chase

                                                                                                                1x Ultimate Rewards on Shopping
                                                                                                                1x × 1.8¢/pt = 1.8¢ per dollar

                                                                                                                Why this card

                                                                                                                  $93 in credits offset the $95 fee

                                                                                                                  VISA
                                                                                                                  1.8¢
                                                                                                                  per dollar on shopping
                                                                                                                  $95/yr($93 in credits)
                                                                                                                  Annual rewards$108
                                                                                                                  + Credits$93
                                                                                                                  \u2212 Annual fee$95
                                                                                                                  Net annual value$106
                                                                                                                  Hilton Honors American Express Card
                                                                                                                  30

                                                                                                                  Hilton Honors American Express Card

                                                                                                                  Amex

                                                                                                                  3x Hilton Honors on Shopping
                                                                                                                  3x × 0.5¢/pt = 1.5¢ per dollar

                                                                                                                  Why this card

                                                                                                                    No annual fee

                                                                                                                    AMEX
                                                                                                                    1.5¢
                                                                                                                    per dollar on shopping
                                                                                                                    No annual fee
                                                                                                                    Annual rewards$90
                                                                                                                    Net annual value$90